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The 10 Best Home Care Agencies for Seniors in Roanoke, VA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Roanoke, VA, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 15 options below.

Home Care Services in Roanoke, Virginia

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On this page:

  • Home Care Services in Roanoke, Virginia
  • Paying for Home Care in Roanoke, VA
  • Financial Assistance for Home Care in Roanoke, VA
  • Roanoke Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Roanoke, VA

The Cost of Home Care in Roanoke, VA

Monthly home care costs are very affordable in Roanoke compared to home care costs in Virginia, which are $572 more expensive and line up with the cost of home care in the nearby city of Harrisonburg. The cost of monthly home care in the country is even higher, at $4,957, according to the Genworth 2021 Cost of Care Survey. The monthly cost of home care is the most affordable option in the state of Virginia, with other large cities such as Harrisonburg, Charlottesville, and Richmond having costs up to $2000 more than the cost of monthly home care in Roanoke.

Roanoke

$4,195

Virginia

$4,767

United States

$4,957

Harrisonburg

$4,957

Charlottesville

$6,292

Richmond

$5,148

The Cost of Home Care vs. Other Senior Care Options in Roanoke, VA

Home care costs in Roanoke are almost $2,000 less expensive and up to $6,000 less expensive than skilled nursing. One option to consider is adult day care, which is $3,000 less expensive in Roanoke but has more of an active component and may not be the best fit for all seniors. Home health care is also worth considering if you are looking for more medical help in the home, which home care does not provide. At only $200 more per month, it may be the right fit for you.

Home Care

$4,195

Home Health Care

$4,385

Adult Day Health Care

$1,603

Assisted Living Facility

$5,925

Nursing Home Facility (semiprivate room)

$8,943

Financial Assistance for Home Care in Roanoke, VA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Roanoke Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Roanoke:

ResourceContactAddressService
Weatherization Assistance Program(540) 777-4673302 2nd St. SW, Roanoke, VA 24001This program is funded by the U.S. Department of Energy and is run by Tap Into Hope in Roanoke. It provides home energy efficiency upgrades to low-income households. Priority is given to seniors and families with young children. To qualify, seniors must meet certain income requirements. Services are free of charge and include insulating attics, sealing cracks around windows and doors and home improvements that can lower your heating and cooling bills and make your home home comfortable.
Meals on Wheels(540) 345-04514932 Frontage Road NW, Roanoke, VA 24019The Local Office on Aging delivers meals to seniors aged 60 and over who are homebound and no longer able to prepare food on their own. The program is funded by the federal government and community donations. Meals are delivered around noon on weekdays by a group of volunteer drivers. These volunteers carry out a social check and report any problems to relevant authorities. There’s no charge for meals, but donations are welcome.
Home Repair Program(540) 777-4673302 2nd St. SW, Roanoke, VA 24001Tap Into Hope runs the home repair program in Roanoke. The program is funded by the federal government and provides limited home repair services to ensure that homes are safe and livable. To qualify for the program, your annual income must be equal to or less than 80% of the area median income based on the size of your household. Priority is given to seniors, families with small children and those with disabilities. Repairs provided include fixing a leaky roof, repairing dangerous electrical systems and replacing rotted floorboards.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Reviews of Care Providers Nearby

Home Care

Kay B

I am a current client of this provider

Review of Helpful Hands Home Care Services

The caregivers from Helpful Hands are fantastic. It's more than just a job for them. They'll do everything. They take care of anything that comes up. I wouldn't have to worry about somebody coming...

Read more

In Home Care near Roanoke, VA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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