Assisted Living Communities in Murfreesboro, Tennessee

In Murfreesboro, assisted living facilities charge $4,100 per month on average for care, which is consistent with the state rate of $4,105 and several hundred dollars lower than the nation’s average of $4,500. Seniors seeking more affordable care may consider Clarksville, where rates are the lowest recorded in the state at $3,215. In Jackson, care costs exceed Murfreesboro’s average at $4,240, and in Kingsport, seniors pay $4,445 for residential care. In Cleveland, rates are among the highest in Tennessee at $4,835. 

Seniors in Murfreesboro pay approximately $4,100 per month for assisted living services. 

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Tennessee page.

Murfreesboro seniors have several long-term care options, the cheapest of which is adult day health care at $1,842 per month. Assisted living is more than double the cost at $4,100 but includes housing, all meals and services such as housekeeping and linen care. Seniors who arrange in-home care or specialized home health care pay $4,767 per month. Nursing home facilities charge the highest rates in the city of $7,270 for shared rooms. 

In Murfreesboro and the rest of Tennessee, assisted living facilities follow the rules set by the Tennessee Department of Health, Office of Health Care Facilities. This agency licenses assisted living facilities and publishes information on the minimum licensing requirements related to scope of care, building features and nutrition services. It also has a portal for filing complaints. 

• Tennessee doesn’t have a state income tax, which may benefit those moving to Murfreesboro from outside the state. Seniors only pay income taxes at the federal level on their retirement income, allowing them to put more money toward local residential care costs.  
• Health care options in Murfreesboro are limited, and on average, costs for services such as dental care and hospitalization are about 6% higher here than in the typical U.S. city. There is one hospital within the city, Ascension Saint Thomas Rutherford, and several more within driving distance. Additionally, assisted living facilities often have visiting physicians and therapists, along with nurses on staff, ensuring prompt care for residents.  
• Murfreesboro has fairly pleasant weather year-round, which may appeal to those who enjoy outdoor activities. Summers are warm with temperatures near 90 degrees, and while July often has muggy conditions, humidity is low for the rest of the year. Winters are chilly with daytime temperatures in the upper-40s, and the city gets about 4 inches of annual snowfall.  
• Crime is a little more prevalent in Murfreesboro than in most cities across the state and nation. On a 100-point crime index that assigns higher values to cities with more crime, Murfreesboro scores 24.4 for violent crime and 46.8 for property crime. By comparison, nationally, respective scores average 22.7 and 35.4. Assisted living facilities keep residents and their belongings safe through video surveillance, high-security locks and alarm systems. 
• Murfreesboro is an expensive place to live compared to a typical Tennessee city, but its cost of living is consistent with the national average. On a 100-point index based on the national average, the city scores 100.6 versus the state score of 87.6. Housing costs are relatively high here, but seniors may be able to avoid high living expenses by moving to assisted living. 
• Rover Public Transit, Murfreesboro’s public transportation service, provides reduced prices for seniors. This program enables those aged 65 and over to ride for half the standard adult fare. To obtain a reduced fare card, seniors must submit applications through the City of Murfreesboro website.