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Assisted Living Communities in Chelsea, Michigan

Situated in southeast Michigan’s Washtenaw County, Chelsea sits about 50 miles outside of Detroit. In this region, prospective assisted living residents have 3 facilities to consider. It ranks among the more expensive cities to obtain care, with local assisted living rates of approximately $6,500 per month outpacing state and national norms.

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Directory of Assisted Living in Chelsea, MI

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The Cost of Assisted Living in Chelsea, MI and Nearby Cities

Assisted living costs in Chelsea come in near $6,500 monthly, according to information in the 2024 Genworth Cost of Care Survey. This fee tracks hundreds of dollars beyond Michigan’s median of $5,050 and exceeds rates in many other cities in the southeast region of the state. For example, monthly expenses in Jackson run about $1,770 lower than in Chelsea, and in Flint, seniors expect assisted living fees of roughly $4,250. 

Chelsea

$6,500

Michigan

$5,050

The United States

$5,350

Detroit

$5,949

Flint

$4,250

Lansing

$5,500

Jackson

$4,733

Paying for Assisted Living in Chelsea, MI

Financial Assistance for Assisted Living in Chelsea

There are a number of state and federal government programs that offer financial assistance to eligible Chelsea, Michigan seniors living in an assisted living facility. These include Medicaid State Plan , MI Choice and Supplemental Security Income Category G.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Michigan page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.

The Cost of Other Types of Senior Living in Chelsea, MI

At approximately $6,500 per month, assisted living costs in Chelsea fare moderately compared to other local senior care solutions. By contrast, seniors seeking home health care services pay around $6,101 for full-time support. On the other hand, nursing home costs trend about $3,200 higher than assisted living expenses, indicating financial benefits for those without extensive daily medical needs.

Home Health Care

$6,101

Assisted Living Facility

$6,500

Nursing Home Care (semi-private room)

$9,733

Note: Since data for Chelsea is unavailable, we used data for the nearest city, Ann Arbor, instead.

Free Assisted Living Resources in Chelsea

Seniors have several free resources at the local, county and state levels that offer an array of aging-related assistance. These resources provide various programs and supportive services that include everything from advocacy programs that promote better assisted living care to socialization programs that let seniors remain active with their peers.

ResourceContactService
Chelsea Senior Center(734) 475-9242The Chelsea Senior Center provides various opportunities for seniors aged 50 or older to explore new interests or enjoy lifelong hobbies in a social setting. It provides fun, information and healthy programs. The Center continuously strives to organize and promote activities that fulfill the physical, emotional and social needs of area seniors.
Area Agency on Aging 1-B(800) 852-7795The AAA 1-B serves seniors in a six-county region in southeast Michigan, which includes Washtenaw County. It provides direct care programs and funding and support for other programs provided through community partners. It helps seniors live safely and comfortably wherever they call home, whether it’s in their own home, in assisted living or with a family caregiver. Some programs it provides include transportation assistance, legal services, health and wellness classes and information and assistance, among others.
Long-Term Care Ombudsman Program(866) 485-9393The LTCOP advocates for seniors in six counties, including Washtenaw. A trained ombudsman works with seniors who have a complaint about their long-term care facility, such as an assisted living facility, and helps them understand their rights. They also ensure the residents receive the appropriate care.
Chelsea Community Ride(734) 475-9494Chelsea Community Ride provides free community shuttle transportation for any Chelsea resident. The service is made possible through a collaboration between the Western-Washtenaw Area Value Express (WAVE) and the United Methodist Retirement Communities. The shuttle service operates seven days a week. WAVE vehicles are equipped with wheelchair ramps and lifts to make them accessible to seniors or disabled individuals using canes, walkers or wheelchairs. Seniors also may ask for assistance carrying packages to and from the curb.

What to Consider About Assisted Living in Chelsea

Michigan doesn’t license assisted living facilities. However, assisted living facilities may require a Home for the Aged license if they provide room, board and supervised personal care to 21 or more residents aged 55 or older. The Michigan Department of Licensing and Regulatory Affairs, Adult Foster Care and Homes for the Aged Licensing Division handles licensing and regulation in Chelsea.

Benefits and Drawbacks of Assisted Living in Chelsea

  • Michigan’s state sales tax rate is 6%, but that’s all residents pay. The state doesn’t allow counties or cities to collect local sales tax. Plus, groceries and prescription drugs are sales tax-exempt.
  • Although Michigan isn’t considered very tax-friendly towards retirees compared to many other states, it’s mostly due to above-average property taxes. Seniors in assisted living generally don’t have to worry about property taxes. Income from Social Security benefits, Railroad Retirement benefits and military pensions are all exempt from state income taxes. Private retirement plan exemptions vary based on income and when a retiree was born. Tax breaks for seniors born before 1946 are the best.
  • Seniors in Chelsea benefit from having a local hospital that’s well-rated. St. Joseph Mercy Chelsea Hospital was rated high performing in five adult procedures or conditions frequently seen in older adults, which included back surgery, hip replacement and knee replacement, hip fractures and pneumonia. There’s also a nationally ranked hospital about 15 miles away in Ann Arbor.
  • Chelsea’s cost of living is higher than the national average by 4.5% and much higher than the state average by about 15%. However, health care costs mirror those of the state, and they’re lower than the national average by 14%.
  • Residents may feel safer with Chelsea’s lower-than-average crime rates. Chelsea scores 12.4 for violent crime, which is much lower than the national average of 22.7 and lower than the state average of 25.3. It also has a lower property crime rate at 20.2 compared to 28.1 statewide and 35.4 nationally.
  • Chelsea sees a lot of snow at an average of 40 inches per year, much higher than the national average of 28 inches. It has fewer sunny days on average with about 182 annually compared to the national average of 205 days. On the plus side, summers in Chelsea are temperate with an average high of 82 in July and a summer comfort index score of 9.2 out of 10.

Assisted Living Laws and Regulations in Chelsea

Chelsea-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Michigan are required to follow. Visit our 

Reviews of Communities Nearby

Assisted Living

ReviewerFC110321B

I am a friend or relative of a current/past resident

Review of Birchwood Retreat

My father is in Birchwood Retreat. They have very good, very caring, compassionate staff and clean facilities. The residents seem to be well taken care of and they have good food options. They can...

Read more

Assisted Living

Mark

I am a friend or relative of a current/past resident

Review of Chelsea Retirement Community

I visited some friends in Chelsea Retirement Community (UMRC). It's clean, and it has nice facilities. I've been there several times because I know a lot of people who have been there. It's an...

Read more

Assisted Living

Mark

I visited this facility

Review of Silver Maples of Chelsea

Silver Maples of Chelsea was excellent. Everything was good. It's clean, there's a lot of facilities, and it's in a great setting. They had a lot of activities. Everything was good about it. The...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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