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Memory Care Communities in Nashville, Tennessee

Our comprehensive listings and authentic reviews in Nashville, TN below include 54 memory care...

Directory of Memory Care in Nashville, TN

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The Cost of Memory Care in Nashville

At $5,125, Nashville’s memory care prices are among the most affordable in the state. Rates are a few dollars less than Tennessee’s average of $5,131 and $500 cheaper than the U.S. average of $5,625. In Chattanooga, costs increased to $5,275. Knoxville’s prices average $4,779, or almost $350 less than Nashville. Seniors pay $5,300 in Jackson and $5,250 in Memphis.

Nashville

$5,125

Tennessee

$5,131

The United States

$5,625

Chattanooga

$5,275

Knoxville

$4,779

Jackson

$5,300

Memphis

$5,250

Paying for Memory Care in Nashville, TN

When trying to decide how to pay for memory care, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of memory care in Nashville and 25 other cities in Tennessee.

Financial Assistance for Memory Care in Nashville

In Nashville, there are options for seniors who need financial assistance paying for Memory Care. For more information about other options, who qualifies, and how to apply, Memory Care in Tennessee page.

More ways to pay for memory care in TN

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Tennessee page.

Inflation's Impact on the Cost of Memory Care in Nashville, TN

Due to inflation, the cost of memory care in Nashville is experiencing a significant rise. It's projected that between 2022 and 2024, prices will increase from $4,574 to $5,448, a jump of approximately 19.1%. However, these rates in Nashville are still approximately 6.3% lower than the U.S. average and are slightly below the average for Tennessee. During this same period, other Tennessee cities, including Memphis, Chattanooga, and Knoxville, are seeing similar cost increases at the rate of 19.1%. Despite the inflation, these cities remain less expensive than Nashville, with current costs at $4,608, $4,652 and $4,357, respectively. 

Location2022 Cost (Historical)2023 Cost (Current)2024 Cost (Estimated)
Nashville$4,574$5,050$5,448
U.S. Average$4,863$5,369$5,792
Tennessee$4,214$5,115$5,539
Memphis$4,174$4,608$4,971
Chattanooga$4,214$4,652$5,019
Knoxville$3,946$4,357$4,700

The Cost of Other Types of Senior Care

Homemaker services and home health aides can be good options for seniors who don’t yet require transitioning to a memory care facility. Both cost $4,767, even though home health aides include medical assistance that standard homemaker services don’t. Adult day health care costs $1,842, and assisted living prices average $4,100. Seniors pay an average of $7,270 for a semiprivate nursing home room and $7,908 for a private room.

Memory Care

$5,125

Homemaker Services

$4,767

Home Health Aide

$4,767

Adult Day Health Care

$1,842

Assisted Living Facility

$4,100

Nursing Home (semiprivate room)

$7,270

Nursing Home (private room)

$7,908

Free and Low-Cost Resources for Seniors in Nashville,TN

There are many resources in Nashville,TN that assist seniors in their retirement. Caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.

For information about statewide resources and those in nearby cities, go to Caring’s Tennessee state page.

Area Agency on Aging

Retirees can find support and advice on various senior-related issues from their local Area Agency on Aging. The agency provides advice on topics such as financial assistance programs, in-home care and long-term care planning. It also connects seniors and caregivers with community-based resources.

Program NamePhone NumberDescription
Greater Nashville Regional Council615-255-1010The Tennessee Commission on Aging and Disability administers state funding for home- and community-based programs for seniors aged 60 and above. The program is administered by nine area agencies covering all 95 counties. The program aims to improve the quality of life and ensure independence for older Tennesseans through daily living assistance such as household cleaning, shopping, transportation, dressing and home health care. Other facets of the program include cooking, home delivery of meals, home accessibility and home maintenance.

Food Assistance Programs

Local organizations help ensure elderly citizens have a balanced diet and receive essential vitamins and minerals to remain healthy. Through nutrition programs, congregate meals, home-delivered meals and food pantries, these programs help Nashville seniors afford the nutritious food they need.

