Charlotte is a city in the central southern part of North Carolina. It’s home to approximately 879,700 people, 10% of whom are aged 65 and over. It has a low cost of living, seasonal weather with 218 sunny days per year and a high number of physicians per capita. The Carolinas Medical Center is located near the city center to provide emergency care, surgical procedures and treatment for chronic and sudden illnesses.

Aging seniors in Charlotte have the option to remain in their homes while addressing personal care needs. Home care, which costs around $4,668 per month, is ideal for those who need non-clinical assistance, while home health provides skilled nursing and medical care.

Below we’ve compiled a comprehensive directory of every home care provider in the Charlotte area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Charlotte, NC

2018, 2019

Right at Home Charlotte and Lake Norman

301 McCullough Dr, Charlotte, NC, 28262

All of the caregivers who have come have been very, very nice. I wish the caregivers would do things without being told; I feel bad having to ask them to do things.
All of the caregivers who have come have been very, very nice. I wish the caregivers would do things without being told; I feel bad having to ask them to do things.

2019, 2020, 2021, 2022, 2023

Right at Home Belmont, NC

100 N. Main Street, Suite 107, Belmont, NC, 28012

The agency has mad our experience positive because when Susan is there, she’s very attentive to what he needs and is helpful around the house. I like that Right at Home sent a person to help my fathe … (read more)
The agency has mad our experience positive because when Susan is there, she’s very attentive to what he needs and is helpful around the house. I like that Right at Home sent a person to help my fathe … (read more)

2018, 2019, 2020

Home Instead – Charlotte, NC

2151 Hawkins St, Charlotte, NC, 28217

We’re using Home Instead – Charlotte, NC. I will give it a ten if I only had Consuelo, but every day, I have a different person who comes into the home. I have to repeat myself and tell them where eve … (read more)
We’re using Home Instead – Charlotte, NC. I will give it a ten if I only had Consuelo, but every day, I have a different person who comes into the home. I have to repeat myself and tell them where eve … (read more)

Firstlight Homecare Of Greater Charlotte, NC

8514 McAlpine Park Drive Suite 255, Charlotte, NC, 28211

We are delighted to have been selected as one of the "Top 100" home care agencies in the US in 2023! With a 95% client satisfaction rating for over 6 years, it is clear to see that quality is our f … (read more)
We are delighted to have been selected as one of the "Top 100" home care agencies in the US in 2023! With a 95% client satisfaction rating for over 6 years, it is clear to see that quality is our f … (read more)

2022

Right at Home South Charlotte, NC

2015 Ayrsley Town Blvd, Suite 202, Office 211, Charlotte, NC, 28273

Right at Home provides in-home caregiving services for thousands of families across the nation. We offer companionship and help with everyday tasks that have become challenging for an aging person. Th … (read more)
Right at Home provides in-home caregiving services for thousands of families across the nation. We offer companionship and help with everyday tasks that have become challenging for an aging person. Th … (read more)

HomeCare.com

7925 Jones Branch Dr., Suite LL 140, Mclean, VA, 22102

I’m using HomeCare.com. It’s fine. They’re very good and very responsive to any concerns I have, and they’ve provided me with a good health care aide, not great necessarily, but good. They also provid … (read more)
I’m using HomeCare.com. It’s fine. They’re very good and very responsive to any concerns I have, and they’ve provided me with a good health care aide, not great necessarily, but good. They also provid … (read more)

Impressions Home Care – Charlotte, NC

10130 Mallard Creek Rd, Charlotte, NC, 28262

About Impressions Home Care My name is Stelmas Stephens I am the owner and operator of Impressions Home Care, located in Charlotte NC. I decided to start an Adult Home Care because I saw a need for t … (read more)
About Impressions Home Care My name is Stelmas Stephens I am the owner and operator of Impressions Home Care, located in Charlotte NC. I decided to start an Adult Home Care because I saw a need for t … (read more)

Bluebird Homecare – Charlotte

6201 Fairview Rd, #200, Charlotte, NC, 28210

The agency has made my experience positive by taking me places I wouldn’t be able to go to without them. I like that the caregivers and the client get along so well and communicate so well.
The agency has made my experience positive by taking me places I wouldn’t be able to go to without them. I like that the caregivers and the client get along so well and communicate so well.

