Located in Pinellas County and with a population of 82,485, Largo is one of the largest cities in the Tampa Bay area. The 2020 census found that almost 26% of its residents are aged 65+, a percentage significantly higher than the national average of 16.5. There are many reasons why Largo is so popular with seniors, such as its wonderful climate, below-average cost of living, free door-to-door transit services and very good air quality. Seniors are also within easy reach of excellent health care facilities, such as Largo Medical Center.

Largo’s numerous assisted living facilities provide safe and comfortable homes for seniors no longer able to perform some activities without support. They’re staffed by housekeepers who take on the cleaning and laundry duties, chefs who prepare nutritious meals and managers who organize social events that enable residents to enjoy their time together. According to the 2020 Genworth Cost of Care Survey, the typical monthly fee is $3,225, which is a significant saving on the Florida average of $3,700.

The remainder of this guide considers the benefits and drawbacks of living in Largo and the costs of senior care in the region. It also lists some senior-friendly resources.

Directory of Assisted Living Facilities in Largo, FL

2013, 2015, 2022

Grand Villa of Largo

750 Starkey Road, Largo, FL, 33771

Grand Villa of Largo is nestled in Largo, Florida, near Largo Central Park Nature Preserve, restaurants and shopping centers. Visitors are impressed by the spacious and clean apartment-style accommoda … (read more)
Grand Villa of Largo is nestled in Largo, Florida, near Largo Central Park Nature Preserve, restaurants and shopping centers. Visitors are impressed by the spacious and clean apartment-style accommoda … (read more)

2015

Elison Senior Living Community of Pinecrest

1150 8th Ave SW, Largo, FL, 33770

I went and I thought it was very well maintained. It had plenty of activities for residents to enjoy. It had great accommodations for those who want to participate in games. There were very good dinin … (read more)
I went and I thought it was very well maintained. It had plenty of activities for residents to enjoy. It had great accommodations for those who want to participate in games. There were very good dinin … (read more)

Oak Manor Senior Living Community

3600 Oak Manor Lane, Largo, FL, 33774

Oak Manor Senior Living Community, located in Largo, FL, is close to Indian Rocks Beach and Belleair Beach. Residents are delighted by a clubhouse, shuffleboard courts and a library for quiet reading. … (read more)
Oak Manor Senior Living Community, located in Largo, FL, is close to Indian Rocks Beach and Belleair Beach. Residents are delighted by a clubhouse, shuffleboard courts and a library for quiet reading. … (read more)

2014, 2016, 2017, 2019

Cabot Cove of Largo

455 Belcher Road South, Largo, FL, 33771

Cabot Cove of Largo is located in the Fairway Village neighborhood of Largo, Florida, about four miles east of the city’s center. Residents and their loved ones rave about the inclusive demeanor of th … (read more)
Cabot Cove of Largo is located in the Fairway Village neighborhood of Largo, Florida, about four miles east of the city’s center. Residents and their loved ones rave about the inclusive demeanor of th … (read more)

The Barrington Senior Living

901 Seminole Blvd., Largo, FL, 33770

It turns out that what I’m gonna need is a memory care unit for my wife and The Barrington said that’s something they didn’t do, but they gave me a few recommendations with different other places. I l … (read more)
It turns out that what I’m gonna need is a memory care unit for my wife and The Barrington said that’s something they didn’t do, but they gave me a few recommendations with different other places. I l … (read more)

Lake House

1071 Lake Avenue NE, Largo, FL, 33771

My brother moved into Lake House and it’s very nice. The grounds are very well-kept, and the building is well-kept. It’s decorated nicely. The rooms are spacious, too. They also have a nice cafeteria … (read more)
My brother moved into Lake House and it’s very nice. The grounds are very well-kept, and the building is well-kept. It’s decorated nicely. The rooms are spacious, too. They also have a nice cafeteria … (read more)

Seasons Largo

4175 East Bay Drive, Largo, FL, 33764

Seasons Largo is an assisted living and memory care facility offering studio and one-bedroom apartments, including companion suites, to retired seniors and their small pets south of Largo, Florida, le … (read more)
Seasons Largo is an assisted living and memory care facility offering studio and one-bedroom apartments, including companion suites, to retired seniors and their small pets south of Largo, Florida, le … (read more)

Sodalis Largo

333 16th Ave SE, Largo, FL, 33771

Every staff member I have met, here at Princeton Village, is SINCERE! I’ve had the best experience with all of the great help they give my mom. I can’t say enough about Princeton Village o … (read more)
Every staff member I have met, here at Princeton Village, is SINCERE! I’ve had the best experience with all of the great help they give my mom. I can’t say enough about Princeton Village o … (read more)

