Clearwater is a Gulf Coast city that’s popular with seniors. This was confirmed by the 2020 census, which found 22.5% of its 117,000 residents are aged 65 and older. For comparison, the national average is 16.5%. The city’s beach, famed for its powdery white sand, is one of the draws, but there are others. The downtown area has many entertainment venues, such as the historic Capitol Theatre — which is renowned for its great acoustics — and vibrant shopping experiences, including The Market Marie. 

There is an abundance of assisted living facilities in Clearwater. They’re suitable for seniors who find living at home increasingly challenging. Although each facility is unique, common features include staff trained to help seniors struggling with daily routines, such as personal grooming and housekeeping. The typical monthly fee for a placement in Clearwater is $3,350, which is more affordable than normal for Florida, where the average senior pays around $4,000. 

This guide considers the advantages and disadvantages of living in Clearwater and compares the costs of assisted living with some nearby cities. It also looks at costs for other types of senior care and lists some useful resources for seniors in residential care facilities.

Directory of Assisted Living Facilities in Clearwater, FL

Grand Villa of Clearwater

2750 Drew Street, Clearwater, FL, 33759

Minutes from Old Tampa Bay and surrounded by more than half a dozen parks, Brookdale Clearwater is an assisted living and memory care facility in Clearwater, Florida. Their clean rooms, great food and … (read more)
Minutes from Old Tampa Bay and surrounded by more than half a dozen parks, Brookdale Clearwater is an assisted living and memory care facility in Clearwater, Florida. Their clean rooms, great food and … (read more)

Pacifica Senior Living Belleair

620 Belleair Rd., Clearwater, FL, 33756

Minutes from the Belleair Country Club and surrounded by trees and residential areas, Pacifica Senior Living Belleair is an assisted living and memory care facility in Clearwater, Florida. Visitors an … (read more)
Minutes from the Belleair Country Club and surrounded by trees and residential areas, Pacifica Senior Living Belleair is an assisted living and memory care facility in Clearwater, Florida. Visitors an … (read more)

Emerald Gardens Assisted Living

2159 Mcmullen Booth Road, Clearwater, FL, 33759

Residents and their families say that Emerald Gardens Assisted Living in Clearwater, Florida, feels just like being at home. The facility is smaller than many others which allows for more dedicated su … (read more)
Residents and their families say that Emerald Gardens Assisted Living in Clearwater, Florida, feels just like being at home. The facility is smaller than many others which allows for more dedicated su … (read more)

Regency Oaks

2751 Regency Oaks Blvd, Clearwater, FL, 33759


The Preserve at Clearwater

2010 Greenbriar Blvd., Clearwater, FL, 33763

Located near the beaches, The Preserve at Clearwater is situated on lush acreage surrounded by a Pinellas County nature preserve. The facility offers several apartment options for assisted living and … (read more)
Located near the beaches, The Preserve at Clearwater is situated on lush acreage surrounded by a Pinellas County nature preserve. The facility offers several apartment options for assisted living and … (read more)

The Colonnade at Beckett Lake

2155 Montclair Road, Clearwater, FL, 33782

I’m in the assisted living of The Colonnade at Beckett Lake. It’s all very good, but unfortunately, there’s no pool. They have a multi-purpose room where they do a lot of different activities like bin … (read more)
I’m in the assisted living of The Colonnade at Beckett Lake. It’s all very good, but unfortunately, there’s no pool. They have a multi-purpose room where they do a lot of different activities like bin … (read more)

The Landmark

3260 North McMullen Booth Rd., Clearwater, FL, 33761

The Landmark was a beautiful facility with a wonderful layout. We were very happy with the size of the rooms and the way they took care of the hallways and all of the facilities. It’s lovely and very … (read more)
The Landmark was a beautiful facility with a wonderful layout. We were very happy with the size of the rooms and the way they took care of the hallways and all of the facilities. It’s lovely and very … (read more)

