The 10 Best In-Home Care Services for Seniors in Kansas City, MO for 2023
Caring’s 2022 Senior Living Report ranks Kansas City first among the best places to live in Missouri. Kansas City is a large Midwestern metropolitan area spanning the Missouri and Kansas border. It’s known for jazz music, world-famous barbecue and vibrant cultural attractions. Kansas City offers seniors a budget-friendly place to retire, with a low cost of living, affordable housing costs, a comfortable year-round climate and state-of-the-art medical facilities. The University of Kansas Hospital is nationally ranked in geriatrics, and Saint Luke’s Hospital of Kansas City is high-performing in five adult specialties.
The 2021 Genworth Cost of Care Survey reports seniors in Kansas City pay a monthly average of $4,957 for home care, which differs from home health care in that it excludes in-home medical services to focus on personal care services only.
Below we’ve compiled a comprehensive directory of every home care provider in Kansas City– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of In Home Care Services in Kansas City, MO
Home Instead - Liberty, MO
42 S Main St
"My husband has been using Home Instead for over a year now. They're very kind, compassionate, dependable, and always on time, but when the person that he normally has coming into the house isn't available, they get somebody else to come in. They'r..."
Premier Custom Care, LLC
7301 Mission Rd., Ste. 313
"Mom was living alone and came to be in need of help with her normal activities of daily living. The staff of Premier Custom Care gave us a realistic, but compassionate, assessment of Mom's needs and matched their services to them. What we apprecia..."
Home Instead - Lee's Summit, MO
233 SE Main St
"Fairly recent client of Home Instead, but so far I am more than pleased. I left another, more expensive agency due to poor communication and apathetic care givers. The communication has been excellent from Home Instead. They are really working ..."
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Preferred Care at Home of Greater Kansas City, MO
7320 NE 84 Terrace
"I recently found out that I could no longer leave my mom home alone. A nursing home was not the option I wanted for her. A social worker at the rehab facility she was at recommended Preferred care. I'm glad I called. They found 2 great caregivers..."
Focus Healthcare Solutions
249 W Mill St, Ste 105
"We used focus services in 2017 for our parents . We were so pleased that we used them again this summer & fall for my mom. They were professional & caring. They arrived when the time was scheduled to start. They were engaging with conver..."
Assisting Hands Home Care
612 SW 3rd St
"My helper Sheila comes once a week to help with changing sheets, laundry, light housekeeping, companionship, and light cleaning. She is always punctual and reliable. I enjoy her company as she is friendly and wish she could come more often. Assis..."
TheKey - Kansas City
7214 College Blvd.
"My parents are using Home Care Assistance. I think they are enjoying it. My mom had some concerns early on, but she worked it out. She works with the ladies and they have been helpful. I think right now they are really enjoying it. They seem to be..."
Benefits of Home Senior Care
10821 W. 87th ST, #300
"I have someone coming in one day a week for my husband from Benefits of Home, and so far, it's been fine. The caregiver is very nice, friendly, and does her job. He likes her. They come and sit with him, make him lunch, and do whatever he needs."
Senior Services Options - Belton, MO
16503 Fairway Road
"We've hired Senior Services Options since September. It has been great. The staff was very professional and they took time to listen to our needs and to rearrange their programming to accommodate what was best for my mom. The caregiver was very ca..."
Hearts At Home
10600 W. 87th Street
"We are so pleased with the young lady that is our caregiver for my husband with dementia. She is like a family member, she is so patient, thoughtful and caring! We have her two days a week for 4 hours a day, and she is the highlight of our day w..."
HomeWell Senior Care KC
114 South Main St., Ste. 102
"We used Homewell for my 90 year old father, after knee replacement surgery. Their employees were very well educated and careing. I will definitely hire them in the future to give myself peace of mind and my parents the help they deserve. Michelle A "
Elder Care of Kansas City
7611 State Line Rd, Suite 230
"I have been struggling and struggling with my aunt the last few weeks regarding you and having someone come and be with her. It has been hard but today came and I was expecting her to call and say she wanted Ann to leave. No call!! I just got o..."
Hands Of Angels Homecare - Overland Park, KS
7520 Shawnee Mission Pkwy Suite 11
"I just wanted to say that this company is great. I have been a client for 1 year now and I have yet to have any complaints. They do things different from any agency I have been through. I am lucky to have found them. Definitely would recommend thi..."
Paying for Home Care in Kansas City, MO
The Cost of Home Care in Kansas City
According to the 2021 Genworth Cost of Care Survey, home care services in Kansas City cost around According to Genworth’s 2021 Cost of Care Survey, the monthly cost of home care in Kansas City is the same as the national average of $4,957 and about $190 higher than the state average. Home care costs are over $1,100 lower in the state capital of Jefferson City. Rates north and south of the city in St. Joseph and Joplin are affordable, varying just a few hundred dollars from Kansas City. In far eastern St. Louis, home care costs rise about $500 per month.
The United States
The Cost of Home Care vs. Other Senior Care Options in Kansas City
The cost of home care for seniors who need personal care, and home health care for those who need light medical services in Kansas City is equal to each other at $4,957 per month. Adult day care is the most affordable option at more than $3,000 less than home care. Assisted living communities charge almost $400 less each month and include the cost of housing and meals. Nursing home rates for 24-hour skilled nursing care are more than $1,500 higher than home care.
Home Health Care
Adult Day Care
Nursing Home Care (semiprivate room)
Financial Assistance for Home Care in Kansas City, MO
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Kansas City, MO
Kansas City is home to many non-profits and government agencies that offer support for local seniors. The following resources help cover costs for home repairs, pay emergency heating bills, deliver fresh and healthy meals and reduce the tax burden.
|Low Income Weatherization Assistance Program||Online Contact||The Low Income Weatherization Assistance Program is a free home improvement service for income-eligible homeowners and renters. Its purpose is to remove health and safety hazards and make homes more energy-efficient, which can reduce the resident's utility costs. The type of work undertaken depends on the home audit, with all work carried out by licensed and bonded contractors. Examples of home improvements include repairing or replacing windows and doors, fixing roofs and installing energy-efficient lighting.|
|MAAC LIHEAP||(816) 768-8900||MAAC LIHEAP is a Low Income Home Energy Assistance Program for eligible residents of Clay, Jackson and Platte Counties. Its primary purpose is to help residents struggling to pay their home energy bills but it can also help with emergencies, such as when a supplier threatens disconnection. The applicant must be a U.S. Citizen (or legal resident) who has $3,000 or less in their financial accounts (including investments) and an income within the program's limits for their household's size.|
|Meals on Wheels||(816) 293-9596||Meals on Wheels is a program managed by KC Shepherd Center that's available to adults aged 60+ and other residents physically unable to prepare their own meals. It delivers throughout the KC Shepherd Center's area, and, in addition to the standard service, can also deliver toiletries, pet food and emergency meals.|
|Retired and Senior Volunteers Program||(913) 371-5306||United Way of Greater Kansas City operates the region's Retired and Senior Volunteers Program. The agency helps connect adults aged 55 and older who want to volunteer their time to help non-profits in their community support neighbors in need. Work can be varied, such as visiting homebound seniors, delivering groceries and helping with prescription assistance programs.|
|SAFESR Property Tax Refund||(785) 296-3909||Kansas City homeowners residing in the city for 12 months plus who also have an income not exceeding $36,600 can claim a homestead refund of up to $700. Alternatively, adults aged 65 or older whose homes are valued at or below $350,000 can claim a refund of 75% on their property taxes via SAFESR if their incomes are below limits.|
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.