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Assisted Living Communities in Knoxville, TN

Nestled in the valley between the Great Smoky Mountains and the Cumberland Mountains, Knoxville spans nearly 100 square miles and contains 58 assisted living residences. In 2024, it serves as one of the most affordable places in the state and nation for residential care, with local facilities charging around $4,825 per month. This rate runs well below the U.S. median of $5,350 and offers savings of about $75 over the state norm.

In the guide below, we observe an overall quality score of 457 reviews among local assisted living communities based on 4.2 out of 5 stars reviews.

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Reviews of Communities Nearby

Assisted Living

Russell

I am a friend or relative of a current/past resident

Review of South Knoxville Senior Living

My dad has moved into South Knoxville Senior Living. It is assisted living, but they're not as assisted as I would have liked. It's a new place. It's small, but it's nice. Instead of being stacked...

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Assisted Living

Terry

I am a friend or relative of a current/past resident

Review of Deane Hill Place

My brother moved into Deane Hill Place's assisted living. They've been making upgrades and updates, and all of them were nice. My brother wanted to be within walking distance of other places...

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Assisted Living

MasCps

I am a friend or relative of a current/past resident

Review of Morning Pointe of Hardin Valley

My mom has been a resident at Morning Pointe of Hardin Valley since it opened 3 years ago. The staff has taken great care of her and she feels loved by them. When she has been hospitalized and has...

Read more

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The Cost of Assisted Living in Nearby Cities

The 2024 Genworth Cost of Care Survey puts assisted living fees in Knoxville close to $4,825 monthly. Although this rate falls below the U.S. median of $5,350 and the Tennessee baseline of $4,900, it runs midrange compared to other cities in the eastern portion of the state. Seniors in Chattanooga pay about $525 more per month, but in Morristown, costs come in at approximately $3,970.

Knoxville

$4,825

Tennessee

$4,900

The United States

$5,350

Morristown

$3,970

Kingsport

$4,599

Johnson City

$5,000

Chattanooga

$5,350

How to Pay for Assisted Living in Knoxville:

Financing assisted living services in Knoxville often involves a combination of public and private payment solutions, including Medicaid, Medicare, veterans’ benefits and personal money. By understanding the types of payment options available, seniors can effectively budget for their care expenses.

  • Medicaid: TennCare CHOICES is a Medicaid program that pays for some assisted living services for seniors at risk of nursing home placement. Some services it pays for include personal care assistance, medication management and housekeeping services.
  • Medicare: Medicare’s coverage doesn’t apply to regular assisted living services. However, residents can use their Medicare plans to pay for any specialized medically necessary services they receive from third-party home health care providers.
  • VA Benefits: The VA’s Geriatrics and Extended Care program covers assisted living services in participating Knoxville facilities, including personal care, meals and transportation. Additionally, veterans may increase their monthly pensions through Aid and Attendance and Housebound benefits, giving them more money to put toward their care.
  • Private payments: To cover remaining costs, seniors rely on Social Security benefits, pensions, long-term care insurance and family resources. Assisted living facilities in Knoxville accept private payments for all housing and care expenses.

Financial Assistance for Assisted Living in Knoxville

The state of Tennessee provides financial assistance to eligible seniors via its TennCare program. The program provides healthcare and long-term care to local seniors. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Tennessee page.

The Cost of Other Types of Senior Care

For Knoxville seniors who need daily attendance, assisted living offers a moderately affordable option at around $4,825 per month. This rate runs about $3,100 higher than the cost of adult day health care, but it indicates savings over private and institutional alternatives. Seniors who obtain home health care pay roughly $600 more, and nursing homes charge approximately $8,410 monthly for shared rooms.

Home Health Care

$5,434

Adult Day Health Care

$1,679

Assisted Living Facility

$4,825

Nursing Home Facility (semiprivate room)

$8,410

Free and Low-Cost Resources for Seniors in Knoxville, TN:

The resources in the following chart provide in-city transportation, continuing education, assistive equipment loans and social events for Knoxville seniors.

