Waterford is located in the heart of Oakland County, Michigan, in the northwestern corner of the Detroit metro. It has an estimated 73,000 residents, about 16% of whom are seniors. It may be an ideal option for those seeking affordability, a safe environment and easy access to health care.
To support its aging population, the Waterford region is home to numerous assisted living facilities. These facilities balance comfort and privacy with personalized care services, promoting a worry-free lifestyle for older adults. According to the Genworth 2020 Cost of Care Survey, seniors in Waterford pay $4,750 per month for assisted living, which is high compared to state and national averages.
This guide provides more information on senior care costs in Waterford, along with the benefits and drawbacks of living in this community and assisted living licensing information. It also provides free resources to help seniors make informed decisions regarding their care.
Directory of Assisted Living Facilities in Waterford, MI
5601 Hatchery Rd., Waterford, MI, 48329
Gross misconduct and utterly incompetent. The "doctor"’s actions were unfathomable and he shouldn’t be practicing medicine. The staff are rude and act as though doing their job is an inconvenience and
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Gross misconduct and utterly incompetent. The "doctor"’s actions were unfathomable and he shouldn’t be practicing medicine. The staff are rude and act as though doing their job is an inconvenience and you are a bother. DO NOT LET YOUR LOVED ONE COME HERE!!!!
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Gross misconduct and utterly incompetent. The "doctor"’s actions were unfathomable and he shouldn’t be practicing medicine. The staff are rude and act as though doing their job is an inconvenience and
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Gross misconduct and utterly incompetent. The "doctor"’s actions were unfathomable and he shouldn’t be practicing medicine. The staff are rude and act as though doing their job is an inconvenience and you are a bother. DO NOT LET YOUR LOVED ONE COME HERE!!!!
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2450 Watkins Lake Rd, Waterford, MI, 48328
definitely the right choice for us/for mom.
definitely the right choice for us/for mom.
3385 Pontiac Lake Road, Waterford, MI, 48328
There is no other assisted-living that I could find that has all carrying help, good food, clean place and they become family. I drive over 100 mile round-trip because it is the best. Comparable to ot
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There is no other assisted-living that I could find that has all carrying help, good food, clean place and they become family. I drive over 100 mile round-trip because it is the best. Comparable to others they are more than a five star!
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There is no other assisted-living that I could find that has all carrying help, good food, clean place and they become family. I drive over 100 mile round-trip because it is the best. Comparable to ot
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There is no other assisted-living that I could find that has all carrying help, good food, clean place and they become family. I drive over 100 mile round-trip because it is the best. Comparable to others they are more than a five star!
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4353 W Walton Road, Waterford, MI, 48329
My mother is currently at Caremore of Waterford. She was in the hospital for a while, so she just went in there about two weeks ago. I came down, while we’re trying to find something financially that
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My mother is currently at Caremore of Waterford. She was in the hospital for a while, so she just went in there about two weeks ago. I came down, while we’re trying to find something financially that wouldn’t have to drain her account to go through Medicaid. All Caremore Homes seem to do that. They seem to be able to give the care that we were looking for and at a price she could afford. When we went in there, we met with the owner and the staff. The staff has been exceptional with her. We haven’t had any problems. They’ve been really wonderful, so that’s a plus.
The staff is really great. As of right now (like everywhere else), they’re having staffing issues with people. The whole country is having that problem. They care for her wonderfully; but there’s only usually one person on staff per shift, which is very difficult right now. We siblings come in there a lot to try to help take the burden off them and kind of look after my mom a little bit more. They are in the process of trying to hire people. They’re wonderful because the staff really is there to help them.
The food has been fine. There are no gourmet meals by no means. It’s kind of more of a basic meal plan, which is understandable because of the amount that you’re paying per month. The activities are average. The facility that she’s in is an extremely older group of people who are kind of starting with dementia and things like that. It’s more of a quiet, laidback assisted living place. There’s not too much activity going on. It is an older home, so the layout is not exactly great to be moving around. It’s kind of a smaller place. Because of the staffing, they’re having a very hard time keeping up. They clean it, but not my standards for cleaning. You get what you pay for. It is on the cheaper end. It’s not a horrible place. I would recommend this place to somebody. There’s just a little bit of a staffing issue.
