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10 Best Assisted Living Facilities in Nashville, TN for 2024

Tennessee’s capital, Nashville, is home to 689,447 people, of whom roughly 83,400 are aged 65 or older. Warm summers, a trio of nationally renowned medical facilities and a lack of income taxes provide plenty of reasons for older adults to choose this cultural center as a retirement location.

Seniors who need some support in their later years may choose assisted living care as a solution. Moving into an assisted living facility allows seniors to always have access to help with basic tasks such as eating and bathing while still enjoying as much independence and day-to-day freedom as possible. Genworth’s 2021 Cost of Care Survey reports that the average monthly cost of assisted living care in Nashville is $4,100.

This guide covers some of the benefits and drawbacks of living in Nashville, the costs of assisted living in other Tennessee cities and the prices of other types of long-term care. It also includes a list of government and nonprofit programs that help support Nashville seniors financially, socially and intellectually.

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Assisted Living Facilities in Nashville, Tennessee

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What to Consider About Assisted Living in Nashville

The Tennessee Department of Health’s Office of Health Care Facilities oversees the state’s assisted living facilities. In addition to its licensing duties, the office responds to and resolves complaints about specific facilities; it’s also in charge of issuing related fines.

Benefits and Drawbacks of Assisted Living in Nashville

  • Living in Nashville puts seniors close to three of the top 10 hospitals in Tennessee: Vanderbilt University Medical Center, Ascension Saint Thomas Hospital and TriStar Centennial Medical Center. Rankings from U.S. News & World Report place VUMC as the top hospital in the state and among the top 20 hospitals in the nation.
  • Temperatures in Nashville generally stay within a broad but relatively comfortable range. Summers are long and warmer, with high temperatures in the mid- to high 80s from June to September. Winters are relatively mild and see little snowfall; average highs are regularly around 50 degrees, and average lows touch freezing.
  • Crime rates in Nashville are somewhat higher than they are nationally, with property crime 34% more common and violent crime 58% more common. However, statistics show that overall crime rates fell steadily from 2000 to 2020.
  • Nashville’s taxes are somewhat of a mixed bag. Tennessee is one of nine U.S. states with no income tax, which means seniors can save more of their pensions. However, the 9.3% local sales tax rate is two points higher than the national average, which can add to daily costs over time. Overall, the cost of living in Nashville is 1.4% higher than the U.S. average, but retirement-age adults may see some savings in health care, which is 3% less expensive than the U.S. average.
  • Health-conscious seniors also see some pros and cons in Nashville’s air and water quality. The air quality is 45 on a 100-point scale, notably lower than the national average of 58, which may not be ideal for seniors with respiratory issues. On the other hand, the city’s water quality is 69, notably higher than the national average of 45.

Paying for Assisted Living in Nashville, TN

When trying to decide how to pay for assisted living, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of assisted living in Nashville and 32 other cities in Tennessee.

Inflation's Impact on the Cost of Assisted Living in Nashville, TN

Inflation has a major impact on senior living costs in Nashville. Between 2022 and 2024, assisted living rates rose by 18% from $4,495 to $5,304 per month. This inflationary effect is reflected across the U.S. and Tennessee. Fayetteville has some of the most affordable assisted living in the state, but seniors may seen costs rise from $2,569 to $3,030 in 2024. Jackson retirees experienced a $580 increase over the two-year period, while the cost of assisted living in Bartlett has risen by almost $1,000 from $5,513 in 2022 to $6,505 in 2024.

Location2022 Cost (Historical)2023 Cost (Current)2024 Cost (Estimated)
Nashville$4,495$4,925$5,304
U.S. Average$4,070$4,459$4,802
Tennessee$3,383$4,201$4,543
Jackson$3,225$3,533$3,805
Bartlett$5,513$6,040$6,505
Fayetteville$2,569$2,814$3,030

The Cost of Assisted Living in Nearby Cities

Nashville’s average monthly costs are slightly higher than the Tennessee average of $4,015 but $400 lower than the national average of $4,500. Clarksville has Tennessee’s lowest assisted living care costs at $3,215 a month, while Knoxville’s prices are also below the state average at $3,823 per month. Average prices rise to $4,200 per month in Memphis. Tennessee’s highest costs for assisted living care are in Cleveland, where seniors pay $4,835 a month.

Nashville

$4,100

Tennessee

$4,015

United States

$4,500

Cleveland

$4,835

Knoxville

$3,823

Memphis

$4,200

Clarksville

$3,215

The Costs of Other Types of Senior Living

Nashville's residential care costs vary depending on the services provided. At $2,078 per month, independent living is the most affordable, while seniors requiring assistance with daily tasks pay $4,925 for assisted living. Offering specialized care for older adults affected by cognitive impairment, memory care is the most expensive, with monthly rates of $5,050. It’s important to consider budget, the services required and personal preferences when deciding on senior living in Nashville.