Always Best Care of Charlotte

6701 Fairview Rd., Charlotte, NC, 28210

Always Best Care was just absolutely wonderful. I needed to qualify people who could deal with my sister with brain cancer. My sister would throw people in and out of her house; it was crazy. She died … (read more)
Always Best Care was just absolutely wonderful. I needed to qualify people who could deal with my sister with brain cancer. My sister would throw people in and out of her house; it was crazy. She died … (read more)

Cornerstone Caregiving -West Charlotte NC

725 E Trade St Suite 110, Charlotte, NC, 28202

Caregiving with compassion. We offer 24/7 care with immediate start times available and no minimum hours of care required. We are a community of compassionate people who are committed to providing the … (read more)
Caregiving with compassion. We offer 24/7 care with immediate start times available and no minimum hours of care required. We are a community of compassionate people who are committed to providing the … (read more)

DiLack Home Care – Huntersville, NC

16501-D North Cross Dr, Huntersville, NC, 28078

Mission Statement Our mission is to care for you while at the comfort of your own home. We call our employees "At your service buddies" because not only do they attend to your needs at your home, b … (read more)
Mission Statement Our mission is to care for you while at the comfort of your own home. We call our employees "At your service buddies" because not only do they attend to your needs at your home, b … (read more)

Synergy Home Care of Gastonia, NC

609S New Hope Road, Suite 200B , Gastonia, NC, 28054

Welcome to SYNERGY HomeCare of Gastonia: Up to 24-hour home care CARE THAT MOVES YOU Life moves in one direction – forward. No matter what each person’s circumstances are, SYNERGY Ho … (read more)
Welcome to SYNERGY HomeCare of Gastonia: Up to 24-hour home care CARE THAT MOVES YOU Life moves in one direction – forward. No matter what each person’s circumstances are, SYNERGY Ho … (read more)

Home Care Freedom

10130 Mallard Creek Rd #399, Charlotte, NC, 28262

We have been using Home Care Freedom since April. They help us out with cooking, with cleaning, and with light medical work like bathing. They help my uncle. The caregivers are amazing; they’re awesom … (read more)
We have been using Home Care Freedom since April. They help us out with cooking, with cleaning, and with light medical work like bathing. They help my uncle. The caregivers are amazing; they’re awesom … (read more)

HomeWell Care Services of Charlotte NC

307 Gilead Rd, Huntersville, NC, 28078

At HomeWell of Charlotte, NC we provide home care for seniors and others who are struggling to manage day-to-day activities like grooming, bathing, cooking or even running errands. Our knowledgeable C … (read more)
At HomeWell of Charlotte, NC we provide home care for seniors and others who are struggling to manage day-to-day activities like grooming, bathing, cooking or even running errands. Our knowledgeable C … (read more)

Aldersgate at Home

3800 Shamrock Dr , Charlotte, NC, 28215

If you love your home and plan to stay right where you are, Aldersgate at Home is the perfect solution for you or a loved one. Created by the most respected Life Plan Community in Mecklenburg County, … (read more)
If you love your home and plan to stay right where you are, Aldersgate at Home is the perfect solution for you or a loved one. Created by the most respected Life Plan Community in Mecklenburg County, … (read more)

Matters of the Heart at Companion Care

630 Williamson Rd , Morrisville, NC, 28117

Matters of the Heart is a certified Non-Medical Companion Care Group Agency. We specialize in providing private duty home companion care. We are a growing Non-Medical agency with professionals from va … (read more)
Matters of the Heart is a certified Non-Medical Companion Care Group Agency. We specialize in providing private duty home companion care. We are a growing Non-Medical agency with professionals from va … (read more)

Home Instead – Cornelius, NC

19700 Catawba Ave, Suite F, Cornelius, NC, 28031

They are so nice we are new clients but very satisfied with the genuine care they have for their clients .
They are so nice we are new clients but very satisfied with the genuine care they have for their clients .

