Assisted Living Communities in Newark, Delaware

According to Genworth's 2024 Cost of Care Survey, the expected monthly cost of assisted living in Newark is $6,986. Seniors here pay more than the U.S. median of $5,350 but less than the Delaware baseline rate of $7,425. In Reading, PA, older adults receive more cost-effective care at roughly $4,914 per month. However, in Lancaster, PA, fees are closer to Newark's but still lower at $6,135. 

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Delaware page.

Assisted living represents the most affordable residential care model in Newark at approximately $6,986 per month. The median monthly cost of a semi-private room in a nursing home is $13,444. However, seniors save roughly $885 per month by hiring a home health aide or $4,386 by choosing adult day care instead of assisted living.

The Division of Health Care Quality, which is part of the Department of Health and Social Services, regulates assisted living facilities in Delaware. Facilities must apply for a license from the division before they can open their doors to seniors. The division can carry out unannounced inspections, legally force underperforming facilities to comply and revoke licenses from those that fail.

• Sperling’s Best Places compares U.S. cities to a national average of 100 to identify their affordability. Newark scores 104.1, placing it above the national and state averages. At first glance, this makes the city look less attractive, but it makes sense. Delaware is above-average in cost terms, and Newark’s proximity to major cities, such as Philadelphia and Baltimore, serves to make it more attractive and raises prices.
• Newark is safer than average when compared to other cities in the state and the country, but its property crime figures are above average. However, seniors in many assisted living communities can find comfort in knowing their facilities are watched over 24/7 by surveillance cameras and staff is always nearby.
• The medical facilities in Newark are excellent. They include a high number of physicians registered to treat Medicare physicians and the No. 1 medical facility in the state: ChristianaCare Hospitals. Due to its location, Newark’s seniors are also within an hour’s journey of the Hospitals of the University of Pennsylvania and Johns Hopkins Hospital, ranked No. 13 and No. 4 in the country.
•  For $2 per day, the Newark Senior Center bus can collect members from their homes, bring them to the center and take them home again. On Fridays, it also takes seniors on trips to local shopping centers.
• Newark has one of the better climates in the state. Its annual snowfall is less than half the U.S. average, and temperatures range between 24 degrees in winter to 87 in summer. The annual rainfall is above-average, but that only enriches the soil that births the city’s profusion of trees, grassland and flora.
• There are several tax advantages to living in Newark. The tax rates for the city, county and state are 0%, which helps seniors hold on to more of their incomes and lowers costs for goods. Additionally, Delaware’s retirees aren’t taxed on their Social Security retirement benefits.