Bergen County is in the northeastern corner of New Jersey and forms part of the New York City Metropolitan Area. Seniors can access large-city amenities while hospitals and medical centers, such as Pascack Valley Medical Center, Select Specialty Hospital and Columbia University Irving Medical Center ensure quality medical care. Bergen County has a population of approximately 953,800, making it the most populous county in New Jersey. About 17.8% of Bergen’s residents are aged 65 and above — slightly more than the national average. Genworth Financial’s 2021 Cost of Care Survey shows that home care, which provides personal services, costs $5,529 monthly in Bergen County. For additional light medical services at home, seniors can opt for home health care instead.
Below we’ve compiled a comprehensive directory of every home care provider in Bergen County– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Bergen County, NJ
1029 Teaneck Road Suite 3d, Teaneck, NJ, 07666
The caregivers could have a greater impact if they could have a little more interaction with the patient and do a little more housekeeping.
I just started using them, but they’re good. When I needed
… (read more)
The caregivers could have a greater impact if they could have a little more interaction with the patient and do a little more housekeeping.
I just started using them, but they’re good. When I needed somebody on a different day, they were readily available.
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The caregivers could have a greater impact if they could have a little more interaction with the patient and do a little more housekeeping.
I just started using them, but they’re good. When I needed
… (read more)
The caregivers could have a greater impact if they could have a little more interaction with the patient and do a little more housekeeping.
I just started using them, but they’re good. When I needed somebody on a different day, they were readily available.
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320 Kinderkamack Road, Oradell, NJ, 07649
I can do things by myself, but it helps.
I think they are very nice and helpful.
I can do things by myself, but it helps.
I think they are very nice and helpful.
434 Union Blvd, Totowa, NJ, 07512
We provide services that include personal ADL services, companionship & home support, respite care, geriatric care management, skilled nursing services and physician services.
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The Senior Com
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We provide services that include personal ADL services, companionship & home support, respite care, geriatric care management, skilled nursing services and physician services.
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The Senior Company is a trusted New Jersey home health care agency that provides 24/7 home care services for the elderly. As a full service New Jersey Home Health Care Agency, The Senior Company specializing in providing support for seniors who may need full time home care assistance, live in home care assistance or part time home care assistance at home or in a facility after transitioning from the Hospital or Skilled Nursing Facility in their local area.
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The Senior Company is a Dual Licensed, Dual Accredited, Bonded & Insured Certified Home Health Care & Certified Help Firm practicing in the North New Jersey area. The Senior Company provides Personal Care as well as Skilled Nursing Care services that are available to help seniors and families who are in need of assistance with activities of daily living. Some of these “ADL’s” bathing, toileting, dressing, light house keeping, meal preparation, errands, hospice care and other personalized hourly or live in home care services.
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We provide services that include personal ADL services, companionship & home support, respite care, geriatric care management, skilled nursing services and physician services.
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The Senior Com
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We provide services that include personal ADL services, companionship & home support, respite care, geriatric care management, skilled nursing services and physician services.
<p></p>
The Senior Company is a trusted New Jersey home health care agency that provides 24/7 home care services for the elderly. As a full service New Jersey Home Health Care Agency, The Senior Company specializing in providing support for seniors who may need full time home care assistance, live in home care assistance or part time home care assistance at home or in a facility after transitioning from the Hospital or Skilled Nursing Facility in their local area.
<p></p>
The Senior Company is a Dual Licensed, Dual Accredited, Bonded & Insured Certified Home Health Care & Certified Help Firm practicing in the North New Jersey area. The Senior Company provides Personal Care as well as Skilled Nursing Care services that are available to help seniors and families who are in need of assistance with activities of daily living. Some of these “ADL’s” bathing, toileting, dressing, light house keeping, meal preparation, errands, hospice care and other personalized hourly or live in home care services.
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212 Whiteman St, Fort Lee, NJ, 07024
They’ve helped me the most by lifting the burden off of me.
I like that they’re pretty thorough when it comes to following the tasks they’ve been assigned to do.
