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Nursing Home Communities in Saint Petersburg, FL
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The Cost of Nursing Home Care in Nearby Cities
Nursing homes in St. Petersburg and the Tampa-Clearwater metropolitan area are more expensive than other parts of Florida. Local rates of $9,946 exceed the state median of $8,669 by $2,190. They are also $2,190 higher than the U.S. median of $7,756, which represents an increase of 28%. Local rates are also high for the region by a margin of 11-18%. Seniors in North Port pay $9,186 per month, followed by Punta Gorda at $9,125 and Lakeland at $8,638, which represents a monthly savings of $1,308.
St. Petersburg
$9,946
Florida
$8,669
The United States
$7,756
North Port
$9,186
Lakeland
$8,638
Punta Gorda
$9,125
Nursing Home Costs in Saint Petersburg, Florida
Nursing homes in St. Petersburg charge $9,946 per month for a semiprivate room and $11,391 for a private room on average.
Financial Assistance for Nursing Home Care in Saint Petersburg, Florida
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
- Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
- Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
- Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.
If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.
The Cost of Other Types of Senior Care
Skilled nursing facilities in St. Petersburg charge $9,946 for a semiprivate room and $11,391 for a private room on average, which makes it the most expensive form of long-term care. At $4,576, home health care saves seniors roughly $5,300 monthly, and homemaker services are even more affordable at $4,195 per month. Although local nursing homes are more expensive than average, assisted living facilities cost just $3,225, which beats the U.S. median by $1,075. Adult day health programs are another alternative. These group services cost $1,993 per month and are suitable for individuals who need occasional assistance.
Home care
$4,195
Home health care
$4,576
Adult day health care
$1,993
Assisted living
$3,225
Nursing home (semiprivate room)
$9,946
Nursing home (private room)
$11,391
Free Resources for Seniors in Saint Petersburg, Florida
St. Petersburg residents can access a variety of free long-term care resources through the city and county, as well as local nonprofits. Learn more about some of the most helpful options for individuals who are considering nursing home care below.
| Resource | Contact | Service |
|---|---|---|
| Pinellas County Senior Connections | (727) 464-4200 | Sponsored by the Department of Human Services, Senior Connections is a comprehensive guide that covers all resources available to older adults and their caregivers. It provides information about transportation, home repair programs, tax breaks, long-term care and financial assistance programs that can help residents with their utility bills. Residents can also reach out to Senior Connections to download a copy of the Older Floridians Handbook or to learn more about Medicare insurance counseling and enrollment assistance available through SHINE. |
| Sunshine Senior Center | (727) 893-7101 | St. Petersburg’s Sunshine Senior Center offers a wealth of programs for older adults, ranging from recreational activities to a free notary service. This nationally accredited facility organizes social and educational programs, as well as fitness classes. It’s home to a number of agencies that can help with Medicare, elder law questions, Medicaid waivers, Meals on Wheels and many other community-based resources. Staff members offer information and referrals to help residents access long-term care and other supports at home or in a licensed facility. |
| Neighborly | (727) 573-9444 | This organization has been providing community-based supports to local seniors since 1966. It sponsors programs that offer transportation, friendly visits and home repairs. Seniors can also take advantage of Neighborly’s virtual senior center, which broadcasts fitness programs through Zoom, as well as arts and crafts activities and educational classes related to Medicare. Neighborly also operates a Meals on Wheels program that serves more than 427,000 homebound seniors in St. Petersburg and surrounding communities across Pinellas County. |
| The Area Agency on Aging of Pasco-Pinellas | (800) 963-5337 | St. Petersburg’s Aging and Disability Resource Center directs residents to state and local resources that benefit seniors, caregivers and disabled adults. These services are designed to enhance residents’ health, independence and quality of life. Staff at the ADRC can connect seniors to transportation, nutrition, case management services and long-term care, including nursing home services and community-based alternatives as recommended by an independent medical needs assessment. |
