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Assisted Living Communities in Algonquin, Illinois

Algonquin sits in McHenry and Kane counties in the Chicago Metropolitan Area, about 40 miles outside of Chicago’s downtown district. This region contains 18 assisted living communities, 2 of which operate out of Algonquin proper, providing diverse options for seniors. Based on rates for 2024, seniors spend around $6,500 for assisted living in this village compared to the...

Directory of Assisted Living in Algonquin, IL

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The Cost of Assisted Living in Nearby Cities

The 2024 Genworth Cost of Care Survey puts assisted living costs in Algonquin near $6,500, which exceeds the state median by about $1,275. Local rates run approximately $1,180 lower than costs in nearby Kankakee, but other cities in the region have more budget-friendly rates. For example, care costs in Champaign hover around $5,438, while seniors in Bloomington spend around $4,800 on residential services.

Algonquin

$6,500

Illinois

$5,225

United States

$5,350

Rockford

$5,250

Kankakee

$7,683

Bloomington

$4,800

Champaign

$5,438

Paying for Assisted Living in Algonquin

Financial Assistance for Assisted Living in Algonquin

Eligible seniors may qualify for the Illinois Supportive Living Program Medicaid waiver or the Community Care Program to help pay for assisted living services.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Illinois page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

The Cost of Other Types of Senior Care

Algonquin seniors anticipate monthly assisted living costs of around $6,500, with residential care costs exceeding nonresidential alternatives. For example, seniors who receive private attendance at home pay about $780 less for services, while those who attend adult day health care pay approximately $2,123 per month. However, home health care rates run a little higher at roughly $6,578, and nursing homes are even pricier, with a baseline norm of around $8,669.

In-Home Care

$5,720

Home Health Care

$6,578

Adult Day Health Care

$2,123

Assisted Living Facility

$6,500

Nursing Home Facility (semi-private room)

$8,669

Note: Since data for Algonquin is unavailable, we used data for the nearest city, Chicago, instead.

Free Assisted Living Resources in Algonquin

Algonquin’s older adults can turn to many nonprofits and government organizations for assistance. These groups provide benefits advice, support, information and other services in the local area, often free of charge for qualifying seniors.

ResourceContactService
AgeGuide(630) 293-5990AgeGuide serves as the Area Agency on Aging for Northeastern Illinois. It supports seniors with options counseling, advice and guidance to help them access the services that best suit their needs. It also administers a variety of programs for older adults, such as senior transportation services.
Senior Services Associates(800) 942-1724Senior Services Associates is a nonprofit agency that serves seniors and their loved ones or caregivers. It runs several senior centers in Kane County and organizes recreation-, education- and wellness-related activities to benefit older adults.
Kane County Veterans Assistance Commission(630) 232-3550The Kane County Veterans Assistance Commission helps veterans navigate the VA benefits system. The commission's trained staff understand the benefits system and can help veterans or their immediate relatives access medical care, disability compensation, pensions, pension supplements such as Aid and Attendance benefits and other support that they may be eligible for. They can assist with completing claim forms or filing an appeal if a claim has been denied and can also refer individuals to other support agencies.

What to Consider About Assisted Living in Algonquin

Algonquin’s assisted living facilities are regulated by the Illinois Department of Public Health’s Division of Assisted Living. The division sets rules that assisted living facilities must follow regarding staff training, health and safety, accommodations and resident supervision. Assisted living facilities are inspected regularly to ensure all requirements are being met.

Benefits and Drawbacks of Assisted Living in Algonquin

  • Social Security income isn’t taxed in Illinois. Pensions and income from retirement savings accounts are also not taxed. This makes the state very tax-friendly for retirees. Seniors who want to make the most of their retirement income may find the thought of retiring to Algonquin appealing for this reason.
  • The cost of living in Algonquin is above the national average. However, seniors who move into an assisted living facility usually have groceries and utility bills covered as a part of their fees, and in many cases receive free transportation, too. This means they’re sheltered from a lot of the extra costs of living in the city.
  • The air quality in Algonquin is usually good. This can be an important factor for seniors who have asthma or other respiratory conditions that may be aggravated by the air pollution that’s common in some bigger cities.
  • The drinking water in Algonquin complies with legal guidelines, but the Environmental Working Group report for 2019 found 12 contaminants at levels that exceeded its health guidelines. Seniors with certain skin conditions or health concerns may wish to ask if assisted living facilities they’re considering offer filtered water for added peace of mind.
  • Both violent and property crime rates in Algonquin are far below the national averages. The low crime rates mean seniors can feel relaxed while out socializing and running errands. Assisted living facilities usually have staff on-site 24 hours a day, and cameras on the grounds for additional security.

Assisted Living Laws and Regulations in Algonquin

Algonquin-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Illinois are required to follow. Visit our 

Reviews of Communities Nearby

Assisted Living

Christine

I visited this facility

Review of Clarendale of Algonquin

Clarendale of Algonquin was very nice and had a very country club atmosphere but very big. They were apartments and not bedrooms. The staff members were so busy. We had an appointment, but the...

Provider response

Christine, we are so happy to read such a great review about Clarendale of Algonquin! Thank you, and have a fantastic day!

Read more

Assisted Living

Tiana

I am a friend or relative of a current/past resident

Review of Clarendale of Algonquin

My aunt is now at Clarendale of Algonquin. They assessed her for assisted living as opposed to memory care, so that was one reason why we chose them. We positioned it as an all-inclusive hotel type...

Provider response

Hi Tiana, thank you so much for your positive comments about Clarendale of Algonquin! We appreciate you taking the time to share.

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Assisted Living

Sandy

I visited this facility

Review of Clarendale of Algonquin

I toured Clarendale of Algonquin. It's awesome, it has a resort feel and the people are fabulous. I talked to the residents and they were happy. I liked the place a lot. They have a lot of options...

Provider response

Sandy, we are so pleased you enjoyed your visit to Clarendale of Algonquin! We hope to see you again soon.

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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