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Assisted Living Communities in Nashville, Tennessee

Situated in Middle Tennessee, Nashville sits along the Cumberland River and features one of the largest metropolitan areas of any U.S. city. Local seniors can access a wide range of long-term...

Directory of Assisted Living in Nashville, TN

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The Cost of Assisted Living in Nearby Cities

Seniors in Nashville pay monthly assisted living fees of around $5,316, according to the 2024 Genworth Cost of Care Survey. Although this rate aligns with the U.S. median of $5,350, it exceeds the state norm by over $400 and surpasses costs in many other cities throughout the region. In Jackson, rates run considerably lower at about $4,140, and facilities in Clarksville set fees near $3,450.

Nashville

$5,316

Tennessee

$4,900

United States

$5,350

Clarksville

$3,450

Jackson

$4,140

Chattanooga

$5,350

Knoxville

$4,825

How to Pay for Assisted Living in Nashville

To cover assisted living expenses, Nashville seniors utilize several payment options, including veterans’ benefits, state and federal insurance programs and funds from their private accounts. By understanding the available options and identifying the payment methods their facility accepts, seniors can plan for current and future care expenses.  

  • Medicaid: Tennessee Medicaid operates the CHOICES program, which pays for assisted living services for those aged 65 and over who qualify for Medicaid and need the level of care typically available in a nursing home. While this program doesn’t pay for room and board, it covers housekeeping, personal care and medication services.
  • Medicare: The federal health insurance program for seniors covers medical expenses, such as durable medical equipment and skilled nursing, helping to reduce monthly long-term care fees.
  • VA Benefits: The Veterans Administration supports qualified veterans who need assisted living services through two assistance programs, Housebound and Aid and Attendance. These programs provide cash benefits that allow beneficiaries to pay down their monthly assisted living fees. The VA also has two veterans’ homes within 50 miles of Nashville, one in Murfreesboro and another in Clarksville.
  • Private payments: Depending on their financial resources, seniors pay some or all of their assisted living expenses with retirement savings, proceeds from home sales, pensions or Social Security benefits.

Financial Assistance for Assisted Living in Nashville

Tennessee’s Medicaid program, called TennCare, offers a Choices program to help low-income seniors cover the costs of assisted living services. Unlike many states, Tennessee doesn’t provide a Supplemental Security Income (SSI) payment.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Tennessee page.

Inflation's Impact on the Cost of Assisted Living in Nashville, TN

Inflation has a major impact on senior living costs in Nashville. Between 2022 and 2024, assisted living rates rose by 18% from $4,495 to $5,304 per month. This inflationary effect is reflected across the U.S. and Tennessee. Fayetteville has some of the most affordable assisted living in the state, but seniors may seen costs rise from $2,569 to $3,030 in 2024. Jackson retirees experienced a $580 increase over the two-year period, while the cost of assisted living in Bartlett has risen by almost $1,000 from $5,513 in 2022 to $6,505 in 2024.

Location2022 Cost (Historical)2023 Cost (Current)2024 Cost (Estimated)
Nashville$4,495$4,925$5,304
U.S. Average$4,070$4,459$4,802
Tennessee$3,383$4,201$4,543
Jackson$3,225$3,533$3,805
Bartlett$5,513$6,040$6,505
Fayetteville$2,569$2,814$3,030

The Cost of Other Types of Senior Care

Assisted living rates in Nashville fall to nearly $5,316 per month. While adult day health care facilities set lower fees of $3,738, private options and institutional care tend to cost more. For example, in-home care and home health care agencies charge respective rates of approximately $5,911 and $6,292, and nursing home residents pay around $8,897 for shared housing units. 

In-Home Care

$5,911

Home Health Care

$6,292

Adult Day Health Care

$3,738

Assisted Living Facility

$5,316

Nursing Home Facility (semiprivate room)

$8,897

Free and Low-Cost Resources for Seniors in Nashville,TN

There are many resources in Nashville,TN that assist seniors in their retirement. Caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.

For information about statewide resources and those in nearby cities, go to Caring's Tennessee state page.

