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The 10 Best Nursing Homes in Elgin, IL for 2024

Elgin, which is located on the banks of the Fox River in Illinois, features beautiful examples of Victorian-era buildings. The population of Elgin is 110,849, with about 12.2% of residents aged 65 and over. Seniors in the city have access to good medical facilities at Advocate Sherman Hospital, which is ranked as high-performing in three specialties according to USN rankings.

Nursing homes provide medical care and supervision to seniors who require full-time care and assistance. This type of care, which is provided by registered nurses, is generally the most expensive senior care option available. According to the Genworth Cost of Care Survey 2020, the average monthly cost of nursing home care in Elgin is $8,076 for a semiprivate room. This is slightly higher than the national average of $7,756 per month. Seniors in Elgin who don’t require such a high level of care may want to look at alternative care options such as assisted living and home care services.

This guide looks at the costs of senior care options in Elgin and surrounding cities, as well as free resources for seniors in the city.

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Nursing Home Facilities in Elgin, Illinois

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Nursing Home Costs in Elgin, Illinois

The average cost of nursing home care in Elgin is $8,076 per month for a semiprivate room and $8,532 for a private room.

The Cost of Nursing Home Care in Nearby Cities

Seniors who are looking at nursing home care in Elgin may be interested to see how the cost of care in the city compares to other cities in the state. Using the average monthly cost of a semiprivate room as a price comparison point, the cost of care in Elgin is higher than the national average of $7,756 and the Illinois state average of $6,235.

The average monthly costs of care in the nearby cities of Rockford ($5,825), Kankakee ($6,540), Decatur ($6,388) and Springfield ($6,996) all coming in much lower than in Elgin.

Elgin

$8,076

Illinois

$6,235

The United States

$7,756

Rockford

$5,825

Kankakee

$6,540

Decatur

$6,388

Springfield

$6,996

The Cost of Other Types of Senior Care

At the low end of the cost scale, adult day care has a monthly average charge of $1,614 while assisted living has an average monthly cost of $4,950. Home care and home health care services have a monthly average cost of $4,957 and $5,053, respectively. At the upper end of the price scale, nursing home care costs an average of $8,076 for a semiprivate room and $8,532 for a private room per month.

Adult day care

$1,614

Assisted living

$4,950

Home care

$4,957

Home health care

$5,053

Nursing home care (semiprivate)

$8,076

Nursing home care (private)

$8,532

Financial Assistance for Nursing Home Care in Elgin, Illinois

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

ResourceContactService
Meals on Wheels(847) 332-2678The Meals on Wheels program of Northeastern Illinois delivers meals Monday through Saturday to homebound seniors aged 60 and over in Elgin. One hot and one cold meal are delivered daily. All meals are designed to meet a third of the daily nutritional requirements of a senior. The volunteers check on seniors when delivering the meals and report any issues they find to the relevant authorities or family members. The meals are provided free of charge, but donations are appreciated.
SHIP (State Health Insurance Assistance Program)(800) 252-8966The SHIP program is funded by the state of Illinois and the federal government. Trained volunteers provide free, unbiased information regarding state health insurance plans. Counselors help seniors find and apply to the best plan to suit their individual requirements. Staff members also provide information on financial assistance options for seniors considering moving to a nursing home care facility. They also help seniors fill out applications for any state financial aid they are eligible for.
Senior Services Transportation(847) 741-0404The Senior Services Transportation volunteer program provides free door-to-door transportation to seniors who no longer have access to a vehicle or are unable to drive themselves anywhere. The volunteers take seniors to medical appointments, grocery stores, nutrition sites and senior centers. These rides are provided free of charge, but seniors need to book a ride at least 24 hours in advance.

Reviews of Communities Nearby

Nursing Homes

Lucien

I am a friend or relative of a current/past resident

Review of River Crossing of Elgin

If you care about Relatives, DO NOT send them here! The meal are horrible. They run out of diapers, clean sheets, wipes, though they tell you they have all this. They steal residents belongings...

Read more

Nursing Homes

iori3

I am a friend or relative of a current/past resident

Review of River Crossing of Elgin

The facility is very clean . Coki in the main office is excellent. She seems to be the heartbeat of the facility . Does her job well . The rest of the regular staff very good . Ricardo is...

Read more

Nursing Homes

MyFaith1928

I am a friend or relative of a current/past resident

Review of River Crossing of Elgin

Our mother spent the last four months of her life in Able Hearts/River Crossing of Elgin, IL. This review is not based on the caregiver side of their failures, but, the...

Read more

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Other Options in Elgin, IL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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