7 Assisted Living Facilities near Waterloo, IA

Top 5 Assisted Living Facilities in Waterloo, IA

photo of Friendship Village _ Lakeview Lodge

Friendship Village _ Lakeview Lodge

Provides: Assisted Living
312 Southbrooke Dr., Waterloo, IA 50702
"I also went to Lakeview Lodge, and it had a lot of different things to offer. It has an aquarium, a theatre, and an ice cream parlor. The staff were very nice, too. " More

The Rose of Waterloo

Provides: Assisted Living
421 Oak Ave., Waterloo, IA 50703

photo of Bickford of Cedar Falls

Bickford of Cedar Falls

Provides: Assisted Living
5101 University Ave., Cedar Falls, IA 50613
"Bickford of Cedar Falls was very beautiful. The game rooms were very nice and the person who gave us the tour, Kelsey, did a wonderful job answering any questions that I had. She's very welcoming,..." More

Windhaven Assisted Living

Provides: Assisted Living
5500 South Main Street, Cedar Falls, IA 50613
"My father is currently at Windhaven Assisted Living. He has been there for a year now. It's very clean, and they are watching the residents very closely, with COVID still going on. However, the..." More

Caring Star 2013

Western Home Communities

Provides: Assisted Living
420 E 11th St., Cedar Falls, IA 50613
"I found Western Home Communities to be very helpful, accommodating, and I wanted us to make it our home. They let us pick the new carpet and we could hang curtains that we wanted or they could hang..." More

Cedar Falls Health Care Center

Provides: Assisted Living
1728 W 8th St, Cedar Falls, IA 50613
"Cedar Falls Health Care Center's staff is very caring, and they're taking good care of my father-in-law. The residents play bingo and do exercises by moving their arms. The staff treats the..." More


Provides: Assisted Living
5018 S. Main Street, Cedar Falls, IA 50613

    What to Consider About Assisted Living in Waterloo

    Waterloo is a midsized city in northeast Iowa and offers a balanced mix of rural landscapes and urban amenities, making senior residents feel connected and at home. As the seat of Black Hawk County, Waterloo has two assisted living facilities, and there are 16 others in surrounding cities and towns within the Waterloo-Cedar Falls metropolitan area. Facilities that provide assisted living services in Iowa are classified into assisted living programs, residential care facilities and elder group homes, and they are regulated by the Health Facilities Division of the state’s Department of Inspections and Appeals.

    Benefits and Drawbacks of Assisted Living in Waterloo

    • The Waterloo-Cedar Falls area is one of the cleanest metropolitan areas in the country in terms of air quality as ranked by the American Lung Association. This makes Waterloo a pleasant place for aging individuals with respiratory concerns.
    • Waterloo has freezing winters with an average low of 10 degrees Fahrenheit in January and receives a higher amount of snowfall than the national average. This may be a challenge for seniors who are interested in outdoor recreation.
    • In addition to Waterloo’s low cost of living, social security income is tax-free in the state of Iowa, and seniors 55+ are eligible for tax deduction on pensions and retirement income.
    • Seniors can travel around and beyond Waterloo with convenience. The Waterloo Regional Airport has daily flights to and from Chicago, and MET Transit offers paratransit rides and regular bus services around Waterloo and Cedar Falls with reduced fares for residents 60+. The Northeast Iowa Area Agency on Aging also provides senior transportation services to doctor’s appointments, shopping locations and other areas.

    Paying for Assisted Living in Waterloo

    Average Monthly Costs

    Cities in Iowa

    $4,106.00 Cedar Falls
    $4,000.00 US
    $3,899.00 Marshalltown
    $3,800.00 Vinton
    $3,780.00 Grundy Center

    Assisted Living costs in Waterloo start around $0 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

    It’s important to note that assisted living rates in Waterloo and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

    Financial Assistance for Assisted Living in Waterloo

    The Elderly Waiver is a Home and Community Based-Services (HCBS) waiver program by the Iowa Department of Human Services which provides financial assistance on assisted living programs for eligible seniors 65+.

    Learn more about these programs, plus who’s eligible, on our Assisted Living in Iowa page.

    Financial Assistance in Iowa Financial Assistance in Iowa

    More Ways to Pay for Assisted Living

    While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

    • Veterans Benefits
    • Life Insurance Policy
    • Long-Term Care Insurance
    • Reverse Mortgage

    For more information about different ways to finance assisted living, visit our Assisted Living in Iowa page.

    Free Assisted Living Resources in Waterloo

    Waterloo and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

    To see a list of free assisted living resources in Waterloo, please visit our Assisted Living in Iowa page.

    Assisted Living Laws and Regulations in Waterloo

    Waterloo-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Iowa are required to follow. Visit our Assisted Living in Iowa page for more information about these laws.

    Laws and Regulations in Iowa Laws and Regulations in Iowa

    Assisted Living near Waterloo, IA

    Recent Reviews of Assisted Living in Waterloo

    • Review of Friendship Village _ Lakeview Lodge

      I also went to Lakeview Lodge, and it had a lot of different things to offer. It has an aquarium, a theatre, and an ice cream parlor. The staff were very nice, too. Read more

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