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The 10 Best Home Care Agencies for Seniors in Alexandria, VA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Alexandria, VA, residents and their loved ones rate In Home Care agencies 4.95 out of 5 stars across the 100 options below.

Home Care Agencies in Alexandria, VA

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Paying for Home Care in Alexandria, VA

The Cost of Home Care in Alexandria, VA

Genworth’s Cost of Care Survey 2021 lists the average cost of home care in Alexandria as $5,339 per month, higher than the national median of $4,957 and $572 above the Virginia average of $4,767. Home care costs vary across the state with many cities being more affordable than Alexandria, such as Winchester and Harrisonburg, where monthly costs average $4,671 and $4,957, respectively. However, rates in Staunton are on par with those in Alexandria, and seniors choosing to retire in Charlottesville pay the highest rates in the state with home care providers charging $6,292.

Alexandria

$5,339

Virginia

$4,767

The United States

$4,957

Winchester

$4,671

Charlottesville

$6,292

Staunton

$5,339

Harrisonburg

$4,957

The Cost of Home Care vs. Other Senior Care Options in Alexandria, VA

At $5,339 per month, home care is the second most affordable form of care in Alexandria, with adult day care being the cheapest option at $2,282. Retirees pay the same for both in-home and home health care providers, even though the latter offers additional medical services by registered nurses and therapists. Assisted living residents spend $5,948, while Alexandria seniors requiring nursing home care pay the highest monthly rate of $11,467.

Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$2,282

Assisted Living

$5,948

Nursing Home Care (semiprivate room)

$11,467

 Note: Data for Alexandria was unavailable, so data for the nearest city, Washington, D.C., was used instead.

Financial Assistance for Home Care in Alexandria, VA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Alexandria, VA

Alexandria retirees have access to a number of free and low-cost resources in the local area. These organizations provide information, advice and support on a range of senior-related issues designed to help older adults remain safely and comfortably in their own homes for as long as possible.

ResourceContactService
Aging & Adult Services(703) 746-5999Serving as Alexandria’s local Agency on Aging, the Aging & Adult Services office provides support to the city’s older adults. Seniors can access advice on financial assistance programs, Medicare, long-term care, legal issues, nutrition and health. The organization also provides information on housing-related issues, including subsidized housing, homeownership assistance and home modification programs that help seniors adapt their homes and enable them to live safely and independently.
DOT Para-Transit(703) 836-4414, ext. 116Seniors who have difficulty using or are unable to use public transportation can apply for the DOT Para-Transit, a door-to-door transportation service for journeys in and around Alexandria. Eligible residents can schedule free one-way trips within the city or pay a small fee for journeys outside the city limits.
City of Alexandria Tax Relief Programs(703) 746-4800Alexandria adults aged 65 and older or who are permanently disabled may be eligible for the city’s Tax Relief Programs. Seniors who own a vehicle and qualify for the Personal Property Tax Relief Program could be exempt from paying property tax on their cars. Those eligible for the Real Estate Tax Relief Program receive partial or full relief on property taxes. Potential applicants and their households must meet certain financial criteria for both programs, including income and assets limits.
Home Rehabilitation Energy Efficiency Loan Program(703) 746-3091Low-income Alexandrians who reside in their own homes can apply for the Home Rehabilitation Energy Efficiency Loan Program. The program provides interest-free loans to help seniors pay for improvements to make their homes more energy-efficient, such as insulation, air sealing and more efficient heating and cooling systems.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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