Assisted Living

$4,925

Memory Care

$5,050

Independent Living

$2,078

Financial Assistance for Assisted Living in Nashville

Tennessee’s Medicaid program, called TennCare, offers a Choices program to help low-income seniors cover the costs of assisted living services. Unlike many states, Tennessee doesn’t provide a Supplemental Security Income (SSI) payment.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Tennessee page.

Financial Assistance in Tennessee

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Tennessee page.

Free and Low-Cost Resources for Seniors in Nashville,TN

There are many resources in Nashville,TN that assist seniors in their retirement. Caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.

For information about statewide resources and those in nearby cities, go to Caring’s Tennessee state page.

Area Agency on Aging

Retirees can find support and advice on various senior-related issues from their local Area Agency on Aging. The agency provides advice on topics such as financial assistance programs, in-home care and long-term care planning. It also connects seniors and caregivers with community-based resources.

Program NamePhone NumberDescription
Greater Nashville Regional Council615-255-1010The Tennessee Commission on Aging and Disability administers state funding for home- and community-based programs for seniors aged 60 and above. The program is administered by nine area agencies covering all 95 counties. The program aims to improve the quality of life and ensure independence for older Tennesseans through daily living assistance such as household cleaning, shopping, transportation, dressing and home health care. Other facets of the program include cooking, home delivery of meals, home accessibility and home maintenance.

Food Assistance Programs

Local organizations help ensure elderly citizens have a balanced diet and receive essential vitamins and minerals to remain healthy. Through nutrition programs, congregate meals, home-delivered meals and food pantries, these programs help Nashville seniors afford the nutritious food they need.

Program NamePhone NumberDescription
The Little Pantry That Could615-260-5769Food pantries usually open once or twice a week to serve local seniors and families with bags or boxes of groceries. Food is available for free, though many food pantries suggest a nominal donation amount from those who can afford to pay. Food pantries typically allot their packages according to need, prioritizing emergency cases and people with young children. You may have to make a reservation or be prepared to wait in line during a food pantry's limited hours of operation.
Mid-Cumberland Meals-on-Wheels615-850-3910Meals on Wheels operates through a nationwide network of providers to combat hunger and isolation, particularly among seniors with a low income. Program volunteers visit their clients with prepared meals and sometimes food supplies they can prepare for themselves. Volunteers may also perform daily check-ins and some other support services for the public they serve
Metropolitan Government of Nashville & Davidson County Nutrition Programs615-880-2292Meals on Wheels operates through a nationwide network of providers to combat hunger and isolation, particularly among seniors with a low income. Program volunteers visit their clients with prepared meals and sometimes food supplies they can prepare for themselves. Volunteers may also perform daily check-ins and some other support services for the public they serve.

Free Used Medical Equipment

Due to the high cost of purchasing new medical equipment, several organizations in Nashville collect lightly used medical devices such as wheelchairs, ramps and walkers and distribute them to local seniors and residents in need.

Program NamePhone NumberDescription
Equipment Program & Loan Closet - Nashville877-216-5551ALS Association has a large inventory of durable medical equipment to lend out to members and a robust financial aid program to help registered members buy new equipment that might not be in stock. Equipment loans are offered at no cost to members.
Tennessee Technology Access Program (TTAP)800-464-5619TTAP operates statewide to provide access to needed assistive technology. The program links together more than 30 local groups to cover the state and maintain the largest possible inventory. TTAP volunteers also demonstrate technology for users and may be able to deliver to members' homes.

Many organizations offer free or low-cost legal services to Nashville seniors. Older adults can access advice on issues such as estate planning, living wills and power of attorney. Some firms also act as long-term care ombudsmen, advocating for the rights of seniors in senior living communities.

Program NamePhone NumberDescription
Mid-Cumberland Long-Term Care Ombudsman615-331-6033The Mid-Cumberland Human Resource Agency is a local nonprofit organization that provides a broad range of programs for vulnerable residents in the region. Its Long-Term Care Ombudsman Program provides free advocacy and information for seniors in assisted living and other long-term care communities. Volunteers spend time in assisted living facilities to ensure that they provide a consistently high level of care. They educate residents of their rights and help provide solutions to ensure that they receive all the services in the care plan. They can also mediate interpersonal conflicts and investigate reports of abuse or neglect.
Tennessee Long-Term Care Ombudsman615-253-5412The statewide long-term care ombudsman program advocates on behalf of seniors who reside in assisted living facilities. Seniors can contact the ombudsman for help with researching local facilities, identifying options for paying for care and resolving issues related to care planning and intake or discharge procedures.
Tennessee Alliance for Legal Services (TALS)888-395-9297The Tennessee Alliance for Legal Services works with private legal nonprofits to provide free legal advice and aid to seniors. Lawyers can help seniors with housing, estate planning, long-term care and advance directives. Referrals to local legal help are also available through the hotline.