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My mother is currently at Caremore of Waterford. She was in the hospital for a while, so she just went in there about two weeks ago. I came down, while we’re trying to find something financially that
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My mother is currently at Caremore of Waterford. She was in the hospital for a while, so she just went in there about two weeks ago. I came down, while we’re trying to find something financially that wouldn’t have to drain her account to go through Medicaid. All Caremore Homes seem to do that. They seem to be able to give the care that we were looking for and at a price she could afford. When we went in there, we met with the owner and the staff. The staff has been exceptional with her. We haven’t had any problems. They’ve been really wonderful, so that’s a plus.
The staff is really great. As of right now (like everywhere else), they’re having staffing issues with people. The whole country is having that problem. They care for her wonderfully; but there’s only usually one person on staff per shift, which is very difficult right now. We siblings come in there a lot to try to help take the burden off them and kind of look after my mom a little bit more. They are in the process of trying to hire people. They’re wonderful because the staff really is there to help them.
The food has been fine. There are no gourmet meals by no means. It’s kind of more of a basic meal plan, which is understandable because of the amount that you’re paying per month. The activities are average. The facility that she’s in is an extremely older group of people who are kind of starting with dementia and things like that. It’s more of a quiet, laidback assisted living place. There’s not too much activity going on. It is an older home, so the layout is not exactly great to be moving around. It’s kind of a smaller place. Because of the staffing, they’re having a very hard time keeping up. They clean it, but not my standards for cleaning. You get what you pay for. It is on the cheaper end. It’s not a horrible place. I would recommend this place to somebody. There’s just a little bit of a staffing issue.
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1701 Cass Lake Road, Keego Harbor, MI, 48320
We found Magnolia by the Lakes for my mom. They were clean, and the staff were nice. They offered a lot of activities, and the residents were very interactive. There are a lot of things for the senior
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We found Magnolia by the Lakes for my mom. They were clean, and the staff were nice. They offered a lot of activities, and the residents were very interactive. There are a lot of things for the seniors to do, so all of that was taken into consideration. I didn’t like the size of the apartment, so I wish it could be larger. But the layout was fine as far as the size of the room itself, and the dining room was nice and open. They showed me the area where the family could visit and that was very nice, so that helped add to the decision why we also chose that place. I like that area where a family could come there. I like the fact that the facility was off the water. It was near the lake area. I like the scenery. It looked well kept up, too.
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We found Magnolia by the Lakes for my mom. They were clean, and the staff were nice. They offered a lot of activities, and the residents were very interactive. There are a lot of things for the senior
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We found Magnolia by the Lakes for my mom. They were clean, and the staff were nice. They offered a lot of activities, and the residents were very interactive. There are a lot of things for the seniors to do, so all of that was taken into consideration. I didn’t like the size of the apartment, so I wish it could be larger. But the layout was fine as far as the size of the room itself, and the dining room was nice and open. They showed me the area where the family could visit and that was very nice, so that helped add to the decision why we also chose that place. I like that area where a family could come there. I like the fact that the facility was off the water. It was near the lake area. I like the scenery. It looked well kept up, too.
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5859 W. Maple Rd., West Bloomfield, MI, 48322
My tour at American House West Bloomfield was good. It’s just that the rooms were a little small, other than that it was ok. The person who gave the tour was very good and very accommodating. The room
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My tour at American House West Bloomfield was good. It’s just that the rooms were a little small, other than that it was ok. The person who gave the tour was very good and very accommodating. The rooms were clean and nice, and the dining area was a nice size and spaced out nicely. The staff was very pleasant and nice.
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My tour at American House West Bloomfield was good. It’s just that the rooms were a little small, other than that it was ok. The person who gave the tour was very good and very accommodating. The room
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My tour at American House West Bloomfield was good. It’s just that the rooms were a little small, other than that it was ok. The person who gave the tour was very good and very accommodating. The rooms were clean and nice, and the dining area was a nice size and spaced out nicely. The staff was very pleasant and nice.
