Clearwater is a Gulf Coast city that’s popular with seniors. This was confirmed by the 2020 census, which found 22.5% of its 117,000 residents are aged 65 and older. For comparison, the national average is 16.5%. The city’s beach, famed for its powdery white sand, is one of the draws, but there are others. The downtown area has many entertainment venues, such as the historic Capitol Theatre — which is renowned for its great acoustics — and vibrant shopping experiences, including The Market Marie.
There is an abundance of assisted living facilities in Clearwater. They’re suitable for seniors who find living at home increasingly challenging. Although each facility is unique, common features include staff trained to help seniors struggling with daily routines, such as personal grooming and housekeeping. The typical monthly fee for a placement in Clearwater is $3,350, which is more affordable than normal for Florida, where the average senior pays around $4,000.
This guide considers the advantages and disadvantages of living in Clearwater and compares the costs of assisted living with some nearby cities. It also looks at costs for other types of senior care and lists some useful resources for seniors in residential care facilities.
Directory of Assisted Living Facilities in Clearwater, FL
2750 Drew Street, Clearwater, FL, 33759
Minutes from Old Tampa Bay and surrounded by more than half a dozen parks, Brookdale Clearwater is an assisted living and memory care facility in Clearwater, Florida. Their clean rooms, great food and
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Minutes from Old Tampa Bay and surrounded by more than half a dozen parks, Brookdale Clearwater is an assisted living and memory care facility in Clearwater, Florida. Their clean rooms, great food and happy residents inspire visitors to speak highly of them. Residents and visitors comment on the friendly staff, the quality care and the frequency and availability of daily activities. In addition to welcoming residents’ small pet companions, they provide a full-sized kitchen in every apartment. This community takes pride in their personalized care, special events and activities, and kind, genuine staff.
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Minutes from Old Tampa Bay and surrounded by more than half a dozen parks, Brookdale Clearwater is an assisted living and memory care facility in Clearwater, Florida. Their clean rooms, great food and
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Minutes from Old Tampa Bay and surrounded by more than half a dozen parks, Brookdale Clearwater is an assisted living and memory care facility in Clearwater, Florida. Their clean rooms, great food and happy residents inspire visitors to speak highly of them. Residents and visitors comment on the friendly staff, the quality care and the frequency and availability of daily activities. In addition to welcoming residents’ small pet companions, they provide a full-sized kitchen in every apartment. This community takes pride in their personalized care, special events and activities, and kind, genuine staff.
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620 Belleair Rd., Clearwater, FL, 33756
Minutes from the Belleair Country Club and surrounded by trees and residential areas, Pacifica Senior Living Belleair is an assisted living and memory care facility in Clearwater, Florida. Visitors an
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Minutes from the Belleair Country Club and surrounded by trees and residential areas, Pacifica Senior Living Belleair is an assisted living and memory care facility in Clearwater, Florida. Visitors and residents often comment on the beautiful community, its great food, the large common rooms and the ample space provided for residents to walk and enjoy nature. They offer unique features, such as their cottage-style living areas — each housing 14 residents and complete with a kitchen, a common room and a covered patio. There is also an on-site barber shop and security gate, and small pet companions are welcome.
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Minutes from the Belleair Country Club and surrounded by trees and residential areas, Pacifica Senior Living Belleair is an assisted living and memory care facility in Clearwater, Florida. Visitors an
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Minutes from the Belleair Country Club and surrounded by trees and residential areas, Pacifica Senior Living Belleair is an assisted living and memory care facility in Clearwater, Florida. Visitors and residents often comment on the beautiful community, its great food, the large common rooms and the ample space provided for residents to walk and enjoy nature. They offer unique features, such as their cottage-style living areas — each housing 14 residents and complete with a kitchen, a common room and a covered patio. There is also an on-site barber shop and security gate, and small pet companions are welcome.
