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Assisted Living Communities in Waterloo, Iowa

Serving as a principal city of the Waterloo-Cedar Falls Metropolitan Area, Waterloo sits along both sides of the Cedar River in the northeastern region of Iowa. Assisted living communities in...

Directory of Assisted Living in Waterloo, IA

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The Cost of Assisted Living in Waterloo, IA and Nearby Cities

Based on fees in the 2024 Genworth Cost of Care Survey, Waterloo’s seniors anticipate spending around $4,163 per month on assisted living. This rate brings over $1,000 in savings over the state median and runs about $1,200 below the national baseline, and it trends lower than rates in nearby cities. For example, seniors in Ames pay higher fees of around $5,950, and in Des Moines, costs hover near $6,713.

Waterloo

$4,163

Iowa

$5,200

The United States

$5,350

Ames

$5,950

Des Moines

$6,713

Cedar Rapids

$4,770

Iowa City

$4,876

Paying for Assisted Living in Waterloo, IA

Financial Assistance for Assisted Living in Waterloo

Seniors in the Waterloo area can have the cost of their assisted living accommodation subsidized by the Medicaid program. Medicaid waivers are also available for individuals who require long-term care that they are unable to pay for themselves. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Iowa page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Iowa page.

The Cost of Other Types of Senior Living in Waterloo, IA

Assisted living costs in Waterloo come in close to $4,163 per month. By comparison, other surveyed senior care solutions in this city cost thousands of dollars more. For example, home health care agencies charge around $6,673, and nursing home residents pay approximately $7,665 for semi-private accommodations.

Home Health Care

$1,452

Assisted Living Facility

$4,163

Nursing Home Facility (semiprivate room)

$7,665

Free Assisted Living Resources in Waterloo

Waterloo seniors have access to several free resources to help them find assisted living facilities or improve their living situation within an existing community. These resources range from government agencies that address facility complaints to nonprofit organizations that offer companionship.  

ResourceContactService
AmeriCorps Seniors Program(319) 296-4274This senior program in Waterloo provides volunteering opportunities for older adults as well as companionship for isolated residents in assisted living programs. Volunteers help seniors in need with everything from local transportation and meal preparation to simple companionship. These services are designed to supplement the support seniors already receive in their existing ALP. To qualify for the program, seniors must earn 200% or less of the federal poverty line and pass state and federal background checks.
Northeast Iowa Area Agency on Aging (NEI3A)(800) 779-8707The Area Agency on Aging that serves Waterloo and other cities in Northeast Iowa offers a wealth of services that enhance the lives of seniors living in assisted living programs. These include case management, local transportation, health and fitness programs and dementia services. The State Health Insurance Assistance Program (SHIP) helps families locate benefits and insurance to pay for long-term care. NEI3A also advocates for the rights of older adults living in assisted living communities.
Long-Term Care Ombudsman(866) 236-1430Representatives from Iowa's Long-Term Care Ombudsman office are responsible for protecting the rights and interests of seniors residing in assisted living programs throughout Waterloo and the state. Anyone who witnesses or suspects abuse, neglect or other harmful issues at a facility can contact the ombudsman office for help. The program can also give seniors and families important information about their rights.
Commission of Veterans Affairs(319) 291-2512Waterloo residents eligible for VA benefits can contact the Commission of Veteran Affairs to apply for a program or resolve issues with their payments. The VA pension can help pay for assisted living, and Aid & Attendance benefits are available to low-income veterans who need additional funds for services they can't afford. The Commission of Veterans Affairs serves veterans and their surviving spouses in Waterloo and the rest of Black Hawk County.

Assisted Living Laws and Regulations in Waterloo

Waterloo-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Iowa are required to follow. Visit our Assisted Living in Iowa page for more information about these laws.

Reviews of Communities Nearby

Assisted Living

Reviewer#RD0723w

I visited this facility

Review of Friendship Village - Lakeview Lodge

I was not impressed with Friendship Village - Lakeview Lodge. They're very basic. The rooms were smaller than a studio apartment. It was more like a hospital set-up. You couldn't bring much of your...

Read more

Assisted Living

Matt

I am a friend or relative of a current/past resident

Review of The Rose of Waterloo

My father has moved into The Rose of Waterloo last week. There is a monthly charge for that and then you get five emergency calls included with that monthly charge. They always wear the emergency...

Read more

Assisted Living

Maggie15

I visited this facility

Review of Friendship Village - Lakeview Lodge

I also went to Lakeview Lodge, and it had a lot of different things to offer. It has an aquarium, a theatre, and an ice cream parlor. The staff were very nice, too.

Read more

Helpful Articles

Assisted Living near Waterloo, IA

Cedar FallsWaverlyGrundy CenterSumnerVintonCharles City

Other Options in Waterloo, IA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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