Rochester, Minnesota, is best known for being the home of the Mayo Clinic, an elite health care facility at the leading edge of research and treatment. However, Minnesota’s third-largest city also has plenty of fun options for tourists and residents alike, including lakes and rivers for boating and beautiful scenic drives to enjoy the countryside. Nearly 15% of the 119,000 residents are 65 years and older, and many of these seniors may be considering their long-term care options. 

Assisted living facilities are a popular choice for seniors who have trouble completing the tasks of daily living. They offer a group setting that provides meals and light housekeeping, plus personal care attendants on hand 24-7 to help with grooming, mobility assistance, escorts to meals or events and discreet help in the toilet or shower. The average monthly cost for assisted living in Rochester is $3,105, which may be accessible for many seniors with limited means. 

In this guide, we look at the cost of assisted living and elder care in Rochester, as well as provide more information about the city and free resources for seniors and their families.  

Directory of Assisted Living Facilities in Rochester, MN

River Bend Senior Living

30 Silver Lake Place N.W., Rochester, MN, 55901

River Bend Senior Living is located in beautiful Rochester, Minnesota, near Zumbro River and local shops and restaurants. Residents enjoy walks along the Zumbro Greenway, and day trips inclu … (read more)
River Bend Senior Living is located in beautiful Rochester, Minnesota, near Zumbro River and local shops and restaurants. Residents enjoy walks along the Zumbro Greenway, and day trips inclu … (read more)

Meadow Lakes Senior Living

22 45th Ave NW, Rochester, MN, 55901

Meadow Lakes Senior Living is a facility located in Rochester, Minnesota, with a team of caregivers that are attentive and friendly. The facility offers independent living, assisted living, memory car … (read more)
Meadow Lakes Senior Living is a facility located in Rochester, Minnesota, with a team of caregivers that are attentive and friendly. The facility offers independent living, assisted living, memory car … (read more)

Charter House – Mayo Clinic Retirement Living

211 SECOND STREET NORTHWEST, Rochester, MN, 55901

Charter House – Mayo Clinic Retirement Living is a facility in Rochester, Minnesota affiliated with the highly respected Mayo Clinic.  The Charter House has three dining rooms, two private dining … (read more)
Charter House – Mayo Clinic Retirement Living is a facility in Rochester, Minnesota affiliated with the highly respected Mayo Clinic.  The Charter House has three dining rooms, two private dining … (read more)

Shorewood Senior Campus

2115 2nd Street SW, Rochester, MN, 55902

Shorewood Commons Assisted Living is a beautiful facility off the Cascade Lake Park located in Rochester, Minnesota, offering calming views to soothe residents. The facility offers assisted living in … (read more)
Shorewood Commons Assisted Living is a beautiful facility off the Cascade Lake Park located in Rochester, Minnesota, offering calming views to soothe residents. The facility offers assisted living in … (read more)

Madonna Meadows of Rochester

3035 SALEM MEADOWS DRIVE SW, Rochester, MN, 55902

Madonna Meadows of Rochester is a senior assisted living provider located southwest of Rochester, Minnesota, and easily accessible via Highway 1. Visitors remark that the facility is well-maintained a … (read more)
Madonna Meadows of Rochester is a senior assisted living provider located southwest of Rochester, Minnesota, and easily accessible via Highway 1. Visitors remark that the facility is well-maintained a … (read more)

Cottagewood Senior Communities

4220 55th Street NW, Rochester, MN, 55901

Sunrise Cottages of Rochester in Rochester, Minnesota, is conveniently located on 18 acres in the country, just a few miles from a Walmart shopping center. The homey cottages create a welcoming commun … (read more)
Sunrise Cottages of Rochester in Rochester, Minnesota, is conveniently located on 18 acres in the country, just a few miles from a Walmart shopping center. The homey cottages create a welcoming commun … (read more)

Samaritan Bethany

24 – 8TH STREET NORTHWEST, Rochester, MN, 55901

Samaritan Bethany Home on Eighth is a facility located in Rochester, Minnesota which is home to the world-renown Mayo Clinic.  Family members have noted how welcoming and friendly the staff is. T … (read more)
Samaritan Bethany Home on Eighth is a facility located in Rochester, Minnesota which is home to the world-renown Mayo Clinic.  Family members have noted how welcoming and friendly the staff is. T … (read more)

Madonna Towers of Rochester

4001 19TH AVENUE NORTHWEST, Rochester, MN, 55901

Madonna Towers of Rochester is situated on 12 beautifully landscaped acres in the northwest area of Rochester, Minnesota. This facility offers independent and assisted living options, memory care, ski … (read more)
Madonna Towers of Rochester is situated on 12 beautifully landscaped acres in the northwest area of Rochester, Minnesota. This facility offers independent and assisted living options, memory care, ski … (read more)

The Homestead at Rochester

1900 Ballington Boulevard NW, Rochester, MN, 55901

The Homestead at Rochester is an upscale community in Rochester, Minnesota. The facility offers top-notch independent living, assisted living and memory care services in spacious pet-friendly apartmen … (read more)
The Homestead at Rochester is an upscale community in Rochester, Minnesota. The facility offers top-notch independent living, assisted living and memory care services in spacious pet-friendly apartmen … (read more)

Arbor Terrace Senior Living

700 NORTHWEST SECOND AVENUE, Rochester, MN, 55901


What to Consider About Assisted Living in Rochester

The Minnesota Department of Health issues licenses for assisted living facilities in the state and conducts regular inspections of the facilities, including checking the credentials of all staff members. To obtain and retain licensure, assisted living facilities just pass an annual inspection of the cleanliness and accessibility of the facility. 

