Florence is located in the northernmost part of Kentucky, close to Cincinnati, Ohio. The city has 33,004 residents, and 16.2% are seniors over the age of 65. Seniors can access quality medical services in the city, thanks to the presence of facilities such as St. Elizabeth Florence Hospital, which is rated as high performing in geriatrics and cardiology by U.S. News & World Report.

Nursing homes offer a high level of supervision, medical care and day-to-day support to residents who are unable to live independently but don’t require hospitalization. These facilities typically have skilled nurses on hand 24 hours a day, and these increased staffing requirements are reflected in the monthly fees. According to the Genworth Cost of Care Survey 2020, nursing home costs in Florence are slightly above average for the United States. A semiprivate room costs $8,152, compared to the national average of $7,756. Seniors who are in relatively good health may find assisted living or home health care a more practical and affordable option.

This guide looks at the costs of skilled nursing in Florence compared to other areas and senior care types and also lists some resources that may benefit seniors and their families.

Directory of Nursing Homes in Florence, KY

Florence Park Care Center

6975 BURLINGTON PIKE, Florence, KY, 41042

the place is under staff and the day shift is the worst. I do not recommend this place to anyone who is not independent
the place is under staff and the day shift is the worst. I do not recommend this place to anyone who is not independent

St Luke Hospital – West

7380 TURFWAY ROAD, Florence, KY, 41042



Villaspring of Erlanger

630 VIOX DRIVE, Erlanger, KY, 41018

Have medical equipment there for new patients needs. Answer the call button. Big thing! Answer call button. Had to leave work day one to handle issues and apologies don’t fix the problems of not comi … (read more)
Have medical equipment there for new patients needs. Answer the call button. Big thing! Answer call button. Had to leave work day one to handle issues and apologies don’t fix the problems of not comi … (read more)

Emerald Trace

3802 Turkeyfoot Road, Elsmere, KY, 41018

Emerald Trace on Turkeyfoot was a great facility. It’s pricey, but it’s very nice, and the staff was professional and caring. For that kind of facility, the food was really good and everybody had a pr … (read more)
Emerald Trace on Turkeyfoot was a great facility. It’s pricey, but it’s very nice, and the staff was professional and caring. For that kind of facility, the food was really good and everybody had a pr … (read more)

Western Hills Retirement Village

6210 CLEVES WARSAW ROAD, Cincinnati, OH, 45233

This facility is, without a doubt, the absolute worst ever! Complete lack of respect for their patients. Absolutely no communication with the family whatsoever. Attempted to contact them several ti … (read more)
This facility is, without a doubt, the absolute worst ever! Complete lack of respect for their patients. Absolutely no communication with the family whatsoever. Attempted to contact them several ti … (read more)

Mercy Franciscan at West Park

2950 west park drive, Cincinnati, OH, 45238


Baptist Life Communities

2990 Riggs Avenue, Erlanger, KY, 41018

Baptist Life Communities in Erlanger, Kentucky, is located a short drive from Silver Lake Park, Crestview Hills Town Center and several other shops and restaurants. The facility accommodates up to 100 … (read more)
Baptist Life Communities in Erlanger, Kentucky, is located a short drive from Silver Lake Park, Crestview Hills Town Center and several other shops and restaurants. The facility accommodates up to 100 … (read more)

Baptist Convalescent Center

120 MAIN STREET, Newport, KY, 41071

We are very happy with the care given to our loved one. They really care about the people. I think that they show love to the patients.
We are very happy with the care given to our loved one. They really care about the people. I think that they show love to the patients.

Rosedale Manor

4250 GLENN AVENUE, Covington, KY, 41015

Rosedale Manor is good, but they were full so they didn’t have anything to offer me. The staff seems to be very nice. I think the place is very homey looking, it didn’t look like a hospital setting. I … (read more)
Rosedale Manor is good, but they were full so they didn’t have anything to offer me. The staff seems to be very nice. I think the place is very homey looking, it didn’t look like a hospital setting. I … (read more)

Liberty Nursing Center of Riverside

315 LILIENTHAL STREET, Cincinnati, OH, 45204

This facility like all the others my mom has been in is always short staffed on evenings and weekends and no one seems to care. The PCA’s are over worked and work hard and long hours usually by thems … (read more)
This facility like all the others my mom has been in is always short staffed on evenings and weekends and no one seems to care. The PCA’s are over worked and work hard and long hours usually by thems … (read more)

Madonna Manor

2344 AMSTERDAM ROAD, Villa Hills, KY, 41017

First I’ll start by saying watch your aides. They always seem to be in your personal business and drama. Loni and Jessica are the main two. Them two have caused so must added stress to already helpi … (read more)
First I’ll start by saying watch your aides. They always seem to be in your personal business and drama. Loni and Jessica are the main two. Them two have caused so must added stress to already helpi … (read more)

