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Nursing Home Communities in Crystal Lake, IL
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authentic reviews in Crystal Lake, IL below include nursing home with 813 reviews.
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Reviews of Communities Nearby
Nursing Homes
Niven
5.0
Review of Fair Oaks Health Care Center
My mother in law was at this facility for almost 3 wks. The staff was kind, attentive and made her laugh! She actually didn't want to leave! Thank you all!
Nursing Homes
Terri Novak
5.0
Review of Fair Oaks Health Care Center
I had back surgery and was sent to Fair Oaks Rehab in Crystal Lake.... it was fantastic! My care from nurses, CNA, to PT was so great. I felt they went far and beyond their duties and always with...
Nursing Homes
ILNurse
5.0
Review of Fair Oaks Health Care Center
It is clear that this facility is run very well and provides a high quality environment for both long-term care residents and rehabilitating short-term residents as well. I am a nurse who visits...
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The Cost of Nursing Home Care in Nearby Cities
In Crystal Lake, nursing homes charge base monthly rates of $6,996, which is high compared to the Illinois norm of $6,266 but about $900 below the national average. In Bloomington, rates are comparable at $6,965, but seniors may save about $450 per month by choosing a nursing home in Peoria. Rates in Kankakee and Rockford are considerably higher than in Crystal Lake at $7,133 and $7,445, respectively.
Crystal Lake
$6,996
Illinois
$6,266
The United States
$7,908
Rockford
$7,445
Kankakee
$7,133
Bloomington
$6,965
Peoria
$6,540
Nursing Home Costs in Crystal Lake, IL
Nursing home residents in Crystal Lake pay $6,996 for shared rooms and $8,060 for private rooms.
Financial Assistance for Nursing Home Care in Crystal Lake, IL
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
- Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
- Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
- Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.
If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.
The Cost of Other Types of Senior Care
Nursing facilities in Crystal Lake charge $6,996 per month for shared rooms and $8,060 for private accommodations, making this the most expensive long-term care option in the city. Seniors may save several thousand dollars by opting for in-home care or home health care, which have respective rates of $5,672 and $5,720, or assisted living, which costs approximately $4,825 per month. Adult day health care is the most affordable option, costing a fraction of nursing home care at $1,842.
In-Home Care
$5,672
Home Health Care
$5,720
Adult Day Health Care
$1,842
Assisted Living Facility
$4,825
Nursing Home (semiprivate room)
$6,996
Nursing Home (private room)
$8,060
Note: Data for Crystal Lake was unavailable, so data for the nearest city, Chicago, was used instead.
Free & Low-Cost Resources for Seniors in Crystal Lake, IL
Finding the best long-term care option is simple with the support of the region’s numerous nonprofit agencies and programs. Through the following resources, seniors can learn more about ways to pay for nursing home care, determine whether they may qualify for budget-friendly, community-based alternatives and get help with the move-in process.
| Resource | Contact | Service |
|---|---|---|
| AgeGuide | (630) 293-7488 | AgeGuide coordinates services for those aged 60 and over in the Crystal Lake community, including home-delivered and congregate meals, transportation and in-home care. It has advisors who help older adults assess their long-term care options based on their needs and goals, and it provides benefits screenings. |
| Prairie State Legal Services | (815) 965-2134 | Prairie State Legal Services has licensed legal professionals who help older adults review nursing home contracts and resolve issues, such as involuntary move-out orders or denied health insurance claims. The office can also help seniors apply for public benefits, such as Medicaid and the state supplementary program. |
| Veterans Assistance Commission | (815) 334-4000 | The Veteran Assistance Commission has trained advisors who specialize in preparing and filing applications for programs, such as Aid and Attendance, veterans’ and survivors’ pensions and disability compensation. The office can also help veterans assess eligibility for veterans’ home placement, the closest of which is in Chicago. |
| Medicaid | (800) 843-6154 | Medicaid provides health insurance coverage to qualified individuals, including many seniors who require nursing home care. Seniors can have Medicaid alongside Medicare to reduce out-of-pocket expenses. The program also provides waiver programs for those seeking skilled nursing services at home or in assisted living facilities. |
| Illinois Department of Public Health | (800) 252-4343 | The Illinois Department of Public Health operates the nursing home hotline, which fields complaints regarding the quality of care in nursing homes throughout the state. The department also publishes information on the rules nursing homes in Illinois follow to ensure a consistently high standard of care. |
| Meals on Wheels | (815) 814-4948 | The local Meals on Wheels program provides home-delivered meals to seniors who are otherwise unable to obtain or prepare meals themselves. The program also provides regular wellness checks to help housebound individuals avoid isolation, which may help some seniors avoid or delay nursing home placement. |
| Senior Services Associates | (815) 356-7457 | Senior Services Association administers a friendly visiting program, transportation services and health insurance options counseling for seniors. It also houses the region’s nursing home ombudsman program, which provides advocacy and unbiased information for residents. |
