Assisted Living Communities in Hackettstown, New Jersey

The 2024 Genworth Cost of Care Survey shows that Hackettstown seniors pay around $5,274 monthly for assisted living. This rate runs notably lower than the New Jersey median and compares favorably to costs in many nearby cities. For example, seniors in Trenton pay higher fees of approximately $8,975, and in Atlantic City, facilities charge roughly $825 more.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in New Jersey page.

With monthly fees hovering near $5,274, assisted living ranks as the most affordable senior care solution in Hackettstown. For example, in-home care costs about $65 more, and home health care rates are roughly $450 higher. Additionally, seniors in nursing homes pay approximately $8,700 more for shared accommodations. 

This guide contains information about Hackettstown assisted living. Along with financial information about assisted living, there’s a list of free resources for seniors. Also included are the advantages and disadvantages of retiring in Hackettstown.

• Hackettstown has multiple medical facilities, including Hackettstown Medical Center. This facility is home to Hackettstown Hospital and is designated by the New Jersey Department of Health & Senior Services as a Primary Stroke Center. Also on-site is the Center for Healthier Living, which provides medical screenings, wellness programs, support groups and other resources to residents of every age.
• Although Hackettstown’s air quality rating is only 67 out of 100, the city has a lower air quality health risk than both New Jersey and the United States on average. The reduced risk of respiratory illnesses and cancer may make Hackettstown a good choice for seniors with certain health conditions or sensitivities.
• The cost of living in Hackettstown is 105.7, which is only slightly higher than the national average of 100. New Jersey’s overall cost of living is much higher, at 120.4, which makes Hackettstown one of the state’s most affordable places for seniors to retire.
• There are no Social Security taxes in New Jersey, which makes Hackettstown a comparatively tax-friendly city for seniors in assisted living. Pensions and retirement accounts under $75,000 are minimally taxed.
• Hackettstown’s weather may appeal to seniors who enjoy gardening, golf and other outdoor activities. The city rates 9 out of 10 on Sperling’s BestPlaces Comfort Index, which means it’s one of the most comfortable New Jersey locales. Four months out of the year, temperatures range between 70 and 85 degrees.
• Hackettstown has a New Jersey Transit station where seniors can travel by bus, train or light rail. Seniors 62 and older are eligible for reduced fares, and paratransit services are available. Through this public transportation office, seniors can access money-saving promotions for New Jersey attractions, such as Boardwalk Hall and the Liberty Science Center.