49 Assisted Living Facilities near Fernandina Beach, FL
Also serving communities of Amelia Island.
There are 49 Assisted Living Facilities in the Fernandina Beach area, with 3 in Fernandina Beach and 46 nearby.
The average cost of assisted living in Fernandina Beach is $3,325 per month. This is lower than the national median of $3,500. Cheaper nearby regions include Saint Marys with an average starting cost of $2,951.
To help you with your search, browse the 306 reviews below for assisted living facilities in Fernandina Beach. On average, consumers rate assisted living in Fernandina Beach 4.4 out of 5 stars. Better rated regions include Brunswick with an average rating of 4.6 out of 5 stars.
Caring.com has helped thousands of families find high-quality senior care. To speak with one of our Family Advisors about assisted living options and costs in Fernandina Beach, call (855) 863-8283.
Top 10 Assisted Living Facilities in Fernandina Beach, FL
What to Consider About Assisted Living in Fernandina Beach
Fernandina Beach is located on Amelia Island in the northeastern part of Florida. Residents and tourists alike wake up to pristine beaches, calm waters, abundant wildlife and great golf courses. Seniors will find plenty of peers since nearly 30 percent of the population in Fernandina Beach is 65 and over. There are three assisted living facilities (ALFs) within the city limits and 51 nearby in cities like Saint Marys, Georgia, Atlantic Beach, Jacksonville and Hilliard. These facilities are regulated by the Florida Agency for Health Care Administration (AHCA) to ensure seniors receive adequate care. In Fernandina Beach and else where in Florida, ALFs provide an array of services for seniors, including housing, supportive services, medical assistance, meals and personal care.
Benefits and Drawbacks of Assisted Living in Fernandina Beach
- The Fernandina Beach area is home to world-class medical facilities, including the Baptist Medical Center Nassau, in the event of medical emergencies or illness.
- Fernandina Beach has an array of community resources for seniors, including the Nassau County Council on Aging, which is devoted to ensuring seniors live long and happy lives, as well as seven senior centers.
- The cost of living in Fernandina Beach is much higher than other typical cities within the United States and Florida. Food and groceries cost approximately 15 percent more, while clothing and entertainment are around 32 percent more. This can be an issue for those on a budget.
- Fernandina Beach gets approximately 12 inches more rain per year than the average U.S. city. These showers are common on spring and summer afternoons. The average summer highs are around 89 degrees Fahrenheit, while winter lows rarely drop below 44 degrees Fahrenheit.
- Crime in Fernandina Beach is slightly lower than the rest of the country. It is also lower than most urban cities of the same size within the state.
- NassauTRANSIT provides discounted fares for the elderly and disadvantaged in Fernandina Beach. The Nassau County Council on Aging also offers transportation options for seniors.
Paying for Assisted Living in Fernandina Beach
Average Monthly Costs
Cities in Florida
Assisted Living costs in Fernandina Beach start around $3,325 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.
It’s important to note that assisted living rates in Fernandina Beach and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.
Financial Assistance for Assisted Living in Fernandina Beach
The state of Florida offers financial assistance for individuals in ALFs through the Medicaid State Plan program called the Statewide Managed Medicaid Care Long-Term Care program. The Assistive Care Services program is also available. Individuals may be eligible for one or both programs, but those who receive both programs must also have a service plan that identifies the level of care through each service.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.
Free Assisted Living Resources in Fernandina Beach
Fernandina Beach and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.
To see a list of free assisted living resources in Fernandina Beach, please visit our Assisted Living in Florida page.
Assisted Living Laws and Regulations in Fernandina Beach
Fernandina Beach-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Florida are required to follow. Visit our Assisted Living in Florida page for more information about these laws.
Assisted Living near Fernandina Beach, FL
Other Options in Fernandina Beach, FL
Recent Reviews of Assisted Living in Fernandina Beach
Review of Savannah Grand of Amelia Island
I visited Savannah Grand of Amelia Island for my mother. It was a very nice, pleasant place, and they had very nice conditions. They have a beauty parlor and a restaurant. I saw a small kitchenette... Read more
Review of The Jane Adams House
My mother is in The Jane Adams House in Fernandina Beach. I couldn't actually go in and visit because of the COVID restrictions, but they sent me pictures. I talked to the administrator and she is ... Read more
Review of Savannah Grand of Amelia Island
Sure, there were hiccups with initial paperwork , but the genuine care shown by all staff and admin is palpable. When I visit my mom, a few times a week, I am always warmly greeted and informed. ... Read more