Assisted Living in Red Wing, MN
The Midwest city of Red Wing offers a comfortable lifestyle for retirees, making it a prime option for those seeking long-term care. The city offers a range of benefits and amenities, including low-cost transportation services and an active senior center, promoting an engaged lifestyle for its older residents. Of its nearly 17,000 residents, about one in five are aged 65 and over, which may help seniors find social opportunities and community-based services.
Older adults in Red Wing who need personal care services may find the level of care they need in assisted living. These residential facilities provide daily meals, social and recreational activities and individualized care plans for residents. Amenities vary, but many facilities feature indoor and outdoor common areas, libraries and fitness centers. The 2021 Genworth Cost of Care Survey reports that seniors in Red Wing pay $4,180 monthly for assisted living, which is low compared to state and national averages.
This guide provides more information on assisted living in Red Wing, including how care costs compare to rates in other Minnesota cities and some of the benefits and drawbacks of living in this city. It also highlights some nonprofit agencies and resources for seniors in the region.
Directory of Assisted Living Facilities in Red Wing, MN
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COVID-19 Rules for Assisted Living in Red Wing
Since most COVID-19 rules for Assisted Living Communities and other Senior Living Facilities are set at the state level, you can view the specific rules for your state on our Guide to Assisted Living in Minnesota. Keep in mind that every community has specific policies that they put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.
What to Consider About Assisted Living in Red Wing
Assisted living facilities in Red Wing, as well as in the rest of Minnesota, comply with rules set by the Minnesota Department of Health. This department publishes a list of all licensed assisted living facilities in the state, as well as an overview of the regulations required for licensure. It enforces these rules through regular on-site inspections.
Benefits and Drawbacks of Assisted Living in Red Wing
- Property crime is prevalent in Red Wing compared to the national average, but violent crime is relatively uncommon in this city, which may provide peace of mind to those relocating to this region. Assisted living facilities help older adults stay safe by providing escorted transportation for medical appointments and errands, and they have security features, such as high-security locks and alarm systems.
- Red Wing’s air quality is good and may be beneficial for older adults living with conditions, such as heart disease or asthma. The American Lung Association gives the region a B for high ozone days, indicating that most days have safe ozone levels.
- Minnesota is among the few states that tax Social Security benefits, along with all other types of retirement income, which may impact how much Red Wing seniors can put toward assisted living expenses. To help older adults afford care, the city has several agencies and programs that provide public benefits screenings and options counseling.
- Red Wing’s overall cost of living is about 10% lower than the state and national medians, which may benefit seniors with fixed incomes. Housing prices are especially affordable and may correlate with affordable long-term care.
- Seniors in Red Wing can obtain transportation services through Three Rivers Community Action Program, a nonprofit organization that provides community-based services. The agency provides fixed-ride services, as well as a Dial-A-Ride program, to supplement what seniors obtain through assisted living.
- Red Wing’s summers are pleasant, with high temperatures in the low 80s, and the city gets 33 inches of annual rainfall. Winters are very cold with nighttime temperatures in the single digits, and residents see about 43 inches of snow. To keep residents active year-round, assisted living facilities organize indoor social and recreational activities.
- Health-related costs, such as dental care, medical visits and hospital stays in Red Wing, are about 15% lower than the national average. However, there’s a limited number of health care providers, with residents having access to about 164 doctors per capita compared to the national average of 210. There’s one hospital, Mayo Clinic Health System Red Wing, located in the city proper.
Paying for Assisted Living in Red Wing
In Red Wing, assisted living facilities charge $4,180 per month for housing and personalized care.
The Cost of Assisted Living in Nearby Cities
Red Wing may be a good option for older adults seeking assisted living on a budget, with local care costs coming in at $4,180 per month. This is over $300 cheaper than the state’s monthly rate of $4,508 and the national average of $4,500. In St. Cloud, monthly care costs are a little lower at $4100, and in Mankato, care costs are the lowest recorded in the state at $3,135. Assisted living rates in Duluth exceed state and national averages at $5,000, and in Minneapolis, care costs are the highest surveyed in Minnesota at $5,163.
The Cost of Other Types of Senior Care
Assisted living is the cheapest surveyed option in the Red Wing region, with seniors paying $4,180 for care. Seniors who access personal care via in-home care or home health care pay $7,627 for care, and those in nursing homes pay $12,167 for semiprivate rooms. Local cost data for adult day health care isn’t available, but on average, Minnesota residents pay $2,167 for monthly care.
Home Health Care
Assisted Living Facility
Nursing Home Facility (semiprivate room)
Note: Care cost data for Red Wing was not available, so data for the closest city, Rochester, was used instead.
Financial Assistance for Assisted Living in Red Wing
In Red Wing and all of Minnesota, seniors may be eligible for Medicaid programs such as the Elderly Waiver. For medically needy seniors that don’t meet the income guidelines, the program may also be an option.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Minnesota page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Minnesota page.
Free Assisted Living Resources in Red Wing
Red Wing seniors have access to numerous agencies and programs that help them find the care they need and enjoy an engaged lifestyle throughout retirement. The following table highlights top resources in the region, including the local senior center, the Area Agency on Aging and the county’s Health and Human Services office, which can help older adults connect with community-based services and supports.
Pier 55, the local senior center, hosts a range of social and recreational activities for older adults in the Red Wing region. At this center, visitors participate in fitness classes, educational workshops, day trips, book clubs and table games. Membership is available but not required for participating in activities.
The region’s Area Agency on Aging is an independent nonprofit organization that supports the health and independence of those aged 60 and over through information and referrals and direct services. It has specialists who provide long-term care options counseling and benefits assistance, helping seniors make decisions related to long-term care.
The county’s Health and Human Services office provides free long-term care consultations to help older residents make informed decisions regarding their care options. It also provides public benefits screenings and transition services to seniors who want to move out of a hospital or nursing home into an assisted living facility.
The Veterans Service office is staffed with trained officers who help qualified older veterans in Red Wing obtain state-funded financial assistance, dental and vision insurance, disability compensation and pension benefits, which can help pay for assisted living. Officers can also help individuals submit claims for Aid and Attendance.
Common Good RSVP provides volunteer opportunities to Red Wing area residents aged 55 and over. Opportunities vary throughout the year but may include serving in museums, libraries, schools and local nonprofit agencies and charities. In exchange, volunteers obtain benefits, such as transportation reimbursement, liability insurance and invitations to recognition events.
Assisted Living Laws and Regulations in Red Wing
Red Wing Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Minnesota are required to follow. Visit our Assisted Living in Minnesota page for more information about these laws.