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The 10 Best Assisted Living Facilities in Elgin, IL for 2024

Elgin is a large and diverse city in the Chicago metropolitan area of Illinois. According to the U.S. Census, it has a population of 113,911 people, and 11.5% of its residents are senior citizens. The city’s rich history and thriving arts and culture scene make it popular with active older adults, although the variety of amenities the city offers does mean it has an above-average cost of living. Seniors in Elgin have easy access to medical care, with several hospitals, including the Advocate Sherman Hospital, within the city limits.

Older adults who need help with day-to-day tasks such as bathing, dressing or feeding themselves may benefit from moving into an assisted living facility. These communities serve seniors who do not yet require the level of support offered by nursing homes but who struggle to live alone. Assisted living fees in Elgin are typically $4,825 per month, a slight increase on the Illinois median of $4,488 per month and $325 more than the national average.

This guide explores the cost of assisted living in Elgin and looks at other types of care. It also provides some information about organizations offering support to local seniors.

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Assisted Living Facilities in Elgin, Illinois

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What to Consider About Assisted Living in Elgin

Assisted living communities in Elgin are overseen by the Illinois Department of Public Health. The department sets rules and regulations that long-term care communities must abide by, covering standards of care, health and safety and other similar issues. The IDPH also maintains a list of licensed assisted living facilities in the state.

Benefits and Drawbacks of Assisted Living in Elgin

  • Elgin has lower rates of both property crime and violent crime than the national average. On a 100-point scale, property crime rates are at 17.4, and violent crime rates are 24.7, compared to rates of 22.7 and 35.4 nationwide, respectively.
  • Illinois is relatively tax-friendly for seniors. Social Security income is not taxed, and withdrawal rates from retirement accounts are also untaxed.
  • The weather in Elgin is typically more comfortable than in many other parts of Illinois. Summers can be hot, with temperatures reaching around 85 degrees in July. Winters are chilly, and there is often snowfall in January.
  • Elgin’s air quality is usually good, with low levels of most pollutants. Air quality may be of particular importance to seniors who are living with certain respiratory conditions. The water quality in the city is also considered to be above the U.S. average.
  • The cost of living in Elgin is lower than the U.S. average and broadly similar to the cost of living in other parts of Illinois, although some things such as transportation and utilities are slightly more expensive in the city. However, this may not be an issue for seniors who live in an assisted living facility, where these costs may be included in the monthly fee.

Paying for Assisted Living in Elgin

On average, seniors in Elgin pay $4,825 per month for assisted living services. Exact fees vary depending on the size of the facility and the level of care and amenities it offers.

The Cost of Other Types of Senior Care

Assisted living facilities offer room and board, plus help with ADLs for $4,825 per month. Seniors who prefer to remain in their own homes and have caregivers come to them can get home care ($5,672) or home health care ($5,720) for slightly more. Adult day health care services cost around $3,000 less than assisted living, while skilled nursing care is the costliest at $6,996 per month.

In-Home Care

$5,672

Home Health Care

$5,720

Adult Day Health Care

$1,842

Assisted Living Facility

$4,825

Nursing Home Facility (semiprivate room)

$6,996

The Cost of Other Types of Senior Care

Assisted living facilities offer room and board, plus help with ADLs for $4,825 per month. Seniors who prefer to remain in their own homes and have caregivers come to them can get home care ($5,672) or home health care ($5,720) for slightly more. Adult day health care services cost around $3,000 less than assisted living, while skilled nursing care is the costliest at $6,996 per month.

In-Home Care

$5,672

Home Health Care

$5,720

Adult Day Health Care

$1,842

Assisted Living Facility

$4,825

Nursing Home Facility (semiprivate room)

$6,996

Note: Data for Elgin was unavailable, so data for the nearest city, Chicago, was used instead.

Financial Assistance for Assisted Living in Elgin

Financial Assistance in Illinois

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

Free Assisted Living Resources in Elgin

Elgin seniors and their families can contact the following organizations for help and information about long-term care services, financial support and ways to offset some of the cost of assisted living care.

ResourceContactService
Illinois Department of Aging(800) 252-8966The Department of Aging runs several programs for older adults in Illinois. These include the Senior Health Insurance Program (SHIP) and the Senior Health Assistance Program. The Department of Aging also manages the Long Term Care Ombudsman, which can assist with any concerns about the standard of care in assisted living communities.
City of Elgin Police Department Senior Services(847) 289-2533The City of Elgin Police Department has a Senior Services program to support older adults. Services include senior education, lock box installation to allow emergency services workers to access a senior's home quickly in an emergency, and an Elderly Services Officer program to engage with the city's most vulnerable residents and help them avoid scams.
Senior Services Associates(847) 741-0404This organization runs a multipurpose senior center and assists residents of Elgin and Kendall County with their long-term care and Medicaid-related queries. In addition, Senior Services Associates runs senior transportation, health and education-related programs.
Prairie State Legal Services(815) 965-2134Prairie State Legal Services offers legal aid to low-income individuals in 36 counties across Illinois. It assists with housing, benefits and health-related legal inquiries. Seniors can apply for support via their website or call the helpline.

Assisted Living Laws and Regulations in Elgin

Elgin Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Illinois are required to follow. Visit our Assisted Living in Illinois page for more information about these laws.

Reviews of Communities Nearby

Assisted Living

Ruth

I am a friend or relative of a current/past resident

Review of THE ATRIUM AT OAK CREST RESIDENCE

My sister-in-law moved into The Atrium at Oak Crest Residence. It is a smaller community. They have staff who are long-term and have been there many years. They welcome the families to be part of...

Read more

Assisted Living

Rebecca

I am a friend or relative of a current/past resident

Review of The Sheridan at Tyler Creek

The Sheridan at Tyler Creek is the closest to where I live from a convenience perspective, but it's the most expensive. I've been there to visit people who used to live in my neighborhood who now...

Provider response

We appreciate the fantastic review and are glad we could be of service. If you have any further needs or questions, please reach out to us directly.

Read more

Assisted Living

Lisa

I am a friend or relative of a current/past resident

Review of THE ATRIUM AT OAK CREST RESIDENCE

My parents are residents of Oak Crest Atrium Apartments. They have two sections: one is for memory care, and one is more assisted living. My parents are in assisted living. They have their own...

Provider response

THANK YOU FOR BEING A VALUED PART OF OUR FAMILY AND STORY.

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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