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2159 Mcmullen Booth Road, Clearwater, FL, 33759
Residents and their families say that Emerald Gardens Assisted Living in Clearwater, Florida, feels just like being at home. The facility is smaller than many others which allows for more dedicated su
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Residents and their families say that Emerald Gardens Assisted Living in Clearwater, Florida, feels just like being at home. The facility is smaller than many others which allows for more dedicated support for each resident. The ambiance is elegant and comfortable due to the spacious and well-maintained private rooms and common areas. Residents have access to many activities such as musical events, card games, book clubs, lectures and discussions, gardening, cooking classes, religious services and arts and crafts. Special amenities that residents especially enjoy are the beauty salon, TV room, party room, gardens and patio area.
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Residents and their families say that Emerald Gardens Assisted Living in Clearwater, Florida, feels just like being at home. The facility is smaller than many others which allows for more dedicated su
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Residents and their families say that Emerald Gardens Assisted Living in Clearwater, Florida, feels just like being at home. The facility is smaller than many others which allows for more dedicated support for each resident. The ambiance is elegant and comfortable due to the spacious and well-maintained private rooms and common areas. Residents have access to many activities such as musical events, card games, book clubs, lectures and discussions, gardening, cooking classes, religious services and arts and crafts. Special amenities that residents especially enjoy are the beauty salon, TV room, party room, gardens and patio area.
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2751 Regency Oaks Blvd, Clearwater, FL, 33759
2010 Greenbriar Blvd., Clearwater, FL, 33763
Located near the beaches, The Preserve at Clearwater is situated on lush acreage surrounded by a Pinellas County nature preserve. The facility offers several apartment options for assisted living and
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Located near the beaches, The Preserve at Clearwater is situated on lush acreage surrounded by a Pinellas County nature preserve. The facility offers several apartment options for assisted living and memory care residents. The welfare of all residents is the facility’s priority and it offers significant amenities to make their lives comfortable. Residents appreciate the housekeeping and laundry service, concierge services, delicious meals, pool room and wellness center. Residents and their visitors enjoy the swimming pool and sitting on the dock of the property’s pond. Special amenities include on-site rehab services and transportation to doctor appointments.
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Located near the beaches, The Preserve at Clearwater is situated on lush acreage surrounded by a Pinellas County nature preserve. The facility offers several apartment options for assisted living and
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Located near the beaches, The Preserve at Clearwater is situated on lush acreage surrounded by a Pinellas County nature preserve. The facility offers several apartment options for assisted living and memory care residents. The welfare of all residents is the facility’s priority and it offers significant amenities to make their lives comfortable. Residents appreciate the housekeeping and laundry service, concierge services, delicious meals, pool room and wellness center. Residents and their visitors enjoy the swimming pool and sitting on the dock of the property’s pond. Special amenities include on-site rehab services and transportation to doctor appointments.
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2155 Montclair Road, Clearwater, FL, 33782
I’m in the assisted living of The Colonnade at Beckett Lake. It’s all very good, but unfortunately, there’s no pool. They have a multi-purpose room where they do a lot of different activities like bin
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I’m in the assisted living of The Colonnade at Beckett Lake. It’s all very good, but unfortunately, there’s no pool. They have a multi-purpose room where they do a lot of different activities like bingo, word game, and other card games. They have a movie room, a small room that we use for coloring, and a library where they often play dominoes. I’m an arts and crafts kind of person rather than the games, so I don’t do the games, but when they have arts and crafts, I participate in that, and they’re pretty good. They have just kind of upped it two days a week now, which is nice for me. We have a new executive chef, and the food is much better. The staff is very friendly, very nice, and caring. We have lived here for three years now.
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I’m in the assisted living of The Colonnade at Beckett Lake. It’s all very good, but unfortunately, there’s no pool. They have a multi-purpose room where they do a lot of different activities like bin
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I’m in the assisted living of The Colonnade at Beckett Lake. It’s all very good, but unfortunately, there’s no pool. They have a multi-purpose room where they do a lot of different activities like bingo, word game, and other card games. They have a movie room, a small room that we use for coloring, and a library where they often play dominoes. I’m an arts and crafts kind of person rather than the games, so I don’t do the games, but when they have arts and crafts, I participate in that, and they’re pretty good. They have just kind of upped it two days a week now, which is nice for me. We have a new executive chef, and the food is much better. The staff is very friendly, very nice, and caring. We have lived here for three years now.
