Elgin, which is located on the banks of the Fox River in Illinois, features beautiful examples of Victorian-era buildings. The population of Elgin is 110,849, with about 12.2% of residents aged 65 and over. Seniors in the city have access to good medical facilities at Advocate Sherman Hospital, which is ranked as high-performing in three specialties according to USN rankings

Nursing homes provide medical care and supervision to seniors who require full-time care and assistance. This type of care, which is provided by registered nurses, is generally the most expensive senior care option available. According to the Genworth Cost of Care Survey 2020, the average monthly cost of nursing home care in Elgin is $8,076 for a semiprivate room. This is slightly higher than the national average of $7,756 per month. Seniors in Elgin who don’t require such a high level of care may want to look at alternative care options such as assisted living and home care services

This guide looks at the costs of senior care options in Elgin and surrounding cities, as well as free resources for seniors in the city.

Directory of Nursing Homes in Elgin, IL

Highland Oaks

2750 West Highland Avenue, Elgin, IL, 60124

The rooms at Highland Oaks were spacious and clean with up-to-date, modern equipment. The dining area was well-lit and staffed well. The menu comes with a variety, so that was appealing. The staff see … (read more)
The rooms at Highland Oaks were spacious and clean with up-to-date, modern equipment. The dining area was well-lit and staffed well. The menu comes with a variety, so that was appealing. The staff see … (read more)

Heritage Health Therapy & Senior Care

355 Raymond Street, Elgin, IL, 60120

I did a tour of Heritage Health Elgin and it looked nice. The only thing I didn’t like about that was, there were two people in a room, but there was a doorway on each side of the bathroom. So, four p … (read more)
I did a tour of Heritage Health Elgin and it looked nice. The only thing I didn’t like about that was, there were two people in a room, but there was a doorway on each side of the bathroom. So, four p … (read more)

Avantara Elgin

1950 Larkin Ave, Elgin, IL, 60123

My mother has moved into Avantara Elgin, and it has excellent care. They’re very attentive and she seems to be adjusting very well there. They’re very nice there. She seems to be happy there for now a … (read more)
My mother has moved into Avantara Elgin, and it has excellent care. They’re very attentive and she seems to be adjusting very well there. They’re very nice there. She seems to be happy there for now a … (read more)

River Crossing of Elgin

2355 Royal Blvd., Elgin, IL, 60123

I visited the River Crossing of Elgin and it looked nice. I heard bad things about it when it was under a different name, but this being that it was different people, I thought I’ll go into it. It loo … (read more)
I visited the River Crossing of Elgin and it looked nice. I heard bad things about it when it was under a different name, but this being that it was different people, I thought I’ll go into it. It loo … (read more)

Crescent Care

180 South State Street, Elgin, IL, 60123

My mother is at Citadel Care Center of Elgin but I can’t tell you about the inside because we’re not allowed in. She is very happy, and everything is going fine, and they’ve been attentive to our need … (read more)
My mother is at Citadel Care Center of Elgin but I can’t tell you about the inside because we’re not allowed in. She is very happy, and everything is going fine, and they’ve been attentive to our need … (read more)

Sherman West Court

1950 LARKIN AVENUE, Elgin, IL, 60123

Two Times I’ve Stayed At West Court. The Gym (Rehab) And It’s Staff Quickly Worked Me Out Of My Post-Operate Weakness. Two Times I’ve Stayed At West Court. The Gym (Rehab) And It’s Staff Quickly Worke … (read more)
Two Times I’ve Stayed At West Court. The Gym (Rehab) And It’s Staff Quickly Worked Me Out Of My Post-Operate Weakness. Two Times I’ve Stayed At West Court. The Gym (Rehab) And It’s Staff Quickly Worke … (read more)

Aperion Care Elgin

134 N Mclean Blvd, Elgin, IL, 60123

I wouldn’t board my dog there. Only reason I gave one star is because they fed my family member. Do not come here. The pictures of the common areas look wonderful. When you get to the rooms they are … (read more)
I wouldn’t board my dog there. Only reason I gave one star is because they fed my family member. Do not come here. The pictures of the common areas look wonderful. When you get to the rooms they are … (read more)