Judson Care Center

2373 Harrison Avenue, Cincinnati, OH, 45211

The staff was wonderful! They took great care of my grandpa! My family and I are very pleased
The staff was wonderful! They took great care of my grandpa! My family and I are very pleased

Mountain Crest Nursing & Reh

2586 LAFEUILLE AVENUE, Cincinnati, OH, 45211

I witnessed an aid give horrible patient care in a public place. She was very rough with the patient and talked very degrading to the patient. The transportation company who was with them also was ver … (read more)
I witnessed an aid give horrible patient care in a public place. She was very rough with the patient and talked very degrading to the patient. The transportation company who was with them also was ver … (read more)

Garrard Convalescent Home

425 GARRARD STREET, Covington, KY, 41011


Harrison Pavilion

2171 Harrison Avenue , Cincinnati, OH, 45211


Ivy Woods Care Center

2025 WYOMING AVENUE, Cincinnati, OH, 45205



Providence Pavilion

401 East 20Th Street, Covington, KY, 41014


The Residence at Greystone

2420 HARRISON AVENUE, Cincinnati, OH, 45211


Nursing Home Costs in Florence, Kentucky

A semiprivate room in a Florence nursing home costs an average of $8,152 per month. Private rooms have a monthly cost of $9,520.

The Cost of Nursing Home Care in Nearby Cities

The monthly cost of a semiprivate room in Florence ($8,152) is $822 higher than the statewide average for Kentucky ($7,330) and almost $400 more than the U.S. median of $7,756. However, the average rate is even higher in Bowling Green, at $8,273 per month. Lexington and Louisville are two of the most affordable cities in the state, with monthly rates of $7,178 and $7,148, respectively, while the cost in Elizabethtown is closer to the national average at $7,604 per month.

$8152

Florence

$7330

Kentucky

$7756

The United States

$7178

Lexington

$8273

Bowling Green

$7148

Louisville/Jefferson County

$7604

Elizabethtown

The Cost of Other Types of Senior Care

Skilled nursing facilities offer the most expensive type of senior care in Florence, so it’s worthwhile to consider the level of care and supervision a senior needs and the other available options. Adult day care services are the most affordable at an average of $1,560 per month. Home care and home health care cost $4,767 and $4,862, respectively, and assisted living costs are similar at $4,750 per month. These costs are substantially lower than the cost for semiprivate ($8,152) and private ($9,520) accommodations in local nursing homes. 

$4767

Home care

$4862

Home health care

$1560

Adult day health care

$4750

Assisted living

$8152

Nursing home (semiprivate room)

$9520

Nursing home (private room)

Note: Data for Florence was unavailable, so data for the nearest city, Cincinnati, Ohio, was used instead.

Financial Assistance for Nursing Home Care in Florence, Kentucky

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Florence, Kentucky

The resources listed below may be helpful to seniors and their families when they are considering long-term care options. Some support seniors who wish to delay nursing home placement and live in their own homes for as long as possible, while others can help those transitioning to nursing home care understand the practical and financial support available to them.

ResourceContact Service
Northern Kentucky Area Development District(859) 283-1885The Northern Kentucky Area Development District is the designated Area Agency on Aging serving Florence. It oversees numerous programs for older adults in the northern part of the state. These include congregate nutrition, homemaker services, outreach care and case management. The agency also operates the Aging and Disability Resource Center (ADRC) and administers the long-term care ombudsman program, which advocates for residents of local nursing homes.
Meals on Wheels Southwest OH & Northern KY(859) 283-1885
This Meals on Wheels program serves southwest Ohio and northern Kentucky, delivering nutritious meals to homebound seniors. When making deliveries, the volunteer drivers take some time to socialize with seniors and perform a brief wellness check. There is a cost for meals, but seniors may qualify for financial assistance.
TANK Senior Transportation(859) 578-6949
The Transit Authority of Northern Kentucky (TANK) provides senior transportation services for residents aged 67 and older. The service can be used for trips to medical appointments, pharmacies, grocery stores and senior centers. Eligible seniors are charged a fixed fee regardless of distance. TANK also operates the Regional Area Mobility Program (RAMP), a door-to-door paratransit service available to individuals who are unable to use fixed-route buses.
Florence Senior Activity Center(859) 282-4061The Florence senior center hosts many educational and informational programs for older adults in the local area, as well as providing social and recreational opportunities. The center caters to adults of varying levels of mobility and well-being, and serves as an information point for those who are looking for advice and support with accessing aging-related services.