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The 10 Best Assisted Living Facilities in Commerce, MI for 2024

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Assisted Living Facilities in Commerce, Michigan

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What to Consider About Assisted Living in Commerce

Located in the outer suburbs of Detroit, Commerce is a town of approximately 43,000 residents, 13 percent of whom are 65 years or older. For residents in that age bracket who need, or desire, to move to an assisted living facility, Commerce has two options from which to choose. The surrounding areas are home to more than 50 additional choices.

In Commerce, as in all of Michigan, assisted living facilities are regulated by the Bureau of Children and Adult Licensing at the Michigan Department of Human Services.

Benefits and Drawbacks of Assisted Living in Commerce

 

  • Prospective residents of Commerce need to be ready for cold weather and lots of snow in the winter. But in the summer, while much of the country is sweltering, the city averages just over 80 degrees during the daytime. Those who enjoy variety in weather may be happy in Commerce, which experiences four seasons.
  • The cost of living in Oakland County, where Commerce is located, is about 15 percent higher than the national average. However, many staple items that are common purchases for seniors, such as health care and groceries, are much less expensive in Oakland County than in a typical U.S. city.
  • Michigan is a tax-friendly state for seniors. Residents do not pay any state income taxes on their Social Security benefits, and they receive a hefty tax deduction to apply to other types of retirement income, such as disbursements from 401(k)s and pensions. Sales taxes in Michigan are moderate.
  • The area around Commerce has substantially lower-than-average crime. Oakland County's violent crime rate is 13.2 out of 100, and its property crime rate is 22.8. The national averages, by contrast, are 22.7 and 35.4, respectively. In addition, assisted living facilities are known for their safety and security features. Most offer safeguards such as locking exterior doors, guards and cameras.
  • Seniors with asthma or other breathing difficulties may want to be aware that the air quality in the Commerce area is quite a bit higher than the national average. On a scale of one to 100, with 100 being worst, Oakland County has an air quality index of 68, compared to the national rate of 58.
  • The Commerce area is home to world-class medical facilities, including Huron Valley-Sinai Hospital, in the event of medical emergencies or illness.

 

Paying for Assisted Living in Commerce

Assisted Living costs in Commerce start around $4,800 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Commerce and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Cities in Michigan

Walled Lake

$5,083

Commerce

$4,800

Commerce Township

$4,632

Novi

$4,015

US

$4,000

West Bloomfield

$3,688

Milford

$3,420

Keego Harbor

$3,000

Financial Assistance for Assisted Living in Commerce

Michigan offers financial assistance for assisted living through two programs: the Choice Waiver Program and Health Link

Learn more about these programs, plus who’s eligible, on our Assisted Living in Michigan page.

Financial Assistance in Michigan

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.

Free Assisted Living Resources in Commerce

Commerce and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Commerce, please visit our Assisted Living in Michigan page.

Assisted Living Laws and Regulations in Commerce

Commerce-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Michigan are required to follow. Visit our Assisted Living in Michigan page for more information about these laws.

Assisted Living Laws and Regulations in Michigan

Helpful Articles

Assisted Living near Commerce, MI

Commerce TownshipWalled LakeWest BloomfieldNoviMilfordKeego Harbor

Other Options in Commerce, MI

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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