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Assisted Living Communities in South Bend, IN
The Northern Indiana city of South Bend sits along the St. Joseph River, south of the Michigan border. For those researching assisted living options in this region, residences sit within the city limits, while an additional communities operate nearby. In 2024, the expected cost of residential care in this area comes to around $5,639, exceeding the Indiana baseline of approximately $5,013.
You can get a closer look at assisted living in South Bend through the following directory, which features 371 reviews consumer reviews. On average, local facilities earn a quality score of 4.4 out of 5 stars stars.
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Reviews of Communities Nearby
Assisted Living
Marty
4.0
Review of Morningview Assisted Living
Morningview Assisted Living seemed nice, but it didn't have a Medicaid bed facility for skilled nursing. The staff was all friendly, professional, informative, and quick with their answers. They...
Assisted Living
Lisa22
4.0
Review of Brookdale South Bend
I visited. It's assisted living and a nice place, but it was just way too expensive. The facility was beautiful and the staff seemed okay. Their rooms were nice and the residents seemed really...
Assisted Living
Chris
4.0
Review of Brookdale South Bend
It was a nice place. It wasn't very big, but it was spacious, so it was designed nicely. The staff was friendly and cooperative. They offered to help, so I like them. There's a busy road right in...
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The Cost of Assisted Living in Nearby Cities
Compared to Indiana’s median of $5,013, the 2024 Genworth Cost of Care Survey puts assisted living costs in South Bend near $5,639. Additionally, while rates in Michigan City tend to run higher at approximately $5,913, other cities in Northern Indiana typically have lower residential care costs. For example, seniors in Fort Wayne pay around $4,456 for care, and in Elkhart, assisted living communities charge $4,198.
South Bend
$5,639
Indiana
$5,013
United States
$5,350
Elkhart
$4,198
Michigan City
$5,913
Kokomo
$5,198
Fort Wayne
$4,456
Paying for Assisted Living in South Bend
According to the Genworth 2021 Cost of Care Survey, the average price for assisted living in South Bend is $3,308 per month.
Financial Assistance for Assisted Living in South Bend
Qualifying low-income seniors in South Bend may be able to receive financial assistance from state and federally funded programs to help pay for their care. Currently, there are four programs available: Indiana Medicaid, the state’s Medicaid Aged and Disabled 1915 ( c ) Waiver program, the Indiana Residential Care Assistance Program (RCAP) and Supplemental Security Income – Category G.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.
The Cost of Other Types of Senior Care
South Bend's assisted living residents expect to spend around $5,639 monthly on housing and personal care services. By comparison, those who arrange skilled nursing at home pay higher fees of about $6,483, while nursing home residents budget for rates of approximately $9,885 for semi-private rooms.
Home Health Care
$6,483
Assisted Living Facility
$5,639
Nursing Home Facility (semiprivate room)
$9,885
Free Assisted Living Resources in South Bend
South Bend seniors have access to many free resources in the city and throughout St. Joseph County. They include social activities, wellness programs, health insurance counseling and information about how to choose an assisted living facility.
| Resource | Contact | Service |
|---|---|---|
| REAL Services | (574) 284-2644 | REAL Services is the Area Agency on Aging for South Bend and St. Joseph County. It provides care management, transportation, Lunch and Learn caregiver support groups and help with bills for low-income older adults. REAL Services donates durable medical equipment to seniors who can't afford to buy their own and provides Medicare counseling to help residents make informed decisions about health insurance. |
| Department of Veterans Affairs | (800) 457-8283 | South Bend seniors can contact a veterans service officer to learn about disability compensation, pensions, property tax deductions, discounted licenses and other benefits they could be eligible for. Officers also provide assistance with obtaining service records and filing appeals for people who were denied benefits by the VA. Its website features information about upcoming events where seniors can learn something new and meet other veterans near them. |
| Indiana Long-Term Care Ombudsman Program | (800) 552-7928 | The ombudsman program provides advocacy, complaint resolution and protection of resident rights for people living in long-term care. Seniors and their families can talk to the ombudsman about choosing an assisted living facility, including what to look for when visiting a facility and important questions to ask staff. Some problems the ombudsman addresses include quality of care issues, staff negligence, abuse, lack of privacy and billing disputes. |
| Catholic Charities Retired Senior Volunteer Program | (574) 234-3111 | Open to anyone 55 and up, this program connects seniors with volunteer roles that are a good match for their unique life experiences, interests and skills. Volunteers provide much-needed support at nonprofit organizations, schools, senior centers and other places in their community. There is no minimum time commitment for the program, so seniors can serve for as few or as many hours as they want. |
| Howard Park Older Adult Programs | (574) 299-4765 | The Howard Park Event Center offers a variety of fun activities for South Bend residents 55 and up. Activities include crafts, card and table games, bingo, day trips and holiday parties. |
Assisted Living Laws and Regulations in South Bend
South Bend Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.
