Troy is located in the heart of Oakland County, Michigan. It’s one of the most populated cities in the county, with an estimated population of 84,092, of which 17.2% are seniors. The city has a low cost of living as well as a vibrant arts and culture scene and a strong professional sports presence, meaning there are many options for things to see and do. The state is quite tax-friendly for seniors, with Social Security retirement benefits being untaxed and older adults qualifying for substantial reductions or exemptions on other taxes. This makes Troy a popular choice for those looking for an affordable but thriving location to spend their retirement years.

Assisted living facilities are aimed at seniors who struggle with some of the activities of daily living but who can otherwise live independently and don’t require significant hands-on medical care. Seniors who live in Troy can expect to pay around $4,750 per month for assisted living, which is $550 per month more than the state average.

This guide looks at the cost of assisted living in Troy and also covers some of the benefits and drawbacks of choosing the city as a retirement destination.

Directory of Assisted Living Facilities in Troy, MI

2012, 2016

Brookdale Troy

4850 Northfield Parkway, Troy, MI, 48098

Brookdale Troy is located in Troy, Michigan, close to the Stage Nature Center and the Troy Museum and Historic Village. This senior living community receives high marks from visitors and residents for … (read more)
Brookdale Troy is located in Troy, Michigan, close to the Stage Nature Center and the Troy Museum and Historic Village. This senior living community receives high marks from visitors and residents for … (read more)

American House Troy

2300 Grand Haven Drive, Troy, MI, 48083

American House Troy Senior Living is an assisted and independent living community located near Raintree Park in Troy, Michigan. Families appreciate that their loved ones can have their hair styled and … (read more)
American House Troy Senior Living is an assisted and independent living community located near Raintree Park in Troy, Michigan. Families appreciate that their loved ones can have their hair styled and … (read more)

2015

Sunrise of Troy

6870 Crooks Road, Troy, MI, 48098

Centrally located in Troy, Michigan, near Detroit, residents and visitors tout Sunrise of Troy for its outstanding staff and clean, home-like environment with good food served. Residents enjoy an arra … (read more)
Centrally located in Troy, Michigan, near Detroit, residents and visitors tout Sunrise of Troy for its outstanding staff and clean, home-like environment with good food served. Residents enjoy an arra … (read more)

Belmar Oakland

5990 N. Adams Rd., Troy, MI, 48098

Do not put a loved one in this facility that can not speak up and/or take care of themselves. Our experience with Belmar in August 2020 started off well, beautiful place, close to our home, told us th … (read more)
Do not put a loved one in this facility that can not speak up and/or take care of themselves. Our experience with Belmar in August 2020 started off well, beautiful place, close to our home, told us th … (read more)

Anthology of Troy

3400 Livernois Road, Troy, MI, 48083

My mother is at Anthology of Troy. She’s in assisted living, and she has the highest level of care there. It’s been very good. She gets very good care there. They keep me informed of what’s going on w … (read more)
My mother is at Anthology of Troy. She’s in assisted living, and she has the highest level of care there. It’s been very good. She gets very good care there. They keep me informed of what’s going on w … (read more)

Genesis Senior Living I

2806 Renshaw Drive, Troy, MI, 48085

We toured Genesis Senior Living. I liked the fact that the staff was thinking of my aunt, and that home on Renshaw was all female patients, and they were more my aunt’s capability level. Like when we … (read more)
We toured Genesis Senior Living. I liked the fact that the staff was thinking of my aunt, and that home on Renshaw was all female patients, and they were more my aunt’s capability level. Like when we … (read more)

Sun Valley Senior Living

2316 John R Rd, Troy, MI, 48083

I went to Sun Valley Senior Living. I like the representative who showed me around. She was very, very nice, and explained what the facility offered and what kind of facility it was. They did a great … (read more)
I went to Sun Valley Senior Living. I like the representative who showed me around. She was very, very nice, and explained what the facility offered and what kind of facility it was. They did a great … (read more)

Genesis Senior Living II

4906 Danbury Drive, Troy, MI, 48085


Crabtree Lane

2000 Crabtree Drive, Troy, MI, 48083


Eden House

1924 Westwood Drive, Troy, MI, 48083

Eden House is located in Troy, Michigan, which is a short ride to downtown Detroit, Interstate 75 and the Beaumont Hospital. Residents also enjoy the close proximity to the Birmingham Principal Shoppi … (read more)
Eden House is located in Troy, Michigan, which is a short ride to downtown Detroit, Interstate 75 and the Beaumont Hospital. Residents also enjoy the close proximity to the Birmingham Principal Shoppi … (read more)