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7005 Pontiac Trail, West Bloomfield, MI, 48323
My mother is doing fine at Sunrise of West Bloomfield. The staff members are caring, very professional, and very attentive. The director and the lady that sits at the desk are really nice. It’s very w
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My mother is doing fine at Sunrise of West Bloomfield. The staff members are caring, very professional, and very attentive. The director and the lady that sits at the desk are really nice. It’s very well kept. She’s supposed to be moving rooms. They have her in a double suite right now, so it’s spacious, but she’s going to be going in a studio. They clean the rooms twice a week. The dining area is nice. It looks like a restaurant type area. The grounds are very well kept, and there are pretty flowers. It’s homey looking. My mom likes the food. They have a main entree, but they give them other choices if they don’t care for that. The have crafts, they have an exercise class that she’s been going to, and they have bingo. It’s kind of expensive. We chose it because of the location, and it was upon a recommendation.
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My mother is doing fine at Sunrise of West Bloomfield. The staff members are caring, very professional, and very attentive. The director and the lady that sits at the desk are really nice. It’s very w
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My mother is doing fine at Sunrise of West Bloomfield. The staff members are caring, very professional, and very attentive. The director and the lady that sits at the desk are really nice. It’s very well kept. She’s supposed to be moving rooms. They have her in a double suite right now, so it’s spacious, but she’s going to be going in a studio. They clean the rooms twice a week. The dining area is nice. It looks like a restaurant type area. The grounds are very well kept, and there are pretty flowers. It’s homey looking. My mom likes the food. They have a main entree, but they give them other choices if they don’t care for that. The have crafts, they have an exercise class that she’s been going to, and they have bingo. It’s kind of expensive. We chose it because of the location, and it was upon a recommendation.
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2080 South Telegraph Road, Bloomfield Hills, MI, 48302
I went to Sunrise of Bloomfield. I was very pleased with it. It was clean. The residents that I came in contact with seemed happy. I like the facility as a whole. The rooms were a little smaller than
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I went to Sunrise of Bloomfield. I was very pleased with it. It was clean. The residents that I came in contact with seemed happy. I like the facility as a whole. The rooms were a little smaller than I expected, but they were nice. The facility itself, and the grounds were also very pleasant, and the workers that I came in contact with were pleasant. They had physical therapy right there, which we were interested in. Seems like they had enough activities for the residents to be involved in. The one that gave us a tour was very helpful, very knowledgeable, and was able to answer all our questions.
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I went to Sunrise of Bloomfield. I was very pleased with it. It was clean. The residents that I came in contact with seemed happy. I like the facility as a whole. The rooms were a little smaller than
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I went to Sunrise of Bloomfield. I was very pleased with it. It was clean. The residents that I came in contact with seemed happy. I like the facility as a whole. The rooms were a little smaller than I expected, but they were nice. The facility itself, and the grounds were also very pleasant, and the workers that I came in contact with were pleasant. They had physical therapy right there, which we were interested in. Seems like they had enough activities for the residents to be involved in. The one that gave us a tour was very helpful, very knowledgeable, and was able to answer all our questions.
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3151 East Walton Boulevard, Auburn Hills, MI, 48326
I really enjoyed touring The Avalon of Auburn Hills. The tour guide was very accommodating in answering all of my questions and explaining everything about their facility. It was very updated, clean,
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I really enjoyed touring The Avalon of Auburn Hills. The tour guide was very accommodating in answering all of my questions and explaining everything about their facility. It was very updated, clean, and lovely. Every room has access to a number of windows to bring in natural light. All of the staff seemed to really interact well with one another.
It had an art room, game rooms, and printed out puzzles that were put down so you can go by and get some of those puzzles to stimulate your brain. They have a lot of activities every week for the residents, and they also incorporate the families once a month into the activities. There’s a variety of room sizes. It offered a two-bedroom room that was quite spacious.