Cornerstone Caregiving – North Charlotte

20462 Chartwell Center Dr Ste D , Cornelius, NC, 28031

Caregiving with compassion. We offer 24/7 care with immediate start times available and no minimum hours of care required. We are a community of compassionate people who are committed to providing the … (read more)
Caregiving with compassion. We offer 24/7 care with immediate start times available and no minimum hours of care required. We are a community of compassionate people who are committed to providing the … (read more)

Rite Home Health Care Services

2750 E W.T. Harris Blvd #208, Charlotte, NC, 28213


Always Best Care Serving Matthews and Pineville

1811 Sardis Road North Suite 216, Charlotte, NC, 28270

Since 1996, the compassionate caregivers from Always Best Care have helped thousands of families with non-medical in-home care needs. We provide free consultations and are dedicated to exceeding your … (read more)
Since 1996, the compassionate caregivers from Always Best Care have helped thousands of families with non-medical in-home care needs. We provide free consultations and are dedicated to exceeding your … (read more)

Paying for Home Care in Charlotte, NC

The Cost of Home Care in Charlotte, NC

The monthly cost for full-time home care in Charlotte is $4,668, according to Genworth’s 2021 Cost of Care Survey. This is less than the national average of $4,957 but more than the state average of $4,385. In nearby Hickory and Fayetteville, the cost is $4,099 and $4,004 per month, respectively, while seniors in Winston pay around $3,909. Asheville has one of the highest costs for home care in nearby cities with a monthly average of $4,957.

$4668

Charlotte

$4385

North Carolina

$4957

The United States

$4099

Hickory

$4957

Asheville

$3909

Winston Area

$4004

Fayetteville

The Cost of Home Care vs. Other Senior Care Options in Charlotte, NC

Long-term care costs vary greatly in Charlotte, from $1,192 per month for adult day care to $7,756 per month for a semiprivate room in a nursing home. Assisted living in a mid-range residential care option costs $4,400 per month. Home care is around $4,668, and home health care is slightly more at $4,767.

$4668

Home Care

$4767

Home Health Care

$1192

Adult Day Health Care

$4400

Assisted Living

$7756

Nursing Home Care (semiprivate room)

Financial Assistance for Home Care in Charlotte, NC

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Charlotte, NC

Local organizations are available to provide help to seniors in the Charlotte area. These resources address a wide variety of needs and make it easier for seniors to remain in their homes as long as possible.

Resource

Contact

Description

(704) 336-7600

The Homeowner Rehabilitation program helps seniors and low-income residents make emergency home repairs. The program pairs with nonprofit organizations to address lead paint issues, repair leaky roofs, rotting floors and walls and replace broken doors and windows. The program addresses issues that affect the health and safety of the home.

(704) 336-3000

The CIP helps provide financial assistance to seniors and families facing disconnection of their utility bills due to nonpayment. Assistance is available all year, but funds for the program are limited. Applicants must meet specific income limits and be listed as the account holder on the utility bill.

(877) 623-6748

The North Carolina WAP helps seniors with limited incomes save money on their utility bills by making needed home upgrades and repairs. This includes replacing older HVAC units and water heaters, installing low-flow showers, replacing leaky windows and caulking thresholds. The program also provides smoke and carbon monoxide detectors to needy families and can help with roof repairs.

(704) 333-9229

Friendship Trays is a local Meals on Wheels program in Charlotte that helps address hunger. The program provides daily meals, groceries, and companionship for seniors who cannot obtain food on their own or prepare their meals.

(980) 314-4226

The Charlotte Elderly Property Tax Exemption program helps lower the tax liability for low-income seniors ages 65 and older within the city limits. The program provides a $25,000 or 50% exclusion, whichever is greater.