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3260 North McMullen Booth Rd., Clearwater, FL, 33761
The Landmark was a beautiful facility with a wonderful layout. We were very happy with the size of the rooms and the way they took care of the hallways and all of the facilities. It’s lovely and very
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The Landmark was a beautiful facility with a wonderful layout. We were very happy with the size of the rooms and the way they took care of the hallways and all of the facilities. It’s lovely and very clean. We saw the rehab room, the gym, and the dining room. The gentleman was very professional and he showed us everything that we wanted to see. They’re actually going to have a prom this week where they have a dance floor and refreshments.
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The Landmark was a beautiful facility with a wonderful layout. We were very happy with the size of the rooms and the way they took care of the hallways and all of the facilities. It’s lovely and very
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The Landmark was a beautiful facility with a wonderful layout. We were very happy with the size of the rooms and the way they took care of the hallways and all of the facilities. It’s lovely and very clean. We saw the rehab room, the gym, and the dining room. The gentleman was very professional and he showed us everything that we wanted to see. They’re actually going to have a prom this week where they have a dance floor and refreshments.
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1810 S. Belcher Road, Clearwater, FL, 33764
I did a tour of Heritage House Assisted Living. It was just smaller and darker, and that was the concern that I had. It was a much smaller community. It was good and was fine, but it was just small. T
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I did a tour of Heritage House Assisted Living. It was just smaller and darker, and that was the concern that I had. It was a much smaller community. It was good and was fine, but it was just small. The rooms were about the same size as others. That was the only thing; they had lower ceilings and were just darker. They have one patio outback. They did not provide transportation. They had a Halloween party, and have things like that, but it was very limited in what they offered, or what they told me about.
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I did a tour of Heritage House Assisted Living. It was just smaller and darker, and that was the concern that I had. It was a much smaller community. It was good and was fine, but it was just small. T
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I did a tour of Heritage House Assisted Living. It was just smaller and darker, and that was the concern that I had. It was a much smaller community. It was good and was fine, but it was just small. The rooms were about the same size as others. That was the only thing; they had lower ceilings and were just darker. They have one patio outback. They did not provide transportation. They had a Halloween party, and have things like that, but it was very limited in what they offered, or what they told me about.
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1754 Ensley Avenue, Clearwater, FL, 33756
My father in law moved in. Spoke with the owner and Managment. Facility looks nice and clean. Some rooms look updated while others are not but was told that all the rooms are getting the update. Renov
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My father in law moved in. Spoke with the owner and Managment. Facility looks nice and clean. Some rooms look updated while others are not but was told that all the rooms are getting the update. Renovations look really nice! Foods great and staff is friendly.
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My father in law moved in. Spoke with the owner and Managment. Facility looks nice and clean. Some rooms look updated while others are not but was told that all the rooms are getting the update. Renov
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My father in law moved in. Spoke with the owner and Managment. Facility looks nice and clean. Some rooms look updated while others are not but was told that all the rooms are getting the update. Renovations look really nice! Foods great and staff is friendly.
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2730 Curlew Road, Clearwater, FL, 33761
Curlew Care of Clearwater is located in the northern part of Clearwater, about 10 miles northeast of downtown. It sits within two miles of Countryside Country Club and is within walking distance of a
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Curlew Care of Clearwater is located in the northern part of Clearwater, about 10 miles northeast of downtown. It sits within two miles of Countryside Country Club and is within walking distance of a bus stop, offering residents easy transportation to St. Petersburg, Clearwater and all of Pinellas County. Recreational options close to the grounds include walking trails and tennis courts, and residents and visitors appreciate the abundance of social activities and the care displayed by staff members. Residents also offer high praise to the facility’s dining room and its freshly prepared meals.