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I really enjoyed touring The Avalon of Auburn Hills. The tour guide was very accommodating in answering all of my questions and explaining everything about their facility. It was very updated, clean,
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I really enjoyed touring The Avalon of Auburn Hills. The tour guide was very accommodating in answering all of my questions and explaining everything about their facility. It was very updated, clean, and lovely. Every room has access to a number of windows to bring in natural light. All of the staff seemed to really interact well with one another.
It had an art room, game rooms, and printed out puzzles that were put down so you can go by and get some of those puzzles to stimulate your brain. They have a lot of activities every week for the residents, and they also incorporate the families once a month into the activities. There’s a variety of room sizes. It offered a two-bedroom room that was quite spacious.
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6838 Edinborough Drive,, West Bloomfield, MI, 48322
I am gladly testifying to the most excellent patient care and treatment my father has ever received. All aspects of his living at this Absolute Care’s facility – from tending to his health and sani
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I am gladly testifying to the most excellent patient care and treatment my father has ever received. All aspects of his living at this Absolute Care’s facility – from tending to his health and sanitary needs, to food preparation and serving, sleeping arrangements, as well as dressing, grooming, entertainment, and laundry – far exceed my family’s expectations and experiences elsewhere.
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I am gladly testifying to the most excellent patient care and treatment my father has ever received. All aspects of his living at this Absolute Care’s facility – from tending to his health and sani
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I am gladly testifying to the most excellent patient care and treatment my father has ever received. All aspects of his living at this Absolute Care’s facility – from tending to his health and sanitary needs, to food preparation and serving, sleeping arrangements, as well as dressing, grooming, entertainment, and laundry – far exceed my family’s expectations and experiences elsewhere.
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5475 W Maple Rd., West Bloomfield, MI, 48322
My mother has moved into Provision Living at West Bloomfield. The staff members seem very nice and very thorough. It’s quiet. Her room is very nice. It seems roomy. They come in and clean and do her l
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My mother has moved into Provision Living at West Bloomfield. The staff members seem very nice and very thorough. It’s quiet. Her room is very nice. It seems roomy. They come in and clean and do her laundry. They change the garbage a couple of times during the day. They give her medication. I think it’s a nice facility. They have a common area where you can sit out front. They have a courtyard you can sit in. You can sit in the front lobby and it’s all really nice. They have all the activities, but my mother doesn’t take part in them because she is not an outgoing person. She just keeps to herself. But I know they have a lot of activities, and they always try to get her to participate. The facility itself is very well-maintained, clean, and bright. They have transportation for the residents. If you want your hair done, they have those things. They have a movie theater. They have entertainment come in and so forth. I think they’re preparing a trip in the evening where they are looking at all the Christmas lights.
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My mother has moved into Provision Living at West Bloomfield. The staff members seem very nice and very thorough. It’s quiet. Her room is very nice. It seems roomy. They come in and clean and do her l
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My mother has moved into Provision Living at West Bloomfield. The staff members seem very nice and very thorough. It’s quiet. Her room is very nice. It seems roomy. They come in and clean and do her laundry. They change the garbage a couple of times during the day. They give her medication. I think it’s a nice facility. They have a common area where you can sit out front. They have a courtyard you can sit in. You can sit in the front lobby and it’s all really nice. They have all the activities, but my mother doesn’t take part in them because she is not an outgoing person. She just keeps to herself. But I know they have a lot of activities, and they always try to get her to participate. The facility itself is very well-maintained, clean, and bright. They have transportation for the residents. If you want your hair done, they have those things. They have a movie theater. They have entertainment come in and so forth. I think they’re preparing a trip in the evening where they are looking at all the Christmas lights.
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985 N Lapeer Road, Lake Orion, MI, 48362
It was a beautiful facility. It’s wonderful, they have caring people, and it’s a great location for us. We’re really excited at the prospect of having our mother live there. I think she’d be well care
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It was a beautiful facility. It’s wonderful, they have caring people, and it’s a great location for us. We’re really excited at the prospect of having our mother live there. I think she’d be well cared for and stimulated with the activities. We’re just very impressed. It’s brand new, but it’s a lovely facility. I know someone whose father is living there, and she said the food is really excellent. We didn’t eat any ourselves, but I know the chef, and he’s a wonderful chef. I’ve heard nothing but rave reviews about the food. The people we met were just very lovely, caring, informative, and very impressive.
