McHenry is a vibrant city known for its unique museums, dynamic arts and culture scene and some of the best farmers markets in the state. It’s a suburban city in the Chicago metro and has over 27,000 residents. Those aged 65 and over make up nearly 15% of the population and are served by reliable, easy-to-use public transportation programs and a nationally recognized hospital. The city is relatively affordable and has minimal crime, making it a good option for those seeking senior care services in northeastern Illinois.  

Assisted living provides convenient, high-quality services for older adults who need help with daily living activities. These residential facilities provide on-site personal care, nutrition and medication management services and social and recreational activities. The Genworth 2020 Cost of Care Survey discloses that on average, McHenry residents pay $4,950 per month for this level of care.  

This guide provides more information on assisted living costs in McHenry and highlights how they compare to rates in other cities, as well as fees for other types of senior care. It also features a table with local resources for seniors.   

Directory of Assisted Living Facilities in McHenry, IL

Randall Residence of McHenry

3300 Charles J Miller Road, Mchenry, IL, 60050

Randall Residence of McHenry was excellent. The director of sales was amazing, caring, compassionate, and thorough. It had a great physical appearance and many things to do. I was able to see everythi … (read more)
Randall Residence of McHenry was excellent. The director of sales was amazing, caring, compassionate, and thorough. It had a great physical appearance and many things to do. I was able to see everythi … (read more)

Shepherd Premier Senior Living

1330 N Riverdale Drive, Mchenry, IL, 60050


Heritage Woods of McHenry

4609 W Crystal Lake Rd, Mchenry, IL, 60050

Located in McHenry, Illinois, near State Highway 50, Cold Springs Park and Centegra Hospital, White Oaks at McHenry engages seniors by playing games, joining the choir or working on craft projects, ac … (read more)
Located in McHenry, Illinois, near State Highway 50, Cold Springs Park and Centegra Hospital, White Oaks at McHenry engages seniors by playing games, joining the choir or working on craft projects, ac … (read more)


2019

Lake Barrington Woods

22320 Classic Court, Lake Barrington, IL, 60010

Lake Barrington is located near W. Northwest Highway, Foxmoor Park and Advocate Good Shepherd Hospital in Lake Barrington, Illinois. This facility is praised by relatives for its beautiful grounds, cl … (read more)
Lake Barrington is located near W. Northwest Highway, Foxmoor Park and Advocate Good Shepherd Hospital in Lake Barrington, Illinois. This facility is praised by relatives for its beautiful grounds, cl … (read more)

2015, 2016

The Cottages of Fox Lake Assisted Living & Memory Care

16 Lilac Ave, Fox Lake, IL, 60020

The Cottages of Fox Lake was a more intimate place. It’s small, homey, and it was all one level. It had nice amenities. The courtyard was beautiful and there were little walking paths. It felt less co … (read more)
The Cottages of Fox Lake was a more intimate place. It’s small, homey, and it was all one level. It had nice amenities. The courtyard was beautiful and there were little walking paths. It felt less co … (read more)

2018

Bickford of Crystal Lake

717 McHenry Ave., Crystal Lake, IL, 60014

Located in Crystal Lake, Illinois, Bickford of Crystal Lake is near Hill Farm Park and The Commons of Crystal Lake shopping mall. Visitors describe this facility as charming and note its homey, welcom … (read more)
Located in Crystal Lake, Illinois, Bickford of Crystal Lake is near Hill Farm Park and The Commons of Crystal Lake shopping mall. Visitors describe this facility as charming and note its homey, welcom … (read more)

2015

Sunrise of Crystal Lake

751 Terra Cotta Avenue, Crystal Lake, IL, 60014

Sunrise of Crystal Lake is located in Crystal Lake, Illinois, close to the Crystal Lake Park District, Centegra Hospital Woodstock and Crystal Lake Antique Mall. Visitors give high marks to this facil … (read more)
Sunrise of Crystal Lake is located in Crystal Lake, Illinois, close to the Crystal Lake Park District, Centegra Hospital Woodstock and Crystal Lake Antique Mall. Visitors give high marks to this facil … (read more)

2016

Oak Hill Supportive Living

76 East Rollins Road, Round Lake Beach, IL, 60073

Oak Hill Supportive Living is located in Round Lake Beach, Illinois, near the Rollins Crossing shopping mall, and relatives appreciate its convenient central location. Reviewers consistently note the … (read more)
Oak Hill Supportive Living is located in Round Lake Beach, Illinois, near the Rollins Crossing shopping mall, and relatives appreciate its convenient central location. Reviewers consistently note the … (read more)

