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The 10 Best Home Care Agencies for Seniors in Greenway, VA for 2024

Located in rural Nelson County, Virginia, Greenway is a quiet community with a below-average cost of living. About 28% of the county’s 14,700 estimated residents are aged 65 or older compared to about 16% across Virginia. This rural retreat offers easy access to nearby Lynchburg and Centra Lynchburg General Hospital. Seniors requiring more specialized care can travel about 50 miles north to Augusta Health, which has been recognized for excellence in patient safety, the treatment of stroke patients and surgical care. According to the 2021 Genworth Cost of Care Survey, home care services for seniors in Greenway cost about $4,185 per month. Seniors requiring home health care provided by skilled nursing staff may have to pay more.

Below we’ve compiled a comprehensive directory of every home care provider in Greenway– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Greenway, VA

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Paying for Home Care in Greenway, VA

The Cost of Home Care in Greenway, VA

Compared to the state of Virginia, which averages $4,767 per month for home care services, Greenway is markedly more affordable, averaging $582 less. Additionally, local rates are $772 lower than the national average of $4,957. Located about an hour west, Roanoke, Virginia, is priced similarly. However, several other nearby cities, including the state capital of Richmond to the northeast, Charlottesville to the north and Staunton to the northwest, all have higher average home care costs than Greenway and the national average.

Greenway

$4,185

Virginia

$4,767

The United States

$4,957

Roanoke

$4,195

Charlottesville

$6,292

Richmond

$5,148

Staunton

$5,339

The Cost of Home Care vs. Other Senior Care Options in Greenway, VA

Typically, home care costs are lower than home health care and other services that involve skilled nursing. In Greenway, home health care costs about $100 more than home care. A more affordable alternative is adult day care, which is designed to accommodate seniors who need supervision or help during the day. Many of these centers provide seniors with health and therapeutic services as well as an opportunity for social and community engagement. In comparison, assisted living facilities do not require caretakers and seniors to travel, but they cost about $450 more per month than home care.

Home Care

$4,185

Home Health Care

$4,290

Adult Day Care

$1,625

Assisted Living

$4,625

Nursing Home Care (semiprivate room)

$6,729

Note: Data for Greenway was unavailable, so data for the nearest city, Lynchburg, was used instead.

Financial Assistance for Home Care in Greenway, VA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Greenway Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Greenway:

ResourceContactAddressService
Department of Family Services Community Support Unit(703) 777-0353801 E. Main Street, Richmond, VA 23219The Department of Family Services operates the Community Support Unit to help seniors with limited income in Greenway who would like to live independently at home. The CSU program offers multiple services to seniors through local partners to help establish a safe and comfortable home environment for aging citizens. Services the state pays for include:
VirginiaSAVES Green Community Program(804) 344-5484411 E. Franklin #203, Richmond, VA, 23219VirginiaSAVES subsidizes homeowners in Greenway who wish to convert or upgrade their homes to be more energy-efficient. Covered services are provided by local builders, who may install solar panels and alternative fuel systems, smart thermostats and other efficiency HVAC systems and upgraded insulation to better manage home energy. Seniors who own their own homes may apply online through the state main office or request an application by phone in Nelson County.
Jefferson Area Board for Aging (JABA)(434) 260-87728445 Thomas Nelson Hwy., Lovingston, VA 22949The Jefferson Area Board for Aging (JABA) operates multiple senior programs in Nelson County, including many directed toward independent living for seniors in Greenway. Programs include medical and dental screenings, medical and mental health evaluations, food support and community events that bring local seniors together in social settings. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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