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Assisted Living Communities in Clearwater, FL
Located between the Gulf of Mexico and Tampa Bay, Clearwater sits in the western region of the Pinellas Peninsula on Florida’s western coast. In 2024, seniors who choose assisted living services in this city anticipate monthly fees of around $4,213, compared to the Florida median of $4,750 and the U.S. norm of $5,350. The region contains assisted living communities, including facilities for prospective residents to choose from within the city proper.
Learn more about assisted living in Clearwater by reading through the 2965 reviews reviews in the directory below, which indicate an overall quality score of 4.2 out of 5 stars stars.
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Reviews of Communities Nearby
Assisted Living
Gary1
4.0
Review of The Oaks of Clearwater
I visited the assisted living of The Oaks of Clearwater, and the person who toured me was very friendly and knowledgeable about the whole industry. I thought she was very good and very helpful in...
Assisted Living
Gary1
5.0
Review of The Colonnade at Beckett Lake
The people who showed me around The Colonnade at Beckett Lake were very friendly. I went to look at their assisted living facility. They have a side-by-side suite that they use as a single rental...
Assisted Living
Dena2
4.0
Review of Cottages at Belleair
My husband moved to the assisted living facility of Cottages at Belleair in Clearwater. What I like about the place is that the staff is very open with their communication. I always know what's...
Provider response
Thank you for sharing your experience at Cottages at Belleair. We’re so glad to hear you value the open communication, cleanliness, and care your husband receives, as well as the activities...
What you can do with Caring
The Cost of Assisted Living in Nearby Cities
In the Clearwater region, the 2024 Genworth Cost of Care Survey shows that assisted living rates hover near $4,213, offering several hundred dollars in savings over the Florida median of $4,750. Although Orlando’s assisted living communities publish lower fees of around $3,823, other cities have more expensive services. For example, in Lakeland, residents anticipate monthly care costs of roughly $5,292, and in North Port, the baseline rate hovers near $4,965.
Clearwater
$4,213
Florida
$4,750
United States
$5,350
Lakeland
$5,292
North Port
$4,965
Orlando
$3,823
Sebring
$4,595
Paying for Assisted Living in Clearwater
According to the 2021 Genworth Cost of Care Survey, Clearwater is one of the more affordable cities in Florida for assisted living. Its seniors typically save $650 per month when compared to the state median and $1,150 when measured against the national average.
Financial Assistance for Assisted Living in Clearwater
Seniors living in Clearwater have two financial assistance options that help cover the costs of assisted living: the Medicaid Managed Care Long-Term Care Program and the Optional State Supplementation program. Seniors can apply both for through the Pinellas County Department of Children and Families Office.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.
The Cost of Other Types of Senior Care
In Clearwater, the median rate for assisted living falls near $4,213. Although this cost surpasses typical adult day health care fees by roughly $1,800, it compares favorably to private and institutional cost norms. For example, agencies set monthly fees near $4,957 for in-home care and $5,720 for home health care, while nursing home fees run more than double assisted living costs at approximately $10,068.
In-Home Care
$4,957
Home Health Care
$5,720
Adult Day Health Care
$2,383
Assisted Living Facility
$4,213
Nursing Home Facility (semiprivate room)
$10,068
Note: Since data for Clearwater is unavailable, we used data for the nearest city, Tampa, instead.
Free Assisted Living Resources in Clearwater
Seniors in Clearwater can call on the support of many free resources within the city and Pinellas County. The resources in this list are only a taste of what’s available. They can help vets cope with mental illness, provide places where seniors can make new friends and identify support networks for volunteers to assist neighbors in need.
| Resource | Contact | Service |
|---|---|---|
| Aging Well Center | (727) 562-4904 | The Aging Well Center is a program focused on providing Clearwater's seniors with mentally and physically stimulating activities, in addition to making it easier for them to socialize within their age groups. The center operates a range of programs to satisfy most tastes. The Knit and Stitch Circle encourages learning for newbies and helps everyone get involved in group projects. Technology chat classes help familiarize seniors with modern devices, such as iPhones, and there are a variety of fitness groups for members to develop balance and improve their health. |
| Florida Department of Veterans Affairs | (727) 319-7440 | The Florida Department of Veterans Affairs is a state-funded organization with officers in Pinellas County that help U.S. military vets struggling with psychological issues, including depression and traumas related to their time in uniform. It can also connect vets to other services, such as Veterans Affairs, to help them access state, federal and military benefits. Additionally, it can refer vets with medical conditions to facilities within the Bay Pines VA Healthcare System. |
| Florida Long-Term Care Ombudsman Program | (888) 831-0404 | Seniors in long-term care communities with concerns about their facilities can register complaints with the ombudsman, who will investigate and pursue resolutions on their behalf. Families of residents and third parties can also contact the ombudsman. Additionally, the department can release copies of inspection reports prior to a senior choosing a facility to help them make more informed decisions. |
| Seniors in Service | (813) 932-5228 | Seniors in Service is a Tampa-based nonprofit that provides opportunities for adults aged 55 and older to help their communities in the counties of Pinellas, Pasco and Hillsborough. Volunteers can apply life and work skills already learned or be trained in something new. Typically, volunteers assist homebound seniors, mentor younger members of the community and support veterans and their families. The volunteer determines how much time they can spare, and Seniors in Service connects them to the most appropriate nonprofit in need of their help. |
Assisted Living Laws and Regulations in Clearwater
Clearwater Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in Florida are required to follow. Visit our Assisted Living in Florida page for more information about these laws.