They’ve helped me the most by lifting the burden off of me.
I like that they’re pretty thorough when it comes to following the tasks they’ve been assigned to do.
30 Tinc Road, Flanders, NJ, 07836
My caregiver gets the client to her appointments and takes her to get breakfast.
I like that the woman who gives care is really good. My caregiver is always available.
My caregiver gets the client to her appointments and takes her to get breakfast.
I like that the woman who gives care is really good. My caregiver is always available.
181 New Road Suite 313 , Parsippany, NJ, 07054
I need the help.
They are doing good work. Everything is almost perfect.
I need the help.
They are doing good work. Everything is almost perfect.
15 Dyatt Place, Hackensack, NJ, 07601
After speaking to the staff and having the nurse evaluate my mom’s needs, we decided on Homewell 24/7 service. The aide that was matched for her (Clavil) was perfect: experienced, patient, and caring
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After speaking to the staff and having the nurse evaluate my mom’s needs, we decided on Homewell 24/7 service. The aide that was matched for her (Clavil) was perfect: experienced, patient, and caring. She was conscientious enough that the first night back from rehab, my mom was so nervous that Clavil slept on the couch in order to listen for her during the night. This was over and above her duties. My mom can be very ornery and difficult, but Clavil has enormous patience. I would highly recommend Homewell service.
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After speaking to the staff and having the nurse evaluate my mom’s needs, we decided on Homewell 24/7 service. The aide that was matched for her (Clavil) was perfect: experienced, patient, and caring
… (read more)
After speaking to the staff and having the nurse evaluate my mom’s needs, we decided on Homewell 24/7 service. The aide that was matched for her (Clavil) was perfect: experienced, patient, and caring. She was conscientious enough that the first night back from rehab, my mom was so nervous that Clavil slept on the couch in order to listen for her during the night. This was over and above her duties. My mom can be very ornery and difficult, but Clavil has enormous patience. I would highly recommend Homewell service.
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104 Broadway, Denville, NJ, 07834
They made it easier for me to pay for the services. They set up the banking system and it made billing easier for me.
I like that they were consistent with helping me find someone to fit with my sche
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They made it easier for me to pay for the services. They set up the banking system and it made billing easier for me.
I like that they were consistent with helping me find someone to fit with my schedule.
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They made it easier for me to pay for the services. They set up the banking system and it made billing easier for me.
I like that they were consistent with helping me find someone to fit with my sche
… (read more)
They made it easier for me to pay for the services. They set up the banking system and it made billing easier for me.
I like that they were consistent with helping me find someone to fit with my schedule.
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273 Palisade Ave., Cliffside Park, NJ, 07010
They try, but they need to find a better caregiver that speaks English.
They could communicate better and have better quality caregivers on multiple levels. They need to train the caregivers better.
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They try, but they need to find a better caregiver that speaks English.
They could communicate better and have better quality caregivers on multiple levels. They need to train the caregivers better. They should live up to a certain level of responsibility when caring for a client.
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They try, but they need to find a better caregiver that speaks English.
They could communicate better and have better quality caregivers on multiple levels. They need to train the caregivers better.
… (read more)
They try, but they need to find a better caregiver that speaks English.
They could communicate better and have better quality caregivers on multiple levels. They need to train the caregivers better. They should live up to a certain level of responsibility when caring for a client.
(read less)
19-21 Fair Lawn Ave Suite 2C, Fair Lawn, NJ, 07410
Applause Home Care is a wonderful service with very personalized care. The owner was very quick to respond to my call. The aide caring for me is amazing. She is extremely gentle, kind, and always on t
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Applause Home Care is a wonderful service with very personalized care. The owner was very quick to respond to my call. The aide caring for me is amazing. She is extremely gentle, kind, and always on time. I highly recommend them.
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Applause Home Care is a wonderful service with very personalized care. The owner was very quick to respond to my call. The aide caring for me is amazing. She is extremely gentle, kind, and always on t
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Applause Home Care is a wonderful service with very personalized care. The owner was very quick to respond to my call. The aide caring for me is amazing. She is extremely gentle, kind, and always on time. I highly recommend them.