Maplewood Care

50 NORTH JANE, Elgin, IL, 60123


Addison Rehab & Living Ctr

1760 Capital Street, Elgin, IL, 60124


Avondale Estates of Elgin

1760 Capital St, Elgin, IL, 60124


Friendship Village of Schaumburg

350 WEST SCHAUMBURG ROAD, Schaumburg, IL, 60194

Friendship Village of Schaumburg is located in Schaumburg, Illinois, near the popular Woodfield Mall, and offers independent living, assisted living and full care. Guests praise the modern interior de … (read more)
Friendship Village of Schaumburg is located in Schaumburg, Illinois, near the popular Woodfield Mall, and offers independent living, assisted living and full care. Guests praise the modern interior de … (read more)

Wynscape

2180 Manchester Road, Wheaton, IL, 60187

The staff are so caring and attentive. The nursing staff in particular are exceptionally competent and very aware of everything that is needed. The aids are cheerful and not at all afraid to help out. … (read more)
The staff are so caring and attentive. The nursing staff in particular are exceptionally competent and very aware of everything that is needed. The aids are cheerful and not at all afraid to help out. … (read more)

2015

GreenFields of Geneva

0N801 Friendship Way, Geneva, IL, 60134

GreenFields of Geneva is located near the Tanna Farms and Mill Creek golf courses, Peck Farm Park and Lincoln Highway in Geneva, Illinois. This facility’s staff are consistently praised by reviewers f … (read more)
GreenFields of Geneva is located near the Tanna Farms and Mill Creek golf courses, Peck Farm Park and Lincoln Highway in Geneva, Illinois. This facility’s staff are consistently praised by reviewers f … (read more)

Fair Oaks Health Care Center

471 W Terra Cotta Avenue, Crystal Lake, IL, 60014

I had back surgery and was sent to Fair Oaks Rehab in Crystal Lake…. it was fantastic! My care from nurses, CNA, to PT was so great. I felt they went far and beyond their duties and always with cari … (read more)
I had back surgery and was sent to Fair Oaks Rehab in Crystal Lake…. it was fantastic! My care from nurses, CNA, to PT was so great. I felt they went far and beyond their duties and always with cari … (read more)

Covenant Living at Windsor Park

124 Windsor Park Drive, Carol Stream, IL, 60188

Mom is at Windsor Park Manor, and her stay here is good. We really like the staff, as they are really good. They seem well trained and very caring. The food is just marginal. Not great, but it isn’t b … (read more)
Mom is at Windsor Park Manor, and her stay here is good. We really like the staff, as they are really good. They seem well trained and very caring. The food is just marginal. Not great, but it isn’t b … (read more)

ProMedica Skilled Nursing And Rehabilitation (Elk Grove Village)

1920 NERGE ROAD, Elk Grove Village, IL, 60007

My mother is in ProMedica Skilled Nursing and Rehabilitation (Elk Grove Village). It’s been a great experience. They’re very courteous, very concerned, and attentive. When we get there, they introduce … (read more)
My mother is in ProMedica Skilled Nursing and Rehabilitation (Elk Grove Village). It’s been a great experience. They’re very courteous, very concerned, and attentive. When we get there, they introduce … (read more)

Tower Hill Healthcare Center

759 Kane Street, South Elgin, IL, 60177

I beg those that are interested in this home to stay away. Do not be swayed by their website and facade behind those pleasing photos. My mother in law was a resident. She was exposed to and died due t … (read more)
I beg those that are interested in this home to stay away. Do not be swayed by their website and facade behind those pleasing photos. My mother in law was a resident. She was exposed to and died due t … (read more)

Avantara of Lake Zurich

900 South Rand Road, Lake Zurich, IL, 60047

I had my sister transferred there from the hospital. It’s the worst place ever. She went in there able to walk and get in out of bed by herself, now she can’t. She went in for physical therapy to make … (read more)
I had my sister transferred there from the hospital. It’s the worst place ever. She went in there able to walk and get in out of bed by herself, now she can’t. She went in for physical therapy to make … (read more)