Stratford House

2026 Stratford Drive,, Troy, MI, 48083

Located in Troy, Michigan, House of Hope is just minutes from the Henry Ford Medical Center, the Beaumont Health Center and just a short 30-minute drive from downtown Detroit. The facility is also loc … (read more)
Located in Troy, Michigan, House of Hope is just minutes from the Henry Ford Medical Center, the Beaumont Health Center and just a short 30-minute drive from downtown Detroit. The facility is also loc … (read more)

The Gardens AFCF, LLC

35693 Moravian Drive, Troy, MI, 48035

The Gardens AFCF, LLC is an assisted living facility offering housing options to retired seniors 20 miles east of Troy, Michigan, near Fraser and a number of churches, shopping and outdoor recreation … (read more)
The Gardens AFCF, LLC is an assisted living facility offering housing options to retired seniors 20 miles east of Troy, Michigan, near Fraser and a number of churches, shopping and outdoor recreation … (read more)

Genesis Senior Living IV

4739 Butler Drive, Troy, MI, 48095

The main area of Genesis Senior Living IV looked fine, but it was not as bright as the others and it’s dingier. The bedroom was not nice at all. It was large, but it was a shared room. My biggest issu … (read more)
The main area of Genesis Senior Living IV looked fine, but it was not as bright as the others and it’s dingier. The bedroom was not nice at all. It was large, but it was a shared room. My biggest issu … (read more)

Emmanuel Senior Living

5589 John R Road, Troy, MI, 48085


2013, 2014, 2015, 2016, 2017, 2018, 2020

Chester Street Residence

1725 Chester Rd, Royal Oak, MI, 48073

Chester Street Residence of Royal Oak, Michigan, is a senior living facility located near two major highways, shopping outlets and several public parks. This community receives excellent reviews for i … (read more)
Chester Street Residence of Royal Oak, Michigan, is a senior living facility located near two major highways, shopping outlets and several public parks. This community receives excellent reviews for i … (read more)

2014, 2015, 2016, 2018

American House Sterling Heights

11255 15 Mile Road, Sterling Heights, MI, 48312

I’ve been to American House Sterling Heights a few times. They’re awesome. They are very helpful and the facility is very clean. It doesn’t smell. The people (workers and residents) are very friendly. … (read more)
I’ve been to American House Sterling Heights a few times. They’re awesome. They are very helpful and the facility is very clean. It doesn’t smell. The people (workers and residents) are very friendly. … (read more)

2016

American House Elmwood

2251 W. Auburn Road, Rochester Hills, MI, 48309

I checked out six places before I chose one for my mom. One of them was the American House Elmwood. She was on the waitlist there for a 1-bedroom, but they told her it would be up to a year. We were g … (read more)
I checked out six places before I chose one for my mom. One of them was the American House Elmwood. She was on the waitlist there for a 1-bedroom, but they told her it would be up to a year. We were g … (read more)

2016

Sunrise of Rochester

500 East University Drive, Rochester, MI, 48307

Overlooking Paint Creek and the Paint Creek Trail, Sunrise of Rochester is situated in the heart of Rochester, Michigan, close to Main Street. This facility is described by residents and visitors as h … (read more)
Overlooking Paint Creek and the Paint Creek Trail, Sunrise of Rochester is situated in the heart of Rochester, Michigan, close to Main Street. This facility is described by residents and visitors as h … (read more)

American House The Village

3617 South Adams Rd., Rochester Hills, MI, 48309

American House The Village Senior Living is a pet-friendly assisted and independent living facility in Rochester Hills, Michigan, located west of Pine Trace Golf Course and minutes from Clinton River. … (read more)
American House The Village Senior Living is a pet-friendly assisted and independent living facility in Rochester Hills, Michigan, located west of Pine Trace Golf Course and minutes from Clinton River. … (read more)

Sunrise of Bloomfield

2080 South Telegraph Road, Bloomfield Hills, MI, 48302

Sunrise of Bloomfield is a beautiful place. They seem to have everything.They have whatever kind of care your loved one needs, whether the basics or all the way up to the most. They seem to be able to … (read more)
Sunrise of Bloomfield is a beautiful place. They seem to have everything.They have whatever kind of care your loved one needs, whether the basics or all the way up to the most. They seem to be able to … (read more)

What to Consider About Assisted Living in Troy

Assisted living and independent living facilities in Michigan are not required to hold a license by the state. However, some assisted living facilities may be licensed if the level of care they provide falls into the category of Homes for the Aged. Licensed homes are required to meet certain standards for staffing and medical care provision.

