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The 10 Best Assisted Living Facilities in Crystal Lake, IL for 2024

Assisted Living Facilities in Crystal Lake, Illinois

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What to Consider About Assisted Living in Crystal Lake

In Illinois, assisted living facilities are licensed by the Department of Assisted Living. The agency employs a team of health facility nurse surveyors to conduct inspections and ensure compliance with state regulatory standards. 

Benefits and Drawbacks of Assisted Living in Crystal Lake

 

  • Located 45 miles northwest of Chicago and 20 miles south of the Wisconsin border, Crystal Lake is the largest city in McHenry County yet retains its small-town charm. The area boasts a revitalized historic district with boutique storefronts and unique restaurants, a movie theater and plenty of shopping on the major thoroughfare. 
  • Crystal Lake offers a robust park system comprising over 2,000 acres and operates two public beaches. Seniors can walk the trails and visit the Nature Center at Veteran Acres Park or watch a rousing ball game on the fields at Lippold Park.
  • Although property taxes are high in Illinois, assisted living facility residents do not need to budget for this expense and benefit from the state's tax-friendly policy, which exempts retirement income from taxation. Illinois does not tax Social Security income, pension or retirement savings.
  • Crime rates are generally low in Crystal Lake. Violent crime rates over the years have remained very low compared to the national average. Furthermore, the rate of nonviolent crimes has seen a steady decline. 
  • Crystal Lake is served by the top-ranking Northwestern Medicine Health System, which operates in the surrounding communities of McHenry, Huntley and Woodstock. This triad of hospitals provides a local network of specialized health care and advanced diagnostic services.
  • The midwestern climate in Crystal Lake provides 186 sunny days to appreciate the outdoors. An average high temperature of 82 degrees in July invites residents to enjoy lakeside picnics and regional ball games. However, the area receives above-average snow in the winter, recording about 35 inches per year.

 

Paying for Assisted Living in Crystal Lake

 

The monthly cost of assisted living depends on amenities and services, averaging $4,825 in Crystal Lake.

The Cost of Assisted Living in Nearby Cities

Assisted living facilities in Crystal Lake charge an average monthly rate of $4,825, a little over $300 more than the state and national averages. Comparable prices are found in Kankakee at $4,623, while Peoria offers the lowest monthly cost at $4,131. The cost is highest in Rockford and Bloomington, at $5,250 and $5,160, respectively.

Crystal Lake

$4,825

Illinois

$4,488

United States

$4,500

Rockford

$5,250

Kankakee

$4,623

Peoria

$4,131

Bloomington

$5,160

The Cost of Other Types of Senior Care

In light of high housing costs in Illinois, assisted living offers an affordable senior care option, costing $4,825 per month. Similar in-home care costs $5,672 for personal caregiver assistance and $5,720 for home health care with added medical services. Seniors living at home with minimal supervision can save significantly by opting for adult day health care for $1,842 a month. However, those who need around-the-clock medical care will pay the highest rate of $6,996 for a semiprivate room in a nursing home facility.

In-Home Care

$5,672

Home Health Care

$5,720

Adult Day Health Care

$1,842

Assisted Living Facility

$4,825

Nursing Home Facility (semiprivate room)

$6,996

Note: Data for Crystal Lake was unavailable, so data for the nearest city, Chicago, was used instead.

Financial Assistance for Assisted Living in Crystal Lake

In Illinois, Medicaid does not pay for services in assisted living facilities. There are two Medicaid waiver programs available for financial help. The Medicaid 1915(b) Waiver Program, known as the Supported Living Program, and the Medicaid 1915(c) Waiver Program, called the Managed Long-Term Services and Supports Program, provide assistance with the cost of assisted living for those who qualify.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Illinois page.

Financial Assistance in Illinois

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

Free Assisted Living Resources in Crystal Lake

Crystal Lake and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Crystal Lake, please visit our Assisted Living in Illinois page.

Assisted Living Laws and Regulations in Crystal Lake

 

Crystal Lake Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Illinois are required to follow. Visit our Assisted Living in Illinois page for more information about these laws.

Laws and Regulations in Illinois

Reviews of Communities Nearby

Assisted Living

Elaine

I visited this facility

Review of Shepherd Premier of Crystal Lake

Shepherd Premier of Crystal Lake was very nice. We were given a tour, and our questions were answered. It looked like they engaged the patients very well. They were doing crafts when we came there....

Read more

Assisted Living

Robert

I visited this facility

Review of Bickford of Crystal Lake

Bickford of Crystal Lake was fine, with no issues. I think their affordability was a little out of our range, and it wasn't as close to our home. The apartments were fine. Upkeep and cleanliness...

Provider response

Hello Robert, thank you for taking the time to leave us a review of Bickford of Crystal Lake. We are happy to hear you were pleased with our amazing Bickford Family Members (staff) in Crystal Lake....

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Assisted Living

suzanne kauss

I am a friend or relative of a current/past resident

Review of Sunrise of Crystal Lake

There are not enough words to tell how marvelous sunrise is. The food is wonderful and the staff ....from housekeepers to executives......angels, each and everyone of them. I feel privedged to have...

Provider response

Hi Suzanne, Thank you for the wonderful things you said about Sunrise of Crystal Lake and the dedicated care givers and team members. We are passionate about our community and always enjoy hearing...

Read more

Helpful Articles

Assisted Living near Crystal Lake, IL

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Other Options in Crystal Lake, IL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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