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It was a beautiful facility. It’s wonderful, they have caring people, and it’s a great location for us. We’re really excited at the prospect of having our mother live there. I think she’d be well care
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It was a beautiful facility. It’s wonderful, they have caring people, and it’s a great location for us. We’re really excited at the prospect of having our mother live there. I think she’d be well cared for and stimulated with the activities. We’re just very impressed. It’s brand new, but it’s a lovely facility. I know someone whose father is living there, and she said the food is really excellent. We didn’t eat any ourselves, but I know the chef, and he’s a wonderful chef. I’ve heard nothing but rave reviews about the food. The people we met were just very lovely, caring, informative, and very impressive.
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5670 Greer Road, West Bloomfield, MI, 48324
The owners and employees treat the residents as if they are family. It is very clean and has no medicinal smell. The food is made mostly from scratch and they adjust for each resident’s dietary needs.
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The owners and employees treat the residents as if they are family. It is very clean and has no medicinal smell. The food is made mostly from scratch and they adjust for each resident’s dietary needs.
Each person’s clothing from the day is cleaned at night and their night clothes are cleaned during the morning.
Each resident has their own furnished room with a large flat screen TV and cable.
Residents each have a sit to stand recliner to relax in during the day.
Ahava brings in a recreational therapist twice a week plus bingo twice a week, and an art instructor once a week. In addition, a nurse visits regularly and they arrange for residents to have PT and/or OT as needed. The doctor comes regularly as well.
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The owners and employees treat the residents as if they are family. It is very clean and has no medicinal smell. The food is made mostly from scratch and they adjust for each resident’s dietary needs.
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The owners and employees treat the residents as if they are family. It is very clean and has no medicinal smell. The food is made mostly from scratch and they adjust for each resident’s dietary needs.
Each person’s clothing from the day is cleaned at night and their night clothes are cleaned during the morning.
Each resident has their own furnished room with a large flat screen TV and cable.
Residents each have a sit to stand recliner to relax in during the day.
Ahava brings in a recreational therapist twice a week plus bingo twice a week, and an art instructor once a week. In addition, a nurse visits regularly and they arrange for residents to have PT and/or OT as needed. The doctor comes regularly as well.
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2500 Martin Parkway , Commerce Township, MI, 48390
The staff at The Avalon of Commerce Township was outstanding. The amenities and facilities were top-notch. The staff was very informative and very helpful. They offered more post-tour assistance, so I
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The staff at The Avalon of Commerce Township was outstanding. The amenities and facilities were top-notch. The staff was very informative and very helpful. They offered more post-tour assistance, so I’m still in contact with them. They had a full range of amenities and activities for the seniors to keep them active. They had a gym, a salon, a movie theater, and outside activities. They took them shopping and stuff.
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The staff at The Avalon of Commerce Township was outstanding. The amenities and facilities were top-notch. The staff was very informative and very helpful. They offered more post-tour assistance, so I
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The staff at The Avalon of Commerce Township was outstanding. The amenities and facilities were top-notch. The staff was very informative and very helpful. They offered more post-tour assistance, so I’m still in contact with them. They had a full range of amenities and activities for the seniors to keep them active. They had a gym, a salon, a movie theater, and outside activities. They took them shopping and stuff.
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1072 Maple Heights Drive, White Lake, MI, 48357
The tour at Butterfly House 1 was fine. The people were nice. The place was clean. I have no problem with it at all. It was a nice place. They had some clients there getting ready for lunch. The staff
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The tour at Butterfly House 1 was fine. The people were nice. The place was clean. I have no problem with it at all. It was a nice place. They had some clients there getting ready for lunch. The staff members were very friendly. They looked like they were knowledgeable. They don’t take Medicaid. The facility was kind of small. The rooms were small, and the entryway was a little different.
