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The 10 Best Assisted Living Facilities in Troy, MI for 2024

Troy is located in the heart of Oakland County, Michigan. It’s one of the most populated cities in the county, with an estimated population of 84,092, of which 17.2% are seniors. The city has a low cost of living as well as a vibrant arts and culture scene and a strong professional sports presence, meaning there are many options for things to see and do. The state is quite tax-friendly for seniors, with Social Security retirement benefits being untaxed and older adults qualifying for substantial reductions or exemptions on other taxes. This makes Troy a popular choice for those looking for an affordable but thriving location to spend their retirement years.

Assisted living facilities are aimed at seniors who struggle with some of the activities of daily living but who can otherwise live independently and don’t require significant hands-on medical care. Seniors who live in Troy can expect to pay around $4,750 per month for assisted living, which is $550 per month more than the state average.

This guide looks at the cost of assisted living in Troy and also covers some of the benefits and drawbacks of choosing the city as a retirement destination.

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Assisted Living Facilities in Troy, Michigan

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What to Consider About Assisted Living in Troy

Assisted living and independent living facilities in Michigan are not required to hold a license by the state. However, some assisted living facilities may be licensed if the level of care they provide falls into the category of Homes for the Aged. Licensed homes are required to meet certain standards for staffing and medical care provision.

Benefits and Drawbacks of Assisted Living in Troy

  • The weather in Troy is generally comfortable, with June, July and August being the warmest months. The city sees distinct seasonal changes in the weather, with precipitation about 124 days of the year and 32.6 inches of snowfall over the course of the winter.
  • Financially savvy seniors will find there are many tax benefits to living in Troy. Social Security retirement income is not taxed, and there are deductions on taxes for other kinds of retirement income. Homeowners, however, are expected to pay property taxes.
  • Crime rates in Troy are much lower than the national average and also lower than the average for the state of Michigan, making the city a relatively safe and welcoming place for seniors to live.
  • While property prices and assisted living fees are higher than the state average, the cost of living in Troy is low when it comes to many other things people spend their money on, such as health care and utilities. Grocery prices are close to the national average. Many seniors feel the balance between the convenience of living in a busy city and having affordable bills makes moving to Troy worthwhile.
  • Troy is home to several high-quality health care facilities, including the Beaumont hospital, which is ranked as high-performing in five adult specialties, and the Henry Ford Medical Center, which has a well-equipped radiology and imaging department and an urgent care facility.
  • Older adults in Troy may find there’s no shortage of activities and social options for them. The City of Troy Recreation Department runs a 50+ Program that includes a variety of classes and services, with discounts available for low-income families.

Paying for Assisted Living in Troy

Assisted living facilities in Troy charge an average of $4,750 per month, according to data from the Genworth Financial Cost of Care Survey. The average cost of assisted living in Michigan is $4,200, and the median for the whole of the United States is $4,300 per month.

The Cost of Assisted Living in Nearby Cities

With fees of $4,750 per month, assisted living in Troy is more expensive than most parts of Michigan. On the western side of the state, in Muskegon, fees are just $3,500 per month. More centrally, fees in Flint and Jackson are $3,669 and $3,650, respectively. Monroe is among the most expensive cities in the state, with assisted living costing $5,100 per month.

Troy

$4,750

Michigan

$4,200

The United States

$4,300

Flint

$3,669

Monroe

$5,100

Jackson

$3,650

Muskegon

$3,500

The Cost of Other Types of Senior Care

Troy seniors have several care options. Those who require only limited supervision may find adult day health care appropriate at $1,773 per month. Care services delivered in the senior’s own home cost $4,767 for homemaker services and $4,957 for home health care. Nursing home placement costs $8,821 for a semiprivate room and $10,646 for a private room.

Homemaker Services

$4,767

Home Health Aide

$4,957

Adult Day Health Care

$1,733

Assisted Living Facility

$4,750

Nursing Home Facility (semiprivate room)

$8,821

Nursing Home Facility (private room)

$10,646

Note: Care cost data for Troy was not available, so data for the closest city, Detroit, was used instead.

Financial Assistance for Assisted Living in Troy

Low-income seniors in Troy who live in homes for the aged can apply to receive financial assistance for assisted living through the Medicaid State Plan. Additionally, eligible Michigan residents have access to an optional state supplement to Supplemental Security Income, which may be applied towards the cost of their care.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Michigan page.

Financial Assistance for Assisted Living in Troy

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.

Free Assisted Living Resources in Troy

Many resources are available for seniors who live in Troy or are considering moving to an assisted living community in the city. The local government provides information and services, and many nonprofits and senior-focused organizations deliver recreational activities, wellness programs and signposting for financial aid.

ResourceContactService
Area Agency on Aging 1-B(800) 852-7795The Area Agency on Aging 1-B provides services for seniors and their caregivers. It delivers programs such as housing, Meals on Wheels, transportation and legal assistance. It also supports caregivers and offers advice about applying for government assistance. The services are available to all older adults or persons living with disabilities.
Aging and Adult Services Agency(517) 241-4100The Aging and Adult Services Agency is responsible for the delivery of a variety of community services to help older adults maintain their independence. It provides energy assistance, health screenings, legal assistance, home repairs and other services for older adults in the region. It also offers case management services and care coordination, including some homemaker and personal care assistance.
Oakland Meals on Wheels(248) 689-0001Oakland Meals on Wheels is a senior nutrition service that works with older adults in Oakland County. The service delivers nutritious meals to seniors who are unable to shop or cook for themselves. Delivery drivers provide social contact for seniors and perform a safety check as part of each delivery, meaning the service helps combat not just hunger but also isolation.
Oakland County Veterans Services(248) 655-1250The Oakland County Veterans Services office helps veterans and their surviving spouses access the support they are eligible for. It can assist with applications for Aid and Attendance payments and other benefits, appeals where payments have been declined, and access to various health care services for seniors.

Assisted Living Laws and Regulations in Troy

Troy-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Michigan are required to follow. Visit our Assisted Living in Michigan page for more information about these laws.

Assisted Living Laws and Regulations in Troy

Frequently Asked Questions

Reviews of Communities Nearby

Assisted Living

Lynne

I am a friend or relative of a current/past resident

Review of Golden Pines Senior Living at The Daley Home

My sister moved to Golden Pines Senior Living-Daley Home and so far everything seems to be excellent. The care is excellent and they've gone way beyond what would normal care be. I like the owners'...

Read more

Assisted Living

Reviewer#RD1212f

I visited this facility

Review of Sunrise of Troy

I went to Sunrise of Troy. Honestly, I didn't like it very much at all. I think it was a good location, but I thought the rooms were very small. They were very depressing, and they felt a little...

Provider response

Thank you for sharing your feedback on Sunrise of Troy. We appreciate your positive comments about our friendly and patient staff, as well as our location. We understand your concerns about the...

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Assisted Living

Kim Sz

I am a friend or relative of a current/past resident

Review of Stratford House - Troy, MI

It's been almost three months since we moved Mom to the Stratford House and we couldn't be more pleased with the care she has received. When we were referred to Miriam and the staff at Stratford...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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