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291 A Main St, Hackensack, NJ, 07601
Since 1984, A-1 Health Care Services, Inc. has been providing quality and compassionate home health care to the residents of New Jersey serving Bergen, Passaic, Essex, Hudson and Morris counties. We a
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Since 1984, A-1 Health Care Services, Inc. has been providing quality and compassionate home health care to the residents of New Jersey serving Bergen, Passaic, Essex, Hudson and Morris counties. We are committed to helping our clients remain in the comfort and privacy of their own home. Our staff is on call 24 hours a day, 7 days a week providing hourly, live-in, short-term or long-term care in the home, hospital, assisted living, nursing or rehabilitation facility.
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Please call us for a complimentary in-home assessment.
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Since 1984, A-1 Health Care Services, Inc. has been providing quality and compassionate home health care to the residents of New Jersey serving Bergen, Passaic, Essex, Hudson and Morris counties. We a
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Since 1984, A-1 Health Care Services, Inc. has been providing quality and compassionate home health care to the residents of New Jersey serving Bergen, Passaic, Essex, Hudson and Morris counties. We are committed to helping our clients remain in the comfort and privacy of their own home. Our staff is on call 24 hours a day, 7 days a week providing hourly, live-in, short-term or long-term care in the home, hospital, assisted living, nursing or rehabilitation facility.
<p></p>
Please call us for a complimentary in-home assessment.
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68 old farm road, Fairfield, CT, 06824
We were referred to Love and Care by the case worker. They have been taking care of my dad since 2021 and we are extremely happy. Our live in caregiver is Very intelligent, caring, flexible profession
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We were referred to Love and Care by the case worker. They have been taking care of my dad since 2021 and we are extremely happy. Our live in caregiver is Very intelligent, caring, flexible professional!
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We were referred to Love and Care by the case worker. They have been taking care of my dad since 2021 and we are extremely happy. Our live in caregiver is Very intelligent, caring, flexible profession
… (read more)
We were referred to Love and Care by the case worker. They have been taking care of my dad since 2021 and we are extremely happy. Our live in caregiver is Very intelligent, caring, flexible professional!
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10 Banta Place, Hackensack, NJ, 07061
Welcome to my online community. My name is Galina Murdakh. I am a nurse and care navigator.
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I am looking forward to meeting you really soon.
<p></p>
I like to share with you all the great
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Welcome to my online community. My name is Galina Murdakh. I am a nurse and care navigator.
<p></p>
I am looking forward to meeting you really soon.
<p></p>
I like to share with you all the great things that my caregivers and I do to help and support caregiving families but first a little bit about me and how this service came about.
<p></p>
My first love was social work. I worked as a social worker for eight years and I saw first hand the challenges of finding reliable, trustworthy, affordable and life enhancing home care so I became a nurse to better understand and help more people.
<p></p>
I became a registered nurse and worked in an acute care setting in the hospital and worked as a home care nurse. My passion for teaching families intensified and I so got a master’s degree in nursing education.
<p></p>
I am very prepared for the caregiving services and I am standing by to support you and to bring life enhancing care to your loved one.
<p></p>
Along with my small team of carefully selected caregivers, we offer many services to ease the stress of caregiving and to give every older American the opportunity to live life on their own terms in the the place they know by heart…..their home regardless of their life limiting diagnosis. Our services include;
<p></p>
<li>Chronic Illness Management at home</li>
<li>Long distance family caregiver support</li>
<li>Concierge services</li>
<li>Escort to medical and social appointments.</li>
<li>Companionship</li>
<li>Home making</li>
<li>In home wellness (reminders for medications, health initiatives)</li>
<p></p>
Here is what to expect when you contact me; first we will discuss your caregiving situation and then I will come to visit you and your loved one.
<p></p>
Together we will design a care program that will float your stress away.