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The tour at Butterfly House 1 was fine. The people were nice. The place was clean. I have no problem with it at all. It was a nice place. They had some clients there getting ready for lunch. The staff
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The tour at Butterfly House 1 was fine. The people were nice. The place was clean. I have no problem with it at all. It was a nice place. They had some clients there getting ready for lunch. The staff members were very friendly. They looked like they were knowledgeable. They don’t take Medicaid. The facility was kind of small. The rooms were small, and the entryway was a little different.
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6800 Trillium Village Drive, Clarkston, MI, 48346
Vista Springs Trillium Village is the best place in the world. It’s a five-star hotel for my mother. The staff couldn’t be kinder, and they’re wonderful to the 24-hour nursing care residents. She’s ca
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Vista Springs Trillium Village is the best place in the world. It’s a five-star hotel for my mother. The staff couldn’t be kinder, and they’re wonderful to the 24-hour nursing care residents. She’s cared for in every possible way. The meal services are perfect, I have no complaints with that, and neither does she. The place itself is beautiful. They’re always working really hard to keep the residents busy. They have card games, puzzles, exercises, cooking, word searches, and they’re growing flowers outside. They also have an enclosed community area outside and they are very well staffed. Somebody comes in every day to entertain them, they have movies, and a beauty shop. They have everything. It’s a good value for the money.
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Vista Springs Trillium Village is the best place in the world. It’s a five-star hotel for my mother. The staff couldn’t be kinder, and they’re wonderful to the 24-hour nursing care residents. She’s ca
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Vista Springs Trillium Village is the best place in the world. It’s a five-star hotel for my mother. The staff couldn’t be kinder, and they’re wonderful to the 24-hour nursing care residents. She’s cared for in every possible way. The meal services are perfect, I have no complaints with that, and neither does she. The place itself is beautiful. They’re always working really hard to keep the residents busy. They have card games, puzzles, exercises, cooking, word searches, and they’re growing flowers outside. They also have an enclosed community area outside and they are very well staffed. Somebody comes in every day to entertain them, they have movies, and a beauty shop. They have everything. It’s a good value for the money.
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100 West Square Lake Road, Bloomfield Township, MI, 48302
389 Slocum Drive, Auburn Hills, MI, 48326
5850 White Lake Rd, Clarkston, MI, 48346
3451 Clarkston Rd, Lake Orion, MI, 48360
What to Consider About Assisted Living in Waterford
In Waterford, as in all of Michigan, assisted living facilities are licensed as homes for the aged. These facilities are regulated by the Department of Licensing & Regulatory Affairs, Bureau of Community & Health Systems. This governing body fields and investigates complaints regarding residential care facilities and has an extensive licensing process to ensure a high standard of care.
Benefits and Drawbacks of Assisted Living in Waterford
- The Western Oakland Transportation Authority provides door-to-door demand-response transportation services to Waterford residents aged 55 and over. It has 12 lift-equipped vehicles and operates on weekdays from 8 a.m. to 4 p.m. All riders, including escorts and companions, are required to register with WOTA before scheduling a ride.
- Waterford’s cost of living is high compared to Michigan as a whole, but overall, residents spend about 3% less on living expenses here than in the typical U.S. city. Housing costs are higher here than in most of Michigan, which may make assisted living a more financially feasible option for those with limited incomes.
- Michigan seniors don’t pay state income taxes on Social Security benefits. While other types of retirement income are taxed, older adults can claim large deductions to bring down their taxes. Property taxes are high but may be avoided by transitioning to assisted living.
- Violent crime occurs at a rate of 185 incidents per 100,000 people in Waterford compared to the national frequency of 379 and the state average of 437, which may provide peace of mind for retirees. Property crime is more common with a rate of 884 incidents, but the rate has been trending downward for the past 20 years.
- Waterford has some of the most pleasant weather in Michigan, rating 6.8 on a 10-point comfort index versus the state score of 6.5. The winter months are very cold with lows in the mid-teens and 33 inches of snowfall, but summers are comfortable with July highs in the low-80s.
