Memory Care Communities in Wentzville, MO

In Wentzville, seniors pay approximately $5,125 monthly for memory care, which is significantly higher than the Missouri median of $3,750 but runs a few hundred dollars below the national norm of $5,625. Even so, seniors find budget-friendly alternatives in nearby cities, including Columbia, where facilities charge $3,500 for care. Similarly, in Cape Girardeau, seniors pay $3,173 for specialized dementia care, and in Jefferson City, rates are well below Wentzville’s rate at $2,594.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care residents in Wentzville pay $5,125 per month for specialized care.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance memory care, visit our Memory Care in Missouri page.

Seniors in Wentzville pay about $5,125 per month for memory care. This rate is considerably higher than standard assisted living services, which cost $4,100 and include housing, meals and personal care. Similarly, seniors find more economically priced services in nonresidential adult day health care facilities, which charge $1,918 per month for recreational activities, personal care and basic skilled nursing services. Private agencies charge higher rates of $5,482 for home health care, an option that features skilled services, such as diabetes management and medication administration, as well as in-home care, a nonmedical option that covers companionship and personal care services. Nursing home rates also exceed memory care costs, with seniors paying $5,627 for 24-hour medical support.

All memory care communities in Wentzville obtain licensure through the Missouri Department of Health and Senior Services. This department enforces rules related to intake and discharge criteria, staff training and care planning, and it provides information on reporting substandard care. It also connects residents to resources such as the Missouri Alzheimer’s State Plan Task Force.

 

• Seniors in Missouri don’t pay state income taxes on their Social Security benefits, and they can claim a deduction of up to $46,381 to reduce what they owe to the state for public pension income. The state taxes other income at a rate of up to 4.95%, but seniors whose income is at or below $25,000 qualify for an exemption, helping seniors afford residential memory care fees in Wentzville.

 

• Wentzville offers a supportive environment for seniors managing chronic health conditions, such as dementia, which makes it a viable option for those seeking long-term care. The county ranks among the top in the state for general health, coming in second out of 115 ranked counties and in the top percentile for health outcomes and factors. It reports only 2,463 preventable hospitalizations per 100,000 Medicare beneficiaries, indicating access to robust outpatient care services, and 60% of seniors get the flu shot annually.

 

• St. Joseph Hospital – Wentzville sits in Wentzville proper and provides 24-hour emergency and ambulatory services, along with specialties in radiology, cardiology and rehabilitative services. Additionally, the hospital can refer patients to local neurologists who provide dementia diagnosis and treatment services.

 

• Wentzville is a generally affordable place to live with an overall cost of living that comes in 5.1% below the national average. Low housing, utility and transportation costs drive down the cost of memory care. Health care costs trend about 7% below the national norm, offering savings for those managing chronic health conditions.

 

• The American Lung Association gives the Wentzville region an F for ozone pollution and reports 10 days annually in which ozone levels, or smog, exceed safe levels and may impact the health of vulnerable individuals. Fortunately, many memory care communities have air purification systems and indoor activities to support residents’ comfort.

 

• Wentzville has a higher crime rate than 63% of Missouri cities and 68% of U.S. communities. However, crime occurs at a frequency consistent with similarly sized cities nationwide, and neighborhoods on the city’s west side see little criminal activity, providing options for those seeking memory care in safe communities.