<p></p>
Here are the top five reasons why families select my services;
<p></p>
<li>1. There are no minimum numbers of hours required for our clients to get services.</li>
<li>2. Our clients select the caregiver they prefer, the hourly rate and the payment program that suits the situation.</li>
<li>3. We GUARANTEE that our clients will never be cared for by someone they have never met unless that is their choice.</li>
<li>4. We GUARANTEE that our clients will not see a different face in their home everyday.</li>
<li>5. We are licensed insured and bonded caregivers and our clients see the credentialing, drug screening and back ground checks of the caregivers.</li>
<p></p>
We work 24 hours a day, 7 days a week, all year long providing caregiving.
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Welcome to my online community. My name is Galina Murdakh. I am a nurse and care navigator.
<p></p>
I am looking forward to meeting you really soon.
<p></p>
I like to share with you all the great
… (read more)
Welcome to my online community. My name is Galina Murdakh. I am a nurse and care navigator.
<p></p>
I am looking forward to meeting you really soon.
<p></p>
I like to share with you all the great things that my caregivers and I do to help and support caregiving families but first a little bit about me and how this service came about.
<p></p>
My first love was social work. I worked as a social worker for eight years and I saw first hand the challenges of finding reliable, trustworthy, affordable and life enhancing home care so I became a nurse to better understand and help more people.
<p></p>
I became a registered nurse and worked in an acute care setting in the hospital and worked as a home care nurse. My passion for teaching families intensified and I so got a master’s degree in nursing education.
<p></p>
I am very prepared for the caregiving services and I am standing by to support you and to bring life enhancing care to your loved one.
<p></p>
Along with my small team of carefully selected caregivers, we offer many services to ease the stress of caregiving and to give every older American the opportunity to live life on their own terms in the the place they know by heart…..their home regardless of their life limiting diagnosis. Our services include;
<p></p>
<li>Chronic Illness Management at home</li>
<li>Long distance family caregiver support</li>
<li>Concierge services</li>
<li>Escort to medical and social appointments.</li>
<li>Companionship</li>
<li>Home making</li>
<li>In home wellness (reminders for medications, health initiatives)</li>
<p></p>
Here is what to expect when you contact me; first we will discuss your caregiving situation and then I will come to visit you and your loved one.
<p></p>
Together we will design a care program that will float your stress away.
<p></p>
Here are the top five reasons why families select my services;
<p></p>
<li>1. There are no minimum numbers of hours required for our clients to get services.</li>
<li>2. Our clients select the caregiver they prefer, the hourly rate and the payment program that suits the situation.</li>
<li>3. We GUARANTEE that our clients will never be cared for by someone they have never met unless that is their choice.</li>
<li>4. We GUARANTEE that our clients will not see a different face in their home everyday.</li>
<li>5. We are licensed insured and bonded caregivers and our clients see the credentialing, drug screening and back ground checks of the caregivers.</li>
<p></p>
We work 24 hours a day, 7 days a week, all year long providing caregiving.
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1086 Teaneck Rd, Suite 3C-2, Teaneck, NJ, 07666
Great service and caregivers. Had worked with them a couple of months back. Keep doing the good work.
Great service and caregivers. Had worked with them a couple of months back. Keep doing the good work.
15 Warren St. , Hackensack, NJ, 07438
Advanced Care Services is an in-home care provider based in Hackensack, New Jersey, servicing Morris Essex Bergen Passaic and Union counties. Advanced offers non-medical services both in-home and spec
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Advanced Care Services is an in-home care provider based in Hackensack, New Jersey, servicing Morris Essex Bergen Passaic and Union counties. Advanced offers non-medical services both in-home and specific facilities when needed. Services include assistance with ADL’s:
– Bathing
– Dressing
– Toileting
– Ambulation
– Transferring
– Medication Reminders
Home Support:
– Meal Preparation
– Doctor Visits
– Shopping/errands
– Laundry
– Light Housekeeping
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Advanced Care Services is an in-home care provider based in Hackensack, New Jersey, servicing Morris Essex Bergen Passaic and Union counties. Advanced offers non-medical services both in-home and spec
… (read more)
Advanced Care Services is an in-home care provider based in Hackensack, New Jersey, servicing Morris Essex Bergen Passaic and Union counties. Advanced offers non-medical services both in-home and specific facilities when needed. Services include assistance with ADL’s:
– Bathing
– Dressing
– Toileting
– Ambulation
– Transferring
– Medication Reminders
Home Support:
– Meal Preparation
– Doctor Visits
– Shopping/errands
– Laundry
– Light Housekeeping
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140 E Ridgewood Avenue Suite 415 , Paramus, NJ, 07652
With over 40 years of combined experience, we are a family-owned business whose collective goal is to integrate your loved one into our family—and our purpose is finding their purpose. Whatever your
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With over 40 years of combined experience, we are a family-owned business whose collective goal is to integrate your loved one into our family—and our purpose is finding their purpose. Whatever your loved one’s needs are—large or small for either a few hours, live-in, or 24/7 care—our compassionate care professionals are here to help.
