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The 10 Best Home Care Agencies for Seniors in Hampton, VA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Hampton, VA, residents and their loved ones rate In Home Care agencies 3.33 out of 5 stars across the 18 options below.

Home Care Agencies in Hampton, VA

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Paying for Home Care in Hampton, VA

The Cost of Home Care in Hampton, VA

Hampton offers monthly home care rates that are equivalent to the Virginia state average and about $200 less than national average costs. Hampton also has some of the more affordable prices compared to other cities. Located in central Virginia, Richmond has monthly costs of about $400 more, while the northern city, Arlington, offers care for $600 more. Charlottesville has some of the highest costs of care in the state, while the city of Roanoke offers the lowest. 

Hampton

$4,767

Virginia

$4,767

United States

$4,957

Richmond

$5,148

Arlington

$5,339

Charlottesville

$6,292

Roanoke

$4,195

The Cost of Home Care vs. Other Senior Care Options in Hampton, VA

In-home care and home health care have equivalent monthly costs in Hampton. Home health care provides light medical services, while home care includes non-medical services only. An assisted living facility has slightly more affordable rates and is a better option for seniors who are having a difficult time living alone. Adult day care is the most affordable care option, while nursing homes have the highest rates due to their extensive services and accommodations. 

Home Care

$4,767

Home Health Care

$4,767

Adult Day Health

$1,690

Assisted Living

$4,690

Nursing Home Care (semi-private room)

$8,410

Note: Data for Hampton was unavailable, so data for the nearest city, Virginia Beach, was used instead.

Financial Assistance for Home Care in Hampton, VA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Hampton, VA

Seniors in Hampton have access to numerous resources designed to help them age in place. Local and federal programs provide transportation, utility bill assistance, home repairs and related services. Families can learn more by contacting the agencies below.

ResourceContactService
Peninsula Agency on Aging(757) 873-0541The Peninsula Agency on Aging helps with home-delivered meals, transportation, long-term care planning and legal questions. Its Caring Neighbors Program provides reassurance calls, friendly home visits, canine companionship and in-home care to disabled adults and seniors aged 60 and older. Additional resources are available to family caregivers.
Hampton Human Services Financial Assistance(757) 727-1800The Hampton Department of Human Services offers several financial assistance programs, thanks to federal funding and help from local civic groups. Seniors can apply for utility bill assistance, home heating supplements and help with hospital bills. The agency can also determine if seniors are eligible for Medicaid, food stamps and other grants or relief payments.
Habitat for Humanity Home Repair Blitz(757) 727-8311Sponsored by Habitat for Humanity and the cities of Hampton and Newport News, the Home Repair Blitz provides free exterior home repairs and improvements to seniors, veterans, disabled residents and low-income homeowners. The program helps with painting, power washing, ramps, railings, junk removal and structural repairs.
Hampton County Tax Relief for Elderly & Disabled(757) 727-6690The Hampton County Commissioner of the Revenue offers several tax relief programs for homeowners who are disabled or aged 65 or older. Households who have no more than $200,000 in assets and earn no more than $53,200 per year may qualify for a property tax freeze. The county also allows senior homeowners to defer their taxes at no cost.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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