Charlotte Home Care Resources 

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Charlotte:

NCDHHS Aging and Adult Services

Address: 2011 Mail Service Center, Raleigh, NC 27699-2101
Phone Number: (919) 855-3400

North Carolina Department of Health and Human Services strives to facilitate independence and enhance the process of aging through a community-based system of services, opportunities, protections, and benefits. Seniors, families and caregivers can find numerous options to develop care plans to help seniors remain independent and various ways to help when it is time to move toward assisted living.

Centralina Area Agency on Aging

Address: 9815 David Taylor Dr., Charlotte, NC 28262
Phone Number: (704) 0372-2416

Centralina AAA is committed to helping people with disabilities and older adults reside in their communities independently and with dignity. Centralina AAA offers programs to help individuals using both families and agency services and support. Services include adult day care/health, caregiver support services, home-delivered meals, housing and home improvement, information and options counseling, in-home aides, legal assistance, lunch bunch/group meals, senior centers and transportation.

Charlotte Senior Centers

Shamrock Senior Center

Address: 320 Shamrock Drive, Charlotte, NC 28215
Phone Number: (980) 314-1175

Tyvola Senior Center

Address: 2225 Tyvola Road, Charlotte, NC 28215
Phone Number: (980) 314-1320                            

Charlotte’s senior centers provide an array of programs designed to improve cognitive and physical health, widen senior’s support systems and provide assistance finding services to help them remain independent. The centers utilize the nationally recognized Health Promotion/Disease Prevention programs to design classes, including exercise opportunities, health programs and education programs.

Aging in Place

Address: Housing & Neighborhood Services, 600 East Trade Street, Charlotte, NC 28202
Phone Number: (704) 336-3380

Aging in Place is an innovative program developed by the City of Charlotte to help senior homeowners continue living in their own homes independently and comfortably, despite age, income, or ability.  Low-income/moderate-income senior homeowners have the opportunity to age in place” with the assistance of grants through an easy application process.

Low Income Energy Assistance Program

Address: Valerie C. Woodard Center Suite 1800, 3205 Freedom Drive, Charlotte, NC 28208
Phone Number: (704) 432-1111

The Mecklenburg County Department of Social Services helps eligible households through the Low Income Energy Assistance Program (LIEAP). LIEAP is a federally funded program that provides a one-time direct vendor payment of $300, $400 or $500 to prevent disconnection or account delinquency of electricity.


Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for home care


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with Family and Others about a loved one's needs

Frequently Asked Questions

What types of services can a home care agency in Charlotte provide?


Home care agencies in Charlotte provide a wide range of services to seniors who are aging in place within their own homes. Home care ranges in its non-medical care, including housekeeping, companionship, meal preparation, grooming and bathing. Home health care offers skilled nursing, therapy services and medical assistance.

How many home care agencies are there in Charlotte?


The number of home care agencies in the Charlotte area is 30, according to Caring. This database provides contact information and a brief description of what the community has to offer. It also includes a list of reviews that give seniors a good understanding of what the facility is like.

What is the average cost for in-home elderly care in Charlotte?


The average monthly cost for home care in Charlotte is $4,668. This covers non-clinical care, like grooming, light housekeeping, meals, bathing, toileting and medication reminders. This cost is based on 44 hours per week of assistance, which can be more or less depending on the exact number of hours a senior needs help.

Who is eligible for the veteran’s home care program?


Men and women who’ve served in the nation’s military and have retired or received an honorable discharge may be eligible for the home care program, provided they meet additional eligibility requirements. They must also be eligible for skilled nursing care and must not have an infectious disease or a history of behavior and psychiatric issues.

What is in-home respite care?


Respite care provides caregivers a break when caring for a homebound individual. With in-home respite, a temporary caregiver comes to a senior’s home and takes over the daily assistance of the regular caregiver. Respite can be provided for a few hours, a few days or even weeks at a time and can be a regularly scheduled event or a one-time need.