The 10 Best Assisted Living Facilities in Dearborn, MI for 2024

Assisted living costs in Dearborn average $5,100 per month, which is $900 more than the state average. For that fee, seniors who need support with some daily tasks get accommodation and staff to clean their rooms, prepare meals and manage their medications. Many also benefit from 24/7 security and regular activities designed to improve physical, emotional and intellectual capacities. 

This guide delves deeper into senior living costs and the advantages and disadvantages of residing in Dearborn. It also provides a list of free and subsidized resources for the city’s older citizens.

The State of Michigan doesn’t license assisted living facilities. However, if the facility provides a service that does require a license, such as some medical treatments, it must hold a valid license for that type of care issued by the Department of Licensing and Regulatory Affairs. 

• According to Neighborhood Scout, property crime in Dearborn is slightly above the U.S. and Michigan averages. However, violent crime is less likely, with the chances of being a victim at 1 in 301, compared to 1 in 229 for the state. Seniors concerned about these figures may want to consider neighborhoods closer to Dearborn Heights, where crime is less common. 
• The average cost of living in Dearborn is below the national average, although slightly above Michigan’s average. However, the figures published in Sperling’s Best Places also show that Dearborn’s average health costs are lower than the state and national averages, which may be of interest to seniors considering assisted living. 
• Seniors have several options for journeying around Dearborn, such as the Senior Citizens Bus Service. It provides curb-to-curb transportation free-of-charge for adults aged 60+ who need to attend medical appointments or other vital trips. Another option is Dearborn Senior Citizen Transportation, a curb-to-curb service provided by MyRide2. For $2 per return trip, wheelchair-accessible buses can transport Dearborn residents during working hours on weekdays for any purpose, including shopping and recreational trips.
• Although Dearborn’s climate can’t compete with warmer cities further south, it is more senior-friendly than most in Michigan. The coldest month is January, with temperatures averaging a cool 19 degrees and snowfall typically 6 inches above the national average of 28 inches. However, summer temperatures usually hover around 84 degrees — enough to encourage seniors to enjoy the outdoors — while below-average rainfall means the heat is rarely humid.
• Due to its proximity to Detroit, Dearborn’s residents are within 20 minutes of some of the best hospitals in the country, such as the University of Michigan Hospitals, ranked #11 in the country by U.S. News & World Report. Closer to home, the city’s medical facilities include Beaumont Hospital, ranked #10 in the state. There are also 382 Medicare-registered physicians, providing seniors with more choice about who takes care of their medical needs.

The 2020 Genworth Cost of Care Survey found that the typical senior in Dearborn pays $5,100 per month for assisted living. This is $900 more than the typical senior in Michigan and $800 more than the average American.

Although at the upper end of the scale for assisted living costs in Michigan, Dearborn’s average senior doesn’t pay as much as their peers in Ann Arbor, where a facility is more likely to charge $5,590. More affordable locations do exist, such as Detroit, where fees are typically $4,750 per month, and Jackson, where they average $3,650.

Adult day care facilities offer the most affordable senior care in Dearborn, at $2,080, followed by home and home health care, which both average at $4,957, despite the latter providing professional medical support. For another $143 per month, seniors can get accommodation and care in an assisted living facility. Those who require nursing home care will need to budget for $9,429, which is the typical fee for a private and a semiprivate room in the city.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.