Heritage House Assisted Living

1810 S. Belcher Road, Clearwater, FL, 33764

I did a tour of Heritage House Assisted Living. It was just smaller and darker, and that was the concern that I had. It was a much smaller community. It was good and was fine, but it was just small. T … (read more)
I did a tour of Heritage House Assisted Living. It was just smaller and darker, and that was the concern that I had. It was a much smaller community. It was good and was fine, but it was just small. T … (read more)

Midway Manor Assisted Living Facility

1754 Ensley Avenue, Clearwater, FL, 33756

My father in law moved in. Spoke with the owner and Managment. Facility looks nice and clean. Some rooms look updated while others are not but was told that all the rooms are getting the update. Renov … (read more)
My father in law moved in. Spoke with the owner and Managment. Facility looks nice and clean. Some rooms look updated while others are not but was told that all the rooms are getting the update. Renov … (read more)

Curlew Care of Clearwater

2730 Curlew Road, Clearwater, FL, 33761

Curlew Care of Clearwater is located in the northern part of Clearwater, about 10 miles northeast of downtown. It sits within two miles of Countryside Country Club and is within walking distance of a … (read more)
Curlew Care of Clearwater is located in the northern part of Clearwater, about 10 miles northeast of downtown. It sits within two miles of Countryside Country Club and is within walking distance of a … (read more)

The Oaks of Clearwater

420 Bay Avenue, Clearwater, FL, 33756

The Oaks of Clearwater is located in the heart of the Clearwater, Florida, near the relaxing neighborhood of Viewpoint on the Bay. Residents can walk right into their own backyard to get spectacular v … (read more)
The Oaks of Clearwater is located in the heart of the Clearwater, Florida, near the relaxing neighborhood of Viewpoint on the Bay. Residents can walk right into their own backyard to get spectacular v … (read more)

2015

Whickshire Countryside

3141 North McMullen Booth Rd, Clearwater, FL, 33761

The Wickshire Countryside is an assisted living facility located outside of Clearwater, FL, near the small community of Briarwood. With a variety of living choices, from studios up to two-bedroom apar … (read more)
The Wickshire Countryside is an assisted living facility located outside of Clearwater, FL, near the small community of Briarwood. With a variety of living choices, from studios up to two-bedroom apar … (read more)

2016

Seasons Belleair

1145 Ponce De Leon Blvd, Clearwater, FL, 33756

My mother moved into Seasons Belleair. It’s a great place. I’m very happy with the decision. They have good activities for the residents, and Mom seems to be happy there. The place is awesome. The sta … (read more)
My mother moved into Seasons Belleair. It’s a great place. I’m very happy with the decision. They have good activities for the residents, and Mom seems to be happy there. The place is awesome. The sta … (read more)

Union House

1930 Union Street, Clearwater, FL, 33763

I was a resident of Union House. It’s two homes put together, there were only 13 residents, and a lady ran it for 14 years. The staff was very good, they handed out my drugs, and they did my laundry. … (read more)
I was a resident of Union House. It’s two homes put together, there were only 13 residents, and a lady ran it for 14 years. The staff was very good, they handed out my drugs, and they did my laundry. … (read more)

Lincolnshire Assisted Living

2298 Belleair Road, Clearwater, FL, 33764

I absolutely love this facility. The staff is awesome. The owner is also really awesome. They really care about the residents living there. The rooms are really nice. You can have tour own bedroom wit … (read more)
I absolutely love this facility. The staff is awesome. The owner is also really awesome. They really care about the residents living there. The rooms are really nice. You can have tour own bedroom wit … (read more)

Atrium Place Alf

2179 DODGE STREET, Clearwater, FL, 33760

While in Clearwater checking out assisted living options for my friend’s mother, we stopped in at Pearl Manor. They were happy to accommodate us, even though we did not make an appointment. We could … (read more)
While in Clearwater checking out assisted living options for my friend’s mother, we stopped in at Pearl Manor. They were happy to accommodate us, even though we did not make an appointment. We could … (read more)

