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The 10 Best Assisted Living Facilities in Royal Oak, MI for 2024

Located less than 15 miles from Detroit, Royal Oak has a small-town feel with access to large-city amenities. More than 14% of the 57,495 inhabitants are adults aged 65+, a percentage estimated to grow to 34.8% by 2045. In addition to its prime location, Royal Oak offers older adults a charming downtown with theaters, boutiques, upscale restaurants and coffeehouses. Seniors can also enjoy exploring the city's 50 parks, including two natural reserves and 310 acres of woodland.

Older adults needing assistance with everyday tasks can move into an assisted living community for around $4,215 per month in Royal Oak, less than the state and national averages of $4,250 and $4,500, respectively. These communities feature 24-hour staffing and take care of household chores, maintenance and meal preparation so residents can focus on enjoying their retirement. They typically offer numerous amenities and organize recreational and educational activities to encourage socialization among residents.

This guide looks at the pros and cons of retiring to Royal Oaks and discusses the cost of assisted living. It also provides details regarding free and low-cost local resources that help seniors maintain a high quality of life.

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Assisted Living Facilities in Royal Oak, Michigan

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What to Consider About Assisted Living in Royal Oak

The Michigan Adult Foster Care and Homes for the Aged Licensing Division is responsible for the regulation of assisted living facilities in Royal Oak. Overseen by the Michigan Department of Licensing and Regulatory Affairs, the division ensures communities conform to state and federal laws and meet the standards necessary to deliver optimum care to all residents.

Benefits and Drawbacks of Assisted Living in Royal Oak

  • Royal Oak's cost of living is 4.9% above the U.S. average, mainly due to the high cost of transportation. Seniors can still save on essentials such as groceries, housing, utilities and health care, the latter being around 20% cheaper than the national norm.
  • Michigan is considered a tax-friendly destination for retirees, with lower-than-average sales and income tax rates. Retirement income is subject to tax, Social Security benefits are fully exempt and many retirees may be entitled to income tax deductions.
  • Royal Oak has good air quality with low particle pollution levels, which may benefit seniors affected by respiratory conditions.
  • With 454 physicians per 100,000 people, Royal Oak has 116% more physicians per capita than the national norm. The health of residents is also looked after by local medical facilities, including Beaumont Hospital - Royal Oak.
  • Operated by SMART Bus, the public bus transportation network features fixed routes within Royal Oak and connects the city with Detroit. Residents aged 60 and older or those affected by disability can also access an on-demand transportation service. Seniors can request door-to-door service to attend medical appointments and visit shopping malls and other destinations within specific boundaries.
  • Royal Oak is rated as one of the safest cities in the United States thanks to its relatively low crime levels. Violent crime rates are ranked at 12.4 on a scale of 1 to 100, 10.3 points lower than the national average. Property crime is ranked slightly higher at 20.8, still well below the U.S. median of 35.4.  

 

Paying for Assisted Living in Royal Oak

Seniors living in Royal Oak spend an average of $4,215 per month on assisted living.

The Cost of Assisted Living in Nearby Cities

At $4,215, assisted living costs in Royal Oak are on a par with the state average of $4,250 and 6.3% below the national norm. Rates vary in nearby cities, with Flint and Lansing retirees paying an extra $160 and $98 per month respectively for assisted living services. In Jackson, assisted living communities charge $4,000 per month, a reduction of 5%. Just 45 miles away, rates jump to $6,093 in Ann Arbor, $1,878 more than seniors pay in Royal Oak.

 

Royal Oak

$4,215

Michigan

$4,250

United States

$4,500

Ann Arbor

$6,093

Lansing

$4,313

Flint

$4,375

Jackson

$4,000

The Cost of Other Types of Senior Care

At $4,215 per month, assisted living is the second most affordable type of senior care in Royal Oak, surpassed only by adult day care at $1,430, which provides services for a few hours a day. Seniors requiring round-the-clock nursing care pay an additional $4,667 on assisted living rates for a semiprivate room in a nursing home facility. When choosing to remain in their own homes, retirees can employ the assistance of an in-home care agency for 35.7% more than assisted living. This is the same rate seniors pay for the basic medical services offered by home health care providers.

 

In-Home Care

$5,720

Home Health Care

$5,720

Adult Day Health Care

$1,430

Assisted Living Facility

$4,215

Nursing Home Facility (semiprivate room)

$8,882

 Note: Data for Royal Oak was unavailable, so data for the nearest city, Detroit, was used instead.

 

Financial Assistance for Assisted Living in Royal Oak

In Michigan, lower-income seniors can use Medicaid to pay for assisted living. Michigan assesses seniors' eligibility for Medicaid on an individual basis, taking into account their income, care and medical expenses, and their cost of living. However, Michigan, unfortunately, does not offer any non-Medicaid financial assistance programs to help seniors meet the costs of assisted living.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Michigan page.

Financial Assistance in Michigan

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.

Free Assisted Living Resources in Royal Oak

Royal Oak and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Royal Oak, please visit our Assisted Living in Michigan page.

Assisted Living Laws and Regulations in Royal Oak

Royal Oak Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Michigan are required to follow. Visit our Assisted Living in Michigan page for more information about these laws.

Assisted Living Laws and Regulations in Michigan

Reviews of Communities Nearby

Assisted Living

Jack1234

I am a friend or relative of a current/past resident

Review of Chester Street Residence

The staff were wonderful and felt like family after our mother spent 9 years living there. The rooms allow residents to feel at home by bringing their own furniture and belongings. The facility is...

Provider response

Thank you so much for the kind words! It means a lot to our entire staff. Your mom was an absolute gem and had so many friends at Chester Street. Your entire family were great, especially at the...

Read more

Assisted Living

Ann

I am a friend or relative of a current/past resident

Review of Chester Street Residence

My friend currently is at Chester Street Residence in Royal Oak and it's been a great experience. It's a lovely home. The care is grand. There are no complaints at all. There are lots of activities...

Read more

Assisted Living

Dmerri

I am a friend or relative of a current/past resident

Review of Chester Street Residence

My mother has been a resident here for over 2 years. The care she receives is amazing. Her main caregiver is truly an angel and knows exactly what my mother needs on a daily basis. If there is any...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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