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The 10 Best Home Care Agencies for Seniors in Greensburg, PA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Greensburg, PA, residents and their loved ones rate In Home Care agencies 3.5 out of 5 stars across the 11 options below.

Home Care Agencies in Greensburg, PA

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Paying for Home Care in Greensburg, PA

The Cost of Home Care in Greensburg, PA

The Greensburg area sees some of the highest costs for home care in the state, nearly $400 more than the state and national averages, according to Genworth’s Cost of Care Survey. Chambersburg is also on par with the state and national averages of $4,957. In State College, costs decrease to nearly $600 less than in Greensburg. Altoona is another lower-cost option than Greensburg, costing an average of $4,290 per month. Seniors can find much more affordable care in Johnstown, where home care averages $3,813 per month. 

Greensburg

$5,339

Pennsylvania

$4,957

United States

$4,957

Johnstown

$3,813

Altoona

$4,290

Chambersburg

$4,957

State College

$4,767

The Cost of Home Care vs. Other Senior Care Options in Greensburg, PA

Both home care and home health care run the same monthly average of $5,339, despite home health care providing additional light medical care. Seniors looking for lower costs may choose assisted living, which costs $3,250. Adult day health care is the area’s most affordable option for daytime care, costing an average of $3,844 less than home care. Nursing home care provides significantly more care at a higher price than home care, averaging $9,733 for a semiprivate room.

Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$1,495

Assisted Living

$3,250

Nursing Home Care (semiprivate room)

$9,733

Note: Data for Greensburg was unavailable, so data for the nearest city, Pittsburgh, was used instead

Financial Assistance for Home Care in Greensburg, PA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Greensburg, PA

While there are numerous resources that can help offset the cost of home care, others exist to keep seniors in their homes and meet other needs. From providing daily meals to assisting with monthly bills, these programs can help make ends meet, especially for lower-income seniors. Seniors in need of assistance should contact these programs directly to learn more and apply.

ResourceContactService
Westmoreland County Meals on Wheels(724) 837-6117Greensburg is served by the Tri-City Meals on Wheels location. This service provides one hot meal daily, Monday through Friday, for $3.50 per day, though they may consider hardship cases. These meals are delivered to seniors' homes to assist those who cannot easily travel or prepare their own food.
Westmoreland Community Action Emergency Services(724) 834-1260Westmoreland Community Action provides people in Greensburg and throughout the county with access to emergency resources. They offer energy assistance, an emergency food pantry and a food bank.
Weatherization Services(724) 832-7248The Westmoreland County Owner-Occupied Housing Rehabilitation Program assists low-income residents, including seniors, with resources to weatherize their homes and save by making their homes more energy-efficient. Some covered costs include new roofing or HVACs for those who meet eligibility.
Property Tax/Rent Rebate Program(888) 222-9190Eligible Pennsylvania seniors may apply for assistance through this program if they make under $30,000 and own a home or make under $15,000 and rent a home, discounting 50% of their Social Security income. Eligible individuals will receive a maximum rebate of $650.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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