Windsor House

411 Hamilton Crescent, Clearwater, FL, 33756

Tbh.. I love this place. Very peaceful and comfortable. I been here for about five months now been nothing but love. Although I wish they had a pool because summer coming and God knows I want to get i … (read more)
Tbh.. I love this place. Very peaceful and comfortable. I been here for about five months now been nothing but love. Although I wish they had a pool because summer coming and God knows I want to get i … (read more)

Normandy Manor

1103 Normandy Road, Clearwater, FL, 33764

We were looking for a retirement home for my Uncle, and this was definitely not in choice. We walked into the home without an appointment, and we were shocked to see an elderly resident on the floor. … (read more)
We were looking for a retirement home for my Uncle, and this was definitely not in choice. We walked into the home without an appointment, and we were shocked to see an elderly resident on the floor. … (read more)

Best Care Aclf

1430 Palmetto St Clearwater, Clearwater, FL, 33755

Best care in Clearwater is defiantly a home away from home. The feeling that you get when you arrive at this home is defiantly the one that emanates being at home. The staff is on a regular routine an … (read more)
Best care in Clearwater is defiantly a home away from home. The feeling that you get when you arrive at this home is defiantly the one that emanates being at home. The staff is on a regular routine an … (read more)

Ambleside Manor Aclf

585 Casler Avenue, Clearwater, FL, 33755

Located in a residential community next to Sid Lickton Park, Ambleside Manor Aclf is an assisted living facility in Clearwater, Florida. Visitors praise the accommodating and caring staff, the clean a … (read more)
Located in a residential community next to Sid Lickton Park, Ambleside Manor Aclf is an assisted living facility in Clearwater, Florida. Visitors praise the accommodating and caring staff, the clean a … (read more)

COVID-19 Rules for Assisted Living in Clearwater

Since most COVID-19 rules for Assisted Living Communities and other Senior Living Facilities are set at the state level, you can view the specific rules for your state on our Guide to Assisted Living in Florida. Keep in mind that every community has specific policies that they put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.

What to Consider About Assisted Living in Clearwater

The Florida Agency for Health Care Administration issues licenses to assisted living facilities that satisfy all of its requirements. These include the owner passing an ALF Director’s course and a level 2 FBI background check. The facility must be properly staffed for its resident capacity and obtain all the required fire safety, insurance and health and safety compliance documents.

Benefits and Drawbacks of Assisted Living in Clearwater

  • The Transportation Disadvantaged Program offers qualifying seniors a low-cost way of getting around Pinellas County. To be eligible, the senior must be a county resident, have an income no more than 150% of the Federal Poverty Level and have no other way to get transportation. For $11, seniors can get an unlimited pass to ride the PTSA’s wheelchair-accessible buses. There is also a door-to-door service that costs $3 per one-way trip.
  • According to Sperling’s Best Places, Clearwater’s healthcare cost index of 101.4 is above the state and national averages. However, when accounting for a range of living costs, the city has an index of 98.3, which is much lower than the state average of 102.8. 
  • Florida’s sunny days contribute to the state’s attraction for seniors, and Clearwater doesn’t disappoint, with 240 of them per year. Temperatures range from a pleasantly cool 52 degrees in January to a comfortably warm 90 degrees in July. Precipitation, which includes around 51 inches of rainfall annually, happens on about 105 days per year, watering the city’s green parks, lush lawns and plentiful trees.
  • Clearwater has a better-than-average health cost index of 98.5. This is due to a combination of factors, such as having very good air quality and more Medicare-registered physicians than normal for a city of its size. Clearwater also scores highly for its environmental work as an active participant in the EPA’s Superfund program.
  • Crime in Clearwater is slightly above average for Florida and relatively in keeping with the medians for property and violent crime across the country. Generally, neighborhoods furthest from Old Tampa Bay and coastal areas experience lower levels of crime. 
  • Florida’s reputation as a tax-friendly state for retirees is well-earned. The state doesn’t tax retirement incomes, which includes Social Security benefits, pensions and IRAs, and it doesn’t have an inheritance tax or estate tax. Seniors who want more specific tax information relating to their finances should contact the nearest taxpayer service center in Tampa. 

