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The 10 Best Home Care Agencies for Seniors in Staten Island, NY for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Staten Island, NY, residents and their loved ones rate In Home Care agencies across the 38 options below.

Home Care Services in Staten Island, New York

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Paying for Home Care in Staten Island, NY

The Cost of Home Care in Staten Island, NY

According to Genworth’s 2021 Cost of Care Survey, home care in Staten Island has a median monthly cost of $5,529. Home care in Staten Island is some of the most expensive in the state and is more than the state average of $5,339 and the national average of $4,957. Poughkeepsie and Kingston residents pay $5,339 and $5,148 respectively, while those in Binghamton pay $715 less.

Staten Island

$5,529

New York

$5,339

The United States

$4,957

Poughkeepsie

$5,339

Kingston

$5,148

Binghamton

$4,814

The Cost of Home Care vs. Other Senior Care Options in Staten Island, NY

Seniors looking for long-term care in Staten Island should explore other options before deciding. Home care is $5,529 per month, while home health care, which also provides light medical services, is slightly more at $5,720. Assisted living facilities cost around $5,750, while adult day health is available at $1,950. Seniors who don’t require hospitalization but require constant care may choose a semiprivate room in a nursing home at $12,471 per month.

Home Care

$5,529

Home Health Care

$5,720

Adult Day Health Care

$1,950

Assisted Living Facility

$5,750

Nursing Home Facility (semiprivate room)

$12,471

Note: Data for State Island was unavailable, so data for the nearest city, New York City, was used instead.

Financial Assistance for Home Care in Staten Island, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Staten Island, NY

Staten Island has multiple resources that help seniors remain in their homes while receiving help with a variety of daily needs. These programs and services address multiple needs, including financial assistance, home repairs and meals.

ResourceContactService
Meals on Wheels of Staten Island(718) 727-4435Meals on Wheels is a nonprofit agency that provides two meals per day to seniors ages 60 and older in the community who can no longer shop or prepare their own meals. Meals are delivered five days per week during lunchtime with the exception of major holidays. Three frozen meals are also delivered on Saturday mornings to last through the weekend.
RESTORE Program(718) 471-3724The Residential Emergency Services to Offer Repairs to the Elderly (RESTORE) helps seniors ages 60 and over address housing code issues that pose a health and safety threat. Seniors must meet the income requirements and own and reside in the property they are applying for assistance.
New York Low Income Home Energy Assistance Program (LIHEAP)(800) 342-3009LIHEAP is a federally funded program that provides emergency assistance to seniors who are facing a disconnection of their utility bills. The program provides a direct payment to the utility company, which usually pays for an entire season of heating or cooling costs.
Weatherization Assistance Program(718) 442-7351The Staten Island Home Weatherization Program helps seniors in the region make repairs that improve the energy efficiency of their homes. This includes installing carbon monoxide detectors, upgrading or repairing HVAC systems, insulating walls and ceilings and replacing windows and doors.
New York Homestead Exemption(518) 591-5232The New York Homestead Exemption helps seniors reduce the amount they owe on their yearly property tax bills by as much as 50%. Individuals must be at least 65 years of age, meet the income requirements and must use the property as their prime residence.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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