Abbington Rehab & Nursing Center

31 West Central Ave, Roselle, IL, 60172

Worst facility! Understaffed, unprofessional and incompetent staff. Majority of the staff seemed distant and lacked any compassion or concerned about the patient including their physician who saw our … (read more)
Worst facility! Understaffed, unprofessional and incompetent staff. Majority of the staff seemed distant and lacked any compassion or concerned about the patient including their physician who saw our … (read more)

Alden Valley Ridge Rehab & Hcc

275 EAST ARMY TRAIL ROAD, Bloomingdale, IL, 60108

To anyone with a loved one in need of care, THIS is the place to choose! The physical therapy staff are miracle workers offering stellar service to all! Enormous kudos and standing ovation to the enti … (read more)
To anyone with a loved one in need of care, THIS is the place to choose! The physical therapy staff are miracle workers offering stellar service to all! Enormous kudos and standing ovation to the enti … (read more)

Nursing Home Costs in Elgin, Illinois

The average cost of nursing home care in Elgin is $8,076 per month for a semiprivate room and $8,532 for a private room.

The Cost of Nursing Home Care in Nearby Cities

Seniors who are looking at nursing home care in Elgin may be interested to see how the cost of care in the city compares to other cities in the state. Using the average monthly cost of a semiprivate room as a price comparison point, the cost of care in Elgin is higher than the national average of $7,756 and the Illinois state average of $6,235.

The average monthly costs of care in the nearby cities of Rockford ($5,825), Kankakee ($6,540), Decatur ($6,388) and Springfield ($6,996) all coming in much lower than in Elgin.

$8076

Elgin

$6235

Illinois

$7756

The United States

$5825

Rockford

$6540

Kankakee

$6388

Decatur

$6996

Springfield

The Cost of Other Types of Senior Care

At the low end of the cost scale, adult day care has a monthly average charge of $1,614 while assisted living has an average monthly cost of $4,950. Home care and home health care services have a monthly average cost of $4,957 and $5,053, respectively. At the upper end of the price scale, nursing home care costs an average of $8,076 for a semiprivate room and $8,532 for a private room per month.

$1614

Adult day care

$4950

Assisted living

$4957

Home care

$5053

Home health care

$8076

Nursing home care (semiprivate)

$8532

Nursing home care (private)

Note: Data for Elgin was unavailable, so data for the nearest city, Chicago, was used instead.

Financial Assistance for Nursing Home Care in Elgin, Illinois

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Elgin, Illinois

These resources may be of interest to seniors in Elgin who are looking for services to help them age safely in place in their own homes or delay the move to nursing home care. One resource may help seniors who are currently in a nursing home or looking to make the move in the near future. 

ResourceContactServices
Meals on Wheels(847) 332-2678The Meals on Wheels program of Northeastern Illinois delivers meals Monday through Saturday to homebound seniors aged 60 and over in Elgin. One hot and one cold meal are delivered daily. All meals are designed to meet a third of the daily nutritional requirements of a senior. The volunteers check on seniors when delivering the meals and report any issues they find to the relevant authorities or family members. The meals are provided free of charge, but donations are appreciated. 
SHIP (State Health Insurance Assistance Program)(800) 252-8966The SHIP program is funded by the state of Illinois and the federal government. Trained volunteers provide free, unbiased information regarding state health insurance plans. Counselors help seniors find and apply to the best plan to suit their individual requirements. Staff members also provide information on financial assistance options for seniors considering moving to a nursing home care facility. They also help seniors fill out applications for any state financial aid they are eligible for.
Senior Services Transportation(847) 741-0404The Senior Services Transportation volunteer program provides free door-to-door transportation to seniors who no longer have access to a vehicle or are unable to drive themselves anywhere. The volunteers take seniors to medical appointments, grocery stores, nutrition sites and senior centers. These rides are provided free of charge, but seniors need to book a ride at least 24 hours in advance.