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10 Best Assisted Living Facilities in Des Moines, IA for 2023

As the state capital and economic center of Iowa, Des Moines is an attractive spot for active seniors who want access to many recreational opportunities while enjoying good air quality and friendly tax policies. That’s why more than 25,000 adults aged 65 and over now call “Hartford of the West” home.

Assisted living facilities in Des Moines provide a home and community for seniors who need varying degrees of support carrying out daily activities of living, including housekeeping, grooming, meal preparation and taking medication. These facilities are a more affordable option than nursing homes for seniors who can’t remain independent in their own properties but don’t require constant medical supervision. The average monthly cost for assisted living in Des Moines is $5,005 per month.

This guide is for seniors and families who want to learn more about assisted living in Des Moines. In addition to cost information for the city and surrounding areas, the guide offers more information about the city and links to local free resources, including organizations that can help find benefits that make paying for assisted living easier.

Directory of Assisted Living Facilities in Des Moines, Iowa

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What to Consider About Assisted Living in Des Moines

Assisted living facilities in Des Moines, as well as the rest of Iowa, are licensed and regulated by the state’s Department of Inspections and Appeals (DIA). Rules for assisted living facilities, officially recognized as Assisted living programs (ALPs), are located in Iowa Code Chapter 231C.

Benefits and Drawbacks of Assisted Living in Des Moines

  • According to the American Lung Association, the Des Moines area has good air quality. Polk County received a passing grade for particle pollution and a B for ozone pollution. In these conditions, seniors can feel comfortable breathing the air while enjoying the city’s numerous parks and outdoor features.
  • From golfing and hiking to fishing and swimming, outdoor activity is a regular part of life for many seniors in Des Moines. Saylorville Lake and Big Creek Lake are popular aquatic destinations, while Blank Park Zoo and the Des Moines Botanical Gardens are ideal spots for enjoying nature. The city also offers plenty of entertaining indoor attractions, including the extensive collection at the Des Moines Art Center.
  • Social security benefits are exempt from state income tax in Iowa, which gives the nine out of 10 seniors in Des Moines who receive money from social security greater ability to pay for assisted living. While Iowa has a marginal tax rate for withdrawals from retirement accounts, the $6,000 deduction provides some relief. 
  • Rates of property and violent crime are high when compared to state and national averages. Many assisted living facilities improve peace of mind for residents and families by implementing a variety of security features, including video surveillance, 24-hour monitoring and controlled access points.
  • Des Moines Area Transit (DART) operates 150 fixed bus routes and other transportation services that can move seniors throughout the city quickly and affordably. All adults aged 65 and over are eligible for the half-fare program. Seniors can fill out and submit the application at DART Central Station located at 620 Cherry Street, Des Moines, IA 50309.

Paying for Assisted Living in Des Moines

According to Genworth’s Cost of Care Survey 2020, the average monthly cost for assisted living in Des Moines is $5,005. This is more than $900 more than the state average and $700 more than the national average.

The Cost of Assisted Living in Nearby Cities

At an average monthly cost of $5,005, Des Moines is one of the most expensive cities in the state for assisted living. The only place that costs more is Waterloo, with a monthly average of $5,060. The least expensive nearby city, Ames, costs an average of $3,723. Sioux City, which is on the western border with Nebraska, has a similar cost of $3,750. 

Des Moines

$5,005

Iowa

$4,073

The United States

$4,300

Ames

$3,723

Waterloo

$5,060

Sioux City

$3,750

The Cost of Other Types of Senior Care

In Des Moines, assisted living is in the middle of the pack in terms of costs for senior care. Homemaker services and home health aides have an average cost of $5,148, making them slightly more expensive than assisted living. When possible, some families may opt for adult day health care, which costs just $1,517 per month. Nursing homes are the most expensive type of care in Des Moines: $7,148 for a semiprivate room and $7,604 per month for a private room.

Homemaker Services

$5,148

Home Health Aide

$5,148

Adult Day Health Care

$1,517

Assisted Living Facility

$5,005

Nursing Home Facility (semiprivate room)

$7,148

Nursing Home Facility (private room)

$7,604

Financial Assistance for Assisted Living in Des Moines

Seniors in the Des Moines area can have the cost of their assisted living accommodation subsidized by the Medicaid program. Medicaid waivers are also available for individuals who require long-term care that they are unable to pay for themselves. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Iowa page.

Financial Assistance in Iowa

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Iowa page.

Free Assisted Living Resources in Des Moines

Seniors and families can file complaints, access benefits and get advice and assistance by contacting the government and private organizations that offer free assisted living resources in Des Moines. These organizations are available to current and prospective residents of assisted living programs. 

ResourceContactService
Long-Term Care Ombudsman(866) 236-1430Seniors, or other concerned parties, can contact the Long-Term Care Ombudsman to file a complaint about any issue related to an assisted living facility. Concerns can include anything from the treatment of a resident to a dispute involving an involuntary discharge. Ombudsman representatives are also available to inform seniors about their rights as residents at assisted living facilities throughout Des Moines and the rest of the state. 
Aging Resources of Central Iowa(515) 255-1310The primary goal of Aging Resources of Central Iowa is to give seniors and families in Des Moines and the surrounding areas the information they need to find assisted living and other services that enhance dignity and independence. Their nutrition and aging well programs may even improve the quality of life within assisted living facilities. They also strive to protect seniors from neglect and abuse.
Senior Health Insurance Information Program (SHIIP)(800) 351-4664Seniors in Des Moines may be eligible for various programs that can help pay for assisted living. The mission at SHIIP is to help seniors access these programs so that their financial burden is reduced. Medicare benefits are SHIIP’s primary focus, but they can also help seniors with long-term care insurance, VA benefits and marketplace plans. Counselors are available at nine locations throughout Polk County. 
Iowa Legal Aid(800) 992-8161Des Moines residents aged 60 and over can contact Iowa Legal Aid for free legal services. Their expert advice covers a wide range of topics related to assisted living, including benefits eligibility, long-term care agreements and rights as a resident. Seniors can apply online at any time. The Legal Hotline for Older Iowans is open Monday through Friday, 9 a.m. to 4 p.m.

Assisted Living Laws and Regulations in Des Moines

Des Moines-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Iowa are required to follow. Visit our Assisted Living in Iowa page for more information about these laws.

Assisted Living Laws and Regulations in Iowa

Frequently Asked Questions About Assisted Living in Des Moines, IA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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