Home Repair and Modifications

Seniors and those with disabilities can access a variety of local resources to help them pay for home repairs and modifications. Programs in Nashville have different eligibility criteria and often assist retirees by providing grants or loans.

Program NamePhone NumberDescription
Tennessee Home Modifications & Ramps Program800-228-8432The Tennessee Home Modification program provides state-backed home improvement loans seniors can use to upgrade their home's safety and access. Loan amounts can be as high as $25,000 at a 5% interest rate.

Senior Centers

Senior centers in Nashville bring together residents through recreational activities and events. Many also offer advice and support on senior issues, run wellness and nutrition programs, and connect older adults with other resources in the local area.

Program NamePhone NumberDescription
AgeWell Middle Tennessee615-353-4235AgeWell Middle Tennessee provides a broad range of services and resources for those aged 60 and over, including options counseling, information and referrals for local programs and a comprehensive directory of services for older adults and informal caregivers. It also offers the Roobrik Care Navigation Tool, an online tool that provides seniors with a personalized report of the care options that best fit their needs.

Social Security Offices

Social Security offices in Nashville help seniors and disabled people access the benefits they're entitled to. Older adults can contact their local office for information about receiving retirement benefits, disability allowance and Supplemental Security Income.

Program NamePhone NumberDescription
Nashville Social Security Office800-772-1213Social Security is a source of income available to retirees and people who can no longer work because of a disability. The money for Social Security comes from a payroll tax levied on employers, employees and self-employed individuals. When you retire, you'll receive monthly payments based on how much you earned when you were working.

Tax Assistance

Seniors can apply for tax assistance from several Nashville resources. Elderly residents and those with disabilities could be eligible for tax exemptions on medical expenses, reductions on property tax and other tax assistance programs.

Program NamePhone NumberDescription
Tennessee Property Tax Relief615-747-8858Tennessee's Division of Property Assessments helps senior homeowners with an annual direct payment to help offset the cost of their property taxes. Amounts vary depending on the value of your house and the area of the state where you live.

Utility & Energy Bill Assistance

Low-income seniors who are struggling to meet the costs of maintaining their homes can find support from organizations that offer assistance with utility and energy bills. Nashville retirees could also qualify for emergency funding programs if they're in danger of losing utility services due to unpaid invoices.

Program NamePhone NumberDescription
Tennessee Low-Income Home Energy Assistance Program (LIHEAP)800-228-8432The Tennessee Low Income Home Energy Assistance Program provides financial support that helps seniors pay heating and cooling bills. The program can also provide funds for seniors facing emergencies due to pending utility disconnection notices or malfunctioning equipment. Payments are made directly to the energy providers. To qualify for the program, seniors must prove they fall below maximum income limits, which are set at 60% of the state median income. Seniors already on SSI or SNAP may qualify automatically.

Veteran's Services

Nashville retirees who have served in the U.S. military can find support from local veteran services. These offices and organizations help vets access the benefits they're eligible for and provide advice and information on a variety of issues.

Program NamePhone NumberDescription
Nashville VA Medical Center615-327-4751Tennessee Valley Healthcare System - Nashville Campus provides a wide range of medical and specialty health services to veterans in the Nashville area. The medical center includes primary care, critical care, cardiology, gastroenterology and kidney treatment plus infectious disease care, neurology and ear, nose and throat specialty care. Optometry, dermatology and dental care are provided on-site, and veterans can access behavioral health, LGBTQ+ veteran care and addiction services at this facility.
Nashville Vet Center615-883-2333The Nashville Vet Center is a community-focused counseling center offering free confidential counseling, support and referrals to veterans. Counseling services are available for individuals, couples and families. Grief and bereavement counseling, intimate violence support, military sexual trauma care and PTSD care are provided. Mental health services include individual and group counseling for depression, anxiety, stress and trauma. Specialized groups include songwriting with Operation Song, guitar instruction with Guitars 4 Vets, a women's veterans group and era-integrated groups for combat veterans.

Assisted Living Laws and Regulations in Nashville

Nashville Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Tennessee are required to follow. Visit our Assisted Living in Tennessee page for more information about these laws.

Assisted Living Laws and Regulations in Tennessee

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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