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With over 40 years of combined experience, we are a family-owned business whose collective goal is to integrate your loved one into our family—and our purpose is finding their purpose. Whatever your
… (read more)
With over 40 years of combined experience, we are a family-owned business whose collective goal is to integrate your loved one into our family—and our purpose is finding their purpose. Whatever your loved one’s needs are—large or small for either a few hours, live-in, or 24/7 care—our compassionate care professionals are here to help.
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130 W. Pleasant Avenue, Suite 305, Maywood, NJ, 07607
My ninety year old grandfather was diagnosed with Alzheimer’s a few months ago. Without the in home care provided by Always Best Care, I do not know how we would have managed everything. I am gratef
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My ninety year old grandfather was diagnosed with Alzheimer’s a few months ago. Without the in home care provided by Always Best Care, I do not know how we would have managed everything. I am grateful for the dedicated service they have provided to us.
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My ninety year old grandfather was diagnosed with Alzheimer’s a few months ago. Without the in home care provided by Always Best Care, I do not know how we would have managed everything. I am gratef
… (read more)
My ninety year old grandfather was diagnosed with Alzheimer’s a few months ago. Without the in home care provided by Always Best Care, I do not know how we would have managed everything. I am grateful for the dedicated service they have provided to us.
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901 Teaneck Road, Teaneck, NJ, 07666
Not only a great team to work with, wiith the care of both my mom and dad, they are compassionate and caring. They are also committed to the community through their various community involvements, vol
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Not only a great team to work with, wiith the care of both my mom and dad, they are compassionate and caring. They are also committed to the community through their various community involvements, volunteering time and efforts with such groups as Age Friendly Teaneck and the Rotary Club of Teaneck.
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Not only a great team to work with, wiith the care of both my mom and dad, they are compassionate and caring. They are also committed to the community through their various community involvements, vol
… (read more)
Not only a great team to work with, wiith the care of both my mom and dad, they are compassionate and caring. They are also committed to the community through their various community involvements, volunteering time and efforts with such groups as Age Friendly Teaneck and the Rotary Club of Teaneck.
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4547 Rt 9 N, Suite Q , Howell, NJ, 07731
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We believe that finding the best care shouldn’t be complicated.
And that you shouldn’t have to choose between responsive, friendly service and excellence in care.
That’s why at Towne, you’ll get our signature commitment:
Personalized Care
The warm touch of a small agency, passionate about enhancing lives and creating joyful experiences.
Superior Service
The experience of skilled professionals committed to delivering the highest standard of care.
From the first phone call to delivery of care – and all the way through.
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… (read more)
We believe that finding the best care shouldn’t be complicated.
And that you shouldn’t have to choose between responsive, friendly service and excellence in care.
That’s why at Towne, you’ll get our signature commitment:
Personalized Care
The warm touch of a small agency, passionate about enhancing lives and creating joyful experiences.
Superior Service
The experience of skilled professionals committed to delivering the highest standard of care.
From the first phone call to delivery of care – and all the way through.