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Curlew Care of Clearwater is located in the northern part of Clearwater, about 10 miles northeast of downtown. It sits within two miles of Countryside Country Club and is within walking distance of a
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Curlew Care of Clearwater is located in the northern part of Clearwater, about 10 miles northeast of downtown. It sits within two miles of Countryside Country Club and is within walking distance of a bus stop, offering residents easy transportation to St. Petersburg, Clearwater and all of Pinellas County. Recreational options close to the grounds include walking trails and tennis courts, and residents and visitors appreciate the abundance of social activities and the care displayed by staff members. Residents also offer high praise to the facility’s dining room and its freshly prepared meals.
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420 Bay Avenue, Clearwater, FL, 33756
The Oaks of Clearwater is located in the heart of the Clearwater, Florida, near the relaxing neighborhood of Viewpoint on the Bay. Residents can walk right into their own backyard to get spectacular v
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The Oaks of Clearwater is located in the heart of the Clearwater, Florida, near the relaxing neighborhood of Viewpoint on the Bay. Residents can walk right into their own backyard to get spectacular views of the water — especially at sunset. Those living here say they enjoy remaining active and appreciate the variety of scheduled outings each day. If residents don’t feel like leaving the facility, there are also activities like bi-weekly musical entertainment and games. Family members and residents alike have also praised the all-day dining program, which gives residents the luxury to choose when they want to eat.
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The Oaks of Clearwater is located in the heart of the Clearwater, Florida, near the relaxing neighborhood of Viewpoint on the Bay. Residents can walk right into their own backyard to get spectacular v
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The Oaks of Clearwater is located in the heart of the Clearwater, Florida, near the relaxing neighborhood of Viewpoint on the Bay. Residents can walk right into their own backyard to get spectacular views of the water — especially at sunset. Those living here say they enjoy remaining active and appreciate the variety of scheduled outings each day. If residents don’t feel like leaving the facility, there are also activities like bi-weekly musical entertainment and games. Family members and residents alike have also praised the all-day dining program, which gives residents the luxury to choose when they want to eat.
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3141 North McMullen Booth Rd, Clearwater, FL, 33761
The Wickshire Countryside is an assisted living facility located outside of Clearwater, FL, near the small community of Briarwood. With a variety of living choices, from studios up to two-bedroom apar
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The Wickshire Countryside is an assisted living facility located outside of Clearwater, FL, near the small community of Briarwood. With a variety of living choices, from studios up to two-bedroom apartments, residents can feel a sense of independence while still enjoying the convenience of on-site, experienced caregivers. Many residents choose to decorate with their own personal belongings, making the community feel even more like home. Family members have praised the staff’s ability to always be prepared, accommodating any resident need. Residents themselves rave about the quality of the food, with many fresh options available every day.
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The Wickshire Countryside is an assisted living facility located outside of Clearwater, FL, near the small community of Briarwood. With a variety of living choices, from studios up to two-bedroom apar
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The Wickshire Countryside is an assisted living facility located outside of Clearwater, FL, near the small community of Briarwood. With a variety of living choices, from studios up to two-bedroom apartments, residents can feel a sense of independence while still enjoying the convenience of on-site, experienced caregivers. Many residents choose to decorate with their own personal belongings, making the community feel even more like home. Family members have praised the staff’s ability to always be prepared, accommodating any resident need. Residents themselves rave about the quality of the food, with many fresh options available every day.