Benefits and Drawbacks of Assisted Living in Troy

  • The weather in Troy is generally comfortable, with June, July and August being the warmest months. The city sees distinct seasonal changes in the weather, with precipitation about 124 days of the year and 32.6 inches of snowfall over the course of the winter.
  • Financially savvy seniors will find there are many tax benefits to living in Troy. Social Security retirement income is not taxed, and there are deductions on taxes for other kinds of retirement income. Homeowners, however, are expected to pay property taxes.
  • Crime rates in Troy are much lower than the national average and also lower than the average for the state of Michigan, making the city a relatively safe and welcoming place for seniors to live.
  • While property prices and assisted living fees are higher than the state average, the cost of living in Troy is low when it comes to many other things people spend their money on, such as health care and utilities. Grocery prices are close to the national average. Many seniors feel the balance between the convenience of living in a busy city and having affordable bills makes moving to Troy worthwhile.
  • Troy is home to several high-quality health care facilities, including the Beaumont hospital, which is ranked as high-performing in five adult specialties, and the Henry Ford Medical Center, which has a well-equipped radiology and imaging department and an urgent care facility.
  • Older adults in Troy may find there’s no shortage of activities and social options for them. The City of Troy Recreation Department runs a 50+ Program that includes a variety of classes and services, with discounts available for low-income families.

Paying for Assisted Living in Troy

Assisted living facilities in Troy charge an average of $4,750 per month, according to data from the Genworth Financial Cost of Care Survey. The average cost of assisted living in Michigan is $4,200, and the median for the whole of the United States is $4,300 per month.

The Cost of Assisted Living in Nearby Cities

With fees of $4,750 per month, assisted living in Troy is more expensive than most parts of Michigan. On the western side of the state, in Muskegon, fees are just $3,500 per month. More centrally, fees in Flint and Jackson are $3,669 and $3,650, respectively. Monroe is among the most expensive cities in the state, with assisted living costing $5,100 per month.

$4750

Troy

$4200

Michigan

$4300

The United States

$3669

Flint

$5100

Monroe

$3650

Jackson

$3500

Muskegon

The Cost of Other Types of Senior Care

Troy seniors have several care options. Those who require only limited supervision may find adult day health care appropriate at $1,773 per month. Care services delivered in the senior’s own home cost $4,767 for homemaker services and $4,957 for home health care. Nursing home placement costs $8,821 for a semiprivate room and $10,646 for a private room.

$4767

Homemaker Services

$4957

Home Health Aide

$1733

Adult Day Health Care

$4750

Assisted Living Facility

$8821

Nursing Home Facility (semiprivate room)

$10646

Nursing Home Facility (private room)

Note: Care cost data for Troy was not available, so data for the closest city, Detroit, was used instead.

Financial Assistance for Assisted Living in Troy

Low-income seniors in Troy who live in homes for the aged can apply to receive financial assistance for assisted living through the Medicaid State Plan. Additionally, eligible Michigan residents have access to an optional state supplement to Supplemental Security Income, which may be applied towards the cost of their care.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Michigan page.

Financial Assistance for Assisted Living in Troy

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.

Free Assisted Living Resources in Troy

Many resources are available for seniors who live in Troy or are considering moving to an assisted living community in the city. The local government provides information and services, and many nonprofits and senior-focused organizations deliver recreational activities, wellness programs and signposting for financial aid.

ResourceContact Service
Area Agency on Aging 1-B(800) 852-7795The Area Agency on Aging 1-B provides services for seniors and their caregivers. It delivers programs such as housing, Meals on Wheels, transportation and legal assistance. It also supports caregivers and offers advice about applying for government assistance. The services are available to all older adults or persons living with disabilities.
Aging and Adult Services Agency(517) 241-4100The Aging and Adult Services Agency is responsible for the delivery of a variety of community services to help older adults maintain their independence. It provides energy assistance, health screenings, legal assistance, home repairs and other services for older adults in the region. It also offers case management services and care coordination, including some homemaker and personal care assistance.
Oakland Meals on Wheels(248) 689-0001Oakland Meals on Wheels is a senior nutrition service that works with older adults in Oakland County. The service delivers nutritious meals to seniors who are unable to shop or cook for themselves. Delivery drivers provide social contact for seniors and perform a safety check as part of each delivery, meaning the service helps combat not just hunger but also isolation.
Oakland County Veterans Services(248) 655-1250The Oakland County Veterans Services office helps veterans and their surviving spouses access the support they are eligible for. It can assist with applications for Aid and Attendance payments and other benefits, appeals where payments have been declined, and access to various health care services for seniors.

Assisted Living Laws and Regulations in Troy

Troy-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Michigan are required to follow. Visit our Assisted Living in Michigan page for more information about these laws.

Assisted Living Laws and Regulations in Troy