Benefits and Drawbacks of Assisted Living in Rochester

  • Minnesota winters are known for being cold and snowy, and Rochester is no exception. The city averages 48 inches of snow per year, compared to the national average of 28 inches, and January lows are just 5 degrees. However, summers and fall are quite pleasant, with July highs of 82 and 180 days of sunshine per year. 
  • The cost of living in Rochester is 94.1, compared to 100 for the nation overall. Housing and grocery costs are very close to the national median, while health care is slightly lower, 92.1. Seniors with limited income may be able to stretch their dollars further here than in other parts of the state. 
  • Minnesota taxes all forms of retirement income, including withdrawals from retirement accounts which seniors may wish to keep in mind when planning for their retirement. 
  • Seniors in Rochester can feel secure knowing that the crime rates in the city are below the national average, just 11.0 compared to 22.7 for violent crimes and 32.5 compared to 34.5 for property crimes. 
  • Elderly Rochester residents have plenty of choices for health care in the city, as there are 1,194 doctors per 100,000 residents here. The national average is 210 for every 100,000 residents. 

Paying for Assisted Living in Rochester

The average monthly fee for assisted living in Rochester is $3,105, according to the Genworth Financial Cost of Care Survey 2020. This is significantly less than the Minnesota average of $4,283 and the national average of $4,300. 

The Cost of Assisted Living in Nearby Cities

The median costs for assisted living vary widely among Minnesota cities, and Rochester is one of the most budget-friendly, at $3,105. Minneapolis, the largest city in the state, is one of the most expensive, at $4,797 per month, with only Mankato, in the southern part of the state, being pricier, $4,968. Duluth, in the north, is close in cost to Rochester at $3,221, while St. Cloud, in the west, is the least expensive at $2,723 per month. 

$3105

Rochester

$4283

Michigan

$4300

The United States

$4797

Minneapolis

$3221

Duluth

$2723

St. Cloud

$4968

Mankato

The Cost of Other Types of Senior Care

Seniors in Rochester have plenty of options for long-term care depending on their needs and degree of independence. Adult day care is generally less since participants return home at night, although the cost for this type of care is unavailable. Nursing home care is the most expensive due to the high level of medical care given to residents and the increased personal care. Semi-private rooms are $9,730, while private ones are $11,558. Seniors who wish to age in place at home may choose to hire homemaker services for help around the house, which average $5,434 per month, or a home health aide for light medical care, $6,101 per month. 

$5434

Homemaker Services

$6101

Home Health Aide

$3105

Assisted Living Facility

$9730

Nursing Home Facility (semiprivate room)

$11558

Nursing Home Facility (private room)

Financial Assistance for Assisted Living in Rochester

Minnesota seniors in need of financial aid for assisted living costs may be covered through Medical Assistance (MA), the state’s Medicaid option. In addition to this plan, Medicaid offers three waiver programs. Seniors who are not qualified for Medicaid may be able to receive funding through another state program such as the Minnesota Consumer Support Grant (CSG).

Learn more about these programs, plus who’s eligible, on our Assisted Living in Minnesota page.

Financial Assistance for Assisted Living in Rochester

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Minnesota page.

Free Assisted Living Resources in Rochester

There are free resources in Rochester to help seniors transition into assisted living and to make sure they have the health care, financial assistance, and legal assistance they need during their stay. Below are some of the popular resources in and around the city. 

ResourceContactDescription
Southeastern Minnesota Agency on Aging(507) 288-6944The SEMAA serves 13 counties in the southeast part of the state and provides services for older residents to help them retain their independence and gain access to different programs for health and wellness and financial assistance. Representatives of this agency can connect seniors to the right agencies for finding long-term care, paying for assisted living and obtaining health care or resources for caregivers and families.
Minnesota Long Term Care Ombudsman Services(651) 431-2600Long-term care ombudsmen are advocates for residents of long-term care communities, including assisted living. They can help families find the right facility for themselves or a loved one by giving unbiased assessments and investigating complaints made by residents, alerting the right oversight body if needed. People who need help applying to live in an assisted living home or who need a hand through the transition process may also get help.
Lutheran Social Services of Minnesota(888) 806-6944LSS outreach workers can help older adults find long-term care and serve as court-appointed guardians for those unable to make decisions concerning their health care and finances. For older adults who still have the capacity to make these decisions, the LSS can serve as a resource for finding senior care and applying for health care and Social Security.

Assisted Living Laws and Regulations in Rochester

Rochester-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Minnesota are required to follow. Visit our Assisted Living in Minnesota page for more information about these laws.

Assisted Living Laws and Regulations in Rochester