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1145 Ponce De Leon Blvd, Clearwater, FL, 33756
My mother moved into Seasons Belleair. It’s a great place. I’m very happy with the decision. They have good activities for the residents, and Mom seems to be happy there. The place is awesome. The sta
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My mother moved into Seasons Belleair. It’s a great place. I’m very happy with the decision. They have good activities for the residents, and Mom seems to be happy there. The place is awesome. The staff is awesome. They’re very friendly. They really seem to care about the residents. They work hard getting them involved in activities. They’re just a great bunch of people. Everybody that works there seems to really enjoy their job. Mom likes the food, and it looks good. One day they were having live music, Mom’s music, and she likes to dance. She’s in a wheelchair, and they were dancing with her in the wheelchair, and she had a great time. It was really cool, they got everybody up there, involved. That’s the first time I saw her laugh and smile like that since she fell. She also played a card game called UNO, and she enjoyed that. It’s clean, well maintained, and a locked facility, this way the residents can’t just wander off, it’s very secure.
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My mother moved into Seasons Belleair. It’s a great place. I’m very happy with the decision. They have good activities for the residents, and Mom seems to be happy there. The place is awesome. The sta
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My mother moved into Seasons Belleair. It’s a great place. I’m very happy with the decision. They have good activities for the residents, and Mom seems to be happy there. The place is awesome. The staff is awesome. They’re very friendly. They really seem to care about the residents. They work hard getting them involved in activities. They’re just a great bunch of people. Everybody that works there seems to really enjoy their job. Mom likes the food, and it looks good. One day they were having live music, Mom’s music, and she likes to dance. She’s in a wheelchair, and they were dancing with her in the wheelchair, and she had a great time. It was really cool, they got everybody up there, involved. That’s the first time I saw her laugh and smile like that since she fell. She also played a card game called UNO, and she enjoyed that. It’s clean, well maintained, and a locked facility, this way the residents can’t just wander off, it’s very secure.
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1930 Union Street, Clearwater, FL, 33763
I was a resident of Union House. It’s two homes put together, there were only 13 residents, and a lady ran it for 14 years. The staff was very good, they handed out my drugs, and they did my laundry.
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I was a resident of Union House. It’s two homes put together, there were only 13 residents, and a lady ran it for 14 years. The staff was very good, they handed out my drugs, and they did my laundry. They had bingo, there were movies on TV, I was happy with my computer and DVD player, and I had friends. I would go out on walks. I would recommend it, and I was very happy there.
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I was a resident of Union House. It’s two homes put together, there were only 13 residents, and a lady ran it for 14 years. The staff was very good, they handed out my drugs, and they did my laundry.
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I was a resident of Union House. It’s two homes put together, there were only 13 residents, and a lady ran it for 14 years. The staff was very good, they handed out my drugs, and they did my laundry. They had bingo, there were movies on TV, I was happy with my computer and DVD player, and I had friends. I would go out on walks. I would recommend it, and I was very happy there.
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2298 Belleair Road, Clearwater, FL, 33764
I absolutely love this facility. The staff is awesome. The owner is also really awesome. They really care about the residents living there. The rooms are really nice. You can have tour own bedroom wit
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I absolutely love this facility. The staff is awesome. The owner is also really awesome. They really care about the residents living there. The rooms are really nice. You can have tour own bedroom with a bathroom. The place is really clean. They have all kinds of activities to meet all the needs.
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I absolutely love this facility. The staff is awesome. The owner is also really awesome. They really care about the residents living there. The rooms are really nice. You can have tour own bedroom wit
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I absolutely love this facility. The staff is awesome. The owner is also really awesome. They really care about the residents living there. The rooms are really nice. You can have tour own bedroom with a bathroom. The place is really clean. They have all kinds of activities to meet all the needs.
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2179 DODGE STREET, Clearwater, FL, 33760
While in Clearwater checking out assisted living options for my friend’s mother, we stopped in at Pearl Manor. They were happy to accommodate us, even though we did not make an appointment.
We could
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While in Clearwater checking out assisted living options for my friend’s mother, we stopped in at Pearl Manor. They were happy to accommodate us, even though we did not make an appointment.
We could see that the grounds would be a great place to spend time and have social gatherings. They were all well manicured – with plenty of areas for residents to enjoy with each other and friends and family.
The lunch we saw smelled and looked very appetizing and like a meal you might see in an upscale eatery. The dining room was really lovely – as were all the adjacent communal areas.