Indian Oaks Assisted Living

11355 131st Street, Largo, FL, 33774

Indian Oaks Assisted Living is located in the heart of Largo, Florida. The facility provides transportation to the Largo Community Center, where residents enjoy a complimentary annual membership to pl … (read more)
Indian Oaks Assisted Living is located in the heart of Largo, Florida. The facility provides transportation to the Largo Community Center, where residents enjoy a complimentary annual membership to pl … (read more)

Sweet Water At Largo

11290 Walsingham Road, Largo, FL, 33778

I’m currently at the Sweet Water At Largo. Everyone is really friendly. I made friends with the residents that I met in the dining room. The food is sometimes good, and sometimes the meals are not goo … (read more)
I’m currently at the Sweet Water At Largo. Everyone is really friendly. I made friends with the residents that I met in the dining room. The food is sometimes good, and sometimes the meals are not goo … (read more)

Regal Palms

300 Lake Ave NE, Largo, FL, 33771

The Palms of Largo is an assisted living and continuing care community offering private and semi-private housing options to retired seniors in Largo, Florida, near the Highland Recreation Complex. Vis … (read more)
The Palms of Largo is an assisted living and continuing care community offering private and semi-private housing options to retired seniors in Largo, Florida, near the Highland Recreation Complex. Vis … (read more)

2012, 2015

Heron House of Largo

2050 East Bay Drive, Largo, FL, 33771

Heron House was very nice. I liked it a lot, but it doesn’t have the views as the other place has. They were as informative as they could be because they’re going through an ownership change. The apar … (read more)
Heron House was very nice. I liked it a lot, but it doesn’t have the views as the other place has. They were as informative as they could be because they’re going through an ownership change. The apar … (read more)

The Vineyard Inn

10929 RIDGE ROAD, Largo, FL, 33778

The Vineyard Inn is an assisted living facility in Largo, Florida, located close to Florida Botanical Gardens, Long Bayou and several shopping centers. Visitors say that private and shared rooms are a … (read more)
The Vineyard Inn is an assisted living facility in Largo, Florida, located close to Florida Botanical Gardens, Long Bayou and several shopping centers. Visitors say that private and shared rooms are a … (read more)

Cypress Palms

400 Lake Avenue NE, Largo, FL, 33771

We’re very pleased with Cypress Palms. The facility is very well kept, maintained very beautifully, and clean. We get three meals a day. They come and clean our room once a week. We also have our laun … (read more)
We’re very pleased with Cypress Palms. The facility is very well kept, maintained very beautifully, and clean. We get three meals a day. They come and clean our room once a week. We also have our laun … (read more)

Sun Village

12300 Seminole Blvd, Largo, FL, 33778

Since we would be in Hialeah checking out another facility, we made it a point to visit Sun Village in the same region. We liked the outer exterior and the vibe – it was friendly and casual, yet stil … (read more)
Since we would be in Hialeah checking out another facility, we made it a point to visit Sun Village in the same region. We liked the outer exterior and the vibe – it was friendly and casual, yet stil … (read more)

Loving Care Assisted Living

870 7th Avenue Northeast, Largo, FL, 33770

The staff and rooms at Loving Care Assisted Living seemed good. Everything seemed fine to me. My mom was in a shared room with another resident. There was also a nurse 24/7. They had a dining area whe … (read more)
The staff and rooms at Loving Care Assisted Living seemed good. Everything seemed fine to me. My mom was in a shared room with another resident. There was also a nurse 24/7. They had a dining area whe … (read more)

Heather Haven III

10476 131st Street, Largo, FL, 33774


Royal Oaks Manor

1833 SEMINOLE BLVD, Largo, FL, 33778



Island Splendor Alf #1

9057 109 Avenue N, Largo, FL, 33777


What to Consider About Assisted Living in Largo

The Bureau of Health Facility Regulation, part of the Agency for Health Care Administration, is responsible for monitoring, regulating and licensing assisted living facilities in Florida. Its work includes inspecting facilities to ensure they continue to abide by the terms of their licenses and working with other departments involved in senior care, such as the Florida Department of Elder Affairs

