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The 10 Best Nursing Homes in Waterloo, IA for 2024

Nursing Home Facilities in Waterloo, Iowa

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On this page:

  • Nursing Home Facilities in Waterloo, Iowa
  • Nursing Home Costs in Waterloo, IA
  • Financial Assistance for Nursing Home Care in Waterloo, IA
  • Free & Low-Cost Resources for Seniors in Waterloo, IA
  • Helpful Articles

Nursing Home Costs in Waterloo, IA

In Waterloo, nursing homes charge $6,874 per month for semiprivate accommodations, and private rooms are several hundred dollars more at $7,330.

The Cost of Nursing Home Care in Nearby Cities

Nursing homes in Waterloo charge base rates of $6,874 per month. This is in line with Iowa’s norm but competitive compared to the national average of $7,908. While seniors may save hundreds of dollars by opting for care in Davenport, where facilities charge $6,327 for care, but other cities have higher monthly rates. In Iowa City, care costs come in at $7,072, and in Des Moines, seniors pay $7,148. In Dubuque, nursing home rates exceed the average in Waterloo by over $400 per month.

Waterloo

$6,874

Iowa

$6,874

United States

$7,908

Des Moines

$7,148

Iowa City

$7,072

Dubuque

$7,300

Davenport

$6,327

The Cost of Other Types of Senior Care

Seniors in Waterloo pay $6,874 for shared rooms and $7,330 for private accommodations in nursing homes. This is a couple of thousand dollars more than in-home care and home health care, which average $4,767, as well as assisted living, which typically costs $4,567 per month. Seniors with limited skilled nursing needs who are seeking affordable long-term care may be good candidates for adult day health care, which costs $1,300 per month.

In-Home Care

$4,767

Home Health Care

$4,767

Adult Day Health Care

$1,300

Assisted Living Facility

$4,567

Nursing Home (semiprivate room)

$6,874

Nursing Home (private room)

$7,330

Financial Assistance for Nursing Home Care in Waterloo, IA

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free & Low-Cost Resources for Seniors in Waterloo, IA

Waterloo has a broad range of resources for older adults seeking long-term care, including an Area Agency on Aging, Operation Threshold and a free legal aid organization. Through these resources, seniors may identify ways to pay for nursing home care or find the services they need to delay or avoid nursing home placement.

ResourceContactService
Northeast Iowa Area Agency on Aging(800) 779-8707The Area Agency on Aging offers nutrition services, transportation and evidence-based health and wellness programs, helping many older adults access the support they need to remain in their homes. The agency also has benefits advisors who screen individuals for eligibility for public and veterans’ benefits.
Office of the State Long-Term Care Ombudsman(866) 236-1430The long-term care ombudsman helps seniors and families assess long-term care options in Waterloo, as well as ways to pay for services. They can also advocate for seniors in instances regarding substandard care or living conditions and involuntary move-out orders.
Veterans Affairs(319) 291-2512The Veterans’ Affairs office assists veterans and their qualified dependents with applying for benefits, such as medical care, TRICARE health insurance and Aid and Attendance. It can also help veterans determine whether they qualify for veterans’ home placement as an alternative to nursing home care.
Medicaid(855) 889-7985The state’s Medicaid program pays for nursing home care and can help qualified seniors afford services when Medicare doesn’t provide sufficient coverage. To be eligible for services, applicants typically must meet guidelines related to age, residency, functional abilities and financial resources. Medicaid is an entitlement guaranteed to all who qualify.
Iowa Department of Health and Human Services(800) 972-2017Iowa’s Department of Health and Human Services operates assistance programs, including Medicaid, state supplementary assistance and rent reimbursement, which may help older adults afford nursing home care or be able to get the skilled nursing services they need at home.
Operation Threshold(319) 291-2065Operation Threshold administers utility assistance programs and a weatherization program in the Waterloo region, which can provide seniors with the financial support they need to remain safely and comfortably in their homes.
Iowa Legal Aid(800) 532-1275Iowa Legal Aid is a nonprofit organization that provides free civil legal advice and assistance to Waterloo seniors. It specializes in helping older adults identify and apply for state, federal and veterans’ benefits, and it can help seniors understand nursing home contracts and payment arrangements.

Reviews of Communities Nearby

Nursing Homes

A Concerned Friend 2

I am a friend or relative of a current/past resident

Review of Ravenwood Specialty Care

I called my friend and I'm not sure if the number was changed so I called the facility. The female that answered the phone simply said "hello" so I want sure if it was Ravenwood. I asked to speak...

Read more

Nursing Homes

dellee m

I am/was a resident of this facility

Review of Manorcare Health Services

they wont give me my medical records plus the food is bad gave me wrong medicine

Provider response

Dellee, it sounds like you had a negative experience with us, and want to learn more about your concerns. Please contact our Care Line by calling or emailing.

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Nursing Homes

kutiepieklimes

I am/was a resident of this facility

Review of Manorcare Health Services

Morning staff excellent, afternoon and night shift rude, condescending and made me feel like a stupid 3 year old...came in with 2 wounds came out with those same wounds and wounds down both of back...

Provider response

Thank you for your post regarding our morning staff.. Your concerns are important to us and will review them with our team. We have a Care Line that is available to address your concerns if you are...

Read more

Helpful Articles

Nursing Homes near Waterloo, IA

Cedar FallsIndependenceGrundy CenterOelweinVintonNew Hampton

Other Options in Waterloo, IA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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