Scheduled activities included films, games, fine and casual dining and many other regular outing options.
Despite the fact that the snacks were made to be healthy, they all looked like they tasted really good. The snacks offered included everything from fresh baked goods to fruits and vegetables.
This facility was nicely designed with good colors, spacious and comforting. The staff seemed to really enjoy interacting with the residents.
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While in Clearwater checking out assisted living options for my friend’s mother, we stopped in at Pearl Manor. They were happy to accommodate us, even though we did not make an appointment.
We could
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While in Clearwater checking out assisted living options for my friend’s mother, we stopped in at Pearl Manor. They were happy to accommodate us, even though we did not make an appointment.
We could see that the grounds would be a great place to spend time and have social gatherings. They were all well manicured – with plenty of areas for residents to enjoy with each other and friends and family.
The lunch we saw smelled and looked very appetizing and like a meal you might see in an upscale eatery. The dining room was really lovely – as were all the adjacent communal areas.
Scheduled activities included films, games, fine and casual dining and many other regular outing options.
Despite the fact that the snacks were made to be healthy, they all looked like they tasted really good. The snacks offered included everything from fresh baked goods to fruits and vegetables.
This facility was nicely designed with good colors, spacious and comforting. The staff seemed to really enjoy interacting with the residents.
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411 Hamilton Crescent, Clearwater, FL, 33756
Tbh.. I love this place. Very peaceful and comfortable. I been here for about five months now been nothing but love. Although I wish they had a pool because summer coming and God knows I want to get i
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Tbh.. I love this place. Very peaceful and comfortable. I been here for about five months now been nothing but love. Although I wish they had a pool because summer coming and God knows I want to get in the pool lol.. seriously much love to the windsor house for saving me when I much needed it. Thank you!!
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Tbh.. I love this place. Very peaceful and comfortable. I been here for about five months now been nothing but love. Although I wish they had a pool because summer coming and God knows I want to get i
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Tbh.. I love this place. Very peaceful and comfortable. I been here for about five months now been nothing but love. Although I wish they had a pool because summer coming and God knows I want to get in the pool lol.. seriously much love to the windsor house for saving me when I much needed it. Thank you!!
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1103 Normandy Road, Clearwater, FL, 33764
We were looking for a retirement home for my Uncle, and this was definitely not in choice. We walked into the home without an appointment, and we were shocked to see an elderly resident on the floor.
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We were looking for a retirement home for my Uncle, and this was definitely not in choice. We walked into the home without an appointment, and we were shocked to see an elderly resident on the floor. The employees seemed busy, so he was laying there unattended for quite sometime. The facility had a distinct odor which was not pleasant. Overall, it wasn’t what I expected when I read these other reviews. Thank you, but we will be passing on to the next one.
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We were looking for a retirement home for my Uncle, and this was definitely not in choice. We walked into the home without an appointment, and we were shocked to see an elderly resident on the floor.
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We were looking for a retirement home for my Uncle, and this was definitely not in choice. We walked into the home without an appointment, and we were shocked to see an elderly resident on the floor. The employees seemed busy, so he was laying there unattended for quite sometime. The facility had a distinct odor which was not pleasant. Overall, it wasn’t what I expected when I read these other reviews. Thank you, but we will be passing on to the next one.
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1430 Palmetto St Clearwater, Clearwater, FL, 33755
Best care in Clearwater is defiantly a home away from home. The feeling that you get when you arrive at this home is defiantly the one that emanates being at home. The staff is on a regular routine an
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Best care in Clearwater is defiantly a home away from home. The feeling that you get when you arrive at this home is defiantly the one that emanates being at home. The staff is on a regular routine and the small number of residents makes it seem like a "family". The staff knows their patients AKA residents. The home is well maintained and very clean. If you are in search of a ALF that contains a home like setting this is the place for you. All meals are home cooked, and I witnessed snacks being offered at off meal times. The staff member was extremely helpful and she knew her clients. In my opinion, some of the furniture could be upgraded. The home was clean and it smelled good.
