Memory Care Communities in Murfreesboro, TN

Compared to other Tennessee cities, Murfreesboro’s monthly average for memory care is on the more expensive end. Murfreesboro’s memory care cost average is most similar to Chattanooga’s at $5,275 per month. Both Knoxville and Clarksville have substantially cheaper memory care services, however, costing just $4,779 and $4,019 per month, respectively.

According to Genworth’s 2021 Cost of Care Survey, memory care communities in Murfreesboro charge an average of $5,125 per month. We calculated this figure by adding 25% to the city’s average monthly assisted living cost since memory care fees are typically 20-30% higher due to the specialized therapies and staff training required. 

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Tennessee page.

Home care and home health care, ideal for seniors residing at home, both cost $4,767 per month in Murfreesboro. Assisted living facilities have similar costs at an average of $4,100 per month. Nursing homes cost the most, from $7,270 and $7,908 for semiprivate and private accommodations, respectively. Adult day care is the most affordable option at $1,842 per month.

In the Volunteer State, the Tennessee Department of Health’s Board for Licensing Health Care Facilities oversees the licensing of all types of senior care communities, including memory care communities, ensuring the quality of care.

• Tennessee has no state income tax, which is a boon for retirees. However, offsetting that is the state’s high sales and local tax rate, Murfreesboro residents pay SALT taxes of 9.75%, composed of Tennessee’s base sales tax rate of 7% plus Rutherford County’s local tax of 2.75%. 
• The Volunteer State has one of the lowest statewide costs of living, ranked 7th on U.S. News & World Report’s 10 Most Affordable States list. Murfreesboro’s overall cost of living is 4.7% lower than the U.S. average, and its health care costs are 5.1% below the national average.
• Murfreesboro’s public transportation service Rover offers six wheelchair-accessible bus routes, for which seniors ages 65 and up pay reduced fares. In cooperation with Mid-Cumberland Public Transit, Rover offers a curb-to-curb paratransit service on weekdays.
• Murfreesboro has more health care facilities than most municipalities across the state, including public hospitals Ascension Saint Thomas Rutherford and TriStar StoneCrest Medical Center, VA hospital  Alvin C. York Veterans’ Administration Medical Center and Murfreesboro Medical Clinic, which covers 20+ specialties and employs 60+ physicians.
• Murfreesboro experiences a higher rate of crime than most rural areas throughout Tennessee. Ranked on a low-to-high scale of 1 to 100, Murfreesboro has a violent crime rating of 40.7, nearly twice as high as the U.S. average of 22.7; Murfreesboro’s property crime rating of 59.0 is also nearly twice as high as the national average of 35.4.