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The Best Home Care Agencies for Seniors in Rockland County, NY for 2025
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authentic reviews to help you in your decision. On average in Rockland County, NY, residents and their loved ones rate In Home Care agencies 4.7 out of 5 stars across the options below.
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Paying for Home Care in Rockland County, NY
According to the Genworth Cost Care Survey 2021, home care in Rockland County, New York, costs $5,148 a month on average. In the south of the state, the New York City area averages $381 more, and the Poughkeepsie area averages $191 more. The prices in Buffalo and Rochester, to the north, vary more, with Buffalo $191 less than Rockland County’s prices and Rochester $572 more. Likewise, prices in New York State overall are $5,339 — slightly more than in Rockland County and the national average of $4,957.
The Cost of Home Care in Rockland County, NY
Rockland County
$5,148
New York
$5,339
The United States
$4,957
New York City Area
$5,529
Poughkeepsie Area
$5,339
Buffalo
$4,957
Rochester
$5,720
Financial Assistance for Home Care in Rockland County, NY
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Rockland County Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Rockland County:
| Resource | Contact | Address | Service |
|---|---|---|---|
| Weatherization Assistance Program | (845) 421-6266 | Regional Economic Community Action Program, Inc 40 Smith Street, Middletown, NY 10940 | This program is funded by the U.S. Department of Energy and provides low-income households with services to improve energy efficiency. Services can include insulation of walls and heating system repairs, as well as window or door replacement. Eligibility for the services is based on household income relative to federal low-income guidelines, with priority given to seniors receiving benefits such as Supplemental Security Income (SSI) or food stamps. |
| Assisted Home Performance with Energy Star® | (518) 862-1090 | 17 Columbia Circle, Albany, NY 12203-6399 | This program reduces energy costs for low-income households by providing energy efficiency improvements to reduce energy waste. It offers free home assessments and subsidies of up to $5,000 for each project. To be eligible, seniors living in a one-person household in Rockland County must have an income of less than $59,750 per year. Services include adding insulation and energy-efficient light bulbs or installing a high-efficiency furnace. |
| Home Delivered Meals Program | (845) 624-6325 | Meals on Wheels Programs & Services of Rockland, Inc. 121 West Nyack Road, Nanuet, NY 10954 | Meals on Wheels are a not-for-profit agency whose mission is to enhance the wellbeing of seniors in Rockland County. The program provides seniors who cannot shop or cook for themselves with hot lunch and/or cold dinner Monday to Friday, 52 weeks of the year. The meals are freshly prepared every day by the chef and are always nutritious and heart-healthy. It aims to enable seniors to be able to remain as independent as possible and live in their own homes. |
| Supplemental Nutrition Assistance Program (SNAP) | 1-800-342-3009 | Building L, Sanatorium Road, Pomona, New York 10970 | The SNAP is funded by the USDA and offers food support to low-income working people, senior citizens, the disabled people. Monthly SNAP benefits can be used to purchase food at retail food stores. For a one-person household, benefits can be up to $204 per month. To be eligible, income must be below $2,126 per month for a senior citizen living in a one-person household. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Reviews of Care Providers Nearby
Home Care
Beth4
5.0
Review of Home Instead - Rockland County, NY
We have an amazing aide named Melissa caring for my mother with dementia. Melissa consistently goes above and beyond when caring for my mother. She is always on time, and my mother became very...
Home Care
RoseAnn Giatrakis
5.0
Review of Companions Plus Senior Care
For the past four years we have used Companions Plus for our mom's home care needs, and we could not be happier with their service. Allyson and all the people who work in their organization have...
Home Care
Danielle
5.0
Review of Companions Plus Senior Care
Dr Joe and Allison are amazing and only send super qualified aids for my mom! We are beyond grateful that we have found this provider!