Program NamePhone NumberDescription
The Little Pantry That Could615-260-5769Food pantries usually open once or twice a week to serve local seniors and families with bags or boxes of groceries. Food is available for free, though many food pantries suggest a nominal donation amount from those who can afford to pay. Food pantries typically allot their packages according to need, prioritizing emergency cases and people with young children. You may have to make a reservation or be prepared to wait in line during a food pantry's limited hours of operation.
Mid-Cumberland Meals-on-Wheels615-850-3910Meals on Wheels operates through a nationwide network of providers to combat hunger and isolation, particularly among seniors with a low income. Program volunteers visit their clients with prepared meals and sometimes food supplies they can prepare for themselves. Volunteers may also perform daily check-ins and some other support services for the public they serve
Metropolitan Government of Nashville & Davidson County Nutrition Programs615-880-2292Meals on Wheels operates through a nationwide network of providers to combat hunger and isolation, particularly among seniors with a low income. Program volunteers visit their clients with prepared meals and sometimes food supplies they can prepare for themselves. Volunteers may also perform daily check-ins and some other support services for the public they serve.

Free Used Medical Equipment

Due to the high cost of purchasing new medical equipment, several organizations in Nashville collect lightly used medical devices such as wheelchairs, ramps and walkers and distribute them to local seniors and residents in need.

Program NamePhone NumberDescription
Equipment Program & Loan Closet - Nashville877-216-5551ALS Association has a large inventory of durable medical equipment to lend out to members and a robust financial aid program to help registered members buy new equipment that might not be in stock. Equipment loans are offered at no cost to members.
Tennessee Technology Access Program (TTAP)800-464-5619TTAP operates statewide to provide access to needed assistive technology. The program links together more than 30 local groups to cover the state and maintain the largest possible inventory. TTAP volunteers also demonstrate technology for users and may be able to deliver to members' homes.

Many organizations offer free or low-cost legal services to Nashville seniors. Older adults can access advice on issues such as estate planning, living wills and power of attorney. Some firms also act as long-term care ombudsmen, advocating for the rights of seniors in senior living communities.

Program NamePhone NumberDescription
Mid-Cumberland Long-Term Care Ombudsman615-331-6033The Mid-Cumberland Human Resource Agency is a local nonprofit organization that provides a broad range of programs for vulnerable residents in the region. Its Long-Term Care Ombudsman Program provides free advocacy and information for seniors in assisted living and other long-term care communities. Volunteers spend time in assisted living facilities to ensure that they provide a consistently high level of care. They educate residents of their rights and help provide solutions to ensure that they receive all the services in the care plan. They can also mediate interpersonal conflicts and investigate reports of abuse or neglect.
Tennessee Long-Term Care Ombudsman615-253-5412The statewide long-term care ombudsman program advocates on behalf of seniors who reside in assisted living facilities. Seniors can contact the ombudsman for help with researching local facilities, identifying options for paying for care and resolving issues related to care planning and intake or discharge procedures.
Tennessee Alliance for Legal Services (TALS)888-395-9297The Tennessee Alliance for Legal Services works with private legal nonprofits to provide free legal advice and aid to seniors. Lawyers can help seniors with housing, estate planning, long-term care and advance directives. Referrals to local legal help are also available through the hotline.

Home Repair and Modifications

Seniors and those with disabilities can access a variety of local resources to help them pay for home repairs and modifications. Programs in Nashville have different eligibility criteria and often assist retirees by providing grants or loans.

Program NamePhone NumberDescription
Tennessee Home Modifications & Ramps Program800-228-8432The Tennessee Home Modification program provides state-backed home improvement loans seniors can use to upgrade their home's safety and access. Loan amounts can be as high as $25,000 at a 5% interest rate.

Senior Centers

Senior centers in Nashville bring together residents through recreational activities and events. Many also offer advice and support on senior issues, run wellness and nutrition programs, and connect older adults with other resources in the local area.

Program NamePhone NumberDescription
AgeWell Middle Tennessee615-353-4235AgeWell Middle Tennessee provides a broad range of services and resources for those aged 60 and over, including options counseling, information and referrals for local programs and a comprehensive directory of services for older adults and informal caregivers. It also offers the Roobrik Care Navigation Tool, an online tool that provides seniors with a personalized report of the care options that best fit their needs.

Social Security Offices

Social Security offices in Nashville help seniors and disabled people access the benefits they're entitled to. Older adults can contact their local office for information about receiving retirement benefits, disability allowance and Supplemental Security Income.

Program NamePhone NumberDescription
Nashville Social Security Office800-772-1213Social Security is a source of income available to retirees and people who can no longer work because of a disability. The money for Social Security comes from a payroll tax levied on employers, employees and self-employed individuals. When you retire, you'll receive monthly payments based on how much you earned when you were working.

Tax Assistance

Seniors can apply for tax assistance from several Nashville resources. Elderly residents and those with disabilities could be eligible for tax exemptions on medical expenses, reductions on property tax and other tax assistance programs.