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411 Hackensack Ave 2nd floor, Hackensack, NJ, 07601
There’s No Place Like Home. Too often seniors and your loved ones are obligated to move out of their homes because of their frailty or other medical conditions that would make it unsafe for them to
… (read more)
There’s No Place Like Home. Too often seniors and your loved ones are obligated to move out of their homes because of their frailty or other medical conditions that would make it unsafe for them to live at home alone. Better at Home – Care Agency gives seniors and your loved ones the option to live independently in the comfort of their own homes by providing them assistance with activities of daily living.
<p></p>
Three essential questions to ask to ensure the company you choose has a strong set of core values:
<p></p>
*Communication – Will I be able to easily communicate with the Personal Care Attendant and have continued access to my Care Manager? This is the core of Better at Home – Care Agency’s approach. We believe that you should never feel there is a lack of control or communication with your Personal Care Attendant. For this reason, you are assigned a Care Manager who is always available.
<p></p>
*Integrity – Has a sense of trust been established? At Better at Home – Care Agency, we believe this is the key to a comfortable relationship and the well-being of the client. That’s why we carefully screen all our Personal Care Attendants and provide a written contract.
<p></p>
*Performance – Am I confident I will get the professional care promised and that there will be accountability and follow up? Home care is dynamic; a family’s needs can change daily. You chose home care to allow your loved one to remain independent and retain their quality of life, not to endure more paperwork and problem solving. We make a simple promise: we will be there for your family. If you’re not satisfied, we will work with you until you are.
<p></p>
We Provide Professional Assistance With:
<p></p>
<li>Bathing, Dressing, Personal Hygiene</li>
<li>Companionship</li>
<li>Incontinence Care, Toileting</li>
<li>Bed/Wheelchair Transfers</li>
<li>Light Housekeeping and Laundry</li>
<li>Respite Care</li>
<li>Medication Reminders</li>
<li>Transportation, Running Errands</li>
<li>Meal Preparation, Feeding Assistance</li>
<li>Daily Activities</li>
<li>Assisted Living Placement</li>
<li>Financing Long Term Care</li>
<p></p>
Our Personal Care Attendants are carefully hand-picked. Background and reference checks are performed. Prior work experience and skills are validated. In addition, each Personal Care Attendant is an employee of Better at Home – Care Agency and is covered by professional liability, bonding, and workers’ compensation insurance. All of this allows our clients to enjoy safe and quality care they can trust. Contact us today to get help now.
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There’s No Place Like Home. Too often seniors and your loved ones are obligated to move out of their homes because of their frailty or other medical conditions that would make it unsafe for them to
… (read more)
There’s No Place Like Home. Too often seniors and your loved ones are obligated to move out of their homes because of their frailty or other medical conditions that would make it unsafe for them to live at home alone. Better at Home – Care Agency gives seniors and your loved ones the option to live independently in the comfort of their own homes by providing them assistance with activities of daily living.
<p></p>
Three essential questions to ask to ensure the company you choose has a strong set of core values:
<p></p>
*Communication – Will I be able to easily communicate with the Personal Care Attendant and have continued access to my Care Manager? This is the core of Better at Home – Care Agency’s approach. We believe that you should never feel there is a lack of control or communication with your Personal Care Attendant. For this reason, you are assigned a Care Manager who is always available.
<p></p>
*Integrity – Has a sense of trust been established? At Better at Home – Care Agency, we believe this is the key to a comfortable relationship and the well-being of the client. That’s why we carefully screen all our Personal Care Attendants and provide a written contract.
<p></p>
*Performance – Am I confident I will get the professional care promised and that there will be accountability and follow up? Home care is dynamic; a family’s needs can change daily. You chose home care to allow your loved one to remain independent and retain their quality of life, not to endure more paperwork and problem solving. We make a simple promise: we will be there for your family. If you’re not satisfied, we will work with you until you are.
