Situated a few hours from Chicago, Champaign has over 87,600 residents, with 8,680 being aged 65 and older. The region has a humid continental climate that brings plenty of rainfall throughout the summer and fall, as well as snowfall during the winter. The cost of nursing care is another appealing factor. According to the Genworth 2020 Cost of Care Survey, the monthly cost of nursing care in Champaign is over $300 less than Illinois’ average and over $1,800 less than the national average, at $5,901 for a semiprivate room. 

When 24-hour skilled nursing care isn’t required, seniors can consider home health care, which allows caregivers to provide personal care and light medical services to seniors in the comfort of their homes. Assisted living is also an option for seniors who need some assistance with activities of daily living. Nursing homes are ideal for individuals in need of care for chronic medical conditions that affect daily life or if they are in need of rehabilitation therapy. 

This guide further discusses the costs of available care in Champaign and nearby areas and provides a few resources to assist seniors in Champaign. 

Directory of Nursing Homes in Champaign, IL

Helia Healthcare of Champaign

1915 S Mattis Street, Champaign, IL, 61821

Great physical therapy program. Other rehabs available. I will move in if I need to.
Great physical therapy program. Other rehabs available. I will move in if I need to.

ARCH & Helia Healthcare of Champaign

1915 South Mattis Avenue, Champaign, IL, 61821

I wasn’t very impressed with ARCH & HELIA Healthcare of Champaign. The general environment was vastly different, it was much older, and I didn’t care for the facility at all. When I first walked … (read more)
I wasn’t very impressed with ARCH & HELIA Healthcare of Champaign. The general environment was vastly different, it was much older, and I didn’t care for the facility at all. When I first walked … (read more)

Heartland of Champaign

309 EAST SPRINGFIELD, Champaign, IL, 61820

I had my father in for a short rehab. It smelled bad. The administrator is lack luster. Your questions go unanswered. This facility lacks compassion. The room are cramped. Nothing is in the same place … (read more)
I had my father in for a short rehab. It smelled bad. The administrator is lack luster. Your questions go unanswered. This facility lacks compassion. The room are cramped. Nothing is in the same place … (read more)

Heritage Nursing Center

1315B CURT DRIVE, Champaign, IL, 61820


Clark-Lindsey Village

101 West Windsor Road, Urbana, IL, 61802

Clark-Lindsey Village was fantastic. They were great. Every time I went to visit my mom, they were so nice and you didn’t feel like it was a nursing home because they have assisted living. She was in … (read more)
Clark-Lindsey Village was fantastic. They were great. Every time I went to visit my mom, they were so nice and you didn’t feel like it was a nursing home because they have assisted living. She was in … (read more)

Champaign County Nursing Home

500 Art Bartell Rd, Urbana, IL, 61802

Terrible managers. Walk through the halls on the rehab unit and you will hear the unit manager Gena cursing and talking negatively about the residents and their families. Need to be sold ASAP. Adminis … (read more)
Terrible managers. Walk through the halls on the rehab unit and you will hear the unit manager Gena cursing and talking negatively about the residents and their families. Need to be sold ASAP. Adminis … (read more)

Champaign Urbana Reg Rehab Center

302 West Burwash, Savoy, IL, 61874

I wouldn’t keep my dog in this place. My brother is in a very depressed and dark place. His room was filthy! Floors were sticky, air conditioners has so much build up and mold in it, call button was … (read more)
I wouldn’t keep my dog in this place. My brother is in a very depressed and dark place. His room was filthy! Floors were sticky, air conditioners has so much build up and mold in it, call button was … (read more)

Champaign Urbana Nursing & Rehab

302 Burwash Avenue, Savoy, IL, 61874


Nursing Home Costs in Champaign, IL

In Champaign, a semiprivate room in a nursing care facility is $5,901 per month. A private room costs $6,844 per month.

The Cost of Nursing Home Care in Nearby Cities

When comparing the cost of semiprivate nursing care rooms in Champaign to state and national averages, Champaign is significantly lower. The city’s average is $334 less than the state average and $1,855 less than the national average. 

Chicago is the most expensive city in the state. With an average of $8,076, semiprivate rooms are $2,175 more than in Champaign. Situated northwest of Champaign, Bloomington is $1,095 higher, with an average of $6,996 per month. In southern Illinois, Carbondale is the least expensive. With an average of $5,232, residents pay $669 less per month than in Champaign. 

$5901

Champaign

$6235

Illinois

$7756

United States

$8076

Chicago

$6996

Bloomington

$5232

Carbondale

The Cost of Other Types of Senior Care

When considering the cost of nursing home care, seniors should keep the cost of alternative types of care in mind as well. In Champaign, homemaking and home health aide services are $5,005 per month for both types of care and cost nearly $900 less than the cost of a semiprivate room in a nursing home. With an average of $4,163 per month, assisted living costs $1,738 less than nursing home care in Champaign. Additionally, a private room in a nursing home costs $6,844 per month, which is $943 more than a semiprivate room.

$5005

Home care

$5005

Home health care

$5901

Assisted living

$5901

Nursing home (semiprivate room)

$6844

Nursing home (private room)

Financial Assistance for Nursing Home Care in Champaign, IL

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Champaign, IL

Aging residents and caregivers in Champaign may find this list of resources helpful. There are numerous local and statewide agencies that can help improve seniors’ quality of life and provide alternatives to nursing home care.

Resource

Contact

Service

(217) 819-4097

Serving residents aged 60 and older in Champaign County, Senior Services can assist seniors and their loved ones with finding local home- and community-based services, depending on the needs of the individual. Whether seniors are looking for home safety modifications or are in need of home health care services, a representative can provide a plethora of programs that can help increase quality of life.

(309) 829-2065

In addition to providing a network of congregate meals and adult day care services, the East Central Illinois Area Agency on Aging can help seniors apply for Medicare and Social Security benefits. Case managers can best assess an individual's needs during a home visit, which allows the caseworker to recommend programs and services that can help them age in place at home. The agency has connections with respite care and homemaker services, as well as transportation services for community-based services.

(217) 278-5605

Provided by the Department of Healthcare and Family Service (HFS), this program has a network of 738 nursing homes throughout the state that complies with federal and state regulations. To participate, applicants must apply for medical benefits with the Department of Human Services (DHS) and be screened by a representative of the Department of Aging or the DHS.

(800) 252-8966

Whether seniors and their loved ones are looking for nursing home placement assistance or home-based health care options to delay admittance to a skilled nursing facility, the Illinois DOA has a wide range of services to ensure the well-being of aging generations. The Senior Health Insurance Program (SHIP) and the Senior Health Assistance Program (SHAP) offer insurance counseling to Medicare beneficiaries, while the Long-Term Care Ombudsman investigates complaints against nursing homes on behalf of residents.