Program NamePhone NumberDescription
Tennessee Property Tax Relief615-747-8858Tennessee's Division of Property Assessments helps senior homeowners with an annual direct payment to help offset the cost of their property taxes. Amounts vary depending on the value of your house and the area of the state where you live.

Utility & Energy Bill Assistance

Low-income seniors who are struggling to meet the costs of maintaining their homes can find support from organizations that offer assistance with utility and energy bills. Nashville retirees could also qualify for emergency funding programs if they're in danger of losing utility services due to unpaid invoices.

Program NamePhone NumberDescription
Tennessee Low-Income Home Energy Assistance Program (LIHEAP)800-228-8432The Tennessee Low Income Home Energy Assistance Program provides financial support that helps seniors pay heating and cooling bills. The program can also provide funds for seniors facing emergencies due to pending utility disconnection notices or malfunctioning equipment. Payments are made directly to the energy providers. To qualify for the program, seniors must prove they fall below maximum income limits, which are set at 60% of the state median income. Seniors already on SSI or SNAP may qualify automatically.

Veteran's Services

Nashville retirees who have served in the U.S. military can find support from local veteran services. These offices and organizations help vets access the benefits they're eligible for and provide advice and information on a variety of issues.

Program NamePhone NumberDescription
Nashville VA Medical Center615-327-4751Tennessee Valley Healthcare System - Nashville Campus provides a wide range of medical and specialty health services to veterans in the Nashville area. The medical center includes primary care, critical care, cardiology, gastroenterology and kidney treatment plus infectious disease care, neurology and ear, nose and throat specialty care. Optometry, dermatology and dental care are provided on-site, and veterans can access behavioral health, LGBTQ+ veteran care and addiction services at this facility.
Nashville Vet Center615-883-2333The Nashville Vet Center is a community-focused counseling center offering free confidential counseling, support and referrals to veterans. Counseling services are available for individuals, couples and families. Grief and bereavement counseling, intimate violence support, military sexual trauma care and PTSD care are provided. Mental health services include individual and group counseling for depression, anxiety, stress and trauma. Specialized groups include songwriting with Operation Song, guitar instruction with Guitars 4 Vets, a women's veterans group and era-integrated groups for combat veterans.

What to Consider About Memory Care in Nashville

In Nashville and the rest of Tennessee, memory care facilities are regulated by the Department of Health, Office of Health Care Facilities. See its website for licensure requirements, inspection reports, staff training guidelines and contact information to report complaints about a facility’s quality of care.

Benefits and Drawbacks of Memory Care in Nashville

  • Seniors in the state capital have access to many of Tennessee’s best hospitals, including Vanderbilt University Medical Center, Ascension Saint Thomas and TriStar Centennial Medical Center. U.S. News & World Report rated all as “High Performing” in a wide range of adult specialties, such as geriatrics, heart surgery, hip replacement and treatment of COPD.
  • Senior Ride Nashville provides low-cost transportation to stores, medical appointments, community centers and other destinations in the service area. To use the service, residents must be able to transfer into and out of a vehicle with limited assistance. People with disabilities can use WeGo Access, a door-to-door service that accommodates wheelchairs and other mobility equipment.
  • Nashville’s cost of living index is 101.4, slightly higher than the national index of 100. Housing (113.3), groceries (102) and transportation (100.7) are pricier than average, but health care (96.7) and utilities (99.3) cost less.
  • With zero income tax, Tennessee is a very tax-friendly state for retirees. Residents pay no taxes on Social Security benefits and other kinds of retirement income; additionally, property taxes are lower than the norm.
  • Summers in Nashville can be hot and humid, with an average high of 89 degrees in July. The city gets a large amount of rain, too — its average is 49 inches per year compared to the national average of 38. In winter, Nashville has an average low temperature of 27 degrees and receives approximately 4 inches of snow annually (national average is 28).
  • Nashville’s air quality index is 45 out of 100, a bit lower than the national index of 58. Its water quality index of 69 is higher than the U.S. index of 55, though.
  • Nashville’s property and violent crime rates make it safer than 3% of other U.S. cities. Residents have a one in 86 chance of becoming a victim of violent crime; comparatively, the crime rate for Tennessee overall is one in 149. The property crime rate is one in 25 (state odds are one in 40).

Memory Care Laws and Regulations in Nashville

Nashville Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in Tennessee are required to follow. Visit our Memory Care in Tennessee page for more information about these laws.

Memory Care Laws and Regulations in Tennessee

Memory Care Facilities near Nashville, TN

BrentwoodHermitageGoodlettsvilleFranklinHendersonvilleMount Juliet

Other Options in Nashville, TN

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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