Home Care in Suffolk, VA
Bordering the Chesapeake Bay, Suffolk is part of the Hampton Roads metropolitan area in southeastern Virginia. Suffolk has ample opportunities for recreation with numerous lakes and rivers, as well as several historical and cultural attractions. In a city of more than 96,000 residents, Suffolk seniors account for 14.5% of the population, less than the national average of 16.8%. Suffolk is home to Sentara Obici Hospital, rated as high performing in one adult specialty and five procedures and conditions. The average cost of home care in the area is $4,767 per month, according to the Genworth 2021 Cost of Care survey. Home care includes assistance with daily living and household tasks but does not include medical services.
Below we’ve compiled a comprehensive directory of every home care provider in the Suffolk area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Suffolk, VA
177 Commerce Park Road, Franklin, VA, 23851
1300 Diamond Springs Rd, Ste 301, Virginia Beach, VA, 23455
2000 Hillpoint Blvd North, Suffolk, VA, 23434
1530 Breezeport Way, Suffolk, VA, 23435
7925 Jones Branch Drive, Suite LL 140, Mclean, VA, 22102
11042 Blue Star Highway, Stony Creek, VA, 23882
1024 Centerbrooke Lane Suite F-101, Suffolk, VA, 23434
281 Independence Blvd, Suite 434, Virginia Beach, VA, 23462
703 Thimble Shoals Boulevard, Suite B-1, Newport News, VA, 23606
516 South Independence Blvd., Suite 106, Virginia Beach, VA, 23452
719 High St, Suite # 114, Portsmouth, VA, 23704
6000 Old College Dr, Unit 143, Suffolk, VA, 23435
111 Millcreek Parkway, Suite 302 #4, Chesapeake, VA, 23323
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Paying for Home Care in Suffolk, VA
The Cost of Home Care in Suffolk, VA
Home care in Suffolk costs $4,767 per month, in line with Virginia’s average state costs and less than the national average of $4,957, according to Genworth Financial. Home care costs vary considerably within the state. Rates in Richmond are over $300 more than in Suffolk. Charlottesville’s home care costs are considerably more at $6,292 per month, $1,525 higher than Suffolk’s rates. Less expensive rates are available in Lynchburg at $4,185, which is over $500 less per month.
The United States
The Cost of Home Care vs. Other Senior Care Options in Suffolk, VA
Seniors in Suffolk have several home care options to meet different needs, budgets, and preferences. The most affordable is adult day care at $1,690 per month. Home care and home health care each cost $4,767 per month. Unlike home care, home health care includes medical services involving physical therapists or registered nurses. Assisted living facilities in Suffolk cost $4,690 per month, or $77 less than home care. The most expensive option is nursing home care, with a monthly rate of $8,410, a 76% increase over the cost of home care.
Home Health Care
Adult Day Health Care
Assisted Living Facility
Nursing Home Facility (semiprivate room)
Note: Data for Suffolk was unavailable, so data for the nearest city, Virginia Beach Area, was used instead.
Financial Assistance for Home Care in Suffolk, VA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Suffolk, VA
Seniors living in Suffolk have several free and low-cost services available to help with aging in place. Several government and non-profit organizations support seniors living at home by providing in-home care, Medicare counseling, meal assistance, property tax relief and home weatherization. To learn more, seniors and caretakers can contact the agencies and organizations listed below.
Senior Services of Southeastern Virginia supports Suffolk residents aged 60 and older who need assistance with aging in place by providing information on many area support services. Counselors help seniors understand long-term care options and assist with Medicare benefits and applications. In partnership with local home care agencies, resource specialists arrange in-home care for seniors recovering from illness or a hospital stay at a sliding scale rate based on income.
Meals on Wheels volunteers deliver one hot meal and one chilled meal on weekdays to seniors aged 60 and over. The meals are a low cost of $7.50 each day of delivery and are free to seniors qualifying for financial assistance.
Suffolk seniors aged 65 and older who own their own homes can apply for a reduction or an exemption from state real estate property tax. Applications can be sent or emailed to the Suffolk Department of Social Services Real Estate Tax Relief Program. The tax reduction is based on income and the median value of the home.
The East Suffolk Recreation Center provides a variety of activities for residents aged 55 and older at a low cost of $5 each year. Activities include health and wellness screenings, fitness classes, and recreational activities.
Project:HOMES administers a federally-funded weatherization program for low-income homeowners in Suffolk. This program provides energy-saving home improvements free of charge, including furnace and air conditioning repair, sealing air leaks and adding insulation. Seniors who need assistance with energy-related home improvements can visit the Project:HOMES website to review income eligibility and submit an application.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
How can I find home care agencies near me with availability?
A good place to start your search for a home care agency is to contact the local Area Agency on Aging organization. In Suffolk, seniors can connect with long-term care information specialists at Senior Services for Southeastern Virginia to identify available home care agencies. Caring.com provides a comprehensive list of home care agencies located in Suffolk. By clicking on the links provided by Caring.com, seniors can connect with companies on this list to determine if they have availability for specific services.
How many home care agencies are there near Suffolk?
There are 14 home care agencies that serve seniors living in Suffolk. Five agencies are located within the city of Suffolk. Within the Hampton Roads metropolitan area are five other home care agencies in Franklin, Virginia Beach, Portsmouth, Norfolk and Newport News. Outside of Suffolk and surrounding areas are two home care networks that allow seniors and their families to connect directly with screened caregivers.
What is the difference between in-home care and home health care?
In-home care does not include medical services. Seniors who need medical support can choose home health care, which includes physical therapy, assistance with medical equipment and wound care. Home health care typically involves registered nurses or physical therapists. Home care helps seniors age in place by assisting with daily living tasks and household chores. Home care aides might provide medication reminders and help organize prescriptions but cannot offer direct medical support such as administering medications or monitoring medical conditions.
What are some popular services in home care?
Home care assists seniors with the tasks of daily living. The level of care depends on individual needs but most commonly includes housekeeping duties and assistance with personal care. Housekeeping tasks include laundry, changing bed linens, light vacuuming and dusting, meal preparation, and grocery shopping. Home aides can also help with watering plants and taking care of pets. Personal care support includes help with bathing, dressing, grooming, brushing teeth, and toileting. Home health aides offer much-needed companionship and transportation to doctors’ appointments and recreational activities.
What is a home care assessment?
Once a home care agency is chosen, a representative from the agency will conduct a home care assessment. The representative will visit the home and meet with the senior and family members to discuss specific care needs and preferences. During the assessment, the representative evaluates the home for safety issues, such as fall risks, and discusses specific daily living and companionship needs. Information from the home care assessment will be used to create an individual care plan that outlines specific tasks and duties to be completed by the home care aide.