Paying for Assisted Living in Clearwater

According to the 2021 Genworth Cost of Care Survey, Clearwater is one of the more affordable cities in Florida for assisted living. Its seniors typically save $650 per month when compared to the state median and $1,150 when measured against the national average.

The Cost of Assisted Living in Nearby Cities

Clearwater is at the cost-effective end of the scale for central Florida. The only city within a few hours’ radius with lower fees is Lakeland, where the median is $3,300. It’s more likely that seniors comparing cities in the area will encounter higher costs because their peers in Orlando typically pay $4,000. Down the coast in North Port, fees average $4,145.

$3350

Clearwater

$4000

Florida

$4500

The United States

$4145

North Port

$3300

Lakeland

$4000

Orlando

The Cost of Other Types of Senior Care

At $3,350, assisted living can be a financially attractive option when compared to homemaker and home health aide services, which typically charge $4,767 and $4,862, as the latter two still require the senior to pay for their home. The most affordable choice is adult day health care, at $2,123. Nursing homes are significantly more costly, with a typical private room costing $9,885 per month, with semiprivate ones usually around $8,927.

$4767

Homemaker Services

$4862

Home Health Aide

$2123

Adult Day Health Care

$3350

Assisted Living Facility

$8927

Nursing Home Facility (semiprivate room)

$9885

Nursing Home Facility (private room)

Note: Care cost data for Clearwater was not available, so data for the closest city, Tampa, was used instead.

Financial Assistance for Assisted Living in Clearwater

Seniors living in Clearwater have two financial assistance options that help cover the costs of assisted living: the Medicaid Managed Care Long-Term Care Program and the Optional State Supplementation program. Seniors can apply both for through the Pinellas County Department of Children and Families Office.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.

Financial Assistance for Assisted Living in Florida

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

Free Assisted Living Resources in Clearwater

Seniors in Clearwater can call on the support of many free resources within the city and Pinellas County. The resources in this list are only a taste of what’s available. They can help vets cope with mental illness, provide places where seniors can make new friends and identify support networks for volunteers to assist neighbors in need. 

Resource

Contact

License

(727) 562-4904

The Aging Well Center is a program focused on providing Clearwater's seniors with mentally and physically stimulating activities, in addition to making it easier for them to socialize within their age groups. The center operates a range of programs to satisfy most tastes. The Knit and Stitch Circle encourages learning for newbies and helps everyone get involved in group projects. Technology chat classes help familiarize seniors with modern devices, such as iPhones, and there are a variety of fitness groups for members to develop balance and improve their health.

(727) 319-7440

The Florida Department of Veterans Affairs is a state-funded organization with officers in Pinellas County that help U.S. military vets struggling with psychological issues, including depression and traumas related to their time in uniform. It can also connect vets to other services, such as Veterans Affairs, to help them access state, federal and military benefits. Additionally, it can refer vets with medical conditions to facilities within the Bay Pines VA Healthcare System.

(888) 831-0404

Seniors in long-term care communities with concerns about their facilities can register complaints with the ombudsman, who will investigate and pursue resolutions on their behalf. Families of residents and third parties can also contact the ombudsman. Additionally, the department can release copies of inspection reports prior to a senior choosing a facility to help them make more informed decisions.

(813) 932-5228

Seniors in Service is a Tampa-based nonprofit that provides opportunities for adults aged 55 and older to help their communities in the counties of Pinellas, Pasco and Hillsborough. Volunteers can apply life and work skills already learned or be trained in something new. Typically, volunteers assist homebound seniors, mentor younger members of the community and support veterans and their families. The volunteer determines how much time they can spare, and Seniors in Service connects them to the most appropriate nonprofit in need of their help.

Assisted Living Laws and Regulations in Clearwater

Clearwater Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Florida are required to follow. Visit our Assisted Living in Florida page for more information about these laws.

Assisted Living Laws and Regulations in Florida