- With high access to health care and affordable services, Waterford may be a good option for older adults managing chronic conditions. The region has about 454 physicians per 100,000 people, more than double the national rate of 210. Health care costs such as dentist visits, inpatient hospital care and doctor’s office visits are about 17% below the national median. There are no hospitals in Waterford proper, but there are three hospitals located within a 10-mile radius, including Saint Joseph Mercy Oakland Hospital, McLaren Oakland Hospital and Pontiac General Hospital.
Paying for Assisted Living in Waterford
Seniors in Waterford pay approximately $4,750 per month for assisted living services. By comparison, monthly rates in Michigan as a whole average $4,200, and in the United States, the typical facility charges $4,300.
The Cost of Assisted Living in Nearby Cities
With monthly fees at $4,750, the Waterford region is among the most expensive in Michigan for assisted living. Seniors seeking more affordable care options in southeastern Michigan may consider Flint, which has monthly rates of $3,669. Bay City is even more affordable at $3,000 per month. Waterford is affordable compared to Grand Rapids and Ann Arbor, where respective rates come in at $5,000 and $5,590.
The Cost of Other Types of Senior Care
Assisted living is the most affordable residential care option in Waterford with facilities charging approximately $4,750 for care. Seniors who need 24-hour care and medical monitoring may require nursing home level care, which costs $8,821 per month for shared rooms and $10,646 for private accommodations. Seniors who live at home may consider homemaker services, including companionship, personal care, meals and transportation for $4,767 per month. Home health aides provide these services along with some skilled nursing services for $4,957. Adult day health care is the cheapest option at $1,733 per month.
Nursing Home Facility (semiprivate room)
Nursing Home Facility (private room)
Note: Care cost data for Waterford was not available, so data for the closest city, Detroit Area, was used instead.
Financial Assistance for Assisted Living in Waterford
Michigan provides personal care services through the Medicaid State Plan, which covers homes for the aged. It also provides an optional state supplement for supplemental security income recipients who reside in a home for the aged that limits room and board charges.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Michigan page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.
Free Assisted Living Resources in Waterford
The Waterford region is home to several programs and agencies that serve older adults. Through the following resources, seniors can get one-on-one options counseling, legal and advocacy services, veterans benefits and social and recreational opportunities.
The Area Agency on Aging administers a range of programs to complement the services seniors receive in assisted living, including nutrition counseling, non-emergency medical transportation and information and referrals for community-based services. The agency also has health insurance options counselors who help Medicare beneficiaries understand their coverage and compare Medigap and Medicare Advantage plans, prescription drug coverage and long-term care insurance.
The Waterford Senior Center is a division of the Waterford School District. It works closely with senior-centered nonprofit agencies to provide social and recreational services to community residents aged 62 and over. The center provides complimentary Gold Cards to members, which admits them and a guest to all home athletic games, plays and concerts. The center is open on weekdays from 8:30 a.m. to 4 p.m.
The county’s Veterans’ Services Office is located in Pontiac, about eight miles south of Waterford. This office helps veterans and their families obtain the services and benefits they’re entitled to, including emergency financial assistance, transportation and health insurance. The office can screen veterans for eligibility for programs that can cover assisted living, such as Aid and Attendance, disability compensation and pensions.
Elder Law of Michigan is a statewide nonprofit organization that specializes in civil legal issues that affect seniors. It's staffed with experienced legal professionals who advocate on behalf of and represent older adults in issues such as Social Security overpayment, denied Medicare claims and consumer debt collection practices. The office can also help seniors understand assisted living contracts and navigate problems with intake and discharge procedures.
The state’s Long-Term Care Ombudsman Program has local volunteers who visit assisted living facilities to ensure residents understand their rights and facilities comply with state-mandated guidelines. The ombudsman can also mediate interpersonal disagreements and resolve issues related to quality of care.
Assisted Living Laws and Regulations in Waterford
Waterford-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Michigan are required to follow. Visit our Assisted Living in Michigan page for more information about these laws.