Program NamePhone NumberDescription
Greater Nashville Regional Council866-836-6678GNRC serves seniors through one-on-one needs assessments and referrals for community-based resources within its database of 2,000 programs. It connects older adults to home-delivered meals, homemaker services and personal care, helping them maintain their independence.
The Little Pantry That Could615-260-5769TLPTC distributes fruit, vegetables and shelf-stable goods to income-qualified seniors in the Nashville region. This nonprofit organization operates on Saturdays from 9 a.m. to 1 p.m.
Mid-Cumberland Meals-on-Wheels615-331-6033This organization administers several programs for Nashville residents aged 60 and over, including congregate and home-delivered meals, nutrition education, recreational activities, referrals and support services. A registered dietician plans meals, and volunteers deliver them hot every weekday.
Metro Social Services Nutrition Program615-880-2292This nutrition program features four congregate meal sites in Nashville, all of which serve midday meals every weekday. The program also provides home-delivered meals to those aged 60 and over who can't obtain meals on their own due to advanced age, illness or disability.
Durable Medical Equipment Loan Closet Program615-426-0668The local chapter of the ALS Association operates a free durable medical equipment loan closet for registered members. It also provides limited financial aid for members who need to purchase assistive devices.
Tennessee Technology Access Program833-772-8347TTAP oversees four programs designed to improve access to durable medical equipment. Through the program's Region 5 office, Nashville seniors can submit referrals for assistive technology devices and services.
Mid-Cumberland Long-Term Care Ombudsman615-850-3918The local ombudsman advocates for assisted living residents, serving as an unbiased third party that works toward resolving conflicts. Seniors can contact the ombudsman for information on residents' rights or to get help with navigating assisted living contracts and move-in processes.
Tennessee Long-Term Care Ombudsman877-236-0013Through the state's long-term care ombudsman program, assisted living residents can get information on statewide assisted living regulations. The program also has a platform that lets seniors compare local hospitals and health care providers.
Tennessee Alliance for Legal Services615-627-0956TALS has a hotline that connects seniors with free civil legal assistance programs in the Nashville region. It also has lawyers who help seniors navigate issues such as advance directives and estate planning.
Tennessee Home Modifications & Ramps Program800-228-8432This program provides low-interest loans for those aged 60 and over who require home modifications to continue living independently.
AgeWell Middle Tennessee615-353-4235AgeWell Middle Tennessee supports older adults through options counseling and referrals for local resources. It features the Roobrik Care Navigation Tool, which helps seniors identify suitable long-term care solutions based on their needs.
Nashville Social Security Office800-772-1213 800-325-0778 (TTY)Nashville has one Social Security field office. At this location, seniors obtain information about public benefits and receive assistance with applying for programs such as Medicare, Social Security retirement benefits and Supplement Security Income.
Tennessee Property Tax Relief800-221-9927Through this program, low-income homeowners aged 65 and over receive a cash benefit they can use toward living expenses at their discretion. The benefit amount depends on the individual's property assessment and the local tax rate.
Low-Income Home Energy Assistance Program615-862-8860LIHEAP administers one-time assistance to help income-qualified seniors pay their past-due energy bills, enabling them to avoid service disruptions. It also operates the Fan and Air Conditioner Program, which provides free fans or air conditioners to older adults.
Nashville VA Medical Center615-327-4751This medical center provides a full spectrum of services for veterans, including cardiology and primary, critical, and infectious disease care. Optometry, dental care and mental health services are also available at this location.
Nashville Vet Center615-883-2333The local vet center provides referrals to community resources for veterans, helping them connect with benefits assistance and support groups. The center also has mental health care professionals who provide one-on-one and family counseling.

Benefits and Drawbacks of Assisted Living in Nashville

  • Assisted living residents in Nashville have easy access to some of the highest-ranked hospitals in the state and nation, including Vanderbilt University Medical CenterAscension Saint Thomas Hospital and TriStar Centennial Medical Center. These facilities specialize in senior medical care and provide community services, such as health insurance counseling, support groups and educational classes.
  • Nashville’s weather appeals to assisted living residents who enjoy experiencing distinct seasons. Summers are warm, with temperatures ranging from 81 to 90 degrees Fahrenheit, while winters have mild daytime temperatures, falling between 48 and 56 degrees Fahrenheit.
  • Nashville has some of the highest crime rates in the country, with residents experiencing about 11 violent offenses and 39 property-related infractions per 1,000 people annually. Fortunately, the city’s outer neighborhoods, including Hanover Park and Pine Forest, see substantially less crime and are popular destinations for prospective assisted living residents.
  • Tennessee doesn’t have an income tax, so Nashville’s assisted living residents only pay federal income taxes on their income.
  • Nashville is located in Davidson County, where the American Lung Association reports an average of three high-ozone days and five high-particle days annually. While this may impact seniors’ health, assisted living facilities promote residents’ comfort through air purification systems.

Assisted Living Laws and Regulations in Nashville

Nashville Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in Tennessee are required to follow. Visit our Assisted Living in Tennessee page for more information about these laws.

Assisted Living Services and Amenities in Nashville

Nashville seniors often choose assisted living facilities based on the amenities a residence provides. These features contribute to a facility’s culture and promote an active lifestyle. When evaluating long-term care options, prospective residents should consider their lifestyles and hobbies and choose a community that best fits their interests.

  • Pet-friendly accommodations: Caring.com’s proprietary database shows that 58 assisted living facilities in the Nashville region let residents keep pets. Many facilities feature dog parks and provide referrals for groomers and dog walkers.
  • Outdoor living areas: Private patios and balconies, community gardens, walking paths and seating areas make it easy to enjoy fresh air.
  • Pools: On-site indoor and outdoor pools host open swimming, and many local facilities offer water aerobics classes. To see a full list of local facilities with pools, visit the Caring.com database.
  • Visiting health care providers: Visiting podiatrists, nurse practitioners and physicians provide medical care and monitoring services on-site.
  • Nurse on staff: Staff nurses monitor residents’ health status and make changes to care plans as needed.  

Talk to a Caring.com Family Advisor for one-on-one assistance with comparing Nashville’s assisted living communities.

Frequently Asked Questions about Assisted Living in Nashville

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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