Assisted Living Facilities in Algonquin, IL
Algonquin is a village located near Lake Michigan in Northeastern Illinois. As of the 2020 U.S. Census, it has a population of 19,700, and 12% of its residents are seniors aged 65 and older. It’s a culturally diverse village with a rich history and lots to see and do. There are three highly-rated hospitals close to the village: The Advocate Good Shepherd Hospital, Advocate Sherman Hospital and Amita Health St. Joseph Hospital Elgin.
Assisted living services are aimed at seniors who need some personal care support and help with activities of daily living. It can be an affordable option for seniors who don’t require skilled nursing care but are struggling to live independently in their own household. The average cost of assisted living in Algonquin is $4,950 per month, which is just over 8% more than the statewide average.
This guide looks at the cost of assisted living in Algonquin compared to other cities and senior care options. It also discusses the benefits and drawbacks of senior living in Algonquin and provides some useful resources for local older adults.
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What to Consider About Assisted Living in Algonquin
Algonquin’s assisted living facilities are regulated by the Illinois Department of Public Health’s Division of Assisted Living. The division sets rules that assisted living facilities must follow regarding staff training, health and safety, accommodations and resident supervision. Assisted living facilities are inspected regularly to ensure all requirements are being met.
Benefits and Drawbacks of Assisted Living in Algonquin
- Social Security income isn’t taxed in Illinois. Pensions and income from retirement savings accounts are also not taxed. This makes the state very tax-friendly for retirees. Seniors who want to make the most of their retirement income may find the thought of retiring to Algonquin appealing for this reason.
- The cost of living in Algonquin is above the national average. However, seniors who move into an assisted living facility usually have groceries and utility bills covered as a part of their fees, and in many cases receive free transportation, too. This means they’re sheltered from a lot of the extra costs of living in the city.
- The air quality in Algonquin is usually good. This can be an important factor for seniors who have asthma or other respiratory conditions that may be aggravated by the air pollution that’s common in some bigger cities.
- The drinking water in Algonquin complies with legal guidelines, but the Environmental Working Group report for 2019 found 12 contaminants at levels that exceeded its health guidelines. Seniors with certain skin conditions or health concerns may wish to ask if assisted living facilities they’re considering offer filtered water for added peace of mind.
- Both violent and property crime rates in Algonquin are far below the national averages. The low crime rates mean seniors can feel relaxed while out socializing and running errands. Assisted living facilities usually have staff on-site 24 hours a day, and cameras on the grounds for additional security.
Paying for Assisted Living in Algonquin
Assisted living care in Algonquin typically costs $4,950 per month, according to the Genworth Financial Cost of Care Survey. The Illinois average is $4,575, while nationwide, seniors can expect to pay around $4,300 per month for assisted living.
The Cost of Assisted Living in Nearby Cities
Algonquin is one of the most expensive cities in Illinois for assisted living. By comparison, prices in Carbondale ($3,750) and Peoria ($3,800) are more than $1,000 less per month. Heading south to Danville, fees are also cheaper at $3,989 per month. Springfield is one of the few cities with similar assisted living prices to Algonquin, with facilities charging around $4,860 for this level of care.
The United States
The Cost of Other Types of Senior Care
In addition to assisted living, seniors can choose from several other care types. The cheapest is adult day health care provided in a group environment for $1,614 per month. Seniors wishing to receive care in their own homes typically pay $4,957 for homemaker or $5,053 for home health care services. Nursing homes are the most costly option, with skilled nursing care costing $8,076 for a semiprivate room and $8,532 for a private room.
Home Health Care
Adult Day Health Care
Assisted Living Facility
Nursing Home Facility (semiprivate room)
Nursing Home Facility (private room)
Note: Care cost data for Algonquin was not available, so data for the closest city, Chicago, was used instead.
Financial Assistance for Assisted Living in Algonquin
Learn more about these programs, plus who’s eligible, on our Assisted Living in Illinois page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.
Free Assisted Living Resources in Algonquin
Algonquin’s older adults can turn to many nonprofits and government organizations for assistance. These groups provide benefits advice, support, information and other services in the local area, often free of charge for qualifying seniors.
AgeGuide serves as the Area Agency on Aging for Northeastern Illinois. It supports seniors with options counseling, advice and guidance to help them access the services that best suit their needs. It also administers a variety of programs for older adults, such as senior transportation services.
Senior Services Associates is a nonprofit agency that serves seniors and their loved ones or caregivers. It runs several senior centers in Kane County and organizes recreation-, education- and wellness-related activities to benefit older adults.
The Kane County Veterans Assistance Commission helps veterans navigate the VA benefits system. The commission's trained staff understand the benefits system and can help veterans or their immediate relatives access medical care, disability compensation, pensions, pension supplements such as Aid and Attendance benefits and other support that they may be eligible for. They can assist with completing claim forms or filing an appeal if a claim has been denied and can also refer individuals to other support agencies.
Assisted Living Laws and Regulations in Algonquin
Algonquin-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Illinois are required to follow. Visit our Assisted Living in Illinois page for more information about these laws.