Benefits and Drawbacks of Assisted Living in Largo

  • The health cost index for Largo, according to Sperling’s Best Places, is 101.4, which is slightly above the indices for Florida and the U.S. However, health costs can be offset by most others, as the average cost of living index for Largo is 96, which is lower than Florida’s 102.8 and the national average of 100.
  • One of Largo’s greatest attractions for seniors is its climate, despite above-average annual rainfall of around 51 inches that frequently results in humid heat. The city’s residents benefit from winter temperatures that are typically 53 degrees, while summer’s average of 91 degrees is controlled by the cool breezes coming off the Gulf of Mexico. 
  • Although Largo’s water quality is a little below average, the city’s overall health cost index is above the norm, at 98.5/100. Of particular benefit to seniors is the very good air quality, while the city’s focus on reducing pollution as part of the EPA’s Superfund Program ensures Largo’s environmentally-friendly approach will pay dividends for today’s younger generations when they are ready to retire.
  • According to Neighborhood Scout, violent crime in Largo is a little more common than average for the state, but less so when compared to the country. Property crime is more common, though. Seniors worried about being a victim of crime may want to consider assisted living communities in safer neighborhoods, such as Walsingham and Anona. Additionally, assisted living facilities commonly have surveillance cameras and staff available round-the-clock. 
  • Neighborly is a nonprofit organization based 10 minutes from Largo in Clearwater. It provides free door-to-door transportation for adults aged 60 and over and operates within a 10-mile radius of its offices. The organization’s drivers are trained in CPR and fully background-checked. Using wheelchair-accessible vehicles they can take seniors to medical appointments and senior centers and transport groups of six people or more on shopping trips and visits to restaurants.

Paying for Assisted Living in Largo

At $3,225 per month, Largo’s assisted living fees are below the state average of $3,700. The 2020 Genworth Cost of Care Survey also reveals the city’s typical senior pays $1,075 less than the average American for similar assisted living services.

The Cost of Assisted Living in Nearby Cities

With the exception of Sebring, where seniors expect to pay around $2,895 for assisted living services, Largo is the most affordable city in the region. For example, about 85 minutes south in North Port, average costs leap by $663 to $3,888, while 60 minutes east in Lakeland, they rise further still to $3,945. 

$3225

Largo

$3700

Florida

$4300

The United States

$3945

Lakeland

$3888

North Port

$2895

Sebring

The Cost of Other Types of Senior Care

The attraction of assisted living in Largo is best explained by comparing it to the costs for care at home. Agencies providing homemaker services typically charge $4,195 per month — $970 more than assisted living — while the addition of medical care from home health aides sees costs rise by another $381. Adult day care is more affordable for able-bodied seniors, at $1,993, while those who need nursing home care typically pay $9,946 for a semiprivate room and an additional $1,445 for a private one.

$4195

Homemaker Services

$4576

Home Health Aide

$1993

Adult Day Health Care

$3225

Assisted Living Facility

$9946

Nursing Home Facility (semiprivate room)

$11391

Nursing Home Facility (private room)

Note: Data for Largo was unavailable, so data for the nearest city, Tampa, was used instead.

Financial Assistance for Assisted Living in Largo

Residents of assisted living facilities in Largo may be eligible for financial assistance through the Medicaid Long Term Care Program and the Assistive Care Services waiver. Additional funding may also be available for the Optional State Supplement for seniors who receive Social Security income.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.

Financial Assistance for Assisted Living in Florida

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

Free Assisted Living Resources in Largo

Largo’s seniors can access numerous resources dedicated to enriching their lives and providing help when they need it. These resources can help veterans who require medical care, seniors in dispute with their care providers and those who need legal advice. There’s also a resource for seniors who want to give back to their community.

Resource

Contact

Service

(305) 451-0164

Open weekdays between 8 a.m. and 4.30 p.m., the Key Largo VA Clinic provides medical support to the city's U.S. military veterans, their spouses and dependents. The clinic's staff can help seniors with speech, balance and hearing issues, while its family doctors can help those who need primary care and its cardiologists are available for those with heart and circulation problems. There's also support for patients struggling with their mental health. Those who need care not provided at the clinic are referred to other facilities within the VA Miami Health Care network.

(813) 932-5228

Seniors in Service is a Tampa-based nonprofit that specializes in matching adults aged 55 and older who want to help their communities with organizations that require volunteers to serve those most in need in Pinellas County. Volunteers can offer as much time as they can spare and are typically matched with nonprofits who need the volunteer's specific skills; although general help is also in demand, such as delivering meals to homebound seniors.

(888) 831-0404

Seniors concerned about the quality of their care can raise their concerns with the Long-Term Care Ombudsman. The department will investigate the complaint and pursue a resolution with the senior's care provider. Ombudsmen also educate seniors about their rights and provide copies of inspection reports for those comparing assisted living facilities as possible locations for their long-term care.

(800) 963-5337

Although the agency is primarily focused on helping seniors age comfortably in their own homes, it can also support those in residential care facilities. For example, it has counselors who can advise seniors on all matters related to Medicare and victim advocates who can help those who have been scammed. There are also people who can assist seniors diagnosed with age-related conditions, such as Alzheimer's. 

Assisted Living Laws and Regulations in Largo

Largo-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Florida are required to follow. Visit our Assisted Living in Florida page for more information about these laws.

Assisted Living Laws and Regulations in Florida