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Best care in Clearwater is defiantly a home away from home. The feeling that you get when you arrive at this home is defiantly the one that emanates being at home. The staff is on a regular routine an
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Best care in Clearwater is defiantly a home away from home. The feeling that you get when you arrive at this home is defiantly the one that emanates being at home. The staff is on a regular routine and the small number of residents makes it seem like a "family". The staff knows their patients AKA residents. The home is well maintained and very clean. If you are in search of a ALF that contains a home like setting this is the place for you. All meals are home cooked, and I witnessed snacks being offered at off meal times. The staff member was extremely helpful and she knew her clients. In my opinion, some of the furniture could be upgraded. The home was clean and it smelled good.
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585 Casler Avenue, Clearwater, FL, 33755
Located in a residential community next to Sid Lickton Park, Ambleside Manor Aclf is an assisted living facility in Clearwater, Florida. Visitors praise the accommodating and caring staff, the clean a
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Located in a residential community next to Sid Lickton Park, Ambleside Manor Aclf is an assisted living facility in Clearwater, Florida. Visitors praise the accommodating and caring staff, the clean and well-kept appearance of the facility and grounds, the availability of activities and the quality of the food and snacks. This small and homey community, with a resident capacity of only eight, welcomes residents’ small pets to stay with them, and rooms are available with private and semi-private options. This community prides itself on its family atmosphere where residents can spend their days feeling safe and comfortable.
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Located in a residential community next to Sid Lickton Park, Ambleside Manor Aclf is an assisted living facility in Clearwater, Florida. Visitors praise the accommodating and caring staff, the clean a
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Located in a residential community next to Sid Lickton Park, Ambleside Manor Aclf is an assisted living facility in Clearwater, Florida. Visitors praise the accommodating and caring staff, the clean and well-kept appearance of the facility and grounds, the availability of activities and the quality of the food and snacks. This small and homey community, with a resident capacity of only eight, welcomes residents’ small pets to stay with them, and rooms are available with private and semi-private options. This community prides itself on its family atmosphere where residents can spend their days feeling safe and comfortable.
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COVID-19 Rules for Assisted Living in Clearwater
Since most COVID-19 rules for Assisted Living Communities and other Senior Living Facilities are set at the state level, you can view the specific rules for your state on our Guide to Assisted Living in Florida. Keep in mind that every community has specific policies that they put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.
What to Consider About Assisted Living in Clearwater
The Florida Agency for Health Care Administration issues licenses to assisted living facilities that satisfy all of its requirements. These include the owner passing an ALF Director’s course and a level 2 FBI background check. The facility must be properly staffed for its resident capacity and obtain all the required fire safety, insurance and health and safety compliance documents.
Benefits and Drawbacks of Assisted Living in Clearwater
- The Transportation Disadvantaged Program offers qualifying seniors a low-cost way of getting around Pinellas County. To be eligible, the senior must be a county resident, have an income no more than 150% of the Federal Poverty Level and have no other way to get transportation. For $11, seniors can get an unlimited pass to ride the PTSA’s wheelchair-accessible buses. There is also a door-to-door service that costs $3 per one-way trip.
- According to Sperling’s Best Places, Clearwater’s healthcare cost index of 101.4 is above the state and national averages. However, when accounting for a range of living costs, the city has an index of 98.3, which is much lower than the state average of 102.8.
- Florida’s sunny days contribute to the state’s attraction for seniors, and Clearwater doesn’t disappoint, with 240 of them per year. Temperatures range from a pleasantly cool 52 degrees in January to a comfortably warm 90 degrees in July. Precipitation, which includes around 51 inches of rainfall annually, happens on about 105 days per year, watering the city’s green parks, lush lawns and plentiful trees.
- Clearwater has a better-than-average health cost index of 98.5. This is due to a combination of factors, such as having very good air quality and more Medicare-registered physicians than normal for a city of its size. Clearwater also scores highly for its environmental work as an active participant in the EPA’s Superfund program.
