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The 10 Best Home Care Agencies for Seniors in Allentown, PA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Allentown, PA, residents and their loved ones rate In Home Care agencies 4.5 out of 5 stars across the 37 options below.

Home Care Agencies in Allentown, PA

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Paying for Home Care in Allentown, PA

The Cost of Home Care in Allentown, PA

Monthly home care costs in Allentown are $5,196, about $200 higher than the state and national averages of $4,957. Just southwest of the city in Reading, prices are affordable compared to Allentown and both state and national standards. Rates in the northeastern town of East Stroudsburg are comparable to Allentown. In southeastern Philadelphia and in the far west in Pittsburgh, the costs of home care are higher.

Allentown

$5,196

Pennsylvania

$4,957

United States

$4,957

Reading

$4,576

East Stroudsburg

$5,144

Philadelphia

$5,329

Pittsburgh

$5,339

The Cost of Home Care vs. Other Senior Care Options in Allentown, PA

Allentown seniors who need personal care and help with daily tasks pay a monthly average of $5,196 for home care. Home health care costs about $50 more than home care but includes medical services usually provided by registered nurses or certified therapists. Home care costs in Allentown average about $400 more than assisted living and a little over $7,000 less than the cost of a semiprivate room in a nursing home facility. The most budget-friendly option for those needing daytime assistance is adult day health care at approximately $3,500 less than home care services.

Home Care

$5,196

Home Health Care

$5,243

Adult Day Health Care

$1,625

Assisted Living Facility

$4,784

Nursing Home Facility (semiprivate room)

$12,461

Financial Assistance for Home Care in Allentown, PA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Allentown Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Allentown:

ResourceContactAddressService
Pennsylvania Weatherization Assistance Program(610) 691-56201337 East Fifth Street, Bethlehem, PA 18015The Weatherization Assistance Program for the state of Pennsylvania is funded by federal resources and coordinated to individuals through local community assistance offices in each county. The WAP for the state offers the same essential eligibility rules regardless of county with a preference on home weatherization assistance for households with elderly residents 60 or older and families that have a disabled member. Households making $25,760 or less per person are eligible, and seniors receiving Supplemental Security Income can automatically join.
Catholic Charities Diocese of Allentown(610) 435-1541900 S Woodward St, Allentown, PA 18103The Catholic Charities Diocese of Allentown offers a number of different services and assistance programs for the elderly in the city and surrounding area. Notable among them are financial support services for paying bills, rent assistance and utility payment supplementation. The diocese also helps elderly adults receive quality medical care if they’re unable to cover its costs or lack sufficient insurance coverage.
Lehigh County Assistance Office(610)821-6509101 S 7th St Allentown, PA 18101-2295The Lehigh County Assistance Office supports elderly residents of the county through several state, federal and county programs that it coordinates from its offices. It also serves as the local branch for Pennsylvania’s Department of Public Welfare. Among the programs offered by the County Assistance Office for seniors are a cash assistance service, supplemental nutrition support and coordination for seniors needing to access Medicare services.
Meals on Wheels of the Greater Lehigh Valley(610) 691-10304240 Fritch Dr, Bethlehem, PA 18020The Meals on Wheels program of the Greater Lehigh Valley offers supportive nutrition services and companion support to elderly residents of Allentown and surrounding Lehigh County municipalities. The organization not only delivers fresh meals to homebound seniors but also offers help with grocery deliveries and checking up on senior enrollees in its delivery network. There’s also a Chef Packs program of frozen prepared meal menu options that seniors can order in advance for healthy eating at any time at a low cost per meal.
Lehigh Valley Center for Independent Living(610)770-9781435 Allentown Drive, Allentown, PA, 18109The Lehigh Valley Center for Independent Living, or LVCIL, offers supportive services for veterans and their family members. This support extends to elderly veterans and includes cash subsidies for living expenses, rent payment, utility bills and transportation. The organization also offers referral and advocacy services for elderly veterans who wish to access assorted federal and state assistance programs.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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