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The 10 Best Home Care Agencies for Seniors in Danbury, CT for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Danbury, CT, residents and their loved ones rate In Home Care agencies 4.8 out of 5 stars across the 68 options below.

Home Care Services in Danbury, Connecticut

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Paying for Home Care in Danbury, CT

The Cost of Home Care in Danbury, CT

Home care services in Danbury, CT, average around $5,339, according to the Genworth Cost of Care Survey of 2021. The price of home care is only marginally higher than the state average of $5,243 and slightly above the national average of $4,957. Since Danbury is close to the border of New York, home care prices are about on par with what you would expect to pay for services in the Empire State.

Danbury

$5,339

Connecticut

$5,243

The United States

$4,957

New Haven

$5,243

Norwich

$5,506

Hartford

$5,329

Poughkeepsie, NY

$5,339

The Cost of Home Care vs. Other Senior Care Options in Danbury, CT

Home care and home health care services in Danbury are similar, but not exactly identical. They both involve a range of tasks, including help with activities of daily living, personal care, and homemaking. However, home health care usually includes visits from registered nurses and therapists depending on the patient’s needs. The most affordable option is adult day health care, with a median cost of $1,619. Rooms in a nursing home facility are an average of $16,805 for a semiprivate room. Alternatively, there is the option of assisted living which has a median cost of $6,273.

Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$1,619

Assisted Living

$6,273

Nursing Home Care (semiprivate room)

$16,805

Note: Data for Danbury was unavailable, so data for the nearest city, Bridgeport, was used instead. 

Financial Assistance for Home Care in Danbury, CT

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Danbury, CT

For senior residents in Danbury, there is a range of free and low-cost services for daily living and other needs. Local and federal programs are offered to help with the cost of living. Seniors can find more information about these services by contacting the agencies listed below:

ResourceContactService
City of Danbury Elderly Services(203) 797-4686The Department of Elderly Services aims to provide seniors with the resources and support they need to age in place. The department offers a variety of services, including transportation, home-delivered meals and the Elmwood Hall Senior Center.
Capital for Change(860) 233-5165Capital for Change is a Community Development Financial Institution that offers loans to low-income individuals. The organization has a range of loan options starting from 0% interest to help residents make their homes more energy efficient and reduce their utility bills.
City Local Elderly and Disabled Homeowners Program(203) 797-4556The City of Danbury offers a tax relief program for seniors who have resided in Danbury for at least one year. The property must be your primary residence and is available for those with a maximum income of $60,800 if single or $69,100 for married couples.
Connecticut Energy Assistance Program(855) 626-6632The Connecticut Energy Assistance Program (CEAP) helps eligible low-income households pay for a portion of their winter heating costs. The program provides a one-time payment that is sent directly to the utility company. Help is offered between $100 and $600, depending on your household income level.
CT Legal Services, Elder Division(203) 756-8074CT Legal Services provides free civil legal assistance to low-income residents who are 60 years of age or older. Services include help with consumer issues, housing problems and more. The elder division specializes in helping seniors obtain justice and maintain their independence.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Communities Nearby

Home Care

Sherry H_11

I am a current client of this provider

Review of BrightStar Care Danbury

Some of them didn't know how to clean. The aide was really bad.

Read more

Home Care

Joan S_57

I am a current client of this provider

Review of SYNERGY HomeCare of Danbury

It has made my life less stressful and she has been enjoying her time with the girls that come. They are very personal and I feel like they actually care.

Read more

Home Care

Anonymous_7240

I am a current client of this provider

Review of SYNERGY HomeCare of Danbury

I had to go into a care facility for a bit, but when I get out, I'll return to them because they help me so much. They're really kind and able to change things at the last minute if I need them...

Read more

In Home Care near Danbury, CT

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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