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The 10 Best Home Care Agencies for Seniors in Saint Petersburg, FL for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Saint Petersburg, FL, residents and their loved ones rate In Home Care agencies across the 41 options below.

Home Care Services in Saint Petersburg, Florida

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Paying for Home Care in Saint Petersburg, FL

The Cost of Home Care in Saint Petersburg, FL

According to Genworth Financial’s 2021 Cost of Care Survey, average home care costs in St. Petersburg are $190 less than the national average of $4,957 and right in line with the Florida state average of $4,767. Among Florida’s other major metropolitan areas, Miami seniors pay the least for home care at $4,195 per month, followed by Jacksonville at $4,481 per month and Orlando, where, at $4,767 per month, average monthly home care costs are the same as those in St. Petersburg.

Saint Petersburg

$4,767

Florida

$4,767

The United States

$4,957

Miami

$4,195

Orlando

$4,767

Jacksonville

$4,481

The Cost of Home Care vs. Other Senior Care Options in Saint Petersburg, FL

Seniors needing care in the St. Petersburg area can choose from an array of options other than home care. Those with more intensive needs might opt for a skilled nursing facility, where the average monthly cost of a semiprivate room is $8,927, or home health care, which at $4,862 per month costs slightly more than home care in Saint Petersburg. Other options include an assisted living facility, which costs $3,350 per month on average, or adult day care, costing an average of $2,123 monthly.

Home Care

$4,767

Home Health Care

$4,862

Adult Day Health Care

$2,123

Assisted Living Facility

$3,350

Nursing Home Facility (semiprivate room)

$8,927

Note: Data for Saint Petersburg was unavailable, so data for the nearest city, Tampa, was used instead.

Financial Assistance for Home Care in Saint Petersburg, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Saint Petersburg, FL

Seniors in St. Petersburg who wish to age in place but who might need assistance with certain tasks, such as transportation, home repairs or paying for utilities, can seek help through a number of government and charitable organizations in the region, including the ones listed below.

ResourceContactService
Area Agency on Aging of Pasco-Pinellas, Inc.(727) 570-9696 ext. 254The Area Agency on Aging of Pasco-Pinellas connects seniors in Pasco and Pinellas Counties with services that can help them age in place gracefully and comfortably. These services include meal delivery and nutritional guidance, transportation to medical appointments and shopping errands, and help navigating the application process for Medicare and Medicaid.
Pinellas County Human Services Senior Connections(727) 464-4200The Pinellas County Human Services Senior Connections connects seniors with various social services and resources, including emergency financial assistance, help with Social Security disability claims, protection against age-based discrimination, safe medication disposal and veterans services.
Seniors Helping Seniors(727) 325-5509Seniors Helping Seniors provides older St. Petersburg residents with in-home senior care services such as companionship, daily visits, overnight stays and help recovering from surgery. This program's care providers are usually between 50 and 70 years old themselves.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

In Home Care near Saint Petersburg, FL

St. PetersburgGulfportPinellas ParkSouth PasadenaSaint Pete BeachEaton Park

Other Options in Saint Petersburg, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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