Shepherd of Bull Valley

1001 Cherry Valley Rd, Bull Valley, IL, 60050

I toured Shepherd of Bull Valley and it was beautiful. It was extremely nice, very well kept, with beautiful grounds. The house was very organized and had a really good flow. There were a lot of enter … (read more)
I toured Shepherd of Bull Valley and it was beautiful. It was extremely nice, very well kept, with beautiful grounds. The house was very organized and had a really good flow. There were a lot of enter … (read more)

Shepherd Premier of Crystal Lake

5430 E. Hillside Road, Crystal Lake, IL, 60012

Dad moved into Shepherd Premier of Crystal Lake. The reason that I went with Shepherd Premier was because it’s family oriented and it’s a house — he’s actually living at a house — and the size of it … (read more)
Dad moved into Shepherd Premier of Crystal Lake. The reason that I went with Shepherd Premier was because it’s family oriented and it’s a house — he’s actually living at a house — and the size of it … (read more)

2015, 2016

The Fountains at Crystal Lake

965 North Brighton Circle West, Crystal Lake, IL, 60012

The Fountains at Crystal Lake is located in Crystal Lake, Illinois, near North Illinois Route 31 and Prairie Isle Golf Course. Relatives appreciate this facility’s wooded location and ski-lodge ambian … (read more)
The Fountains at Crystal Lake is located in Crystal Lake, Illinois, near North Illinois Route 31 and Prairie Isle Golf Course. Relatives appreciate this facility’s wooded location and ski-lodge ambian … (read more)

2013, 2015, 2017, 2018

Three Oaks Assisted Living & Memory Care

1055 Silver Lake Road, Cary, IL, 60013

Three Oaks Assisted Living & Memory Care is in Gary, Illinois, close to U.S. Route 14, Advocate Good Shepherd Hospital and Lions Park. This facility is praised by visitors for having a welcoming, … (read more)
Three Oaks Assisted Living & Memory Care is in Gary, Illinois, close to U.S. Route 14, Advocate Good Shepherd Hospital and Lions Park. This facility is praised by visitors for having a welcoming, … (read more)

Hearthstone Communities

920 North Seminary Avenue, Woodstock, IL, 60098

I like the staff at Hearthstone Village. The rooms were nice, had nice, big windows, and was decent sized. They had a nice and well-maintained eating area. There’s a bus that they go on, and they take … (read more)
I like the staff at Hearthstone Village. The rooms were nice, had nice, big windows, and was decent sized. They had a nice and well-maintained eating area. There’s a bus that they go on, and they take … (read more)

The Heathers Senior Homes – Portree

6809 Barnard Mill Road, Ringwood, IL, 60072

We ended up choosing Shepherd Premier Senior Living. It’s a 7-bedroom home — a shared housing on 2 acres — and the land is absolutely amazing. What stood out was the pure compassion on the CNAs’ … (read more)
We ended up choosing Shepherd Premier Senior Living. It’s a 7-bedroom home — a shared housing on 2 acres — and the land is absolutely amazing. What stood out was the pure compassion on the CNAs’ … (read more)

The Heathers Senior Homes

4570 Princeton Lane, Lake In The Hills, IL, 60156


What to Consider About Assisted Living in McHenry

The Illinois Department of Public Health monitors and regulates assisted living facilities in McHenry. It enforces a comprehensive set of regulations regarding medication and nutrition services, care planning and recreational activities. It ensures high-quality care through regular inspections and by investigating reports of abuse, neglect or exploitation.  

Benefits and Drawbacks of Assisted Living in McHenry

  • While the overall cost of living in McHenry is a little higher than the state median, the city is an affordable place to live compared to the nation as a whole. Locals pay about 20% more for transportation than residents of other cities, but housing, personal groceries and utilities are relatively economically priced, which may result in more competitive assisted living rates.  
  • Seniors in McHenry don’t pay state income taxes on most types of retirement income, including Social Security benefits, public and private pension income and withdrawals from retirement savings accounts. Property taxes are very high, but older adults may avoid this expense by living in a residential care community.  
  • Older adults in McHenry can obtain public transportation services through MCRide Dial-A-Ride. This program provides demand-response curb-to-curb transportation services in McHenry and nearby communities. It operates on weekdays from 6 a.m. to 7 p.m. and on the weekend from 9 a.m. to 5 p.m. Pace fixed bus routes also operate within the region and provide free and reduced-fare permits for those aged 65 and over. 
  • Crime is uncommon in McHenry, which may provide peace of mind to older adults moving to the region for assisted living. Most recent crime data indicates that there are less than half the number of violent crimes per capita versus the state and national averages. Property crime is a little more prevalent, but its rate is still lower than state and national figures and has been trending downward for several years. 
  • McHenry is home to Northwestern Medicine McHenry Hospital, a nationally recognized 179-bed teaching hospital with a range of adult specializations. Health care costs are about 7% higher here than in the nation as a whole, which may be a consideration for those managing chronic health conditions. 

