Caring.com
Caring.com

(800) 558-0653

The 10 Best Home Care Agencies for Seniors in Troy, MI for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Troy, MI, residents and their loved ones rate In Home Care agencies 4.64 out of 5 stars across the 68 options below.

Home Care Agencies in Troy, MI

68 Results

Didn't find what you were looking for?

Caring's Family Advisors are here to help you with questions about senior living and care options.

Call us at (855) 948-3865

1

2

3

4

What you can do with Caring

  • Search the Caring database

    Quickly search the largest online senior living and senior care directory

  • Read reviews and expert guidance

    Read our authentic consumer reviews and content by experts

  • Speak to a Family Advisor for free

    Guided, expert advice to find the best community or agency for you

  • Take a tour to decide yourself

    We’ll help you book tours or get in touch with local agencies

Paying for Home Care in Troy, MI

The Cost of Home Care in Troy, MI

Home care costs in Troy are $5,720 per month. This figure is almost $200 higher than the statewide average and $763 higher than the national median. Ann Arbor, slightly southwest of Troy, has a higher home care cost, while Grand Rapids on the western side of the state shares the same care cost as Michigan. Slightly north of Ann Arbor, Lansing has a similar home care cost as Troy. Flint shares the region’s lowest home care cost of $5,148 per month.

Troy

$5,720

Michigan

$5,529

United States

$4,957

Ann Arbor

$6,101

Grand Rapids

$5,529

Lansing

$5,625

Flint

$5,148

The Cost of Home Care vs. Other Senior Care Options in Troy, MI

Home care costs in Troy are precisely the same as costs for home health care. Home care services involve assistance with personal grooming, while home health care provides personal care services, along with limited skilled nursing services. Adult day care is the most affordable option, although these services must be accessed in a community center setting and during the daytime. Nursing care services are considerably more costly at $8,882 per month, as they include 24-hour skilled nursing services in a nursing home setting.

Home Care

$5,720

Home Health Care

$5,720

Adult Day Health Care

$1,430

Assisted Living

$4,215

Nursing Home Care (semiprivate room)

$8,882

Financial Assistance for Home Care in Troy, MI

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Troy Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Troy:

ResourceContactAddressService
Area Agency on Aging 1-B(800) 852-779529100 Northwestern Hwy, Suite 400, Southfield, MI 48034The Area Agency on Aging 1-B is a regional nonprofit that serves Troy, Michigan and several counties in the southeastern area of the state. Its services and resources are available for the elderly and their caregivers. Assistance to older adults includes Meals on Wheels and information or assistance for access to government services such as Medicare, housing, transportation, bill payment support and legal aid. The AAA1B also facilitates access to local senior centers and group activities for elderly individuals.
Catholic Charities of Southeast Michigan(855) 882-27361424 E Eleven Mile Rd, Royal Oak, MI 48067Catholic Charities of Southeast Michigan offers many social assistance programs for people of all faiths and groups throughout Southeast Michigan including Oakland County, where Troy is located. Within these general services, the organization’s programs for seniors include weekly adult day health services, food bank assistance and a senior volunteer program for adults 55 years of age or older. Seniors enrolled in this program may volunteer anywhere from four hours a month to 20 hours per week as senior companions for others in need, as foster grandparents or as community volunteers.
Jewish Family Service of Metro Detroit(248) 592-23006555 West Maple Road, West Bloomfield, MI 48322The nonprofit Jewish Family Services of Metro Detroit offers numerous assistance programs for individuals in need throughout the Detroit area and its outer suburbs. Its services include free or subsidized access to assistive technology aids, weekly transportation, a volunteer visitor program and a home care service that’s available under certain criteria to older adults who need help with light housekeeping, grocery shopping, meal preparation and other household tasks.
SAGE Metro Detroit(734) 681-0854290 W Nine Mile Rd, Ferndale, MI 48220SAGE Metro Detroit is a local affiliate branch of the national Services & Advocacy for LGBT Elders (SAGE). This organization offers advocacy, social support and social event services for elderly LGBT adults living in the Detroit metro area including Troy, Michigan. The organization’s programs also include numerous volunteer opportunities for elderly individuals.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Our Services

  • Senior Living Directory

  • Senior Care Directory

  • Caregiving Resources

  • Sitemap

  • Terms of Use

  • Privacy Policy


© 2024 Caring, LLC. All rights reserved.