The 5 Best Assisted Living Facilities in Ocean Springs, MS for 2024

Ocean Springs is a city on the Gulf Coast of Mississippi with about 18,300 residents. Senior citizens aged 65 and older comprise 19.3% of the population, about 3% higher than the national average. This high density of seniors may be due to the area's affordable cost of living, favorable tax policies, low rates of violent crime and warm climate.

Seniors who enjoy Ocean Springs' positive qualities but can't live independently may prefer to reside in assisted living communities. These facilities provide a safe place for seniors who need some level of assistance with daily activities, such as bathing, dressing and grooming. Staff may also take care of daily and weekly chores, including housekeeping and laundry. The average monthly cost for assisted living in Ocean Springs is $3,800, a bit more than the state average but much more affordable than the national median.

Families can use this guide to compare assisted living costs in Ocean Springs with other cities and with different types of senior care. They can also locate resources in the community that can make life easier for older adults.

The Mississippi State Department of Health is responsible for licensing assisted living communities, which are officially designated as Personal Care Homes - Assisted Living. The department also provides a directory of all licensed facilities in Ocean Springs and the rest of the state.

 

• The cost of living in Ocean Springs is nearly 12% lower than the national average, which makes it one of the more affordable coastal locations in the United States. Seniors in the city also benefit from long-term care costs that are significantly less expensive than other parts of Mississippi.
• Mississippi is one of the most tax-friendly states for seniors, which can make assisted living in Ocean Springs more affordable. The state exempts all forms of retirement from income tax. This includes both private and public pensions, withdrawals from retirement savings accounts and Social Security income.
• While Ocean Springs has some of the highest amounts of rainfall in the United States, an average of 67 inches per year, the warm summers and mild winters are appealing to many seniors. The average high temperature in July is 90 degrees, and the low in January is 40 degrees. Ocean Springs very rarely gets any snowfall.
• Jackson County gets a passing grade for annual particle pollution from the American Lung Association. This means that going outside presents a minimal risk to seniors in Ocean Springs. The county gets a B for ozone pollution, meaning there's occasionally a day of high ozone pollution, but this is a rare event.
• Ocean Springs has a violent crime ranking of 13.1, which is 9.6 points lower than the national average. Property crime rates are higher than the national average, but many assisted living facilities provide security features, such as video surveillance and controlled entry points, that may lower the risk of crime.
• Ocean Springs Hospital provides emergency medical care and an array of inpatient and outpatient services for seniors in the city. There are also several other hospitals across the bay in Biloxi, so there's always medical care available nearby.

 

 

In Ocean Springs, the average cost for assisted living is $3,800 per month.

The median price for assisted living in Ocean Springs is $300 more per month than the state average. It's $700 less expensive than the median rate for the United States overall. The two other cities in Mississippi where data are available are both more expensive than Ocean Springs. Hattiesburg is $324 more, and Jackson is $550 more. Mobile is across state lines but is just down the Gulf Coast from Ocean Springs. Its average assisted living price is about $300 less.

According to available data, assisted living is the least expensive type of senior care in Ocean Springs. The median price for in-home care and home health care is nearly $400 more per month. Nursing homes in Ocean Springs are significantly more expensive than assisted living communities by a margin of $3,514 more per month.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Mississippi page.