Paying for Assisted Living in McHenry

Seniors in McHenry pay $4,950 per month for assisted living services. This is nearly $400 higher than the state average of $4,575 and $650 more than the nationwide rate of $4,300, indicating that McHenry is a relatively pricey city to obtain this type of care. 

The Cost of Assisted Living in Nearby Cities 

Assisted living rates throughout Illinois vary considerably depending on location. Danville is among the cheapest options, with monthly fees coming in nearly $600 below the national median at $3,989. In the Champaign area, assisted living is competitively priced at $4,163 per month. Seniors in Springfield pay $4,860 on average, and in McHenry, rates are higher at $4,950. Rockford is the most expensive surveyed city to obtain care in, with locals paying $5,113 per month.  

$4950

McHenry

$4575

Illinois

$4300

The United States

$4163

Champaign Area

$4860

Springfield

$3989

Danville

$5113

Rockford

The Cost of Other Types of Senior Care 

Seniors in McHenry pay $4,950 per month for assisted living. While this is high compared to rates in other cities, it’s comparable to other senior care options within the region. Older adults pay slightly more to obtain care in their own homes, with homemaker services costing $4,957 monthly and specialized home health aides charging $5,053. Nursing homes offer a higher degree of care and have increased monthly rates of $8,076 for shared rooms and $8,532 for private accommodations. Adult day health care is the only cheaper option at $1,614 monthly.  

$4957

Homemaker Services

$5053

Home Health Aide

$1614

Adult Day Health Care

$4950

Assisted Living Facility

$8076

Nursing Home Facility (semiprivate room)

$8532

Nursing Home Facility (private room)

Note: Care cost data for McHenry was not available, so data for the closest city, Chicago Area, was used instead. 

Financial Assistance for Assisted Living in McHenry

In Illinois, the HCBS Medicaid Waiver for Supportive Living Facilities helps pay for services in some assisted living communities, but it does not pay for room and board.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Illinois page.

Paying for Assisted Living Facilities in Illinois

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

Free Assisted Living Resources in McHenry

Older adults in the McHenry area get support, information and assistance from various local organizations and programs. The following table features local resources to help older adults find the best residential care solutions for their needs and identify options for paying for services.  

Resource 

Contact 

Service 

(630) 293-5990 

AgeGuide is the Area Agency on Aging for McHenry and the surrounding region. This agency provides a broad range of services to those aged 60 and over, including information and referrals for community-based services, health insurance options counseling, friendly visitors and health and wellness workshops. The agency also has online classes through GetSetUp, covering topics, such as hobbies and interests, current events, technology training and wellness.

(815) 344-9113 

Prairie State Legal Services is a local nonprofit organization that provides a range of civil legal services to those aged 60 and over to protect individuals’ rights and help them obtain the care and benefits they’re entitled to. Through the local office, seniors can get help with obtaining Medicaid, Supplemental Security Income and Social Security, which can help them pay for assisted living.

(800) 252-8966 

Illinois’s Senior Health Insurance Program is a volunteer-operated program that provides free, unbiased health insurance options counseling for Medicare beneficiaries. Seniors can call the program’s helpline for assistance with understanding Original Medicare’s benefits and determining whether the supplemental coverage of Medicare Advantage is right for their needs. The helpline can also help seniors determine whether they may qualify for Medicaid.

(815) 344-3555 

Senior Services Associates is a local nonprofit organization that provides a range of social, recreational and wellness programs for area seniors. Its McHenry location hosts monthly blood pressure screenings, birthday celebrations, movie matinees, age-friendly fitness classes and Coffee Klatch, which features free coffee and pastries. The organization also provides information and assistance to help seniors connect with community-based programs to supplement what they receive in assisted living.

(815) 334-4229 

The Veterans Assistance Commission serves older veterans in the McHenry region through advocacy, outreach and information services. Veterans can speak with trained officers who help them identify and apply for VA benefits that can help cover assisted living services, including pension programs, disability compensation and Aid and Attendance. The office can also help individuals determine whether they qualify for VA medical care or health insurance.

Assisted Living Laws and Regulations in McHenry

McHenry-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Illinois are required to follow. Visit our Assisted Living in Illinois page for more information about these laws.

Assisted Living Laws and Regulations in Illinois