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The 10 Best Assisted Living Facilities in Westminster, MD for 2024

Westminster is a small suburb of Baltimore, Maryland. It’s nestled in the foothills of the Blue Ridge mountains, far enough away from the Baltimore city center for residents to enjoy a more rural setting but still close enough for residents to enjoy the shopping and dining destinations in Baltimore. Seniors can explore the history of Washington, D.C., or access some of the best healthcare facilities in the world, including Johns Hopkins Hospital and Sinai Medical Center.     

Many of Westminster’s seniors, about 16% of the city’s 20,000 residents, may be considering their options for long-term care, including assisted living, which averages $5,000 per month. Assisted living communities pair apartment-style living with 24-7 personal care and assistance with the tasks of daily living. Nutritious meals are included, plus light housekeeping and maintenance. Assisted living communities also have different activities for residents, from fitness classes to games to a gardening club and group outings. 

This guide covers the cost of assisted living and other types of senior care in Westminster and some features to consider about living here. We also include an overview of free resources for seniors and their families to help locate government benefits and enhance their quality of life. 

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Assisted Living Facilities in Westminster, Maryland

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What to Consider About Assisted Living in Westminster

As in all of Maryland, assisted living communities in Westminster are regulated by the Maryland Department of Health. All facilities are required to have an operating license issued by this agency and must undergo regular inspections to retain the licensure. Regulations include the cleanliness and liveability of each community. Staff members and on-site medical professionals also have their credentials verified. 

Benefits and Drawbacks of Assisted Living in Westminster

  • Violent crime rates in Westminster are slightly lower than the national average, 20.8 compared to 22.7. Property crime rates, however, are much higher than the U.S. overall, 53.9 compared to 35.4. It’s important to note that assisted living communities have security plus staff on hand around the clock. In addition, many communities also offer escorts for seniors when on group outings or when shopping or running errands. 
  • Westminster and the greater Baltimore area are rated as one of the top ten places to retire. This designation is based on several components, including the cost of living, accessibility of resources for the elderly and general liveability. This area, in particular, is acknowledged to have some of the finest health care in the nation. 
  • The weather in Westminster is generally pleasant. Summer highs average around 86 degrees, and the area receives 204 days of sunshine each year. Winters can be cold and snowy, however. January low temperatures average 21 degrees, with an average of 26 inches of snow each year, less than the national average of 28. 
  • The cost of living in Westminster is about 10 points higher than the U.S. median, 110.8 compared to 100. Healthcare, an important consideration for many seniors, is lower than the national average, 89 compared to 100. 
  • Maryland seniors who have an income of less than $100,000 per year may receive a state income tax break. No taxes are levied on the first $50,000 of income, and the remainder is taxed at a lesser rate. This includes the income derived from wages, retirement accounts, pensions and Social Security. 
  • The air quality in Westminster is a little better than the national average, 65/100 compared to 58/100. Water quality, however, is a bit lower than the national average, 50/100 compared to 55/100. 

Paying for Assisted Living in Westminster

Westminster’s monthly assisted living fees are $5,000, as per Genworth Financial’s Cost of Care Survey 2020. The city matches the average for Maryland, which is also $5,000 per month. Both city and state are $700 more than the national average for assisted living, $4,300. 

The Cost of Assisted Living in Nearby Cities

Compared to other Maryland cities, Westminster is in the middle. Bethesda ($6,000) and Salisbury ($5,500) are more expensive than Westminster, while Hagerstown ($4,500) and Cumberland ($4,665) are less. 

Westminster

$5,000

Maryland

$5,000

The United States

$4,300

Bethesda

$6,000

Hagerstown

$4,500

Salisbury

$5,500

Cumberland

$4,665

The Cost of Other Types of Senior Care

Assisted living isn’t the only choice for Westminster seniors. Some choose to age in place at home, hiring a homemaker service to help with chores and tasks of daily living ($4,671) or a home health aide ($4,957) for light medical care in the home. Seniors with a caregiver at home who only need assistance during the day may attend adult day health care ($1,896), including many assisted living services without overnight accommodations. Nursing homes are best for people with significant health needs and average $11,984 for a semiprivate room and $12,805 per month for a private one. 

Homemaker Services

$4,671

Home Health Aide

$4,957

Adult Day Health Care

$1,896

Assisted Living Facility

$5,000

Nursing Home Facility (semiprivate room)

$11,984

Nursing Home Facility (private room)

$12,805

Financial Assistance for Assisted Living in Westminster

The state of Maryland pays for assisted living services in Level II and Level III ALPs through the Medicaid 1915(c)Home and Community-Based Options Waiver Program. There is also a Senior Assisted Living Group Home Subsidy Program funded by the state.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Financial Assistance in Maryland

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in Westminster

Seniors and their families have access to many free resources in the Westminster and greater Baltimore area, helping them apply for health care and other support resources, and enhancing their general quality of life.

ResourceContactService
Maryland Long-Term Care Ombudsman Program(410) 313-6423The long-term care ombudsman agency represents the interests of residents in long-term care communities. Ombudsmen help seniors and their families evaluate different assisted living facilities in the area, finding the right fit for each individual. Other services include investigating complaints filed by residents of these communities or by families of residents and referring these complaints to the Maryland Department of Health if necessary.
Maryland Legal Aid(866) 635-2948Seniors who cannot afford their own legal representation in civil matters may receive free or low-cost assistance from volunteer attorneys at Maryland Legal Aid. These attorneys can advocate in elder abuse or neglect cases or draft legal documents, including wills and trusts, living wills and powers of attorney.
Baltimore Ride Service(410) 887-2080Area seniors and those requiring a wheelchair or handicapped transportation accommodations may use the Baltimore Ride Service, which offers free shuttle service, as well as escorts for people who need them.
Maryland Department of Aging(410) 767-1100The state Department of Aging is tasked with making Maryland an attractive place for seniors to retire. This includes helping Maryland communities fund and administer programs that enhance the lives of area seniors and provide resources to help them retain their health and independence.
Baltimore County Commission on Aging's Loan Closet(410) 887-2594The county loan closet offers loans of durable medical equipment, including wheelchairs, walkers and canes, toileting and shower chairs and wheelchair ramps. Seniors may borrow indefinitely, but the items in the loan closet can vary, depending on donations from the community.

Assisted Living Laws and Regulations in Westminster

Westminster-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Maryland

Reviews of Communities Nearby

Assisted Living

Cindy

I visited this facility

Review of The Terraces at Westminster

We went to The Terraces at Westminster. For my mother-in-law, it was overkill. Everybody there was a lot older and more disabled than she was, so it was overkill for her. It was a nice place. When...

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Assisted Living

Reviewer#RD071723r

I visited this facility

Review of The Terraces at Westminster

We liked The Terraces at Westminster. It's a clean and professional facility. There are a lot of meal options. The physical therapist is there five days a week. They have activities every day. Even...

Read more

Assisted Living

Julie

I am a friend or relative of a current/past resident

Review of Brightview Westminster Ridge

My mom is currently in Brightview Westminster Ridge. It is extremely clean. It is well-maintained, bright, and airy. There is stuff all over, and the food is fantastic. We are very pleased with it....

Provider response

Hi Julie - Thank you for your kind review. We value every member of our Brightview Westminster Ridge family!

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Other Options in Westminster, MD

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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