- Crime in Clearwater is slightly above average for Florida and relatively in keeping with the medians for property and violent crime across the country. Generally, neighborhoods furthest from Old Tampa Bay and coastal areas experience lower levels of crime.
- Florida’s reputation as a tax-friendly state for retirees is well-earned. The state doesn’t tax retirement incomes, which includes Social Security benefits, pensions and IRAs, and it doesn’t have an inheritance tax or estate tax. Seniors who want more specific tax information relating to their finances should contact the nearest taxpayer service center in Tampa.
Paying for Assisted Living in Clearwater
According to the 2021 Genworth Cost of Care Survey, Clearwater is one of the more affordable cities in Florida for assisted living. Its seniors typically save $650 per month when compared to the state median and $1,150 when measured against the national average.
The Cost of Assisted Living in Nearby Cities
Clearwater is at the cost-effective end of the scale for central Florida. The only city within a few hours’ radius with lower fees is Lakeland, where the median is $3,300. It’s more likely that seniors comparing cities in the area will encounter higher costs because their peers in Orlando typically pay $4,000. Down the coast in North Port, fees average $4,145.
The Cost of Other Types of Senior Care
At $3,350, assisted living can be a financially attractive option when compared to homemaker and home health aide services, which typically charge $4,767 and $4,862, as the latter two still require the senior to pay for their home. The most affordable choice is adult day health care, at $2,123. Nursing homes are significantly more costly, with a typical private room costing $9,885 per month, with semiprivate ones usually around $8,927.
Nursing Home Facility (semiprivate room)
Nursing Home Facility (private room)
Note: Care cost data for Clearwater was not available, so data for the closest city, Tampa, was used instead.
Financial Assistance for Assisted Living in Clearwater
Seniors living in Clearwater have two financial assistance options that help cover the costs of assisted living: the Medicaid Managed Care Long-Term Care Program and the Optional State Supplementation program. Seniors can apply both for through the Pinellas County Department of Children and Families Office.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.
Free Assisted Living Resources in Clearwater
Seniors in Clearwater can call on the support of many free resources within the city and Pinellas County. The resources in this list are only a taste of what’s available. They can help vets cope with mental illness, provide places where seniors can make new friends and identify support networks for volunteers to assist neighbors in need.
The Aging Well Center is a program focused on providing Clearwater's seniors with mentally and physically stimulating activities, in addition to making it easier for them to socialize within their age groups. The center operates a range of programs to satisfy most tastes. The Knit and Stitch Circle encourages learning for newbies and helps everyone get involved in group projects. Technology chat classes help familiarize seniors with modern devices, such as iPhones, and there are a variety of fitness groups for members to develop balance and improve their health.
The Florida Department of Veterans Affairs is a state-funded organization with officers in Pinellas County that help U.S. military vets struggling with psychological issues, including depression and traumas related to their time in uniform. It can also connect vets to other services, such as Veterans Affairs, to help them access state, federal and military benefits. Additionally, it can refer vets with medical conditions to facilities within the Bay Pines VA Healthcare System.
Seniors in long-term care communities with concerns about their facilities can register complaints with the ombudsman, who will investigate and pursue resolutions on their behalf. Families of residents and third parties can also contact the ombudsman. Additionally, the department can release copies of inspection reports prior to a senior choosing a facility to help them make more informed decisions.
Seniors in Service is a Tampa-based nonprofit that provides opportunities for adults aged 55 and older to help their communities in the counties of Pinellas, Pasco and Hillsborough. Volunteers can apply life and work skills already learned or be trained in something new. Typically, volunteers assist homebound seniors, mentor younger members of the community and support veterans and their families. The volunteer determines how much time they can spare, and Seniors in Service connects them to the most appropriate nonprofit in need of their help.
Assisted Living Laws and Regulations in Clearwater
Clearwater Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Florida are required to follow. Visit our Assisted Living in Florida page for more information about these laws.