Program NamePhone NumberDescription
Spark865-219-0130Spark provides loans of gently used durable medical equipment. Some equipment the organization stocks includes wheelchairs less than 5 years old, rollators, shower chairs, hospital bed tables and shower transfer benches.
MyRide TN Southeast423-424-4201MyRide TN Southeast provides volunteer-based transportation services for those aged 60 and over. It operates on weekdays from 8:15 a.m. to 5 p.m., and it requires riders to schedule service at least 3 days ahead of time.
West Knox County Senior Center865-288-7805The local senior center offers clubs, classes and health education opportunities for those aged 50 and over. Regular programs include swing dancing, Medicare Q&A sessions, sewing classes and nail trimming.
Office on Aging865-524-2786The Office on Aging operates friendly caller programs, transportation services, home-delivered meals and information and referral services for those aged 60 and over. It administers Affordable Medicine Options for Seniors, a free service to help older adults reduce the cost of their medications.
Tennessee State Health Insurance Assistance Program877-801-0044Through SHIP, seniors connect with health insurance options counselors who provide free guidance and advice on Medicare, Medicaid and private health insurance. The program also helps older adults appeal denied health insurance coverage.
Long-Term Care Ombudsman877-236-0013The state’s long-term care ombudsman program publishes information on assisted living residents’ rights and helps older adults find licensed long-term care facilities. It also has volunteers who visit facilities in Knoxville to ensure clean, comfortable and supportive conditions.
Legal Aid of East Tennessee865-637-0484Legal Aid of East Tennessee helps Knoxville’s assisted living residents obtain Social Security benefits, Medicare Savings Program benefits and Medicare. It also assists with resolving consumer debt issues.
Veterans Services865-215-5645The Veterans Services Office helps older veterans apply for VA benefits that cover assisted living costs, as well as order copies of military records and discharge papers. It assists with health benefits enrollment and provides referrals to community-based supports.

Benefits and Drawbacks of Assisted Living in Knoxville

  • Knoxville’s low cost of living appeals to seniors seeking budget-friendly long-term care options. Overall, expenses in this city trends 8% below the national norm, with residents saving money on health care expenses, housing and utilities.
  • As a member of the AARP Age-Friendly Network, Knoxville has committed to creating a welcoming environment for seniors and assisted living residents. Its progress report reflects its initiatives to address housing stability, civic engagement and disaster resilience for its aging population, making the city a supportive place for older adults to live.
  • Tennessee doesn’t have a state income tax, meaning Social Security benefits, withdrawals from retirement savings and pension income aren’t taxed at the state level. This means seniors in the city can use a greater portion of their income for assisted living services in Knoxville.
  • Based on the American Lung Association’s data, the Knoxville region earns an A for ozone pollution, a C for short-term particle pollution and a failing score for annual particle pollution levels. Fortunately, assisted living residents enjoy indoor activities throughout the year, helping them stay safe and comfortable on days with poor air quality.
  • Knoxville contains several notable hospitals, promoting access to high-quality medical care for assisted living residents. These include University of Tennessee Medical Center, Parkwest Medical Center and Fort Sanders Regional Medical Center.

Assisted Living Laws and Regulations in Knoxville

Knoxville Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in Tennessee are required to follow. Visit our Assisted Living in Tennessee page for more information about these laws.

Assisted Living Services and Amenities in Knoxville

Prospective assisted living residents often look for facilities that offer a variety of services and amenities that support their well-being and independence. Features such as fitness programs and transportation services promote wellness and freedom, while individualized care plans ensure tailored, compassionate support. By prioritizing comfort, social connection and personalized care, communities foster an environment where residents can thrive. Some amenities and services to consider include:

  • Fitness and Wellness Programs: Age-friendly exercise classes and tailored wellness programs support residents’ general health.
  • Regularly Scheduled Outings: Facility-planned outings helps residents remain connected to the community and enjoy local amenities.
  • Medication Management: Medication reminders help residents follow their doctors’ instructions, while storage, dispensing and refill services offer convenience.
  • 24-Hour Support and Monitoring: Caregivers provide round-the-clock supervision and scheduled and unscheduled care services.
  • Housekeeping: Weekly or biweekly cleaning services reduce the spread of illness and support a clean, comfortable environment.
  • Emergency Call Systems: Wall-mounted call buttons and wearable pendants promote prompt help in urgent situations.

A Caring.com Family Advisor can help you determine which assisted living facilities offer the amenities and services you need, ensuring you find a community that supports your well-being, comfort and independence.

Frequently Asked Questions about Assisted Living in Knoxville:

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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