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The 10 Best Home Care Agencies for Seniors in Winchester, VA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Winchester, VA, residents and their loved ones rate In Home Care agencies 4.9 out of 5 stars across the 15 options below.

Home Care Services in Winchester, Virginia

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On this page:

  • Home Care Services in Winchester, Virginia
  • Paying for Home Care in Winchester, VA
  • Financial Assistance for Home Care in Winchester, VA
  • Winchester Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Winchester, VA

The Cost of Home Care in Winchester, VA

With an average monthly cost of $4,671, Winchester is among the most affordable places in northern Virginia for home care. In Harrisonburg, the average fee of $4,957 is $286 higher than in Winchester. There’s an even larger price difference in Staunton and Charlottesville, where home care runs around $5,339 and $6,292 per month, respectively. Older adults in the state capital of Richmond pay around $5,148 for monthly home care, which is $477 more than seniors in Winchester. The median rate in Winchester is also lower than the national average of $4,957 and the state average of $4,767.    

Winchester

$4,671

Virginia

$4,767

The United States

$4,957

Richmond

$5,148

Harrisonburg

$4,957

Staunton

$5,339

Charlottesville

$6,292

The Cost of Home Care vs. Other Senior Care Options in Winchester, VA

In Winchester, home care is the second most affordable senior care choice after adult day health care, which costs an average of $1,278 per month. Older adults who need the clinical services of home health care can expect to pay $4,814 each month. This is almost $150 more than nonmedical services provided by home care. Assisted living is costlier, at $5,015 per month. Nursing homes provide the highest levels of care and so have the highest median costs. Seniors generally pay around $11,102 per month for a semiprivate nursing home room in Winchester.  

Home Care

$4,671

Home Health Care

$4,814

Adult Day Care

$1,278

Assisted Living

$5,015

Nursing Home Care (semiprivate room)

$11,102

Financial Assistance for Home Care in Winchester, VA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Winchester Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Winchester:

ResourceContactAddressService
Meals on Wheels(540) 635-7141Front Royal VA 22630Seniors who have trouble getting adequate nutrition on their own may be able to take advantage of the local Meals on Wheels program. To be eligible for Meals on Wheels, seniors in Winchester must be at least aged 60 or over, confined to their home, unable to prepare meals for themselves and have no one available to prepare meals for them. Seniors who believe they qualify should contact the Shenandoah Area Agency on Aging.
Real Estate Tax Exemption for Elderly(540) 667-181515 North Cameron Street, Winchester, VA 22601The city of Winchester offers a real estate tax exemption of up to 100%, depending on income, to seniors who own homes within the city. Applicants must be at least 65 years of age, have a net worth less than $75,000 excluding the property and earn less than $40,000 per year. Proof of income, a list of assets and other documents may also be required. The deadline to file the application is April 1st of every year.
CHP Weatherization(540) 665-0200214 Fort Collier Road Suite 3, Winchester, VA 22603Administered by the Virginia Department of Housing and Community Development and federally-funded through the Weatherization Assistance Program (WAP), this service helps Winchester seniors make improvements and repairs to their homes to lower their heating and cooling bills. Upon application approval, an energy solutions team will audit the property to see which type of work will provide the largest benefit. Work could include insulation installation and repairing air leaks.
Our Place Respite Centers(540) 635-7141Front Royal VA 22630Our Place Respite Centers is a safe place for families in Winchester to send their loved ones with various mental conditions. By providing a short stay with activities and amenities, family caregivers can rejuvenate their energy. An initial assessment helps determine eligibility for senior applicants. These respite centers are operated by the Shenandoah Area Agency on Aging (SAAA).

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Reviews of Communities Nearby

Home Care

Kim

I am a current client of this provider

Review of Home Instead - Winchester, VA

Home Instead-Winchester, VA is not reliable. I've had two weekends now that I have not had coverage. They have been able to provide for me through the week, but not on the weekend. I was assured...

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Home Care

Ginger

I am a current client of this provider

Review of Right at Home Winchester, VA

The quality of in-home care for my parents is the most important factor, and Right at Home has been terrific on this score. The care-givers are experienced, attentive, respectful, and very...

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Home Care

llacy

I am a past client of this provider

Review of Right at Home Winchester, VA

They provided 24/7 one on one care for my mother with alzheimer's. Staff was on time and genuinely cared for my mother and was very responsive and flexible to our needs and schedule.

Provider response

Thank you Lou, it was such a pleasure to serve your family and to work with each of you!

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In Home Care near Winchester, VA

StephensonClear BrookStephens CityBoyceWhite PostBerryville

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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