<p></p>
We Provide Professional Assistance With:
<p></p>
<li>Bathing, Dressing, Personal Hygiene</li>
<li>Companionship</li>
<li>Incontinence Care, Toileting</li>
<li>Bed/Wheelchair Transfers</li>
<li>Light Housekeeping and Laundry</li>
<li>Respite Care</li>
<li>Medication Reminders</li>
<li>Transportation, Running Errands</li>
<li>Meal Preparation, Feeding Assistance</li>
<li>Daily Activities</li>
<li>Assisted Living Placement</li>
<li>Financing Long Term Care</li>
<p></p>
Our Personal Care Attendants are carefully hand-picked. Background and reference checks are performed. Prior work experience and skills are validated. In addition, each Personal Care Attendant is an employee of Better at Home – Care Agency and is covered by professional liability, bonding, and workers’ compensation insurance. All of this allows our clients to enjoy safe and quality care they can trust. Contact us today to get help now.
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Paying for Home Care in Bergen County, NJ
The Cost of Home Care in Bergen County, NJ
Genworth Financial’s 2021 Cost of Care Survey shows that Bergen shares similar monthly home care costs of $5,529 with the Atlantic City area due to proximity. That’s the same as the state average and higher than the national average by $572. Newark, the most populous city in the state, also shares similar monthly home care costs with Bergen County. Allentown, one of the least populated cities in the state, has lower monthly care costs than Bergen county by $380. Gloucester City in the southern part of the state also has lower monthly costs than Bergen County by about $200.
The Cost of Home Care vs. Other Senior Care Options in Bergen County, NJ
Bergen County has other senior care options, including home health care or aide, adult day care, assisted living and nursing home care. Home health care services include additional light support, with medical services costing about $100 more than monthly home care costs. Adult daycare is part-time assistance with senior daily activities and costs 3,395 less than monthly home care costs. Assisted living communities cost $278 more than monthly home care services. Nursing homes are one of the most expensive senior care options, costing $3,596 more than home care costs.
Nursing Home Care (semiprivate room)
Financial Assistance for Home Care in Bergen County, NJ
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Bergen County Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Bergen County:
Address: One Bergen County Plaza, 2nd Floor, Hackensack, NJ 07601
Phone Number: (201) 336-7400
The Bergen County Department of Human Services offers a free phone-based wellness check program for seniors and people living with disabilities. Program participants receive an automated phone call daily, and if an individual doesn’t answer that call, the system automatically contacts a designated emergency contact on behalf of the participant.
Address: One Bergen County Plaza, 2nd Floor, Hackensack, NJ 07601
Phone Number: (201) 336-7420
The Bergen County Meals on Wheels program provides housebound seniors aged 60 and older with low-cost, fully cooked nutritious meals. Participants are asked to pay $1.25 per meal, although payment is not mandatory.
Meals are delivered by volunteer drivers who also conduct an in-person wellness check. To sign up, seniors can complete an online application or call the program coordinator.
Address: One Bergen County Plaza, 2nd Floor, Hackensack, NJ 07601
Phone Number: (201) 336-7474
The Bergen County Department of Human Services operates 10 senior activity centers where older adults can participate in a variety of free and low-cost social, educational and fitness programs designed to promote healthy aging and reduce isolation among seniors. Programs vary with each center and may include congregate meals, exercise classes, drop-in card games, arts and crafts lessons and special events such as health fairs and holiday parties.
Address: 178 Essex Street, Lodi, NJ 07644
Phone Number: (201) 368-5955
The Division of Community Transportation is a county-run, on-demand transportation service for seniors and people living with disabilities. Participants receive door-to-door transportation to destinations throughout the county with a focus on helping clients access medical, educational and community support services. Community transportation vehicles are ADA-compliant and accessible for those who use mobility devices, and the program is free for eligible seniors.
Address: 64 Passaic Street, Hackensack, NJ 07601
Phone Number: (201) 489-9454
Bergen Volunteers, a nonprofit community service organization, operates the CHORE handyman service. This volunteer-based program matches skilled seniors with older homeowners who require assistance with minor home maintenance tasks, such as fixing a leaky faucet, replacing electrical outlets and changing light bulbs.
Volunteers can also install grab bars, smoke detectors and other devices designed to help keep seniors safe in their own homes. Services are provided at no cost to program clients, and clients are required to cover the cost of any materials used by the volunteers.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.